Cost of Living Comparison Between Monaghan and Playa del Carmen Cost of Living Comparison Between Monaghan and Playa del Carmen

Monthly Cost of Living

Monthly costs for one person with rent: $2,456 in Monaghan versus $1,271 in Playa del Carmen.

Estimated couple costs with rent: $3,533 in Monaghan versus $2,126 in Playa del Carmen.

Monthly costs for a family of three with rent: $4,609 in Monaghan versus $2,980 in Playa del Carmen.

Living in Monaghan is roughly 93% more expensive than Playa del Carmen, driven mainly by Eating Out.

The two cities straddle the global median: Monaghan is 83% above, Playa del Carmen is 5% below.

Meal at Budget Restaurant

$18.26 €15.73

$11.87 MX$204

53.83%

Three-Course Dinner for Two, Mid-Range

$58.5 €50.4

$42.90 MX$736

36.46%

Fast Food Meal (McDonalds, etc)

$10.40 €8.96

$10.65 MX$183

-2.35%

Cappuccino

$3.75 €3.23

$3.45 MX$59.2

8.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 €2.12

$1.50 MX$25.81

64.00%

Water (0.33 liter bottle)

$1.91 €1.65

$0.95 MX$16.28

101.05%

Local Beer (0.5 liter draught)

$6.83 €5.88

$3.03 MX$51.9

125.41%

Imported Beer (0.33 liter bottle)

$6.20 €5.34

$4.61 MX$79.1

34.49%

Milk (1 liter)

$1.11 €0.96

$1.38 MX$23.61

-19.57%

White Bread (500g)

$1.84 €1.58

$1.85 MX$31.70

-0.54%

Rice (white) (1kg)

$2.06 €1.77

$1.61 MX$27.65

27.95%

Eggs

$4.39 €3.78

$2.59 MX$44.51

69.50%

Local Cheese (1kg)

$10.29 €8.87

$8.26 MX$142

24.58%

Chicken Fillets (1kg)

$11.18 €9.64

$8.37 MX$144

33.57%

Beef Round Steak (1kg)

$12.11 €10.44

$10.66 MX$183

13.60%

Apples (1kg)

$2.96 €2.55

$2.63 MX$45.12

12.55%

Banana (1kg)

$2.00 €1.72

$1.49 MX$25.53

34.23%

Oranges (1kg)

$2.96 €2.55

$1.92 MX$32.94

54.17%

Tomato (1kg)

$3.79 €3.26

$2.09 MX$35.81

81.34%

Potato (1kg)

$2.15 €1.85

$1.86 MX$31.88

15.59%

Onion (1kg)

$1.52 €1.31

$2.26 MX$38.81

-32.74%

Lettuce (1 head)

$1.35 €1.16

$1.06 MX$18.23

27.36%

Water (1.5 liter bottle)

$1.99 €1.71

$1.09 MX$18.67

82.57%

Cigarettes 20 Pack (Marlboro, Camel)

$18.34 €15.80

$4.15 MX$71.2

341.93%

Wine (Bottle)

$13.76 €11.85

$10.39 MX$178

32.44%

Local Beer (0.5 liter bottle)

$3.37 €2.90

$1.72 MX$29.59

95.93%

Imported Beer (0.33 liter bottle)

$3.77 €3.25

$2.61 MX$44.85

44.44%

One-way Ticket (Public Transport)

$2.38 €2.05

$0.54 MX$9.30

340.74%

Public Transport Monthly Pass (Regular Price)

$100 €86.3

$26.94 MX$462

271.86%

Taxi Start (Normal Tariff)

$5.34 €4.60

$3.13 MX$53.7

70.61%

Taxi (Normal Tariff) (1km)

$1.91 €1.65

$2.51 MX$43.09

-23.90%

Taxi 1hour Waiting (Normal Tariff)

$34.75 €29.94

$3.15 MX$54.1

1003.17%

Gasoline (1 liter)

$2.16 €1.86

$1.27 MX$21.88

70.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K €36.3K

$30.4K MX$521.3K

38.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €33.2K

$23.6K MX$404.5K

63.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 €189

$83.0 MX$1,425

163.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.82 €18.80

$22.71 MX$390

-3.92%

Internet (50+ Mbps, Unlimited Data)

$49.98 €43.06

$29.46 MX$506

69.65%

Gym Membership (Monthly)

$51.9 €44.74

$51.0 MX$875

1.80%

Tennis Court (1 Hour on Weekend)

$18.33 MX$315

Cinema Ticket

$14.09 €12.14

$4.93 MX$84.5

185.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,062 €915

$197 MX$3,386

438.14%

International Primary School, 1 Child (Yearly)

$7,863 €6,775

$5,280 MX$90.6K

48.92%

Jeans (Levis 501 Or Similar)

$90.1 €77.6

$36.90 MX$633

144.20%

Summer Dress (H&M, Zara, etc)

$39.86 €34.34

$39.89 MX$685

-0.08%

Sport Shoes (Adidas, Nike)

$97.4 €83.9

$80.0 MX$1,373

21.75%

Men's Leather Business Shoes

$102 €88.0

$89.5 MX$1,536

14.15%

1-bedroom Apartment, City Center (Monthly)

$1,479 €1,275

$956 MX$16.4K

54.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,221 €1,052

$477 MX$8,189

156.00%

3-bedroom Apartment, City Center (Monthly)

$2,380 €2,051

$1,646 MX$28.3K

44.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,978 €1,704

$1,225 MX$21.0K

61.52%

Buy Apartment in City Center (m2)

$3,827 €3,297

$3,918 MX$67.2K

-2.32%

Buy Apartment Outside City Center (m2)

$3,082 €2,655

$6,459 MX$110.9K

-52.29%

Average Monthly Net Salary (After Tax)

$4,092 €3,526

$667 MX$11.4K

513.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

11.42

-60.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monaghan: June 7, 2026

Last update for Playa del Carmen: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,479 in Monaghan and $956 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Monaghan pays 514% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Monaghan vs $43.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $327 vs $250 per month, with Playa del Carmen cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monaghan vs Playa del Carmen: Cost of Living - Frequently Asked Questions

Playa del Carmen is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 93% gap adds up to real monthly savings that compound significantly over time.

Monaghan pays 514% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,479 in Monaghan versus $956 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Monaghan. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Playa del Carmen – a meal for two runs $43.00 versus $59.0 in Monaghan. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,271 in Playa del Carmen versus $2,456 in Monaghan, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Monaghan. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.

For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Monaghan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Monaghan and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Playa del Carmen gentler on the wallet – expenses run 93% less than in Monaghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.