๐A single person spends $2,687 per month in Merrill, WI vs $4,438 in New York, NY, rent included.
๐A couple spends around $3,882 per month in Merrill, WI vs $7,016 in New York, NY, rent included.
๐A family of three spends $5,077 per month in Merrill, WI vs $9,593 in New York, NY, rent included.
๐Merrill, WI is about 39% cheaper than New York, NY, driven mainly by Groceries & Markets.
๐Both Merrill, WI and New York, NY sit above the global median โ Merrill, WI by 100%, New York, NY by 231%.
Currency
๐ฝ Eating Out
Merrill, WI
New York, NY
Difference
Meal at Budget Restaurant
$19.24$19.24
$29.91$29.91
-35.67%
Three-Course Dinner for Two, Mid-Range
$76.2$76.2
$144$144
-47.05%
Fast Food Meal(McDonalds, etc)
$11.04$11.04
$12.32$12.32
-10.39%
Cappuccino
$5.12$5.12
$6.03$6.03
-15.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.56$2.56
$3.39$3.39
-24.48%
Water(0.33 liter bottle)
$1.96$1.96
$2.56$2.56
-23.44%
Local Beer(0.5 liter draught)
$6.17$6.17
$8.20$8.20
-24.76%
Imported Beer(0.33 liter bottle)
$7.09$7.09
$11.95$11.95
-40.67%
๐ Groceries & Markets
Merrill, WI
New York, NY
Difference
Milk(1 liter)
$1.03$1.03
$1.54$1.54
-33.12%
White Bread(500g)
$3.43$3.43
$5.15$5.15
-33.40%
Rice(white)(1kg)
$4.24$4.24
$8.43$8.43
-49.70%
Eggs
$4.31$4.31
$6.97$6.97
-38.16%
Local Cheese(1kg)
$12.30$12.30
$17.28$17.28
-28.82%
Chicken Fillets(1kg)
$11.67$11.67
$16.24$16.24
-28.14%
Beef Round Steak(1kg)
$15.62$15.62
$19.95$19.95
-21.70%
Apples(1kg)
$4.83$4.83
$7.45$7.45
-35.17%
Banana(1kg)
$1.61$1.61
$2.42$2.42
-33.47%
Oranges(1kg)
$4.31$4.31
$5.87$5.87
-26.58%
Tomato(1kg)
$4.82$4.82
$6.31$6.31
-23.61%
Potato(1kg)
$2.88$2.88
$3.72$3.72
-22.58%
Onion(1kg)
$2.82$2.82
$3.99$3.99
-29.32%
Lettuce(1 head)
$2.01$2.01
$3.19$3.19
-36.99%
Water(1.5 liter bottle)
$2.16$2.16
$2.55$2.55
-15.29%
Cigarettes 20 Pack(Marlboro, Camel)
$9.87$9.87
$19.09$19.09
-48.30%
Wine(Bottle)
$15.19$15.19
$20.24$20.24
-24.95%
Local Beer(0.5 liter bottle)
$1.84$1.84
$2.99$2.99
-38.46%
Imported Beer(0.33 liter bottle)
$3.46$3.46
$3.87$3.87
-10.59%
๐ Getting Around
Merrill, WI
New York, NY
Difference
One-way Ticket(Public Transport)
$2.06$2.06
$2.95$2.95
-30.17%
Public Transport Monthly Pass(Regular Price)
$111$111
$131$131
-15.09%
Taxi Start(Normal Tariff)
$3.47$3.47
$5.13$5.13
-32.36%
Taxi(Normal Tariff)(1km)
$1.58$1.58
$2.20$2.20
-28.18%
Taxi 1hour Waiting(Normal Tariff)
$28.92$28.92
$42.64$42.64
-32.18%
Gasoline(1 liter)
$0.83$0.83
$0.95$0.95
-12.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K$29.7K
$34.5K$34.5K
-14.06%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K$25.8K
$28.2K$28.2K
-8.70%
๐งพ Monthly Utilities & Internet
Merrill, WI
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$184$184
$182$182
1.17%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$52.9$52.9
$60.1$60.1
-11.96%
Internet(50+ Mbps, Unlimited Data)
$68.1$68.1
$61.9$61.9
9.91%
๐ Sport & Entertainment
Merrill, WI
New York, NY
Difference
Gym Membership(Monthly)
$42.54$42.54
$140$140
-69.62%
Tennis Court(1 Hour on Weekend)
$8.80$8.80
$64.4$64.4
-86.34%
Cinema Ticket
$13.27$13.27
$20.33$20.33
-34.73%
๐งธ Childcare & Education
Merrill, WI
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,275$1,275
$3,222$3,222
-60.44%
International Primary School, 1 Child(Yearly)
$23.9K$23.9K
$56.2K$56.2K
-57.50%
๐๐ Clothing & Footwear
Merrill, WI
New York, NY
Difference
Jeans(Levis 501 Or Similar)
$51.5$51.5
$65.9$65.9
-21.87%
Summer Dress(H&M, Zara, etc)
$39.81$39.81
$47.20$47.20
-15.66%
Sport Shoes(Adidas, Nike)
$86.4$86.4
$111$111
-22.25%
Men's Leather Business Shoes
$111$111
$173$173
-35.73%
๐ Accommodation & Living
Merrill, WI
New York, NY
Difference
1-bedroom Apartment, City Center(Monthly)
$1,597$1,597
$4,208$4,208
-62.04%
1-bedroom Apartment, Outside City Center(Monthly)
$1,373$1,373
$2,647$2,647
-48.13%
3-bedroom Apartment, City Center(Monthly)
$2,670$2,670
$8,415$8,415
-68.27%
3-bedroom Apartment, Outside City Center(Monthly)
$2,181$2,181
$5,170$5,170
-57.82%
Buy Apartment in City Center(m2)
$2,740$2,740
$20.1K$20.1K
-86.36%
Buy Apartment Outside City Center(m2)
$2,334$2,334
$8,742$8,742
-73.30%
๐ต Salaries & Financials
Merrill, WI
New York, NY
Difference
Average Monthly Net Salary(After Tax)
$7,093$7,093
$5,144$5,144
37.90%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.51
6.44
1.09%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Merrill, WI: April 21, 2026
Last update for New York, NY: April 20, 2026
Cost Breakdown
๐ A central one-bedroom costs $1,597 in Merrill, WI versus $4,208 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐ฐSalaries run about 38% higher in Merrill, WI, which reinforces the cost advantage โ you earn more and spend less. Purchasing power leans clearly in its favor.
๐A mid-range dinner for two costs $76 in Merrill, WI versus $144 in New York, NY. Monthly groceries follow the same trend: $391 vs $554 โ making Merrill, WI the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Merrill, WI vs New York, NY: Cost of Living - Frequently Asked Questions
Is New York, NY cheaper than Merrill, WI?
Yes โ New York, NY is pricier by about 65%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,030 per month in Merrill, WI and $6,657 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Merrill, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Merrill, WI or New York, NY?
A mid-range dinner for two costs $76.0 in Merrill, WI and $144 in New York, NY. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
What are total monthly expenses in Merrill, WI vs New York, NY?
Monthly expenses with rent come to $2,687 in Merrill, WI and $4,438 in New York, NY. The difference isn't just one category โ it shows up across housing, food, transport, and services.
Is $2,500 enough to cover costs in Merrill, WI or New York, NY?
$2,500 is a stretch for both โ monthly costs hit $2,687 in Merrill, WI and $4,438 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.
Is Merrill, WI or New York, NY more family-friendly?
Families tend to lean toward Merrill, WI โ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Merrill, WI or New York, NY?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Merrill, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.
Merrill, WI vs other spots: cost of living compared