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Cost of Living Comparison Between Merced, CA and Saint Paul, MN Cost of Living Comparison Between Merced, CA and Saint Paul, MN

🙂 Solo nomad: Merced, CA is 10.6% cheaper than Saint Paul, MN without rent, and 8% more expensive with rent.
😐 Family of 3: Merced, CA is 0.4% more expensive than Saint Paul, MN without rent, and 6.2% cheaper with rent.
Currency
🍽 Eating Out
Merced, CA
Saint Paul, MN
Difference
Meal at Budget Restaurant
$19.97 $19.97
$18.31 $18.31
9.07%
Three-Course Dinner for Two, Mid-Range
$40.05 $40.05
$65.0 $65.0
-38.34%
Fast Food Meal (McDonalds, etc)
$11.30 $11.30
$10.03 $10.03
12.66%
Cappuccino
$5.85 $5.85
$5.22 $5.22
12.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.96 $2.96
$2.76 $2.76
7.25%
Water (0.33 liter bottle)
$1.97 $1.97
$2.50 $2.50
-21.20%
Local Beer (0.5 liter draught)
$8.86 $8.86
$5.92 $5.92
49.66%
Imported Beer (0.33 liter bottle)
$10.13 $10.13
$7.02 $7.02
44.30%
🛒 Groceries & Markets
Merced, CA
Saint Paul, MN
Difference
Milk (1 liter)
$1.18 $1.18
$1.02 $1.02
15.69%
White Bread (500g)
$2.78 $2.78
$4.24 $4.24
-34.43%
Rice (white) (1kg)
$3.17 $3.17
$3.96 $3.96
-19.95%
Eggs
$4.89 $4.89
$3.22 $3.22
51.86%
Local Cheese (1kg)
$11.19 $11.19
$9.54 $9.54
17.30%
Chicken Fillets (1kg)
$15.45 $15.45
$11.53 $11.53
34.00%
Beef Round Steak (1kg)
$17.29 $17.29
$14.32 $14.32
20.74%
Apples (1kg)
$5.67 $5.67
$4.95 $4.95
14.55%
Banana (1kg)
$2.47 $2.47
$1.21 $1.21
104.13%
Oranges (1kg)
$1.46 $1.46
$5.64 $5.64
-74.11%
Tomato (1kg)
$4.29 $4.29
$5.15 $5.15
-16.70%
Potato (1kg)
$2.15 $2.15
$3.89 $3.89
-44.73%
Onion (1kg)
$3.39 $3.39
$3.78 $3.78
-10.32%
Lettuce (1 head)
$1.01 $1.01
$1.96 $1.96
-48.47%
Water (1.5 liter bottle)
$2.78 $2.78
$1.97 $1.97
41.12%
Cigarettes 20 Pack (Marlboro, Camel)
$9.68 $9.68
$10.48 $10.48
-7.63%
Wine (Bottle)
$14.73 $14.73
$14.34 $14.34
2.72%
Local Beer (0.5 liter bottle)
$2.26 $2.26
$1.69 $1.69
33.73%
Imported Beer (0.33 liter bottle)
$3.33 $3.33
$4.61 $4.61
-27.77%
🚌 Getting Around
Merced, CA
Saint Paul, MN
Difference
One-way Ticket (Public Transport)
$1.52 $1.52
$2.21 $2.21
-31.22%
Public Transport Monthly Pass (Regular Price)
$61.1 $61.1
$118 $118
-48.38%
Taxi Start (Normal Tariff)
$2.91 $2.91
$4.91 $4.91
-40.73%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.44 $1.44
19.44%
Taxi 1hour Waiting (Normal Tariff)
$27.33 $27.33
$29.58 $29.58
-7.61%
Gasoline (1 liter)
$1.24 $1.24
$0.82 $0.82
51.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K $30.5K
$35.2K $35.2K
-13.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K $27.2K
$25.9K $25.9K
5.01%
🧾 Monthly Utilities & Internet
Merced, CA
Saint Paul, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$276 $276
$220 $220
25.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.06 $35.06
$47.84 $47.84
-26.71%
Internet (50+ Mbps, Unlimited Data)
$69.3 $69.3
$74.6 $74.6
-7.11%
🎉 Sport & Entertainment
Merced, CA
Saint Paul, MN
Difference
Gym Membership (Monthly)
$33.17 $33.17
$42.19 $42.19
-21.38%
Tennis Court (1 Hour on Weekend)
$14.16 $14.16
$9.86 $9.86
43.61%
Cinema Ticket
$15.33 $15.33
$14.24 $14.24
7.65%
🧸 Childcare & Education
Merced, CA
Saint Paul, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,947 $1,947
$1,477 $1,477
31.81%
International Primary School, 1 Child (Yearly)
$26.0K $26.0K
$30.2K $30.2K
-13.68%
👕👟 Clothing & Footwear
Merced, CA
Saint Paul, MN
Difference
Jeans (Levis 501 Or Similar)
$53.6 $53.6
$38.24 $38.24
40.12%
Summer Dress (H&M, Zara, etc)
$44.13 $44.13
$41.90 $41.90
5.32%
Sport Shoes (Adidas, Nike)
$88.2 $88.2
$85.2 $85.2
3.49%
Men's Leather Business Shoes
$135 $135
$127 $127
5.99%
🏠 Accommodation & Living
Merced, CA
Saint Paul, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,641 $1,641
$1,255 $1,255
30.78%
1-bedroom Apartment, Outside City Center (Monthly)
$1,084 $1,084
$995 $995
8.94%
3-bedroom Apartment, City Center (Monthly)
$2,020 $2,020
$2,176 $2,176
-7.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,926 $1,926
$2,216 $2,216
-13.11%
Buy Apartment in City Center (m2)
$2,937 $2,937
$2,890 $2,890
1.64%
Buy Apartment Outside City Center (m2)
$2,837 $2,837
$2,227 $2,227
27.42%
💵 Salaries & Financials
Merced, CA
Saint Paul, MN
Difference
Average Monthly Net Salary (After Tax)
$3,292 $3,292
$4,162 $4,162
-20.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
6.43
-1.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Merced, CA: January 12, 2026

Last update for Saint Paul, MN: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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