Last update: Nov 2026

Cost of Living Comparison Between Monaghan and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,202 a month against $2,382 in Monaghan, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

Monaghan, Ireland
Playa del Carmen, Mexico
Monaghan
🇮🇪 Ireland
$2,382
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
Monthly Cost of Living

How much you'll spend in Monaghan and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monaghan and in Playa del Carmen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,382 in Monaghan versus $1,202 in Playa del Carmen.

  • Monaghan $2,382
  • Playa del Carmen $1,202

Estimated couple costs with rent: $3,362 in Monaghan versus $2,082 in Playa del Carmen.

  • Monaghan $3,362
  • Playa del Carmen $2,082

Monthly costs for a family of three with rent: $4,343 in Monaghan versus $2,962 in Playa del Carmen.

  • Monaghan $4,343
  • Playa del Carmen $2,962

Living in Monaghan is roughly 98% more expensive than in Playa del Carmen, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Monaghan is 76% above, Playa del Carmen is 11% below.

Currency
🍽 Eating Out
Monaghan
Playa del Carmen
Difference
Meal at Budget Restaurant
$17.47 €15.56
$10.67 MX$200
63.73%
Three-Course Dinner for Two, Mid-Range
$57.8 €51.4
$43.80 MX$823
31.92%
Fast Food Meal (McDonalds, etc)
$12.33 €10.98
$11.79 MX$221
4.58%
Cappuccino
$4.02 €3.58
$3.79 MX$71.1
6.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 €2.28
$1.30 MX$24.36
97.69%
Water (0.33 liter bottle)
$2.11 €1.88
$0.83 MX$15.65
154.22%
Local Beer (0.5 liter draught)
$6.57 €5.85
$3.15 MX$59.1
108.57%
Imported Beer (0.33 liter bottle)
$6.57 €5.85
$4.93 MX$92.7
33.27%
🛒 Groceries & Markets
Monaghan
Playa del Carmen
Difference
Milk (1 liter)
$1.61 €1.44
$1.41 MX$26.46
14.18%
White Bread (500g)
$2.11 €1.88
$2.20 MX$41.23
-4.09%
Rice (white) (1kg)
$1.77 €1.58
$1.47 MX$27.66
20.41%
Eggs
$4.32 €3.85
$2.50 MX$46.89
72.80%
Local Cheese (1kg)
$9.84 €8.76
$7.29 MX$137
34.98%
Chicken Fillets (1kg)
$12.13 €10.80
$7.95 MX$149
52.58%
Beef Round Steak (1kg)
$13.20 €11.75
$12.86 MX$242
2.64%
Apples (1kg)
$2.97 €2.64
$2.90 MX$54.4
2.41%
Banana (1kg)
$2.22 €1.98
$1.38 MX$25.98
60.87%
Oranges (1kg)
$2.99 €2.66
$2.49 MX$46.78
20.08%
Tomato (1kg)
$4.02 €3.58
$2.03 MX$38.12
98.03%
Potato (1kg)
$1.86 €1.65
$2.02 MX$38.03
-7.92%
Onion (1kg)
$1.51 €1.35
$1.90 MX$35.74
-20.53%
Lettuce (1 head)
$1.26 €1.12
$1.14 MX$21.49
10.53%
Water (1.5 liter bottle)
$1.84 €1.64
$1.24 MX$23.27
48.39%
Cigarettes 20 Pack (Marlboro, Camel)
$20.10 €17.90
$4.27 MX$80.2
370.73%
Wine (Bottle)
$13.30 €11.84
$9.81 MX$184
35.58%
Local Beer (0.5 liter bottle)
$3.26 €2.90
$1.59 MX$29.78
105.03%
Imported Beer (0.33 liter bottle)
$3.55 €3.16
$2.75 MX$51.6
29.09%
🚌 Getting Around
Monaghan
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$2.52 €2.24
$0.51 MX$9.67
394.12%
Public Transport Monthly Pass (Regular Price)
-
$27.39 MX$514
-
Taxi Start (Normal Tariff)
$5.06 €4.51
$4.76 MX$89.4
6.30%
Taxi (Normal Tariff) (1km)
$1.49 €1.33
$3.25 MX$61.0
-54.15%
Taxi 1hour Waiting (Normal Tariff)
$37.90 €33.74
$5.39 MX$101
603.15%
Gasoline (1 liter)
$1.84 €1.63
$1.53 MX$28.70
20.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K €34.1K
$21.2K MX$398.4K
80.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.0K €33.8K
$23.3K MX$436.9K
63.33%
🧾 Monthly Utilities & Internet
Monaghan
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$241 €215
$83.5 MX$1,568
188.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.67 €18.40
$23.19 MX$435
-10.87%
Internet (50+ Mbps, Unlimited Data)
$51.1 €45.53
$27.61 MX$519
85.22%
🎉 Sport & Entertainment
Monaghan
Playa del Carmen
Difference
Gym Membership (Monthly)
$57.6 €51.2
$56.4 MX$1,060
1.98%
Tennis Court (1 Hour on Weekend)
-
$28.19 MX$529
-
Cinema Ticket
$13.64 €12.15
$5.00 MX$93.9
172.80%
🧸 Childcare & Education
Monaghan
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,019 €908
$207 MX$3,889
392.24%
International Primary School, 1 Child (Yearly)
$5,209 €4,638
$5,231 MX$98.2K
-0.43%
👕👟 Clothing & Footwear
Monaghan
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$93.3 €83.0
$43.45 MX$816
114.64%
Summer Dress (H&M, Zara, etc)
$41.49 €36.94
$42.54 MX$799
-2.47%
Sport Shoes (Adidas, Nike)
$91.5 €81.5
$72.8 MX$1,367
25.73%
Men's Leather Business Shoes
$106 €94.0
$88.4 MX$1,660
19.39%
🏠 Accommodation & Living
Monaghan
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,275 €1,135
$995 MX$18.7K
28.12%
1-bedroom Apartment, Outside City Center (Monthly)
$1,185 €1,055
$382 MX$7,181
209.93%
3-bedroom Apartment, City Center (Monthly)
$2,259 €2,012
$1,674 MX$31.4K
34.93%
3-bedroom Apartment, Outside City Center (Monthly)
$1,820 €1,620
$1,081 MX$20.3K
68.41%
Buy Apartment in City Center (m2)
-
$3,909 MX$73.4K
-
Buy Apartment Outside City Center (m2)
$3,366 €2,997
$6,138 MX$115.3K
-45.16%
💵 Salaries & Financials
Monaghan
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$3,993 €3,556
$832 MX$15.6K
379.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.81
11.45
-66.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monaghan: November 2, 2026

Last update for Playa del Carmen: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monaghan
$1.2K
Playa del Carmen
$382 67.7% $803
Groceries & Markets
Monaghan
$337
Playa del Carmen
$257 23.7% $80
Monthly Utilities & Internet
Monaghan
$313
Playa del Carmen
$134 57.1% $178
Eating Out
Monaghan
$290
Playa del Carmen
$200 30.9% $89
Clothing & Footwear
Monaghan
$149
Playa del Carmen
$111 25.5% $38
Sport & Entertainment
Monaghan
$85
Playa del Carmen
$66 21.7% $18
Getting Around
Monaghan
$23 *
Playa del Carmen
$50 123% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,275 in Monaghan and $995 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Monaghan pays about 4.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $58 in Monaghan vs $44 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $337 vs $257 per month, with Playa del Carmen cheaper across the board.

Good to know
🇮🇪 Monaghan
🇲🇽 Playa del Carmen
🕒 Local time
04:39 4:39 AM
23:39 11:39 PM
5 h behind Monaghan
🌤 Weather
👥 Population
7,700
149,923
💱 Currency
Euro EUR €
Exchange rates and currency converter

MXN, USD to EUR – Euro Converter

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.78 MXN (100 MXN = 5.32 USD). 1 EUR = 21.08 MXN (100 MXN = 4.74 EUR).

On the map
Between locations
  • Monaghan Playa del Carmen 7,530 km ≈ 10 h nonstop flight
From you
  • Monaghan
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monaghan vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Monaghan?
Playa del Carmen is about 50% cheaper overall, especially in eating out, groceries, and clothing. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Monaghan or Playa del Carmen?
Average pay in Monaghan is about 4.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Monaghan and Playa del Carmen?
Rent for a central apartment: $1,275 in Monaghan versus $995 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Monaghan and in Playa del Carmen?
Supermarket bills run roughly 31% higher in Monaghan. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Monaghan and in Playa del Carmen?
All in, you’ll spend $2,382 per month in Monaghan versus $1,202 in Playa del Carmen – Playa del Carmen is about 50% cheaper, which adds up to real savings over time.
Is $1,500 a realistic budget for living in Monaghan or in Playa del Carmen?
At $1,202 in Playa del Carmen versus $2,382 in Monaghan, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Monaghan. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is it better to live in Monaghan or in Playa del Carmen?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is the better choice to relocate to?
It comes down to priorities – Playa del Carmen wins on affordability, Monaghan on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

Monaghan vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?