Last update: Oct 2026

Cost of Living Comparison Between Milan and Terracina

For one person, living is cheaper in Terracina: $1,697 a month against $2,560 in Milan, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Milan
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Milan Living Index
82

Cost of Living Index in Terracina
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Terracina Living Index

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Milan

🇮🇹 Italy

$2,560

/mo nomad

Terracina

🇮🇹 Italy

$1,697

/mo nomad

Monthly Cost of Living

How much you'll spend in Milan and in Terracina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Milan and in Terracina actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,560 in Milan versus $1,697 in Terracina.

Milan $2,560
Terracina $1,697

Estimated couple costs with rent: $3,895 in Milan versus $2,654 in Terracina.

Milan $3,895
Terracina $2,654

Monthly costs for a family of three with rent: $5,230 in Milan versus $3,611 in Terracina.

Milan $5,230
Terracina $3,611

Living in Milan is roughly 51% more expensive than in Terracina, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Milan 90% above, Terracina 26% above.

Meal at Budget Restaurant

$22.52 €20.03

$16.90 €15.03

33.25%

Three-Course Dinner for Two, Mid-Range

$89.3 €79.4

$90.1 €80.1

-0.88%

Fast Food Meal (McDonalds, etc)

$13.16 €11.71

$11.24 €10.00

17.08%

Cappuccino

$2.13 €1.90

$1.54 €1.37

38.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.67 €3.26

$2.17 €1.93

69.12%

Water (0.33 liter bottle)

$1.82 €1.62

$0.80 €0.72

127.50%

Local Beer (0.5 liter draught)

$6.65 €5.92

$5.62 €5.00

18.33%

Imported Beer (0.33 liter bottle)

$6.64 €5.91

$4.95 €4.40

34.14%

Milk (1 liter)

$1.70 €1.51

$1.55 €1.38

9.68%

White Bread (500g)

$3.16 €2.81

$2.54 €2.26

24.41%

Rice (white) (1kg)

$3.54 €3.15

$3.08 €2.74

14.94%

Eggs

$4.88 €4.34

$3.47 €3.08

40.63%

Local Cheese (1kg)

$22.85 €20.33

$15.86 €14.11

44.07%

Chicken Fillets (1kg)

$14.72 €13.09

$12.13 €10.79

21.35%

Beef Round Steak (1kg)

$22.77 €20.25

$19.68 €17.50

15.70%

Apples (1kg)

$3.12 €2.77

$2.46 €2.18

26.83%

Banana (1kg)

$2.39 €2.12

$2.27 €2.02

5.29%

Oranges (1kg)

$3.39 €3.02

$2.90 €2.58

16.90%

Tomato (1kg)

$4.27 €3.80

$3.18 €2.83

34.28%

Potato (1kg)

$2.38 €2.12

$2.07 €1.84

14.98%

Onion (1kg)

$2.04 €1.82

$1.93 €1.72

5.70%

Lettuce (1 head)

$1.75 €1.56

$1.28 €1.14

36.72%

Water (1.5 liter bottle)

$0.57 €0.51

$0.47 €0.42

21.28%

Cigarettes 20 Pack (Marlboro, Camel)

$7.46 €6.64

$6.64 €5.91

12.35%

Wine (Bottle)

$9.58 €8.52

$6.58 €5.86

45.59%

Local Beer (0.5 liter bottle)

$2.01 €1.79

$1.75 €1.55

14.86%

Imported Beer (0.33 liter bottle)

$2.46 €2.19

$2.00 €1.78

23.00%

One-way Ticket (Public Transport)

$2.38 €2.12

$1.71 €1.52

39.18%

Public Transport Monthly Pass (Regular Price)

$43.27 €38.49

$42.49 €37.79

1.84%

Taxi Start (Normal Tariff)

$7.67 €6.82

$6.08 €5.41

26.15%

Taxi (Normal Tariff) (1km)

$2.26 €2.01

$1.56 €1.39

44.87%

Taxi 1hour Waiting (Normal Tariff)

$65.2 €58.0

$26.54 €23.61

145.63%

Gasoline (1 liter)

$2.20 €1.96

$2.00 €1.78

10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K €32.4K

$34.1K €30.4K

6.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.4K €31.5K

$34.3K €30.5K

3.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 €220

$219 €195

12.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.21 €9.08

$9.45 €8.41

8.04%

Internet (50+ Mbps, Unlimited Data)

$29.16 €25.94

$28.36 €25.23

2.82%

Gym Membership (Monthly)

$82.4 €73.3

$54.4 €48.42

51.32%

Tennis Court (1 Hour on Weekend)

$34.18 €30.41

$23.92 €21.28

42.89%

Cinema Ticket

$12.11 €10.77

$10.63 €9.45

13.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$857 €762

$578 €514

48.38%

International Primary School, 1 Child (Yearly)

$18.6K €16.5K

$10.2K €9,116

81.29%

Jeans (Levis 501 Or Similar)

$101 €90.2

$102 €90.5

-0.26%

Summer Dress (H&M, Zara, etc)

$50.8 €45.21

$36.27 €32.26

40.14%

Sport Shoes (Adidas, Nike)

$117 €104

$96.1 €85.5

21.30%

Men's Leather Business Shoes

$167 €149

$129 €115

29.70%

1-bedroom Apartment, City Center (Monthly)

$1,731 €1,540

$738 €656

134.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

$566 €503

106.59%

3-bedroom Apartment, City Center (Monthly)

$3,402 €3,026

$1,162 €1,034

192.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,036 €1,811

$953 €848

113.62%

Buy Apartment in City Center (m2)

$10.5K €9,376

$2,708 €2,408

289.29%

Buy Apartment Outside City Center (m2)

$5,240 €4,661

$2,157 €1,918

142.94%

Average Monthly Net Salary (After Tax)

$2,145 €1,908

20-Year Fixed Mortgage Interest Rate (Annual %)

3.18

3.33

-4.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milan: October 12, 2026

Last update for Terracina: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Milan

$1.2K 45.7%

Terracina

$566 33.3% 51.6% $603

Groceries & Markets

Milan

$417 16.3%

Terracina

$334 19.7% 19.7% $82

Eating Out

Milan

$314 12.3%

Terracina

$237 14% 24.3% $76

Monthly Utilities & Internet

Milan

$286 11.2%

Terracina

$257 15.2% 10.2% $29

Clothing & Footwear

Milan

$196 7.7%

Terracina

$163 9.6% 16.8% $33

Sport & Entertainment

Milan

$107 4.2%

Terracina

$76 4.5% 29% $31

Getting Around

Milan

$72 2.8%

Terracina

$63 3.7% 11.9% $8.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,731 in Milan and $738 in Terracina. Housing cost is often the main lever when comparing two cities.

Dining out: $89.0 in Milan vs $90.0 in Terracina. Groceries flip the comparison at $417 vs $334, with Terracina cheaper for home cooking.

Good to know

🇮🇹 Milan

🇮🇹 Terracina

🕒 Local time

04:51 4:51 AM

Same time as Milan

🌤 Weather

👥 Population

1,394,798

46,033

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Milan Terracina 570 km ≈ 1 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milan vs Terracina: Cost of Living - Frequently Asked Questions

Terracina is cheaper overall, especially in groceries, eating out, and clothing. The 51% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Milan and $2,546 in Terracina to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,731 in Milan versus $738 in Terracina. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $857 in Milan versus $578 in Terracina. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 25% higher in Milan. For households that cook at home regularly, that difference adds up over a month.

At $1,697 in Terracina versus $2,560 in Milan, a $3,000 budget is realistic in Terracina but tight or insufficient in Milan. The gap between the two cities makes Terracina the clear choice for anyone on this budget.

For families, Terracina is more practical. Housing and childcare are both notably cheaper than in Milan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Milan and Terracina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terracina gentler on the wallet – expenses run 51% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.