Cost of Living Comparison Between Milan and Terracina Cost of Living Comparison Between Milan and Terracina

Monthly Cost of Living

Monthly costs for one person with rent: $2,645 in Milan versus $1,731 in Terracina.

Estimated couple costs with rent: $4,044 in Milan versus $2,717 in Terracina.

Monthly costs for a family of three with rent: $5,444 in Milan versus $3,704 in Terracina.

Living in Milan is roughly 53% more expensive than in Terracina, driven mainly by Eating Out.

Both cities are pricier than the global median: Milan 92% above, Terracina 26% above.

Currency
🍽 Eating Out
Milan
Terracina
Difference
Meal at Budget Restaurant
$24.76 €21.29
$17.46 €15.01
41.81%
Three-Course Dinner for Two, Mid-Range
$97.3 €83.7
$92.8 €79.8
4.92%
Fast Food Meal (McDonalds, etc)
$13.91 €11.96
$11.43 €9.82
21.70%
Cappuccino
$2.13 €1.83
$1.55 €1.33
37.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.02 €3.46
$2.30 €1.98
74.78%
Water (0.33 liter bottle)
$2.06 €1.77
$0.89 €0.76
131.46%
Local Beer (0.5 liter draught)
$6.89 €5.92
$5.98 €5.14
15.22%
Imported Beer (0.33 liter bottle)
$6.96 €5.98
$4.80 €4.13
45.00%
🛒 Groceries & Markets
Milan
Terracina
Difference
Milk (1 liter)
$1.79 €1.54
$1.58 €1.36
13.29%
White Bread (500g)
$3.34 €2.87
$2.66 €2.28
25.56%
Rice (white) (1kg)
$3.78 €3.25
$2.56 €2.20
47.66%
Eggs
$5.07 €4.36
$4.80 €4.12
5.63%
Local Cheese (1kg)
$23.70 €20.37
$15.01 €12.91
57.89%
Chicken Fillets (1kg)
$15.03 €12.92
$12.79 €11.00
17.51%
Beef Round Steak (1kg)
$23.74 €20.41
$20.27 €17.42
17.12%
Apples (1kg)
$3.22 €2.77
$2.45 €2.11
31.43%
Banana (1kg)
$2.55 €2.19
$2.35 €2.02
8.51%
Oranges (1kg)
$3.50 €3.00
$3.00 €2.58
16.67%
Tomato (1kg)
$4.59 €3.94
$3.76 €3.23
22.07%
Potato (1kg)
$2.47 €2.12
$2.21 €1.90
11.76%
Onion (1kg)
$2.15 €1.84
$2.06 €1.77
4.37%
Lettuce (1 head)
$1.84 €1.58
$1.30 €1.11
41.54%
Water (1.5 liter bottle)
$0.60 €0.51
$0.64 €0.55
-6.25%
Cigarettes 20 Pack (Marlboro, Camel)
$7.52 €6.47
$7.12 €6.12
5.62%
Wine (Bottle)
$9.35 €8.04
$7.18 €6.17
30.22%
Local Beer (0.5 liter bottle)
$2.05 €1.76
$1.62 €1.39
26.54%
Imported Beer (0.33 liter bottle)
$2.36 €2.03
$2.30 €1.98
2.61%
🚌 Getting Around
Milan
Terracina
Difference
One-way Ticket (Public Transport)
$2.49 €2.14
$1.69 €1.45
47.34%
Public Transport Monthly Pass (Regular Price)
$45.87 €39.43
$46.04 €39.58
-0.37%
Taxi Start (Normal Tariff)
$8.07 €6.94
$6.11 €5.25
32.08%
Taxi (Normal Tariff) (1km)
$2.37 €2.04
$1.97 €1.69
20.30%
Taxi 1hour Waiting (Normal Tariff)
$65.0 €55.9
$34.36 €29.54
89.29%
Gasoline (1 liter)
$2.15 €1.85
$2.13 €1.83
0.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K €32.9K
$34.1K €29.3K
12.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.7K €32.4K
$39.1K €33.6K
-3.57%
🧾 Monthly Utilities & Internet
Milan
Terracina
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$267 €230
$235 €202
13.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.89 €9.36
$12.27 €10.55
-11.25%
Internet (50+ Mbps, Unlimited Data)
$30.70 €26.39
$29.64 €25.48
3.58%
🎉 Sport & Entertainment
Milan
Terracina
Difference
Gym Membership (Monthly)
$88.4 €76.0
$50.7 €43.59
74.30%
Tennis Court (1 Hour on Weekend)
$34.05 €29.27
$26.34 €22.64
29.27%
Cinema Ticket
$12.87 €11.07
$10.58 €9.09
21.64%
🧸 Childcare & Education
Milan
Terracina
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$862 €741
$557 €478
54.90%
International Primary School, 1 Child (Yearly)
$20.1K €17.3K
$10.6K €9,081
90.23%
👕👟 Clothing & Footwear
Milan
Terracina
Difference
Jeans (Levis 501 Or Similar)
$106 €91.5
$89.8 €77.2
18.52%
Summer Dress (H&M, Zara, etc)
$52.6 €45.20
$35.65 €30.65
47.46%
Sport Shoes (Adidas, Nike)
$117 €101
$100 €86.1
16.70%
Men's Leather Business Shoes
$170 €146
$129 €111
32.35%
🏠 Accommodation & Living
Milan
Terracina
Difference
1-bedroom Apartment, City Center (Monthly)
$1,740 €1,496
$745 €641
133.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,223 €1,051
$603 €519
102.68%
3-bedroom Apartment, City Center (Monthly)
$3,638 €3,127
$1,233 €1,060
195.06%
3-bedroom Apartment, Outside City Center (Monthly)
$2,089 €1,796
$915 €787
128.15%
Buy Apartment in City Center (m2)
$11.1K €9,550
$2,727 €2,344
307.39%
Buy Apartment Outside City Center (m2)
$5,102 €4,386
$2,143 €1,842
138.10%
💵 Salaries & Financials
Milan
Terracina
Difference
Average Monthly Net Salary (After Tax)
$2,275 €1,956
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.17
3.33
-4.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milan: August 30, 2026

Last update for Terracina: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,740 in Milan and $745 in Terracina. Housing cost is often the main lever when comparing two cities.

Dining out: $97.0 in Milan vs $93.0 in Terracina for a mid-range dinner for two. Groceries echo the gap at $432 vs $349 per month, with Terracina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Milan vs Terracina: Cost of Living - Frequently Asked Questions
Is Terracina cheaper than Milan?
Terracina is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 53% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,967 in Milan and $2,597 in Terracina to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Milan and Terracina?
Rent for a central apartment: $1,740 in Milan versus $745 in Terracina. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $862 in Milan versus $557 in Terracina. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Milan and in Terracina?
Supermarket bills run roughly 24% higher in Milan. For households that cook at home regularly, that difference adds up over a month.
Is $3,000 a realistic budget for living in Milan or in Terracina?
At $1,731 in Terracina versus $2,645 in Milan, a $3,000 budget is realistic in Terracina but tight or insufficient in Milan. The gap between the two cities makes Terracina the clear choice for anyone on this budget.
Is Milan or Terracina more family-friendly?
For families, Terracina is more practical. Housing and childcare are both notably cheaper than in Milan, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Milan or Terracina?
Safety-wise, Milan and Terracina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Terracina gentler on the wallet – expenses run 53% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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