Cost of Living Comparison Between Monrovia, CA and Chicago, IL Cost of Living Comparison Between Monrovia, CA and Chicago, IL

Monthly Cost of Living

A single person spends $2,728 per month in Monrovia, CA vs $3,106 in Chicago, IL, rent included.

A couple spends around $4,129 per month in Monrovia, CA vs $4,599 in Chicago, IL, rent included.

A family of three spends $5,531 per month in Monrovia, CA vs $6,092 in Chicago, IL, rent included.

Monrovia, CA is about 12% cheaper than Chicago, IL, driven mainly by Getting Around.

Both Monrovia, CA and Chicago, IL sit above the global median – Monrovia, CA by 99%, Chicago, IL by 126%.

Meal at Budget Restaurant

$24.96 $24.96

$19.86 $19.86

25.68%

Three-Course Dinner for Two, Mid-Range

$102 $102

$88.3 $88.3

15.03%

Fast Food Meal (McDonalds, etc)

$11.45 $11.45

$13.23 $13.23

-13.45%

Cappuccino

$5.74 $5.74

$5.86 $5.86

-2.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$2.61 $2.61

3.07%

Water (0.33 liter bottle)

$2.04 $2.04

$2.32 $2.32

-12.07%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.03 $7.03

14.51%

Imported Beer (0.33 liter bottle)

$9.07 $9.07

$9.25 $9.25

-1.95%

Milk (1 liter)

$1.16 $1.16

$1.34 $1.34

-13.43%

White Bread (500g)

$5.74 $5.74

$4.19 $4.19

36.99%

Rice (white) (1kg)

$4.31 $4.31

$5.50 $5.50

-21.64%

Eggs

$4.96 $4.96

$4.71 $4.71

5.31%

Local Cheese (1kg)

$12.29 $12.29

$14.72 $14.72

-16.51%

Chicken Fillets (1kg)

$21.05 $21.05

$14.53 $14.53

44.87%

Beef Round Steak (1kg)

$13.78 $13.78

$19.69 $19.69

-30.02%

Apples (1kg)

$5.39 $5.39

$5.64 $5.64

-4.43%

Banana (1kg)

$1.80 $1.80

$1.97 $1.97

-8.63%

Oranges (1kg)

$4.18 $4.18

$4.04 $4.04

3.47%

Tomato (1kg)

$6.63 $6.63

$5.07 $5.07

30.77%

Potato (1kg)

$3.53 $3.53

$2.94 $2.94

20.07%

Onion (1kg)

$3.58 $3.58

$2.92 $2.92

22.60%

Lettuce (1 head)

$2.29 $2.29

$2.28 $2.28

0.44%

Water (1.5 liter bottle)

$2.31 $2.31

$3.12 $3.12

-25.96%

Cigarettes 20 Pack (Marlboro, Camel)

$11.65 $11.65

$16.19 $16.19

-28.04%

Wine (Bottle)

$15.25 $15.25

$15.17 $15.17

0.53%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.67 $2.67

-37.08%

Imported Beer (0.33 liter bottle)

$3.22 $3.22

$3.48 $3.48

-7.47%

One-way Ticket (Public Transport)

$1.93 $1.93

$2.54 $2.54

-24.02%

Public Transport Monthly Pass (Regular Price)

$76.0 $76.0

Taxi Start (Normal Tariff)

$4.54 $4.54

$3.16 $3.16

43.67%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.37 $1.37

33.58%

Taxi 1hour Waiting (Normal Tariff)

$35.46 $35.46

$22.66 $22.66

56.49%

Gasoline (1 liter)

$1.46 $1.46

$1.20 $1.20

21.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$37.0K $37.0K

-0.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.0K $26.0K

-1.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$190 $190

12.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.2 $72.2

$68.5 $68.5

5.43%

Internet (50+ Mbps, Unlimited Data)

$68.9 $68.9

$61.1 $61.1

12.79%

Gym Membership (Monthly)

$39.76 $39.76

$63.8 $63.8

-37.66%

Tennis Court (1 Hour on Weekend)

$27.80 $27.80

Cinema Ticket

$11.90 $11.90

$18.28 $18.28

-34.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,954 $1,954

$1,525 $1,525

28.15%

International Primary School, 1 Child (Yearly)

$42.3K $42.3K

$32.0K $32.0K

32.24%

Jeans (Levis 501 Or Similar)

$73.3 $73.3

$64.0 $64.0

14.51%

Summer Dress (H&M, Zara, etc)

$41.37 $41.37

$54.4 $54.4

-23.95%

Sport Shoes (Adidas, Nike)

$80.9 $80.9

$101 $101

-19.60%

Men's Leather Business Shoes

$171 $171

$153 $153

11.17%

1-bedroom Apartment, City Center (Monthly)

$1,585 $1,585

$2,421 $2,421

-34.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,253 $1,253

$1,690 $1,690

-25.87%

3-bedroom Apartment, City Center (Monthly)

$2,500 $2,500

$4,584 $4,584

-45.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,397 $2,397

$2,782 $2,782

-13.85%

Buy Apartment in City Center (m2)

$2,876 $2,876

$4,170 $4,170

-31.02%

Buy Apartment Outside City Center (m2)

$2,223 $2,223

$2,739 $2,739

-18.82%

Average Monthly Net Salary (After Tax)

$4,777 $4,777

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

6.38

-4.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monrovia, CA: August 31, 2026

Last update for Chicago, IL: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,585 in Monrovia, CA versus $2,421 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $102 in Monrovia, CA versus $88.0 in Chicago, IL. Monthly groceries follow the same trend: $477 vs $465 – making Chicago, IL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monrovia, CA vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,728 in Monrovia, CA, $3,106 in Chicago, IL – roughly 14% apart. Chicago, IL costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,092 per month in Monrovia, CA and $4,659 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Monrovia, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $102 in Monrovia, CA and $88.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 2% cheaper in Chicago, IL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $2,728 in Monrovia, CA and $3,106 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,728 in Monrovia, CA to $3,106 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Monrovia, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.