Last update: Oct 2026

Cost of Living Comparison Between Moenchengladbach and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,242 in Moenchengladbach, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Moenchengladbach
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Moenchengladbach Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Moenchengladbach

🇩🇪 Germany

$2,242

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Moenchengladbach and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moenchengladbach and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,242 in Moenchengladbach versus $1,349 in Ubud, Bali.

Moenchengladbach $2,242
Ubud, Bali $1,349

Estimated couple costs with rent: $2,947 in Moenchengladbach versus $2,305 in Ubud, Bali.

Moenchengladbach $2,947
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,652 in Moenchengladbach versus $3,261 in Ubud, Bali.

Moenchengladbach $3,652
Ubud, Bali $3,261

Living in Moenchengladbach is roughly 66% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.08 €15.30

$3.32 Rp 60.2K

414.46%

Three-Course Dinner for Two, Mid-Range

$55.3 €49.55

$35.64 Rp 645.8K

55.22%

Fast Food Meal (McDonalds, etc)

$11.10 €9.94

$5.53 Rp 100.3K

100.72%

Cappuccino

$3.83 €3.43

$2.72 Rp 49.3K

40.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 €3.44

$1.70 Rp 30.8K

125.88%

Water (0.33 liter bottle)

$3.10 €2.78

$0.76 Rp 13.8K

307.89%

Local Beer (0.5 liter draught)

$5.56 €4.98

$2.65 Rp 48.1K

109.81%

Imported Beer (0.33 liter bottle)

$4.57 €4.10

$4.38 Rp 79.4K

4.34%

Milk (1 liter)

$1.26 €1.13

$1.49 Rp 27.0K

-15.44%

White Bread (500g)

$2.34 €2.09

$2.28 Rp 41.2K

2.63%

Rice (white) (1kg)

$3.13 €2.80

$1.19 Rp 21.6K

163.03%

Eggs

$3.68 €3.30

$2.04 Rp 36.9K

80.39%

Local Cheese (1kg)

$12.39 €11.09

$17.70 Rp 320.8K

-30.00%

Chicken Fillets (1kg)

$12.01 €10.76

$3.96 Rp 71.8K

203.28%

Beef Round Steak (1kg)

$22.31 €19.98

$12.19 Rp 220.9K

83.02%

Apples (1kg)

$2.92 €2.62

$3.66 Rp 66.2K

-20.22%

Banana (1kg)

$1.73 €1.55

$1.52 Rp 27.5K

13.82%

Oranges (1kg)

$2.19 €1.96

$2.23 Rp 40.4K

-1.79%

Tomato (1kg)

$3.90 €3.50

$1.97 Rp 35.7K

97.97%

Potato (1kg)

$1.29 €1.16

$1.85 Rp 33.5K

-30.27%

Onion (1kg)

$1.19 €1.07

$2.42 Rp 43.9K

-50.83%

Lettuce (1 head)

$1.29 €1.15

$0.99 Rp 17.9K

30.30%

Water (1.5 liter bottle)

$0.89 €0.79

$0.51 Rp 9,303

74.51%

Cigarettes 20 Pack (Marlboro, Camel)

$9.07 €8.13

$2.22 Rp 40.3K

308.56%

Wine (Bottle)

$6.01 €5.38

$22.24 Rp 403.0K

-72.98%

Local Beer (0.5 liter bottle)

$0.93 €0.83

$2.26 Rp 41.0K

-58.85%

Imported Beer (0.33 liter bottle)

$1.68 €1.50

$2.97 Rp 53.8K

-43.43%

One-way Ticket (Public Transport)

$3.26 €2.92

$0.25 Rp 4,548

1204.00%

Public Transport Monthly Pass (Regular Price)

$68.5 €61.4

$7.82 Rp 141.8K

776.21%

Taxi Start (Normal Tariff)

$4.40 €3.94

$0.44 Rp 7,964

900.00%

Taxi (Normal Tariff) (1km)

$2.61 €2.34

$0.43 Rp 7,793

506.98%

Taxi 1hour Waiting (Normal Tariff)

$33.49 €30.00

$5.41 Rp 98.0K

519.04%

Gasoline (1 liter)

$1.98 €1.78

$0.82 Rp 14.9K

141.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K €26.8K

$23.8K Rp 432.0M

25.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K €31.4K

$31.7K Rp 575.3M

10.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 €276

$79.1 Rp 1.4M

289.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.19 €10.92

$6.45 Rp 116.8K

88.99%

Internet (50+ Mbps, Unlimited Data)

$36.98 €33.12

$18.58 Rp 336.7K

99.03%

Gym Membership (Monthly)

$39.81 €35.66

$49.48 Rp 896.7K

-19.54%

Tennis Court (1 Hour on Weekend)

$28.15 €25.21

$17.65 Rp 319.8K

59.49%

Cinema Ticket

$15.52 €13.90

$4.27 Rp 77.4K

263.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$678 €608

$491 Rp 8.9M

38.29%

International Primary School, 1 Child (Yearly)

$16.9K €15.2K

$5,674 Rp 102.8M

198.59%

Jeans (Levis 501 Or Similar)

$68.8 €61.6

$44.64 Rp 808.9K

54.10%

Summer Dress (H&M, Zara, etc)

$40.74 €36.49

$34.95 Rp 633.4K

16.57%

Sport Shoes (Adidas, Nike)

$74.0 €66.3

$79.9 Rp 1.4M

-7.40%

Men's Leather Business Shoes

$89.9 €80.5

$79.4 Rp 1.4M

13.17%

1-bedroom Apartment, City Center (Monthly)

$672 €602

$1,125 Rp 20.4M

-40.22%

1-bedroom Apartment, Outside City Center (Monthly)

$988 €885

$671 Rp 12.2M

47.13%

3-bedroom Apartment, City Center (Monthly)

$1,357 €1,215

$3,565 Rp 64.6M

-61.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 €923

$1,723 Rp 31.2M

-40.22%

Buy Apartment in City Center (m2)

$2,125 €1,903

$2,732 Rp 49.5M

-22.22%

Buy Apartment Outside City Center (m2)

$1,764 €1,580

$2,284 Rp 41.4M

-22.75%

Average Monthly Net Salary (After Tax)

$2,664 €2,386

$164 Rp 3.0M

1526.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.83

13.78

-72.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moenchengladbach: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moenchengladbach

$988 44.1%

Ubud, Bali

$672 49.8% 32% $316

Monthly Utilities & Internet

Moenchengladbach

$357 16%

Ubud, Bali

$104 7.7% 70.9% $253

Groceries & Markets

Moenchengladbach

$323 14.4%

Ubud, Bali

$288 21.4% 10.6% $34

Eating Out

Moenchengladbach

$281 12.5%

Ubud, Bali

$108 8% 61.6% $173

Clothing & Footwear

Moenchengladbach

$123 5.5%

Ubud, Bali

$108 8% 12.6% $16

Getting Around

Moenchengladbach

$99 4.4%

Ubud, Bali

$11 0.9% 88.5% $88

Sport & Entertainment

Moenchengladbach

$71 3.2%

Ubud, Bali

$58 4.3% 18.1% $13

Cost Breakdown

A one-bedroom apartment in the center runs $672 in Moenchengladbach and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Moenchengladbach pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $55 in Moenchengladbach vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $323 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇩🇪 Moenchengladbach

🇮🇩 Ubud, Bali

🕒 Local time

00:32 12:32 AM

07:32 7:32 AM

7 h ahead of Moenchengladbach

🌤 Weather

👥 Population

255,430

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Moenchengladbach Ubud, Bali 12,050 km ≈ 16 h nonstop flight

From you

Moenchengladbach
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moenchengladbach vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,242 in Moenchengladbach and $1,349 in Ubud, Bali, so Ubud, Bali is about 40% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Moenchengladbach is about 16 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $672 in Moenchengladbach versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Moenchengladbach. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $55 in Moenchengladbach. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Moenchengladbach and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Moenchengladbach on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.