Last update: Oct 2026

Cost of Living Comparison Between Miyazaki and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,101 in Miyazaki, rent and utilities included – about $2,200 less a year. Other living expenses account for most of the difference.

54

Cost of Living Index in Miyazaki
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Miyazaki Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Miyazaki

🇯🇵 Japan

$1,101

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Miyazaki and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Miyazaki and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,101 in Miyazaki versus $918 in Cebu.

Miyazaki $1,101
Cebu $918

Estimated couple costs with rent: $1,713 in Miyazaki versus $1,409 in Cebu.

Miyazaki $1,713
Cebu $1,409

Monthly costs for a family of three with rent: $2,326 in Miyazaki versus $1,900 in Cebu.

Miyazaki $2,326
Cebu $1,900

Living in Miyazaki is roughly 20% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Miyazaki 18% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.09 ¥962

$3.09 ₱194

97.09%

Three-Course Dinner for Two, Mid-Range

$27.09 ¥4,280

$24.22 ₱1,525

11.85%

Fast Food Meal (McDonalds, etc)

$4.64 ¥734

$3.92 ₱247

18.37%

Cappuccino

$2.27 ¥359

$2.51 ₱158

-9.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ¥166

$1.59 ₱100

-33.96%

Water (0.33 liter bottle)

$0.62 ¥97.6

$0.53 ₱33.43

16.98%

Local Beer (0.5 liter draught)

$1.56 ¥247

$1.78 ₱112

-12.36%

Imported Beer (0.33 liter bottle)

$2.27 ¥359

$2.17 ₱137

4.61%

Milk (1 liter)

$1.30 ¥205

$1.92 ₱121

-32.29%

White Bread (500g)

$1.56 ¥246

$1.36 ₱85.4

14.71%

Rice (white) (1kg)

$2.55 ¥403

$1.01 ₱63.5

152.48%

Eggs

$2.09 ¥330

$2.03 ₱128

2.96%

Local Cheese (1kg)

$12.78 ¥2,020

$9.86 ₱621

29.61%

Chicken Fillets (1kg)

$5.48 ¥866

$4.39 ₱277

24.83%

Beef Round Steak (1kg)

$18.80 ¥2,970

$7.60 ₱479

147.37%

Apples (1kg)

$3.55 ¥561

$3.30 ₱208

7.58%

Banana (1kg)

$1.76 ¥278

$1.39 ₱87.8

26.62%

Oranges (1kg)

$2.81 ¥444

$2.33 ₱147

20.60%

Tomato (1kg)

$3.24 ¥512

$1.50 ₱94.3

116.00%

Potato (1kg)

$1.86 ¥293

$2.36 ₱149

-21.19%

Onion (1kg)

$1.92 ¥303

$1.90 ₱119

1.05%

Lettuce (1 head)

$0.65 ¥103

$1.19 ₱74.9

-45.38%

Water (1.5 liter bottle)

$0.92 ¥145

$0.63 ₱39.71

46.03%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 ¥636

$3.00 ₱189

34.00%

Wine (Bottle)

$6.13 ¥969

$6.03 ₱379

1.66%

Local Beer (0.5 liter bottle)

$1.69 ¥267

$1.23 ₱77.7

37.40%

Imported Beer (0.33 liter bottle)

$1.84 ¥290

$1.75 ₱110

5.14%

One-way Ticket (Public Transport)

$1.50 ¥236

$0.25 ₱15.86

500.00%

Public Transport Monthly Pass (Regular Price)

$60.4 ¥9,534

$12.64 ₱796

377.45%

Taxi Start (Normal Tariff)

$3.39 ¥535

$0.77 ₱48.62

340.26%

Taxi (Normal Tariff) (1km)

$2.00 ¥316

$0.23 ₱14.53

769.57%

Taxi 1hour Waiting (Normal Tariff)

$16.12 ¥2,547

$4.46 ₱281

261.43%

Gasoline (1 liter)

$1.06 ¥167

$1.31 ₱82.8

-19.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K ¥3.4M

$21.2K ₱1.3M

2.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.3K ¥2.4M

$19.1K ₱1.2M

-20.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 ¥16.9K

$120 ₱7,569

-10.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.40 ¥3,854

$14.00 ₱882

74.29%

Internet (50+ Mbps, Unlimited Data)

$33.64 ¥5,314

$27.54 ₱1,734

22.15%

Gym Membership (Monthly)

$48.02 ¥7,587

$32.33 ₱2,035

48.53%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.09 ¥1,752

$5.65 ₱356

96.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$125 ¥19.7K

$275 ₱17.3K

-54.75%

International Primary School, 1 Child (Yearly)

$12.4K ¥2.0M

$7,918 ₱498.5K

56.67%

Jeans (Levis 501 Or Similar)

$48.06 ¥7,593

$49.33 ₱3,106

-2.57%

Summer Dress (H&M, Zara, etc)

$25.09 ¥3,963

$25.24 ₱1,589

-0.59%

Sport Shoes (Adidas, Nike)

$57.2 ¥9,034

$77.0 ₱4,846

-25.70%

Men's Leather Business Shoes

$46.45 ¥7,339

$57.2 ₱3,601

-18.79%

1-bedroom Apartment, City Center (Monthly)

$534 ¥84.4K

$500 ₱31.5K

6.92%

1-bedroom Apartment, Outside City Center (Monthly)

$325 ¥51.3K

$309 ₱19.4K

5.25%

3-bedroom Apartment, City Center (Monthly)

$1,172 ¥185.2K

$1,078 ₱67.9K

8.77%

3-bedroom Apartment, Outside City Center (Monthly)

$658 ¥104.0K

$615 ₱38.7K

6.98%

Buy Apartment in City Center (m2)

$4,471 ¥706.4K

$2,886 ₱181.7K

54.93%

Buy Apartment Outside City Center (m2)

$1,915 ¥302.6K

$1,917 ₱120.7K

-0.07%

Average Monthly Net Salary (After Tax)

$1,253 ¥198.0K

$346 ₱21.8K

262.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.97

7.2

-72.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Miyazaki: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Miyazaki

$325 29.5%

Cebu

$309 33.6% 5% $16

Groceries & Markets

Miyazaki

$272 24.8%

Cebu

$206 22.4% 24.4% $67

Monthly Utilities & Internet

Miyazaki

$165 15%

Cebu

$162 17.6% 2.1% $3.4

Eating Out

Miyazaki

$109 9.9%

Cebu

$88 9.6% 19% $21

Getting Around

Miyazaki

$80 7.2%

Cebu

$16 1.7% 80.5% $64

Clothing & Footwear

Miyazaki

$80 7.2%

Cebu

$94 10.2% 18.1% $14

Sport & Entertainment

Miyazaki

$70 6.4%

Cebu

$44 4.8% 37.9% $27

Cost Breakdown

A one-bedroom apartment in the center runs $534 in Miyazaki and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Miyazaki pays 262% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Miyazaki vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $272 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Miyazaki

🇵🇭 Cebu

🕒 Local time

13:40 1:40 PM

12:40 12:40 PM

1 h behind Miyazaki

🌤 Weather

👥 Population

401,339

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

On the map

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Miyazaki Cebu 2,520 km ≈ 3 h 45 min nonstop flight

From you

Miyazaki
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Miyazaki vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 20% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 262% higher in Miyazaki, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $534 in Miyazaki versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,101 per month in Miyazaki versus $918 in Cebu – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 377% less than in Miyazaki. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,101 in Miyazaki, a $1,500 budget is realistic in Cebu but tight or insufficient in Miyazaki. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Miyazaki, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Miyazaki and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 20% less than in Miyazaki. Beyond cost, consider language, visa policies, and how big the international community is in each city.