Last update: Nov 2026

Cost of Living Comparison Between Missoula, MT and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,609 in Missoula, MT, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Missoula, MT
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Missoula, MT Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Missoula, MT

🇺🇸 United States

$2,609

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Missoula, MT and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Missoula, MT and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,609 in Missoula, MT versus $1,331 in Ubud, Bali.

Missoula, MT $2,609
Ubud, Bali $1,331

Estimated couple costs with rent: $4,087 in Missoula, MT versus $2,255 in Ubud, Bali.

Missoula, MT $4,087
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,565 in Missoula, MT versus $3,180 in Ubud, Bali.

Missoula, MT $5,565
Ubud, Bali $3,180

Living in Missoula, MT is roughly 96% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Missoula, MT is 93% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$16.73 $16.73

$3.38 Rp 61.3K

394.97%

Three-Course Dinner for Two, Mid-Range

$75.3 $75.3

$34.65 Rp 628.8K

117.23%

Fast Food Meal (McDonalds, etc)

$9.27 $9.27

$5.57 Rp 101.2K

66.43%

Cappuccino

$4.37 $4.37

$2.62 Rp 47.5K

66.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 $3.10

$1.54 Rp 27.9K

101.30%

Water (0.33 liter bottle)

$2.34 $2.34

$0.64 Rp 11.6K

265.62%

Local Beer (0.5 liter draught)

$5.86 $5.86

$2.67 Rp 48.4K

119.48%

Imported Beer (0.33 liter bottle)

$5.93 $5.93

$4.26 Rp 77.4K

39.20%

Milk (1 liter)

$1.12 $1.12

$1.46 Rp 26.5K

-23.29%

White Bread (500g)

$3.44 $3.44

$2.29 Rp 41.6K

50.22%

Rice (white) (1kg)

$4.98 $4.98

$1.11 Rp 20.1K

348.65%

Eggs

$4.27 $4.27

$2.10 Rp 38.1K

103.33%

Local Cheese (1kg)

$24.81 $24.81

$15.94 Rp 289.3K

55.65%

Chicken Fillets (1kg)

$9.67 $9.67

$3.88 Rp 70.5K

149.23%

Beef Round Steak (1kg)

$18.98 $18.98

$11.40 Rp 206.9K

66.49%

Apples (1kg)

$4.81 $4.81

$3.55 Rp 64.5K

35.49%

Banana (1kg)

$1.46 $1.46

$1.54 Rp 27.9K

-5.19%

Oranges (1kg)

$6.51 $6.51

$2.23 Rp 40.5K

191.93%

Tomato (1kg)

$3.73 $3.73

$1.97 Rp 35.8K

89.34%

Potato (1kg)

$2.33 $2.33

$1.86 Rp 33.7K

25.27%

Onion (1kg)

$2.96 $2.96

$2.42 Rp 43.9K

22.31%

Lettuce (1 head)

$2.41 $2.41

$1.02 Rp 18.6K

136.27%

Water (1.5 liter bottle)

$3.90 $3.90

$0.52 Rp 9,479

650.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.50 $10.50

$2.20 Rp 39.9K

377.27%

Wine (Bottle)

$24.82 $24.82

$21.79 Rp 395.4K

13.91%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$2.33 Rp 42.2K

-15.02%

Imported Beer (0.33 liter bottle)

$4.38 $4.38

$2.97 Rp 53.9K

47.47%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$5.13 $5.13

$0.44 Rp 7,944

1065.91%

Taxi (Normal Tariff) (1km)

$4.99 $4.99

$0.47 Rp 8,493

961.70%

Taxi 1hour Waiting (Normal Tariff)

$39.29 $39.29

$5.60 Rp 101.6K

601.61%

Gasoline (1 liter)

$1.09 $1.09

$0.83 Rp 15.0K

31.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K $32.3K

$24.4K Rp 443.7M

32.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$31.7K Rp 575.2M

-22.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 $139

$77.5 Rp 1.4M

79.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.7 $52.7

$6.14 Rp 111.5K

757.49%

Internet (50+ Mbps, Unlimited Data)

$69.2 $69.2

$18.92 Rp 343.3K

265.49%

Gym Membership (Monthly)

$49.22 $49.22

$51.0 Rp 925.4K

-3.47%

Tennis Court (1 Hour on Weekend)

$22.25 $22.25

$18.25 Rp 331.2K

21.92%

Cinema Ticket

$13.75 $13.75

$4.38 Rp 79.5K

213.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,009 $2,009

$492 Rp 8.9M

307.95%

International Primary School, 1 Child (Yearly)

$17.7K $17.7K

$12.2K Rp 221.8M

45.18%

Jeans (Levis 501 Or Similar)

$66.4 $66.4

$45.16 Rp 819.6K

47.08%

Summer Dress (H&M, Zara, etc)

$44.46 $44.46

$34.89 Rp 633.2K

27.43%

Sport Shoes (Adidas, Nike)

$104 $104

$78.3 Rp 1.4M

33.32%

Men's Leather Business Shoes

$149 $149

$77.9 Rp 1.4M

91.45%

1-bedroom Apartment, City Center (Monthly)

$1,522 $1,522

$1,078 Rp 19.6M

41.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,324 $1,324

$665 Rp 12.1M

99.06%

3-bedroom Apartment, City Center (Monthly)

$2,992 $2,992

$3,510 Rp 63.7M

-14.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,649 $2,649

$1,671 Rp 30.3M

58.54%

Buy Apartment in City Center (m2)

$4,211 $4,211

$2,340 Rp 42.5M

79.96%

Buy Apartment Outside City Center (m2)

$3,475 $3,475

$2,236 Rp 40.6M

55.38%

Average Monthly Net Salary (After Tax)

$3,666 $3,666

$166 Rp 3.0M

2103.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.84

13.78

-50.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Missoula, MT: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Missoula, MT

$1.3K 50.7%

Ubud, Bali

$665 50% 49.8% $659

Groceries & Markets

Missoula, MT

$477 18.3%

Ubud, Bali

$279 21% 41.5% $198

Eating Out

Missoula, MT

$277 10.6%

Ubud, Bali

$106 8% 61.8% $171

Monthly Utilities & Internet

Missoula, MT

$261 10%

Ubud, Bali

$103 7.7% 60.7% $158

Clothing & Footwear

Missoula, MT

$164 6.3%

Ubud, Bali

$106 8% 35.2% $58

Sport & Entertainment

Missoula, MT

$77 2.9%

Ubud, Bali

$60 4.5% 22.1% $17

Getting Around

Missoula, MT

$30 * 1.2%

Ubud, Bali

$12 0.9% 60.3% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,522 in Missoula, MT and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Missoula, MT pays about 22 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $75 in Missoula, MT vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $477 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Missoula, MT

🇮🇩 Ubud, Bali

🕒 Local time

04:24 4:24 AM

19:24 7:24 PM

15 h ahead of Missoula, MT

🌤 Weather

👥 Population

73,489

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Missoula, MT Ubud, Bali 13,710 km ≈ 18 h nonstop flight

From you

Missoula, MT
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Missoula, MT vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 49% cheaper overall, especially in groceries, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Missoula, MT is about 22 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,522 in Missoula, MT versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,009 in Missoula, MT versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $75 in Missoula, MT. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Missoula, MT, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Missoula, MT and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Missoula, MT on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.