Last update: Oct 2026

Cost of Living Comparison Between Metz and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,858 in Metz, rent and utilities included – about $11,300 less a year. Rent and utilities account for about half of the difference.

90

Cost of Living Index in Metz
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Metz Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Metz

🇫🇷 France

$1,858

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Metz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Metz and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,858 in Metz versus $918 in Cebu.

Metz $1,858
Cebu $918

Estimated couple costs with rent: $2,774 in Metz versus $1,409 in Cebu.

Metz $2,774
Cebu $1,409

Monthly costs for a family of three with rent: $3,690 in Metz versus $1,900 in Cebu.

Metz $3,690
Cebu $1,900

Living in Metz is roughly 102% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Metz is 38% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.83 €14.97

$3.09 ₱194

444.66%

Three-Course Dinner for Two, Mid-Range

$67.5 €60.0

$24.22 ₱1,525

178.57%

Fast Food Meal (McDonalds, etc)

$11.24 €10.00

$3.92 ₱247

186.73%

Cappuccino

$3.61 €3.21

$2.51 ₱158

43.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 €3.65

$1.59 ₱100

157.86%

Water (0.33 liter bottle)

$2.47 €2.20

$0.53 ₱33.43

366.04%

Local Beer (0.5 liter draught)

$5.16 €4.59

$1.78 ₱112

189.89%

Imported Beer (0.33 liter bottle)

$5.62 €5.00

$2.17 ₱137

158.99%

Milk (1 liter)

$1.10 €0.98

$1.92 ₱121

-42.71%

White Bread (500g)

$2.42 €2.15

$1.36 ₱85.4

77.94%

Rice (white) (1kg)

$2.75 €2.45

$1.01 ₱63.5

172.28%

Eggs

$4.36 €3.88

$2.03 ₱128

114.78%

Local Cheese (1kg)

$22.33 €19.86

$9.86 ₱621

126.47%

Chicken Fillets (1kg)

$13.67 €12.16

$4.39 ₱277

211.39%

Beef Round Steak (1kg)

$21.62 €19.23

$7.60 ₱479

184.47%

Apples (1kg)

$3.15 €2.80

$3.30 ₱208

-4.55%

Banana (1kg)

$2.28 €2.03

$1.39 ₱87.8

64.03%

Oranges (1kg)

$2.96 €2.63

$2.33 ₱147

27.04%

Tomato (1kg)

$4.28 €3.81

$1.50 ₱94.3

185.33%

Potato (1kg)

$1.86 €1.65

$2.36 ₱149

-21.19%

Onion (1kg)

$2.44 €2.17

$1.90 ₱119

28.42%

Lettuce (1 head)

$1.85 €1.65

$1.19 ₱74.9

55.46%

Water (1.5 liter bottle)

$0.88 €0.79

$0.63 ₱39.71

39.68%

Cigarettes 20 Pack (Marlboro, Camel)

$14.65 €13.03

$3.00 ₱189

388.33%

Wine (Bottle)

$8.81 €7.84

$6.03 ₱379

46.10%

Local Beer (0.5 liter bottle)

$2.68 €2.38

$1.23 ₱77.7

117.89%

Imported Beer (0.33 liter bottle)

$3.64 €3.24

$1.75 ₱110

108.00%

One-way Ticket (Public Transport)

$2.26 €2.01

$0.25 ₱15.86

804.00%

Public Transport Monthly Pass (Regular Price)

$55.0 €48.93

$12.64 ₱796

335.21%

Taxi Start (Normal Tariff)

$8.87 €7.89

$0.77 ₱48.62

1051.95%

Taxi (Normal Tariff) (1km)

$1.47 €1.31

$0.23 ₱14.53

539.13%

Taxi 1hour Waiting (Normal Tariff)

$43.93 €39.08

$4.46 ₱281

884.98%

Gasoline (1 liter)

$2.09 €1.86

$1.31 ₱82.8

59.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K €30.7K

$21.2K ₱1.3M

62.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.5K €31.6K

$19.1K ₱1.2M

85.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 €136

$120 ₱7,569

27.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.89 €14.13

$14.00 ₱882

13.50%

Internet (50+ Mbps, Unlimited Data)

$22.56 €20.06

$27.54 ₱1,734

-18.08%

Gym Membership (Monthly)

$19.63 €17.46

$32.33 ₱2,035

-39.28%

Tennis Court (1 Hour on Weekend)

$11.04 €9.82

$6.65 ₱419

66.02%

Cinema Ticket

$11.03 €9.81

$5.65 ₱356

95.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,818 €1,617

$275 ₱17.3K

560.36%

International Primary School, 1 Child (Yearly)

$26.2K €23.3K

$7,918 ₱498.5K

231.13%

Jeans (Levis 501 Or Similar)

$94.7 €84.2

$49.33 ₱3,106

91.87%

Summer Dress (H&M, Zara, etc)

$22.44 €19.96

$25.24 ₱1,589

-11.09%

Sport Shoes (Adidas, Nike)

$93.1 €82.9

$77.0 ₱4,846

21.02%

Men's Leather Business Shoes

$156 €139

$57.2 ₱3,601

172.48%

1-bedroom Apartment, City Center (Monthly)

$740 €659

$500 ₱31.5K

48.24%

1-bedroom Apartment, Outside City Center (Monthly)

$712 €633

$309 ₱19.4K

130.42%

3-bedroom Apartment, City Center (Monthly)

$1,143 €1,017

$1,078 ₱67.9K

6.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,047 €931

$615 ₱38.7K

70.20%

Buy Apartment in City Center (m2)

$3,656 €3,252

$2,886 ₱181.7K

26.68%

Buy Apartment Outside City Center (m2)

$2,931 €2,607

$1,917 ₱120.7K

52.93%

Average Monthly Net Salary (After Tax)

$3,301 €2,936

$346 ₱21.8K

854.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.4

7.2

-52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Metz: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Metz

$712 38.3%

Cebu

$309 33.6% 56.6% $403

Groceries & Markets

Metz

$393 21.2%

Cebu

$206 22.4% 47.6% $187

Eating Out

Metz

$275 14.8%

Cebu

$88 9.6% 67.9% $187

Monthly Utilities & Internet

Metz

$192 10.3%

Cebu

$162 17.6% 15.5% $30

Clothing & Footwear

Metz

$165 8.9%

Cebu

$94 10.2% 43% $71

Getting Around

Metz

$80 4.3%

Cebu

$16 1.7% 80.6% $65

Sport & Entertainment

Metz

$42 2.2%

Cebu

$44 4.8% 4.6% $1.9

Cost Breakdown

A one-bedroom apartment in the center runs $740 in Metz and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Metz pays 854% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Metz vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $393 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Metz

🇵🇭 Cebu

🕒 Local time

10:41 10:41 AM

16:41 4:41 PM

6 h ahead of Metz

🌤 Weather

👥 Population

120,874

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Metz Cebu 11,060 km ≈ 14 h nonstop flight

From you

Metz
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Metz vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 102% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 854% higher in Metz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $740 in Metz versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,858 per month in Metz versus $918 in Cebu – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 335% less than in Metz. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,858 in Metz, a $1,500 budget is realistic in Cebu but tight or insufficient in Metz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Metz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Metz and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 102% less than in Metz. Beyond cost, consider language, visa policies, and how big the international community is in each city.