Last update: Oct 2026

Cost of Living Comparison Between Milan and Monza

For one person, living is cheaper in Monza: $2,021 a month against $2,555 in Milan, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Milan
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Milan Living Index
98

Cost of Living Index in Monza
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Monza Living Index

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Milan

🇮🇹 Italy

$2,555

/mo nomad

Monza

🇮🇹 Italy

$2,021

/mo nomad

Monthly Cost of Living

How much you'll spend in Milan and in Monza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Milan and in Monza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,555 in Milan versus $2,021 in Monza.

Milan $2,555
Monza $2,021

Estimated couple costs with rent: $3,859 in Milan versus $3,136 in Monza.

Milan $3,859
Monza $3,136

Monthly costs for a family of three with rent: $5,163 in Milan versus $4,252 in Monza.

Milan $5,163
Monza $4,252

Living in Milan is roughly 26% more expensive than in Monza, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Milan 88% above, Monza 48% above.

Meal at Budget Restaurant

$22.10 €19.85

$21.91 €19.68

0.87%

Three-Course Dinner for Two, Mid-Range

$89.0 €80.0

$90.6 €81.4

-1.73%

Fast Food Meal (McDonalds, etc)

$13.35 €11.99

$11.06 €9.94

20.71%

Cappuccino

$2.14 €1.92

$1.80 €1.62

18.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 €3.31

$3.61 €3.24

1.94%

Water (0.33 liter bottle)

$1.95 €1.75

$1.29 €1.16

51.16%

Local Beer (0.5 liter draught)

$6.96 €6.25

$5.53 €4.97

25.86%

Imported Beer (0.33 liter bottle)

$6.78 €6.09

$6.11 €5.49

10.97%

Milk (1 liter)

$1.75 €1.57

$1.45 €1.30

20.69%

White Bread (500g)

$3.19 €2.86

$2.26 €2.03

41.15%

Rice (white) (1kg)

$3.69 €3.31

$3.54 €3.18

4.24%

Eggs

$5.02 €4.51

$3.40 €3.05

47.65%

Local Cheese (1kg)

$23.30 €20.93

$22.77 €20.45

2.33%

Chicken Fillets (1kg)

$14.73 €13.23

$13.94 €12.52

5.67%

Beef Round Steak (1kg)

$22.89 €20.56

$22.69 €20.38

0.88%

Apples (1kg)

$2.96 €2.66

$2.71 €2.43

9.23%

Banana (1kg)

$2.31 €2.07

$1.78 €1.60

29.78%

Oranges (1kg)

$3.23 €2.90

$3.26 €2.93

-0.92%

Tomato (1kg)

$4.30 €3.87

$3.26 €2.93

31.90%

Potato (1kg)

$2.26 €2.03

$2.10 €1.89

7.62%

Onion (1kg)

$2.00 €1.79

$1.98 €1.78

1.01%

Lettuce (1 head)

$1.78 €1.60

$1.81 €1.63

-1.66%

Water (1.5 liter bottle)

$0.61 €0.55

$0.66 €0.59

-7.58%

Cigarettes 20 Pack (Marlboro, Camel)

$7.25 €6.51

$6.65 €5.97

9.02%

Wine (Bottle)

$9.77 €8.77

$5.55 €4.98

76.04%

Local Beer (0.5 liter bottle)

$1.93 €1.74

$1.90 €1.70

1.58%

Imported Beer (0.33 liter bottle)

$2.38 €2.14

$2.21 €1.99

7.69%

One-way Ticket (Public Transport)

$2.45 €2.20

$2.95 €2.65

-16.95%

Public Transport Monthly Pass (Regular Price)

$43.45 €39.03

$66.0 €59.3

-34.14%

Taxi Start (Normal Tariff)

$7.62 €6.85

$7.89 €7.09

-3.42%

Taxi (Normal Tariff) (1km)

$2.29 €2.06

$1.22 €1.09

87.70%

Taxi 1hour Waiting (Normal Tariff)

$65.1 €58.5

$34.21 €30.73

90.21%

Gasoline (1 liter)

$2.20 €1.98

$2.02 €1.81

8.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K €32.7K

$36.6K €32.9K

-0.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K €33.6K

$35.7K €32.1K

4.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$248 €223

$195 €175

27.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.29 €9.24

$10.31 €9.27

-0.19%

Internet (50+ Mbps, Unlimited Data)

$29.70 €26.68

$27.59 €24.79

7.65%

Gym Membership (Monthly)

$82.9 €74.4

$47.27 €42.46

75.27%

Tennis Court (1 Hour on Weekend)

$33.55 €30.13

$38.42 €34.52

-12.68%

Cinema Ticket

$11.38 €10.22

$12.86 €11.55

-11.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$939 €844

$877 €788

7.04%

International Primary School, 1 Child (Yearly)

$18.8K €16.8K

$18.8K €16.9K

-0.25%

Jeans (Levis 501 Or Similar)

$101 €90.9

$90.9 €81.6

11.39%

Summer Dress (H&M, Zara, etc)

$49.50 €44.47

$45.37 €40.75

9.10%

Sport Shoes (Adidas, Nike)

$116 €104

$110 €99.0

5.14%

Men's Leather Business Shoes

$164 €147

$163 €146

0.57%

1-bedroom Apartment, City Center (Monthly)

$1,764 €1,585

$1,022 €918

72.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,164 €1,046

$775 €696

50.25%

3-bedroom Apartment, City Center (Monthly)

$3,429 €3,080

$1,920 €1,725

78.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,975 €1,774

$1,294 €1,162

52.63%

Buy Apartment in City Center (m2)

$10.6K €9,499

$4,300 €3,862

145.94%

Buy Apartment Outside City Center (m2)

$5,220 €4,689

$2,927 €2,629

78.33%

Average Monthly Net Salary (After Tax)

$2,162 €1,942

$1,951 €1,753

10.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.18

3.62

-12.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milan: October 27, 2026

Last update for Monza: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Milan

$1.2K 45.6%

Monza

$775 38.3% 33.4% $389

Groceries & Markets

Milan

$419 16.4%

Monza

$375 18.6% 10.5% $44

Eating Out

Milan

$313 12.3%

Monza

$290 14.3% 7.6% $24

Monthly Utilities & Internet

Milan

$288 11.3%

Monza

$233 11.5% 19.1% $55

Clothing & Footwear

Milan

$194 7.6%

Monza

$184 9.1% 4.9% $9.5

Sport & Entertainment

Milan

$106 4.1%

Monza

$73 3.6% 30.9% $33

Getting Around

Milan

$72 2.8%

Monza

$92 4.5% 26.9% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,764 in Milan and $1,022 in Monza. Housing cost is often the main lever when comparing two cities.

Milan pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89 in Milan vs $91 in Monza. Groceries flip the comparison at $419 vs $375, with Monza cheaper for home cooking.

Good to know

🇮🇹 Milan

🇮🇹 Monza

🕒 Local time

21:21 9:21 PM

Same time as Milan

🌤 Weather

👥 Population

1,394,798

120,204

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milan vs Monza: Cost of Living - Frequently Asked Questions

Monza is about 21% cheaper overall, especially in groceries, leisure, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 11% higher in Milan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,764 in Milan versus $1,022 in Monza. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Milan. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,555 per month in Milan versus $2,021 in Monza – Monza is about 21% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Monza is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Milan and Monza are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Monza wins on affordability, Milan on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.