Last update: Oct 2026

Cost of Living Comparison Between Milton, FL and Montreal

For one person, living is cheaper in Montreal: $2,003 a month against $2,499 in Milton, FL, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

Milton, FL
🇺🇸 United States
$2,499
/mo nomad
Montreal
🇨🇦 Canada
$2,003
/mo nomad
Monthly Cost of Living

How much you'll spend in Milton, FL and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Milton, FL and in Montreal actually costs, broken down by who's living it.

A single person spends $2,499 per month in Milton, FL vs $2,003 in Montreal, rent included.

  • Milton, FL $2,499
  • Montreal $2,003

A couple spends around $3,605 per month in Milton, FL vs $3,048 in Montreal, rent included.

  • Milton, FL $3,605
  • Montreal $3,048

A family of three spends $4,710 per month in Milton, FL vs $4,092 in Montreal, rent included.

  • Milton, FL $4,710
  • Montreal $4,092

Milton, FL costs about 25% more than Montreal, and outside of rent the biggest gap is in transport.

Both Milton, FL and Montreal sit above the global median – Milton, FL by 86%, Montreal by 49%.

Currency
🍽 Eating Out
Milton, FL
Montreal
Difference
Meal at Budget Restaurant
$9.80 $9.80
$19.31 CA$27.52
-49.25%
Three-Course Dinner for Two, Mid-Range
$101 $101
$75.5 CA$108
33.58%
Fast Food Meal (McDonalds, etc)
$10.10 $10.10
$10.63 CA$15.15
-4.99%
Cappuccino
$4.49 $4.49
$3.93 CA$5.60
14.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.96 $2.96
$1.92 CA$2.73
54.17%
Water (0.33 liter bottle)
$2.20 $2.20
$1.48 CA$2.11
48.65%
Local Beer (0.5 liter draught)
$5.43 $5.43
$6.30 CA$8.98
-13.81%
Imported Beer (0.33 liter bottle)
$7.62 $7.62
$7.19 CA$10.24
5.98%
🛒 Groceries & Markets
Milton, FL
Montreal
Difference
Milk (1 liter)
$1.30 $1.30
$2.22 CA$3.17
-41.44%
White Bread (500g)
$4.08 $4.08
$3.06 CA$4.36
33.33%
Rice (white) (1kg)
$5.61 $5.61
$2.94 CA$4.19
90.82%
Eggs
$5.11 $5.11
$3.53 CA$5.03
44.76%
Local Cheese (1kg)
$11.14 $11.14
$13.19 CA$18.79
-15.54%
Chicken Fillets (1kg)
$10.02 $10.02
$11.24 CA$16.02
-10.85%
Beef Round Steak (1kg)
$15.47 $15.47
$13.81 CA$19.69
12.02%
Apples (1kg)
$5.10 $5.10
$3.40 CA$4.85
50.00%
Banana (1kg)
$1.68 $1.68
$1.44 CA$2.06
16.67%
Oranges (1kg)
$5.25 $5.25
$3.26 CA$4.65
61.04%
Tomato (1kg)
$5.48 $5.48
$2.88 CA$4.10
90.28%
Potato (1kg)
$4.37 $4.37
$1.86 CA$2.65
134.95%
Onion (1kg)
$3.18 $3.18
$1.82 CA$2.60
74.73%
Lettuce (1 head)
$2.27 $2.27
$2.43 CA$3.46
-6.58%
Water (1.5 liter bottle)
$2.63 $2.63
$1.52 CA$2.17
73.03%
Cigarettes 20 Pack (Marlboro, Camel)
$7.20 $7.20
$11.45 CA$16.32
-37.12%
Wine (Bottle)
$15.13 $15.13
$10.36 CA$14.76
46.04%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$2.22 CA$3.16
14.41%
Imported Beer (0.33 liter bottle)
$3.99 $3.99
$2.82 CA$4.02
41.49%
🚌 Getting Around
Milton, FL
Montreal
Difference
One-way Ticket (Public Transport)
$2.18 $2.18
$2.58 CA$3.67
-15.50%
Public Transport Monthly Pass (Regular Price)
-
$76.9 CA$110
-
Taxi Start (Normal Tariff)
$3.42 $3.42
$3.25 CA$4.64
5.23%
Taxi (Normal Tariff) (1km)
$1.50 $1.50
$1.48 CA$2.11
1.35%
Taxi 1hour Waiting (Normal Tariff)
$35.20 $35.20
$33.04 CA$47.09
6.54%
Gasoline (1 liter)
$1.00 $1.00
$1.36 CA$1.94
-26.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K $35.1K
$27.4K CA$39.1K
27.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$20.0K CA$28.5K
28.15%
🧾 Monthly Utilities & Internet
Milton, FL
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$265 $265
$76.1 CA$109
248.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.9 $71.9
$34.68 CA$49.43
107.18%
Internet (50+ Mbps, Unlimited Data)
$74.4 $74.4
$42.69 CA$60.9
74.30%
🎉 Sport & Entertainment
Milton, FL
Montreal
Difference
Gym Membership (Monthly)
$41.56 $41.56
$28.94 CA$41.26
43.61%
Tennis Court (1 Hour on Weekend)
-
$20.33 CA$28.97
-
Cinema Ticket
$12.49 $12.49
$11.21 CA$15.98
11.42%
🧸 Childcare & Education
Milton, FL
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,576 $1,576
$505 CA$720
212.05%
International Primary School, 1 Child (Yearly)
$10.1K $10.1K
$16.0K CA$22.8K
-37.12%
👕👟 Clothing & Footwear
Milton, FL
Montreal
Difference
Jeans (Levis 501 Or Similar)
$44.37 $44.37
$58.5 CA$83.4
-24.15%
Summer Dress (H&M, Zara, etc)
$29.62 $29.62
$38.00 CA$54.2
-22.05%
Sport Shoes (Adidas, Nike)
$85.4 $85.4
$92.7 CA$132
-7.86%
Men's Leather Business Shoes
$120 $120
$106 CA$151
13.76%
🏠 Accommodation & Living
Milton, FL
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,420 $1,420
$1,240 CA$1,768
14.54%
1-bedroom Apartment, Outside City Center (Monthly)
$1,264 $1,264
$986 CA$1,405
28.23%
3-bedroom Apartment, City Center (Monthly)
$2,495 $2,495
$2,102 CA$2,996
18.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,922 $1,922
$1,615 CA$2,302
19.00%
Buy Apartment in City Center (m2)
$2,736 $2,736
$5,043 CA$7,188
-45.75%
Buy Apartment Outside City Center (m2)
$2,299 $2,299
$3,830 CA$5,459
-39.98%
💵 Salaries & Financials
Milton, FL
Montreal
Difference
Average Monthly Net Salary (After Tax)
-
$2,920 CA$4,163
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.66
4.46
49.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milton, FL: October 6, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Milton, FL
$1.3K
Montreal
$986 22% $278
Groceries & Markets
Milton, FL
$422
Montreal
$344 18.5% $78
Monthly Utilities & Internet
Milton, FL
$411
Montreal
$154 62.7% $258
Eating Out
Milton, FL
$226
Montreal
$293 29.8% $67
Clothing & Footwear
Milton, FL
$126
Montreal
$133 5.4% $6.9
Sport & Entertainment
Milton, FL
$67
Montreal
$51 22.8% $15
Getting Around
Milton, FL
$20 *
Montreal
$98 398% $78

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,420 in Milton, FL versus $1,240 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $101 in Milton, FL versus $75.0 in Montreal. Monthly groceries follow the same trend: $422 vs $344 – making Montreal the more affordable choice for daily food spending.

Good to know
🇺🇸 Milton, FL
🇨🇦 Montreal
🕒 Local time
10:37 10:37 AM
11:37 11:37 AM
1 h ahead of Milton, FL
🌤 Weather
👥 Population
25,902
1,762,949
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

On the map
Between locations
  • Milton, FL Montreal 2,020 km ≈ 3 h nonstop flight
From you
  • Milton, FL
  • Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Milton, FL vs Montreal: Cost of Living - Frequently Asked Questions
Is Montreal cheaper than Milton, FL?
Yes – Milton, FL is pricier by about 25%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,748 per month in Milton, FL and $3,005 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Milton, FL and in Montreal?
Monthly expenses with rent come to $2,499 in Milton, FL and $2,003 in Montreal. That's a gap of about 25%.
Which city has cheaper kindergarten?
Kindergarten costs $1,576 per month in Milton, FL and $505 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in Milton, FL or in Montreal?
A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,003, than in Milton, FL at $2,499. In Montreal it covers expenses comfortably, while in Milton, FL it requires careful planning or may not stretch far enough.
Is Milton, FL or Montreal more family-friendly?
Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Milton, FL or Montreal?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Milton, FL makes more sense. Both are solid long-term options with distinct trade-offs.

Milton, FL vs other spots: cost of living compared

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