Last update: Oct 2026

Cost of Living Comparison Between Middleburg, FL and Calgary

For one person, living costs are similar in Middleburg, FL and in Calgary: $2,303 and $2,232 a month, rent and utilities included.

111

Cost of Living Index in Middleburg, FL
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Middleburg, FL Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Middleburg, FL

🇺🇸 United States

$2,303

/mo nomad

Calgary

🇨🇦 Canada

$2,232

/mo nomad

Monthly Cost of Living

How much you'll spend in Middleburg, FL and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Middleburg, FL and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,303 in Middleburg, FL versus $2,232 in Calgary.

Middleburg, FL $2,303
Calgary $2,232

Estimated couple costs with rent: $3,259 in Middleburg, FL versus $3,363 in Calgary.

Middleburg, FL $3,259
Calgary $3,363

Monthly costs for a family of three with rent: $4,214 in Middleburg, FL versus $4,493 in Calgary.

Middleburg, FL $4,214
Calgary $4,493

Living in Middleburg, FL is roughly 3% more expensive than in Calgary, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Middleburg, FL 72% above, Calgary 67% above.

Meal at Budget Restaurant

$15.10 $15.10

$17.22 CA$24.54

-12.31%

Three-Course Dinner for Two, Mid-Range

$35.29 $35.29

$71.2 CA$101

-50.44%

Fast Food Meal (McDonalds, etc)

$8.72 $8.72

$10.56 CA$15.06

-17.42%

Cappuccino

$3.07 $3.07

$3.77 CA$5.38

-18.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.53 $1.53

$1.91 CA$2.73

-19.90%

Water (0.33 liter bottle)

$1.28 $1.28

$1.84 CA$2.63

-30.43%

Local Beer (0.5 liter draught)

$6.11 $6.11

$4.86 CA$6.93

25.72%

Imported Beer (0.33 liter bottle)

$8.16 $8.16

$5.55 CA$7.91

47.03%

Milk (1 liter)

$0.73 $0.73

$1.88 CA$2.68

-61.17%

White Bread (500g)

$1.44 $1.44

$2.73 CA$3.89

-47.25%

Rice (white) (1kg)

$1.91 $1.91

$5.34 CA$7.61

-64.23%

Eggs

$3.41 $3.41

$3.77 CA$5.37

-9.55%

Local Cheese (1kg)

$8.27 $8.27

$11.29 CA$16.09

-26.75%

Chicken Fillets (1kg)

$6.98 $6.98

$11.46 CA$16.34

-39.09%

Beef Round Steak (1kg)

$15.12 $15.12

$18.26 CA$26.03

-17.20%

Apples (1kg)

$3.09 $3.09

$4.64 CA$6.62

-33.41%

Banana (1kg)

$0.95 $0.95

$1.44 CA$2.05

-34.03%

Oranges (1kg)

$2.42 $2.42

$4.22 CA$6.02

-42.65%

Tomato (1kg)

$2.80 $2.80

$3.86 CA$5.50

-27.46%

Potato (1kg)

$2.45 $2.45

$2.62 CA$3.74

-6.49%

Onion (1kg)

$2.45 $2.45

$2.66 CA$3.79

-7.89%

Lettuce (1 head)

$1.94 $1.94

$2.59 CA$3.69

-25.10%

Water (1.5 liter bottle)

$1.70 $1.70

$1.53 CA$2.19

11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$6.91 $6.91

$14.26 CA$20.32

-51.54%

Wine (Bottle)

$9.18 $9.18

$15.27 CA$21.76

-39.88%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.41 CA$3.44

-27.39%

Imported Beer (0.33 liter bottle)

$1.36 $1.36

$3.09 CA$4.41

-55.99%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.88 CA$4.11

-32.29%

Public Transport Monthly Pass (Regular Price)

$63.9 $63.9

$88.7 CA$126

-27.92%

Taxi Start (Normal Tariff)

$2.99 $2.99

$3.23 CA$4.61

-7.43%

Taxi (Normal Tariff) (1km)

$0.67 $0.67

$1.38 CA$1.97

-51.45%

Taxi 1hour Waiting (Normal Tariff)

$35.07 $35.07

$26.49 CA$37.75

32.39%

Gasoline (1 liter)

$0.94 $0.94

$1.18 CA$1.68

-20.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K $21.8K

$28.3K CA$40.3K

-22.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K $23.7K

$20.7K CA$29.5K

14.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.2 $97.2

$159 CA$227

-38.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.6 $50.6

$37.61 CA$53.6

34.59%

Internet (50+ Mbps, Unlimited Data)

$59.8 $59.8

$49.68 CA$70.8

20.45%

Gym Membership (Monthly)

$41.83 $41.83

$53.3 CA$75.9

-21.45%

Tennis Court (1 Hour on Weekend)

$14.72 $14.72

$18.31 CA$26.10

-19.61%

Cinema Ticket

$11.81 $11.81

$14.08 CA$20.06

-16.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 $580

$809 CA$1,154

-28.30%

International Primary School, 1 Child (Yearly)

$21.6K $21.6K

$15.9K CA$22.6K

36.12%

Jeans (Levis 501 Or Similar)

$45.62 $45.62

$58.8 CA$83.8

-22.38%

Summer Dress (H&M, Zara, etc)

$40.75 $40.75

$38.84 CA$55.4

4.92%

Sport Shoes (Adidas, Nike)

$94.0 $94.0

$91.4 CA$130

2.84%

Men's Leather Business Shoes

$117 $117

$109 CA$155

6.87%

1-bedroom Apartment, City Center (Monthly)

$1,380 $1,380

$1,237 CA$1,764

11.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,283 $1,283

$996 CA$1,420

28.82%

3-bedroom Apartment, City Center (Monthly)

$2,489 $2,489

$1,908 CA$2,720

30.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,160 $2,160

$1,671 CA$2,382

29.28%

Buy Apartment in City Center (m2)

$2,724 $2,724

$3,530 CA$5,032

-22.84%

Buy Apartment Outside City Center (m2)

$2,684 $2,684

$3,336 CA$4,755

-19.54%

Average Monthly Net Salary (After Tax)

$5,438 $5,438

$3,130 CA$4,461

73.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

4.51

49.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Middleburg, FL: October 5, 2026

Last update for Calgary: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Middleburg, FL

$1.3K 56.5%

Calgary

$996 44.8% 22.4% $287

Groceries & Markets

Middleburg, FL

$263 11.6%

Calgary

$387 17.4% 47.1% $124

Eating Out

Middleburg, FL

$242 10.6%

Calgary

$265 11.9% 9.6% $23

Monthly Utilities & Internet

Middleburg, FL

$208 9.1%

Calgary

$247 11.1% 18.7% $39

Clothing & Footwear

Middleburg, FL

$134 5.9%

Calgary

$134 6% 0.4% $0.5

Getting Around

Middleburg, FL

$78 3.4%

Calgary

$110 5% 41.4% $32

Sport & Entertainment

Middleburg, FL

$65 2.9%

Calgary

$81 3.7% 24.4% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,380 in Middleburg, FL and $1,237 in Calgary. Housing cost is often the main lever when comparing two cities.

Middleburg, FL pays 74% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Middleburg, FL vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $263 vs $387 per month, with Middleburg, FL cheaper across the board.

Good to know

🇺🇸 Middleburg, FL

🇨🇦 Calgary

🕒 Local time

11:34 11:34 AM

09:34 9:34 AM

2 h behind Middleburg, FL

🌤 Weather

👥 Population

14,000

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Middleburg, FL Calgary 3,530 km ≈ 5 h nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Middleburg, FL vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in utilities. The 3% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 74% higher in Middleburg, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,380 in Middleburg, FL versus $1,237 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $35.00 in Middleburg, FL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,303 per month in Middleburg, FL versus $2,232 in Calgary – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,232 in Calgary versus $2,303 in Middleburg, FL, a $2,500 budget is realistic in Calgary but tight or insufficient in Middleburg, FL. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 3% less than in Middleburg, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.