Last update: Oct 2026

Cost of Living Comparison Between Moenchengladbach and Hamburg

For one person, living is cheaper in Moenchengladbach: $2,242 a month against $2,332 in Hamburg, rent and utilities included – about $1,100 less a year. Other living expenses account for most of the difference.

108

Cost of Living Index in Moenchengladbach
Learn more

Moenchengladbach Living Index
113

Cost of Living Index in Hamburg
Learn more

Hamburg Living Index

Jump to prices

Moenchengladbach

🇩🇪 Germany

$2,242

/mo nomad

Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Monthly Cost of Living

How much you'll spend in Moenchengladbach and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moenchengladbach and in Hamburg actually costs, broken down by who's living it.

A single person spends $2,242 per month in Moenchengladbach vs $2,332 in Hamburg, rent included.

Moenchengladbach $2,242
Hamburg $2,332

A couple spends around $2,947 per month in Moenchengladbach vs $3,481 in Hamburg, rent included.

Moenchengladbach $2,947
Hamburg $3,481

A family of three spends $3,652 per month in Moenchengladbach vs $4,631 in Hamburg, rent included.

Moenchengladbach $3,652
Hamburg $4,631

Moenchengladbach is about 4% cheaper than Hamburg, and outside of rent the biggest gap is in clothing.

Both Moenchengladbach and Hamburg sit above the global median – Moenchengladbach by 65%, Hamburg by 71%.

Meal at Budget Restaurant

$17.08 €15.30

$17.03 €15.25

0.29%

Three-Course Dinner for Two, Mid-Range

$55.3 €49.55

$73.6 €65.9

-24.83%

Fast Food Meal (McDonalds, etc)

$11.10 €9.94

$13.65 €12.23

-18.68%

Cappuccino

$3.83 €3.43

$4.67 €4.18

-17.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 €3.44

$4.18 €3.74

-8.13%

Water (0.33 liter bottle)

$3.10 €2.78

$3.24 €2.90

-4.32%

Local Beer (0.5 liter draught)

$5.56 €4.98

$5.96 €5.34

-6.71%

Imported Beer (0.33 liter bottle)

$4.57 €4.10

$4.98 €4.46

-8.23%

Milk (1 liter)

$1.26 €1.13

$1.20 €1.07

5.00%

White Bread (500g)

$2.34 €2.09

$2.60 €2.33

-10.00%

Rice (white) (1kg)

$3.13 €2.80

$2.79 €2.50

12.19%

Eggs

$3.68 €3.30

$4.24 €3.80

-13.21%

Local Cheese (1kg)

$12.39 €11.09

$12.36 €11.07

0.24%

Chicken Fillets (1kg)

$12.01 €10.76

$12.02 €10.77

-0.08%

Beef Round Steak (1kg)

$22.31 €19.98

$18.94 €16.96

17.79%

Apples (1kg)

$2.92 €2.62

$3.24 €2.90

-9.88%

Banana (1kg)

$1.73 €1.55

$2.33 €2.09

-25.75%

Oranges (1kg)

$2.19 €1.96

$2.95 €2.64

-25.76%

Tomato (1kg)

$3.90 €3.50

$4.12 €3.69

-5.34%

Potato (1kg)

$1.29 €1.16

$1.83 €1.63

-29.51%

Onion (1kg)

$1.19 €1.07

$1.75 €1.56

-32.00%

Lettuce (1 head)

$1.29 €1.15

$1.73 €1.55

-25.43%

Water (1.5 liter bottle)

$0.89 €0.79

$1.17 €1.05

-23.93%

Cigarettes 20 Pack (Marlboro, Camel)

$9.07 €8.13

$10.07 €9.01

-9.93%

Wine (Bottle)

$6.01 €5.38

$6.61 €5.92

-9.08%

Local Beer (0.5 liter bottle)

$0.93 €0.83

$1.13 €1.02

-17.70%

Imported Beer (0.33 liter bottle)

$1.68 €1.50

$1.50 €1.34

12.00%

One-way Ticket (Public Transport)

$3.26 €2.92

$4.43 €3.97

-26.41%

Public Transport Monthly Pass (Regular Price)

$68.5 €61.4

$69.4 €62.2

-1.28%

Taxi Start (Normal Tariff)

$4.40 €3.94

$6.79 €6.08

-35.20%

Taxi (Normal Tariff) (1km)

$2.61 €2.34

$2.98 €2.67

-12.42%

Taxi 1hour Waiting (Normal Tariff)

$33.49 €30.00

$41.72 €37.37

-19.73%

Gasoline (1 liter)

$1.98 €1.78

$2.29 €2.05

-13.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K €26.8K

$33.0K €29.5K

-9.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K €31.4K

$38.9K €34.9K

-9.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 €276

$383 €343

-19.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.19 €10.92

$19.47 €17.44

-37.39%

Internet (50+ Mbps, Unlimited Data)

$36.98 €33.12

$38.79 €34.74

-4.67%

Gym Membership (Monthly)

$39.81 €35.66

$42.26 €37.84

-5.80%

Tennis Court (1 Hour on Weekend)

$28.15 €25.21

$28.37 €25.41

-0.78%

Cinema Ticket

$15.52 €13.90

$15.46 €13.84

0.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$678 €608

$502 €450

35.01%

International Primary School, 1 Child (Yearly)

$16.9K €15.2K

$13.8K €12.3K

23.10%

Jeans (Levis 501 Or Similar)

$68.8 €61.6

$86.6 €77.5

-20.52%

Summer Dress (H&M, Zara, etc)

$40.74 €36.49

$36.18 €32.40

12.60%

Sport Shoes (Adidas, Nike)

$74.0 €66.3

$101 €90.1

-26.46%

Men's Leather Business Shoes

$89.9 €80.5

$117 €105

-23.44%

1-bedroom Apartment, City Center (Monthly)

$672 €602

$1,212 €1,085

-44.50%

1-bedroom Apartment, Outside City Center (Monthly)

$988 €885

$919 €823

7.52%

3-bedroom Apartment, City Center (Monthly)

$1,357 €1,215

$2,155 €1,930

-37.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 €923

$1,667 €1,493

-38.21%

Buy Apartment in City Center (m2)

$2,125 €1,903

$9,358 €8,381

-77.29%

Buy Apartment Outside City Center (m2)

$1,764 €1,580

$5,163 €4,624

-65.83%

Average Monthly Net Salary (After Tax)

$2,664 €2,386

$3,622 €3,244

-26.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.83

3.69

3.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moenchengladbach: October 25, 2026

Last update for Hamburg: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moenchengladbach

$988 44.1%

Hamburg

$919 39.4% 7% $69

Monthly Utilities & Internet

Moenchengladbach

$357 16%

Hamburg

$441 18.9% 23.4% $84

Groceries & Markets

Moenchengladbach

$323 14.4%

Hamburg

$335 14.3% 3.7% $12

Eating Out

Moenchengladbach

$281 12.5%

Hamburg

$303 13% 7.9% $22

Clothing & Footwear

Moenchengladbach

$123 5.5%

Hamburg

$153 6.6% 24.6% $30

Getting Around

Moenchengladbach

$99 4.4%

Hamburg

$109 4.7% 9.9% $9.8

Sport & Entertainment

Moenchengladbach

$71 3.2%

Hamburg

$73 3.1% 3.3% $2.3

Cost Breakdown

A central one-bedroom costs $672 in Moenchengladbach versus $1,212 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Hamburg. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55 in Moenchengladbach versus $74 in Hamburg. Monthly groceries follow the same trend: $323 vs $335 – making Moenchengladbach the more affordable choice for daily food spending.

Good to know

🇩🇪 Moenchengladbach

🇩🇪 Hamburg

🕒 Local time

09:44 9:44 AM

Same time as Moenchengladbach

🌤 Weather

👥 Population

255,430

1,812,709

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Moenchengladbach Hamburg 360 km

From you

Moenchengladbach
Hamburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moenchengladbach vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 4% more than Moenchengladbach, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,362 per month in Moenchengladbach and $3,499 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moenchengladbach, especially for central apartments: a one-bedroom in the center costs $672 there versus $1,212 in Hamburg.

Monthly expenses with rent come to $2,242 in Moenchengladbach and $2,332 in Hamburg. That makes Moenchengladbach about 4% cheaper.

Kindergarten costs $678 per month in Moenchengladbach and $502 in Hamburg. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 covers both cities comfortably – all-in costs are $2,242 in Moenchengladbach and $2,332 in Hamburg, leaving budget for savings and extras in both cases.

It depends on your priorities. Hamburg has an edge in some lifestyle areas, with costs from $2,242 in Moenchengladbach to $2,332 in Hamburg. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Moenchengladbach. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.