Last update: Oct 2026

Cost of Living Comparison Between Monrovia, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,704 in Monrovia, CA, rent and utilities included – about $16,200 less a year. Rent and utilities account for about half of the difference.

Monrovia, CA
🇺🇸 United States
$2,704
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Monthly Cost of Living

How much you'll spend in Monrovia, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monrovia, CA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,704 per month in Monrovia, CA vs $1,353 in Ubud, Bali, rent included.

  • Monrovia, CA $2,704
  • Ubud, Bali $1,353

A couple spends around $4,049 per month in Monrovia, CA vs $2,297 in Ubud, Bali, rent included.

  • Monrovia, CA $4,049
  • Ubud, Bali $2,297

A family of three spends $5,394 per month in Monrovia, CA vs $3,241 in Ubud, Bali, rent included.

  • Monrovia, CA $5,394
  • Ubud, Bali $3,241

Monrovia, CA costs about 100% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Monrovia, CA and Ubud, Bali sit above the global median – Monrovia, CA by 100%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Monrovia, CA
Ubud, Bali
Difference
Meal at Budget Restaurant
$24.92 $24.92
$3.23 Rp 58.1K
671.52%
Three-Course Dinner for Two, Mid-Range
$101 $101
$34.88 Rp 627.8K
190.22%
Fast Food Meal (McDonalds, etc)
$11.66 $11.66
$5.70 Rp 102.5K
104.56%
Cappuccino
$5.61 $5.61
$2.62 Rp 47.1K
114.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.68 $2.68
$1.72 Rp 31.0K
55.81%
Water (0.33 liter bottle)
$1.97 $1.97
$0.81 Rp 14.6K
143.21%
Local Beer (0.5 liter draught)
$8.23 $8.23
$2.65 Rp 47.7K
210.57%
Imported Beer (0.33 liter bottle)
$9.63 $9.63
$4.37 Rp 78.6K
120.37%
🛒 Groceries & Markets
Monrovia, CA
Ubud, Bali
Difference
Milk (1 liter)
$1.18 $1.18
$1.57 Rp 28.3K
-24.84%
White Bread (500g)
$5.85 $5.85
$2.19 Rp 39.5K
167.12%
Rice (white) (1kg)
$4.23 $4.23
$1.18 Rp 21.2K
258.47%
Eggs
$4.94 $4.94
$2.16 Rp 38.8K
128.70%
Local Cheese (1kg)
$12.40 $12.40
$17.65 Rp 317.7K
-29.75%
Chicken Fillets (1kg)
$20.92 $20.92
$3.78 Rp 68.0K
453.44%
Beef Round Steak (1kg)
$14.06 $14.06
$11.95 Rp 215.1K
17.66%
Apples (1kg)
$5.62 $5.62
$3.60 Rp 64.8K
56.11%
Banana (1kg)
$1.70 $1.70
$1.59 Rp 28.6K
6.92%
Oranges (1kg)
$4.29 $4.29
$2.31 Rp 41.6K
85.71%
Tomato (1kg)
$6.35 $6.35
$1.91 Rp 34.3K
232.46%
Potato (1kg)
$3.63 $3.63
$1.78 Rp 32.1K
103.93%
Onion (1kg)
$3.50 $3.50
$2.33 Rp 41.9K
50.21%
Lettuce (1 head)
$2.40 $2.40
$1.00 Rp 18.0K
140.00%
Water (1.5 liter bottle)
$2.27 $2.27
$0.53 Rp 9,509
328.30%
Cigarettes 20 Pack (Marlboro, Camel)
$11.63 $11.63
$2.29 Rp 41.1K
407.86%
Wine (Bottle)
$14.76 $14.76
$22.07 Rp 397.3K
-33.12%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.35 Rp 42.2K
-25.53%
Imported Beer (0.33 liter bottle)
$3.10 $3.10
$2.98 Rp 53.6K
4.03%
🚌 Getting Around
Monrovia, CA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.95 $1.95
$0.23 Rp 4,112
747.83%
Public Transport Monthly Pass (Regular Price)
-
$8.90 Rp 160.2K
-
Taxi Start (Normal Tariff)
$4.61 $4.61
$0.47 Rp 8,466
880.85%
Taxi (Normal Tariff) (1km)
$1.81 $1.81
$0.43 Rp 7,737
320.93%
Taxi 1hour Waiting (Normal Tariff)
$35.58 $35.58
$5.47 Rp 98.4K
550.46%
Gasoline (1 liter)
$1.60 $1.60
$0.83 Rp 14.9K
92.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K $27.7K
$23.9K Rp 429.8M
16.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K $26.6K
$32.8K Rp 590.1M
-18.97%
🧾 Monthly Utilities & Internet
Monrovia, CA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 $218
$80.0 Rp 1.4M
172.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$72.4 $72.4
$6.56 Rp 118.1K
1004.27%
Internet (50+ Mbps, Unlimited Data)
$71.3 $71.3
$18.60 Rp 334.8K
283.39%
🎉 Sport & Entertainment
Monrovia, CA
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.11 $39.11
$54.1 Rp 974.1K
-27.73%
Tennis Court (1 Hour on Weekend)
-
$18.28 Rp 329.0K
-
Cinema Ticket
$11.79 $11.79
$4.25 Rp 76.5K
177.41%
🧸 Childcare & Education
Monrovia, CA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,948 $1,948
$493 Rp 8.9M
295.32%
International Primary School, 1 Child (Yearly)
$42.6K $42.6K
$5,597 Rp 100.7M
661.31%
👕👟 Clothing & Footwear
Monrovia, CA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$73.1 $73.1
$45.58 Rp 820.4K
60.47%
Summer Dress (H&M, Zara, etc)
$40.92 $40.92
$34.96 Rp 629.4K
17.05%
Sport Shoes (Adidas, Nike)
$80.5 $80.5
$77.7 Rp 1.4M
3.59%
Men's Leather Business Shoes
$171 $171
$78.5 Rp 1.4M
118.07%
🏠 Accommodation & Living
Monrovia, CA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,577 $1,577
$1,131 Rp 20.4M
39.40%
1-bedroom Apartment, Outside City Center (Monthly)
$1,235 $1,235
$673 Rp 12.1M
83.60%
3-bedroom Apartment, City Center (Monthly)
$2,490 $2,490
$3,613 Rp 65.0M
-31.08%
3-bedroom Apartment, Outside City Center (Monthly)
$2,041 $2,041
$1,702 Rp 30.6M
19.96%
Buy Apartment in City Center (m2)
$2,557 $2,557
$2,717 Rp 48.9M
-5.91%
Buy Apartment Outside City Center (m2)
$2,351 $2,351
$2,241 Rp 40.3M
4.89%
💵 Salaries & Financials
Monrovia, CA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
13.78
-51.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monrovia, CA: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monrovia, CA
$1.2K
Ubud, Bali
$673 45.5% $562
Groceries & Markets
Monrovia, CA
$477
Ubud, Bali
$287 39.8% $190
Eating Out
Monrovia, CA
$381
Ubud, Bali
$106 72% $274
Monthly Utilities & Internet
Monrovia, CA
$362
Ubud, Bali
$105 70.9% $257
Clothing & Footwear
Monrovia, CA
$165
Ubud, Bali
$107 35.3% $58
Sport & Entertainment
Monrovia, CA
$63
Ubud, Bali
$63 0.1% $0.1
Getting Around
Monrovia, CA
$21 *
Ubud, Bali
$12 42.1% $9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,577 in Monrovia, CA versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $101 in Monrovia, CA versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $477 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇺🇸 Monrovia, CA
🇮🇩 Ubud, Bali
🕒 Local time
14:03 2:03 PM
05:03 5:03 AM
15 h ahead of Monrovia, CA
🌤 Weather
👥 Population
36,590
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Monrovia, CA Ubud, Bali 13,890 km ≈ 18 h nonstop flight
From you
  • Monrovia, CA
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monrovia, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Monrovia, CA and in Ubud, Bali compare overall?
Monthly costs with rent: $2,704 in Monrovia, CA, $1,353 in Ubud, Bali – roughly 100% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Monrovia, CA compared to Ubud, Bali?
For a comfortable life, plan on about $4,056 per month in Monrovia, CA and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Monrovia, CA and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $101 in Monrovia, CA and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 66% more in Monrovia, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Monrovia, CA at $2,704. In Ubud, Bali it covers expenses comfortably, while in Monrovia, CA it requires careful planning or may not stretch far enough.
How does quality of life compare between Monrovia, CA and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $2,704 in Monrovia, CA. Climate, culture, job market, and personal taste all factor in.
Is Monrovia, CA or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Monrovia, CA and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Monrovia, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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