Last update: Oct 2026

Cost of Living Comparison Between Monrovia, CA and San Jose

For one person, living is cheaper in San Jose: $1,924 a month against $2,704 in Monrovia, CA, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

Monrovia, CA
🇺🇸 United States
$2,704
/mo nomad
San Jose
🇨🇷 Costa Rica
$1,924
/mo nomad
Monthly Cost of Living

How much you'll spend in Monrovia, CA and in San Jose

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monrovia, CA and in San Jose actually costs, broken down by who's living it.

A single person spends $2,704 per month in Monrovia, CA vs $1,924 in San Jose, rent included.

  • Monrovia, CA $2,704
  • San Jose $1,924

A couple spends around $4,049 per month in Monrovia, CA vs $2,926 in San Jose, rent included.

  • Monrovia, CA $4,049
  • San Jose $2,926

A family of three spends $5,394 per month in Monrovia, CA vs $3,929 in San Jose, rent included.

  • Monrovia, CA $5,394
  • San Jose $3,929

Monrovia, CA costs about 41% more than San Jose, and outside of rent the biggest gap is in eating out.

Both Monrovia, CA and San Jose sit above the global median – Monrovia, CA by 100%, San Jose by 42%.

Currency
🍽 Eating Out
Monrovia, CA
San Jose
Difference
Meal at Budget Restaurant
$24.92 $24.92
$12.29 ₡5,513
102.77%
Three-Course Dinner for Two, Mid-Range
$101 $101
$62.3 ₡27.9K
62.57%
Fast Food Meal (McDonalds, etc)
$11.66 $11.66
$11.53 ₡5,171
1.13%
Cappuccino
$5.61 $5.61
$4.35 ₡1,953
28.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.68 $2.68
$2.64 ₡1,183
1.52%
Water (0.33 liter bottle)
$1.97 $1.97
$1.86 ₡836
5.91%
Local Beer (0.5 liter draught)
$8.23 $8.23
$3.32 ₡1,490
147.89%
Imported Beer (0.33 liter bottle)
$9.63 $9.63
$4.52 ₡2,026
113.05%
🛒 Groceries & Markets
Monrovia, CA
San Jose
Difference
Milk (1 liter)
$1.18 $1.18
$2.39 ₡1,073
-50.63%
White Bread (500g)
$5.85 $5.85
$3.08 ₡1,381
89.94%
Rice (white) (1kg)
$4.23 $4.23
$2.50 ₡1,119
69.20%
Eggs
$4.94 $4.94
$3.48 ₡1,562
41.95%
Local Cheese (1kg)
$12.40 $12.40
$10.74 ₡4,815
15.46%
Chicken Fillets (1kg)
$20.92 $20.92
$10.32 ₡4,629
102.71%
Beef Round Steak (1kg)
$14.06 $14.06
$14.10 ₡6,325
-0.28%
Apples (1kg)
$5.62 $5.62
$5.03 ₡2,256
11.73%
Banana (1kg)
$1.70 $1.70
$1.59 ₡714
6.92%
Oranges (1kg)
$4.29 $4.29
$4.84 ₡2,171
-11.36%
Tomato (1kg)
$6.35 $6.35
$3.96 ₡1,776
60.35%
Potato (1kg)
$3.63 $3.63
$3.76 ₡1,684
-3.46%
Onion (1kg)
$3.50 $3.50
$3.73 ₡1,674
-6.17%
Lettuce (1 head)
$2.40 $2.40
$1.08 ₡485
122.22%
Water (1.5 liter bottle)
$2.27 $2.27
$3.25 ₡1,456
-30.15%
Cigarettes 20 Pack (Marlboro, Camel)
$11.63 $11.63
$5.86 ₡2,627
98.46%
Wine (Bottle)
$14.76 $14.76
$20.28 ₡9,095
-27.22%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.90 ₡1,300
-39.66%
Imported Beer (0.33 liter bottle)
$3.10 $3.10
$3.73 ₡1,673
-16.89%
🚌 Getting Around
Monrovia, CA
San Jose
Difference
One-way Ticket (Public Transport)
$1.95 $1.95
$1.08 ₡486
80.56%
Public Transport Monthly Pass (Regular Price)
-
$65.5 ₡29.4K
-
Taxi Start (Normal Tariff)
$4.61 $4.61
$2.50 ₡1,123
84.40%
Taxi (Normal Tariff) (1km)
$1.81 $1.81
$1.63 ₡732
11.04%
Taxi 1hour Waiting (Normal Tariff)
$35.58 $35.58
$8.71 ₡3,904
308.50%
Gasoline (1 liter)
$1.60 $1.60
$1.58 ₡709
1.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K $27.7K
$33.6K ₡15.1M
-17.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K $26.6K
$41.7K ₡18.7M
-36.25%
🧾 Monthly Utilities & Internet
Monrovia, CA
San Jose
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 $218
$93.7 ₡42.0K
132.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$72.4 $72.4
$35.42 ₡15.9K
104.52%
Internet (50+ Mbps, Unlimited Data)
$71.3 $71.3
$60.0 ₡26.9K
18.91%
🎉 Sport & Entertainment
Monrovia, CA
San Jose
Difference
Gym Membership (Monthly)
$39.11 $39.11
$72.6 ₡32.6K
-46.12%
Tennis Court (1 Hour on Weekend)
-
$25.83 ₡11.6K
-
Cinema Ticket
$11.79 $11.79
$7.74 ₡3,471
52.33%
🧸 Childcare & Education
Monrovia, CA
San Jose
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,948 $1,948
$1,005 ₡450.9K
93.74%
International Primary School, 1 Child (Yearly)
$42.6K $42.6K
$16.9K ₡7.6M
151.94%
👕👟 Clothing & Footwear
Monrovia, CA
San Jose
Difference
Jeans (Levis 501 Or Similar)
$73.1 $73.1
$73.1 ₡32.8K
0.12%
Summer Dress (H&M, Zara, etc)
$40.92 $40.92
$55.4 ₡24.9K
-26.19%
Sport Shoes (Adidas, Nike)
$80.5 $80.5
$128 ₡57.5K
-37.23%
Men's Leather Business Shoes
$171 $171
$130 ₡58.5K
31.31%
🏠 Accommodation & Living
Monrovia, CA
San Jose
Difference
1-bedroom Apartment, City Center (Monthly)
$1,577 $1,577
$932 ₡418.0K
69.22%
1-bedroom Apartment, Outside City Center (Monthly)
$1,235 $1,235
$760 ₡340.8K
62.56%
3-bedroom Apartment, City Center (Monthly)
$2,490 $2,490
$1,922 ₡862.0K
29.55%
3-bedroom Apartment, Outside City Center (Monthly)
$2,041 $2,041
$1,276 ₡572.1K
60.02%
Buy Apartment in City Center (m2)
$2,557 $2,557
$2,301 ₡1.0M
11.12%
Buy Apartment Outside City Center (m2)
$2,351 $2,351
$1,833 ₡821.9K
28.28%
💵 Salaries & Financials
Monrovia, CA
San Jose
Difference
Average Monthly Net Salary (After Tax)
-
$1,029 ₡461.3K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
8.62
-22.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monrovia, CA: October 17, 2026

Last update for San Jose: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monrovia, CA
$1.2K
San Jose
$760 38.5% $475
Groceries & Markets
Monrovia, CA
$477
San Jose
$403 15.5% $74
Eating Out
Monrovia, CA
$381
San Jose
$229 39.9% $152
Monthly Utilities & Internet
Monrovia, CA
$362
San Jose
$189 47.8% $173
Clothing & Footwear
Monrovia, CA
$165
San Jose
$174 5.8% $9.6
Sport & Entertainment
Monrovia, CA
$63
San Jose
$88 40.5% $25
Getting Around
Monrovia, CA
$21 *
San Jose
$80 275% $59

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,577 in Monrovia, CA versus $932 in San Jose. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $101 in Monrovia, CA versus $62.0 in San Jose. Monthly groceries follow the same trend: $477 vs $403 – making San Jose the more affordable choice for daily food spending.

Good to know
🇺🇸 Monrovia, CA
🇨🇷 San Jose
🕒 Local time
14:51 2:51 PM
15:51 3:51 PM
1 h ahead of Monrovia, CA
🌤 Weather
👥 Population
36,590
342,188 Capital
Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Costa Rican Colón exchange rates as of October 20, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

On the map
Between locations
  • Monrovia, CA San Jose 4,380 km ≈ 6 h nonstop flight
From you
  • Monrovia, CA
  • San Jose

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monrovia, CA vs San Jose: Cost of Living - Frequently Asked Questions
How do living costs in Monrovia, CA and in San Jose compare overall?
Monthly costs with rent: $2,704 in Monrovia, CA, $1,924 in San Jose – roughly 41% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Monrovia, CA compared to San Jose?
For a comfortable life, plan on about $4,056 per month in Monrovia, CA and $2,886 in San Jose. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Monrovia, CA and San Jose?
Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $101 in Monrovia, CA and $62.0 in San Jose. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 18% more in Monrovia, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,500 per month?
A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,924, than in Monrovia, CA at $2,704. In San Jose it covers expenses comfortably, while in Monrovia, CA it requires careful planning or may not stretch far enough.
How does quality of life compare between Monrovia, CA and San Jose?
It depends on your priorities. San Jose has an edge in some lifestyle areas, with costs from $1,924 in San Jose to $2,704 in Monrovia, CA. Climate, culture, job market, and personal taste all factor in.
Is Monrovia, CA or San Jose safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Monrovia, CA and San Jose?
If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, Monrovia, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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