Last update: Oct 2026

Cost of Living Comparison Between Millmerran and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,635 in Millmerran, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Millmerran
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Millmerran Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Millmerran

🇦🇺 Australia

$2,635

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Millmerran and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Millmerran and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,635 in Millmerran versus $934 in Cebu.

Millmerran $2,635
Cebu $934

Estimated couple costs with rent: $3,722 in Millmerran versus $1,423 in Cebu.

Millmerran $3,722
Cebu $1,423

Monthly costs for a family of three with rent: $4,809 in Millmerran versus $1,913 in Cebu.

Millmerran $4,809
Cebu $1,913

Living in Millmerran is roughly 182% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Millmerran is 94% above, Cebu is 31% below.

Meal at Budget Restaurant

$20.64 A$29.34

$3.79 ₱243

444.59%

Three-Course Dinner for Two, Mid-Range

$105 A$149

$23.33 ₱1,493

348.44%

Fast Food Meal (McDonalds, etc)

$10.32 A$14.67

$3.94 ₱252

161.93%

Cappuccino

$3.77 A$5.36

$2.54 ₱163

48.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 A$3.99

$1.57 ₱100

78.98%

Water (0.33 liter bottle)

$2.35 A$3.34

$0.47 ₱29.87

400.00%

Local Beer (0.5 liter draught)

$7.72 A$10.98

$1.77 ₱113

336.16%

Imported Beer (0.33 liter bottle)

$7.61 A$10.81

$2.22 ₱142

242.79%

Milk (1 liter)

$1.50 A$2.14

$1.90 ₱121

-21.05%

White Bread (500g)

$2.62 A$3.72

$1.36 ₱87.3

92.65%

Rice (white) (1kg)

$2.33 A$3.31

$0.94 ₱59.9

147.87%

Eggs

$4.98 A$7.08

$1.99 ₱127

150.25%

Local Cheese (1kg)

$9.14 A$13.00

$9.70 ₱621

-5.77%

Chicken Fillets (1kg)

$9.61 A$13.67

$4.32 ₱276

122.45%

Beef Round Steak (1kg)

$14.85 A$21.12

$7.51 ₱481

97.74%

Apples (1kg)

$3.88 A$5.51

$3.31 ₱212

17.22%

Banana (1kg)

$3.03 A$4.31

$1.37 ₱87.6

121.17%

Oranges (1kg)

$3.35 A$4.77

$2.34 ₱150

43.16%

Tomato (1kg)

$4.29 A$6.10

$1.49 ₱95.5

187.92%

Potato (1kg)

$2.50 A$3.55

$2.30 ₱147

8.70%

Onion (1kg)

$2.43 A$3.46

$1.87 ₱120

29.95%

Lettuce (1 head)

$2.54 A$3.60

$1.10 ₱70.4

130.91%

Water (1.5 liter bottle)

$1.53 A$2.17

$0.63 ₱40.42

142.86%

Cigarettes 20 Pack (Marlboro, Camel)

$45.25 A$64.3

$2.86 ₱183

1482.17%

Wine (Bottle)

$14.05 A$19.97

$6.08 ₱389

131.09%

Local Beer (0.5 liter bottle)

$5.93 A$8.44

$1.27 ₱81.6

366.93%

Imported Beer (0.33 liter bottle)

$6.78 A$9.64

$1.72 ₱110

294.19%

One-way Ticket (Public Transport)

$2.80 A$3.98

$0.22 ₱14.01

1172.73%

Public Transport Monthly Pass (Regular Price)

$94.0 A$134

$12.34 ₱790

662.07%

Taxi Start (Normal Tariff)

$2.11 A$3.00

$0.74 ₱47.60

185.14%

Taxi (Normal Tariff) (1km)

$1.63 A$2.31

$0.22 ₱14.10

640.91%

Taxi 1hour Waiting (Normal Tariff)

$36.39 A$51.8

$4.28 ₱274

750.23%

Gasoline (1 liter)

$1.31 A$1.87

$1.31 ₱83.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K A$42.5K

$20.8K ₱1.3M

43.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K A$38.4K

$19.0K ₱1.2M

41.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 A$316

$118 ₱7,577

87.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.07 A$44.17

$15.76 ₱1,009

97.14%

Internet (50+ Mbps, Unlimited Data)

$54.2 A$77.0

$28.33 ₱1,813

91.18%

Gym Membership (Monthly)

$63.1 A$89.8

$32.94 ₱2,108

91.62%

Tennis Court (1 Hour on Weekend)

$19.40 A$27.58

$6.49 ₱415

198.92%

Cinema Ticket

$13.38 A$19.03

$5.45 ₱349

145.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,138 A$3,041

$276 ₱17.6K

675.51%

International Primary School, 1 Child (Yearly)

$11.8K A$16.8K

$7,789 ₱498.4K

51.76%

Jeans (Levis 501 Or Similar)

$76.1 A$108

$48.18 ₱3,083

58.01%

Summer Dress (H&M, Zara, etc)

$53.8 A$76.5

$24.47 ₱1,566

119.82%

Sport Shoes (Adidas, Nike)

$103 A$146

$75.3 ₱4,817

36.46%

Men's Leather Business Shoes

$123 A$175

$58.0 ₱3,713

112.67%

1-bedroom Apartment, City Center (Monthly)

$1,389 A$1,975

$477 ₱30.5K

190.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 A$1,808

$322 ₱20.6K

295.18%

3-bedroom Apartment, City Center (Monthly)

$2,419 A$3,440

$963 ₱61.6K

151.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,675 A$2,381

$626 ₱40.0K

167.64%

Buy Apartment in City Center (m2)

$5,118 A$7,278

$4,551 ₱291.2K

12.46%

Buy Apartment Outside City Center (m2)

$5,633 A$8,009

$3,028 ₱193.8K

86.01%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

7.2

-20.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Millmerran: October 27, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Millmerran

$1.3K 48.3%

Cebu

$322 34.5% 74.7% $950

Groceries & Markets

Millmerran

$375 14.2%

Cebu

$204 21.8% 45.7% $171

Eating Out

Millmerran

$316 12%

Cebu

$94 10.1% 70.2% $222

Monthly Utilities & Internet

Millmerran

$308 11.7%

Cebu

$163 17.4% 47.2% $145

Clothing & Footwear

Millmerran

$160 6.1%

Cebu

$93 9.9% 42.2% $68

Getting Around

Millmerran

$115 4.4%

Cebu

$15 1.6% 87% $100

Sport & Entertainment

Millmerran

$90 3.4%

Cebu

$44 4.7% 51.2% $46

Cost Breakdown

A one-bedroom apartment in the center runs $1,389 in Millmerran and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $105 in Millmerran vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $375 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Millmerran

🇵🇭 Cebu

🕒 Local time

21:51 9:51 PM

19:51 7:51 PM

2 h behind Millmerran

🌤 Weather

👥 Population

1,548

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.703 USD

1 AUD = 0.632 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

USD to AUD in detail →

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Between locations

Millmerran Cebu 5,170 km ≈ 7 h nonstop flight

From you

Millmerran
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Millmerran vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and transport. The 182% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,953 in Millmerran and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,389 in Millmerran versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,635 per month in Millmerran versus $934 in Cebu – a 182% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 87% less than in Millmerran. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Millmerran and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 65% less than in Millmerran. Beyond cost, consider language, visa policies, and how big the international community is in each city.