Cost of Living Comparison Between Merced, CA and Saint Paul, MN Cost of Living Comparison Between Merced, CA and Saint Paul, MN

😐 Solo nomad: Merced, CA is 23.5% more expensive than Saint Paul, MN without rent, and 3.8% more expensive with rent.
🙂 Family of 3: Merced, CA is 27.1% cheaper than Saint Paul, MN without rent, and 9% cheaper with rent.
Currency
🍽 Eating Out
Merced, CA
Saint Paul, MN
Difference
Meal at Budget Restaurant
$20.02 $20.02
$18.11 $18.11
10.55%
Three-Course Dinner for Two, Mid-Range
$40.51 $40.51
$66.4 $66.4
-38.95%
Fast Food Meal (McDonalds, etc)
$11.54 $11.54
$10.02 $10.02
15.17%
Cappuccino
$5.66 $5.66
$5.06 $5.06
11.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.97 $2.97
$2.82 $2.82
5.32%
Water (0.33 liter bottle)
$2.04 $2.04
$2.37 $2.37
-13.92%
Local Beer (0.5 liter draught)
$9.09 $9.09
$5.85 $5.85
55.38%
Imported Beer (0.33 liter bottle)
$10.08 $10.08
$7.12 $7.12
41.57%
🛒 Groceries & Markets
Merced, CA
Saint Paul, MN
Difference
Milk (1 liter)
$1.23 $1.23
$1.02 $1.02
20.59%
White Bread (500g)
$2.7 $2.7
$4.28 $4.28
-36.92%
Rice (white) (1kg)
$3.19 $3.19
$3.95 $3.95
-19.24%
Eggs
$5.04 $5.04
$3.31 $3.31
52.27%
Local Cheese (1kg)
$11.06 $11.06
$9.11 $9.11
21.41%
Chicken Fillets (1kg)
$15.24 $15.24
$11.87 $11.87
28.39%
Beef Round Steak (1kg)
$17.42 $17.42
$14.1 $14.1
23.55%
Apples (1kg)
$5.68 $5.68
$5.13 $5.13
10.72%
Banana (1kg)
$2.53 $2.53
$1.17 $1.17
116.24%
Oranges (1kg)
$1.47 $1.47
$5.77 $5.77
-74.52%
Tomato (1kg)
$4.28 $4.28
$5.27 $5.27
-18.79%
Potato (1kg)
$2.07 $2.07
$3.97 $3.97
-47.86%
Onion (1kg)
$3.26 $3.26
$3.72 $3.72
-12.37%
Lettuce (1 head)
$1.02 $1.02
$2.05 $2.05
-50.24%
Water (1.5 liter bottle)
$2.79 $2.79
$1.99 $1.99
40.20%
Cigarettes 20 Pack (Marlboro, Camel)
$10.18 $10.18
$10.3 $10.3
-1.17%
Wine (Bottle)
$18.56 $18.56
$13.91 $13.91
33.43%
Local Beer (0.5 liter bottle)
$2.26 $2.26
$1.75 $1.75
29.14%
Imported Beer (0.33 liter bottle)
$3.27 $3.27
$4.53 $4.53
-27.81%
🚌 Getting Around
Merced, CA
Saint Paul, MN
Difference
One-way Ticket (Public Transport)
$1.52 $1.52
$2.31 $2.31
-34.20%
Public Transport Monthly Pass (Regular Price)
$59.3 $59.3
$119 $119
-50.32%
Taxi Start (Normal Tariff)
$3.04 $3.04
$4.91 $4.91
-38.09%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.44 $1.44
19.44%
Taxi 1hour Waiting (Normal Tariff)
$26.68 $26.68
$29.5 $29.5
-9.56%
Gasoline (1 liter)
$1.26 $1.26
$0.86 $0.86
46.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30K $30K
$34.9K $34.9K
-14.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K $27.2K
$25.2K $25.2K
8.31%
🧾 Monthly Utilities & Internet
Merced, CA
Saint Paul, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$278 $278
$219 $219
27.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.23 $35.23
$47.85 $47.85
-26.37%
Internet (50+ Mbps, Unlimited Data)
$67 $67
$73.5 $73.5
-8.82%
🎉 Sport & Entertainment
Merced, CA
Saint Paul, MN
Difference
Gym Membership (Monthly)
$33.04 $33.04
$41.39 $41.39
-20.17%
Tennis Court (1 Hour on Weekend)
$13.83 $13.83
$9.99 $9.99
38.44%
Cinema Ticket
$15.63 $15.63
$13.88 $13.88
12.61%
🧸 Childcare & Education
Merced, CA
Saint Paul, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,959 $1,959
$1,452 $1,452
34.93%
International Primary School, 1 Child (Yearly)
$26.3K $26.3K
$30.1K $30.1K
-12.42%
👕👟 Clothing & Footwear
Merced, CA
Saint Paul, MN
Difference
Jeans (Levis 501 Or Similar)
$53.8 $53.8
$39.48 $39.48
36.20%
Summer Dress (H&M, Zara, etc)
$44.27 $44.27
$42.66 $42.66
3.77%
Sport Shoes (Adidas, Nike)
$89.3 $89.3
$83.8 $83.8
6.55%
Men's Leather Business Shoes
$137 $137
$126 $126
8.85%
🏠 Accommodation & Living
Merced, CA
Saint Paul, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,593 $1,593
$1,249 $1,249
27.59%
1-bedroom Apartment, Outside City Center (Monthly)
$1,099 $1,099
$1,028 $1,028
6.95%
3-bedroom Apartment, City Center (Monthly)
$1,963 $1,963
$2,202 $2,202
-10.89%
3-bedroom Apartment, Outside City Center (Monthly)
$1,917 $1,917
$2,212 $2,212
-13.33%
Buy Apartment in City Center (m2)
$2,947 $2,947
$2,857 $2,857
3.13%
Buy Apartment Outside City Center (m2)
$2,902 $2,902
$2,398 $2,398
21.04%
💵 Salaries & Financials
Merced, CA
Saint Paul, MN
Difference
Average Monthly Net Salary (After Tax)
$3,525 $3,525
$4,170 $4,170
-15.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
6.43
-1.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Merced, CA: October 27, 2025

Last update for Saint Paul, MN: October 28, 2025

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