Last update: Nov 2026

Cost of Living Comparison Between Moab, UT and Panama City

For one person, living is cheaper in Panama City: $1,972 a month against $2,104 in Moab, UT, rent and utilities included – about $1,600 less a year. Other living expenses account for most of the difference.

100

Cost of Living Index in Moab, UT
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Moab, UT Living Index
95

Cost of Living Index in Panama City
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Panama City Living Index

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Moab, UT

🇺🇸 United States

$2,104

/mo nomad

Panama City

🇵🇦 Panama

$1,972

/mo nomad

Monthly Cost of Living

How much you'll spend in Moab, UT and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moab, UT and in Panama City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,104 in Moab, UT versus $1,972 in Panama City.

Moab, UT $2,104
Panama City $1,972

Estimated couple costs with rent: $3,381 in Moab, UT versus $2,930 in Panama City.

Moab, UT $3,381
Panama City $2,930

Monthly costs for a family of three with rent: $4,657 in Moab, UT versus $3,888 in Panama City.

Moab, UT $4,657
Panama City $3,888

Living in Moab, UT is roughly 7% more expensive than in Panama City, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Moab, UT 56% above, Panama City 46% above.

Meal at Budget Restaurant

$20.15 $20.15

$11.37 PAB 11.37

77.22%

Three-Course Dinner for Two, Mid-Range

$61.1 $61.1

$46.69 PAB 46.69

30.76%

Fast Food Meal (McDonalds, etc)

$13.20 $13.20

$7.98 PAB 7.98

65.41%

Cappuccino

$5.02 $5.02

$4.12 PAB 4.12

21.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$2.01 PAB 2.01

30.35%

Water (0.33 liter bottle)

$1.82 $1.82

$1.57 PAB 1.57

15.92%

Local Beer (0.5 liter draught)

$5.90 $5.90

$3.28 PAB 3.28

79.88%

Imported Beer (0.33 liter bottle)

$6.14 $6.14

$3.88 PAB 3.88

58.25%

Milk (1 liter)

$0.90 $0.90

$1.82 PAB 1.82

-50.55%

White Bread (500g)

$3.08 $3.08

$2.61 PAB 2.61

18.01%

Rice (white) (1kg)

$1.81 $1.81

$3.45 PAB 3.45

-47.54%

Eggs

$2.65 $2.65

$2.68 PAB 2.68

-1.12%

Local Cheese (1kg)

$8.60 $8.60

$12.42 PAB 12.42

-30.76%

Chicken Fillets (1kg)

$9.01 $9.01

$6.73 PAB 6.73

33.88%

Beef Round Steak (1kg)

$15.16 $15.16

$10.44 PAB 10.44

45.21%

Apples (1kg)

$5.32 $5.32

$4.21 PAB 4.21

26.37%

Banana (1kg)

$1.54 $1.54

$1.95 PAB 1.95

-21.03%

Oranges (1kg)

$3.26 $3.26

$4.07 PAB 4.07

-19.90%

Tomato (1kg)

$3.73 $3.73

$4.02 PAB 4.02

-7.21%

Potato (1kg)

$2.17 $2.17

$3.46 PAB 3.46

-37.28%

Onion (1kg)

$2.20 $2.20

$4.42 PAB 4.42

-50.23%

Lettuce (1 head)

$2.04 $2.04

$2.43 PAB 2.43

-16.05%

Water (1.5 liter bottle)

$2.23 $2.23

$1.72 PAB 1.72

29.65%

Cigarettes 20 Pack (Marlboro, Camel)

$10.90 $10.90

$6.04 PAB 6.04

80.46%

Wine (Bottle)

$13.08 $13.08

$11.68 PAB 11.68

11.99%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$1.41 PAB 1.41

40.43%

Imported Beer (0.33 liter bottle)

$3.90 $3.90

$2.74 PAB 2.74

42.34%

One-way Ticket (Public Transport)

$0.33 PAB 0.33

Public Transport Monthly Pass (Regular Price)

$20.65 PAB 20.65

Taxi Start (Normal Tariff)

$2.45 PAB 2.45

Taxi (Normal Tariff) (1km)

$2.93 $2.93

$1.76 PAB 1.76

66.48%

Taxi 1hour Waiting (Normal Tariff)

$21.86 PAB 21.86

Gasoline (1 liter)

$0.92 $0.92

$1.20 PAB 1.20

-23.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.0K $42.0K

$24.6K PAB 24.6K

71.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K $37.4K

$20.9K PAB 20.9K

78.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 $170

$132 PAB 132

29.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.4 $70.4

$27.89 PAB 27.89

152.49%

Internet (50+ Mbps, Unlimited Data)

$73.1 $73.1

$49.10 PAB 49.10

48.86%

Gym Membership (Monthly)

$44.53 PAB 44.53

Tennis Court (1 Hour on Weekend)

$34.01 PAB 34.01

Cinema Ticket

$14.93 $14.93

$8.70 PAB 8.70

71.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,147 $1,147

$537 PAB 537

113.71%

International Primary School, 1 Child (Yearly)

$20.5K PAB 20.5K

Jeans (Levis 501 Or Similar)

$50.6 $50.6

$65.8 PAB 65.8

-23.12%

Summer Dress (H&M, Zara, etc)

$26.31 $26.31

$48.45 PAB 48.45

-45.70%

Sport Shoes (Adidas, Nike)

$84.4 $84.4

$95.4 PAB 95.4

-11.56%

Men's Leather Business Shoes

$98.4 $98.4

$114 PAB 114

-13.38%

1-bedroom Apartment, City Center (Monthly)

$1,113 $1,113

$1,405 PAB 1,405

-20.76%

1-bedroom Apartment, Outside City Center (Monthly)

$977 $977

$994 PAB 994

-1.74%

3-bedroom Apartment, City Center (Monthly)

$2,407 $2,407

$2,221 PAB 2,221

8.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,215 $2,215

$1,714 PAB 1,714

29.26%

Buy Apartment in City Center (m2)

$4,847 $4,847

$3,139 PAB 3,139

54.43%

Buy Apartment Outside City Center (m2)

$4,513 $4,513

$1,724 PAB 1,724

161.81%

Average Monthly Net Salary (After Tax)

$936 PAB 936

20-Year Fixed Mortgage Interest Rate (Annual %)

6.91

6.39

8.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moab, UT: November 2, 2026

Last update for Panama City: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moab, UT

$977 46.4%

Panama City

$994 50.4% 1.8% $17

Groceries & Markets

Moab, UT

$331 15.7%

Panama City

$326 16.5% 1.7% $5.6

Eating Out

Moab, UT

$321 15.2%

Panama City

$203 10.3% 36.7% $118

Monthly Utilities & Internet

Moab, UT

$314 14.9%

Panama City

$209 10.6% 33.5% $105

Clothing & Footwear

Moab, UT

$117 5.6%

Panama City

$145 7.4% 24.5% $29

Sport & Entertainment

Moab, UT

$30 * 1.4%

Panama City

$62 3.1% 107% $32

Getting Around

Moab, UT

$15 * 0.7%

Panama City

$33 1.7% 127% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,113 in Moab, UT and $1,405 in Panama City. Housing cost is often the main lever when comparing two cities.

Dining out: $61 in Moab, UT vs $47 in Panama City for a mid-range dinner for two. Groceries echo the gap at $331 vs $326 per month, with Panama City cheaper across the board.

Good to know

🇺🇸 Moab, UT

🇵🇦 Panama City

🕒 Local time

01:26 1:26 AM

03:26 3:26 AM

2 h ahead of Moab, UT

🌤 Weather

👥 Population

5,300

1,086,990 Capital

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.89 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Panamanian Balboa exchange rates as of November 6, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

PAB to USD in detail →

On the map

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Between locations

Moab, UT Panama City 4,450 km ≈ 6 h nonstop flight

From you

Moab, UT
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moab, UT vs Panama City: Cost of Living - Frequently Asked Questions

Panama City is about 6% cheaper overall, especially in eating out and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,156 in Moab, UT and $2,958 in Panama City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,113 in Moab, UT versus $1,405 in Panama City. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Panama City – a meal for two runs $47 versus $61 in Moab, UT. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $1,147 in Moab, UT versus $537 in Panama City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $2,500 a month, though Panama City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.