Cost of Living Comparison Between Merced, CA and Indianapolis, IN Cost of Living Comparison Between Merced, CA and Indianapolis, IN

🙂 Solo nomad: Merced, CA is 5.7% cheaper than Indianapolis, IN without rent, and 9.2% cheaper with rent.

🙂 Family of 3: Merced, CA is 1.6% cheaper than Indianapolis, IN without rent, and 6.4% cheaper with rent.

Meal at Budget Restaurant

$20.17 $20.17

$25.16 $25.16

-19.83%

Three-Course Dinner for Two, Mid-Range

$39.83 $39.83

$74.5 $74.5

-46.52%

Fast Food Meal (McDonalds, etc)

$11.65 $11.65

$10.95 $10.95

6.39%

Cappuccino

$5.99 $5.99

$5.41 $5.41

10.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 $3.02

$2.88 $2.88

4.86%

Water (0.33 liter bottle)

$2.06 $2.06

$2.37 $2.37

-13.08%

Local Beer (0.5 liter draught)

$8.91 $8.91

$5.93 $5.93

50.25%

Imported Beer (0.33 liter bottle)

$10.04 $10.04

$8.09 $8.09

24.10%

Milk (1 liter)

$1.18 $1.18

$0.84 $0.84

40.48%

White Bread (500g)

$2.71 $2.71

$2.95 $2.95

-8.14%

Rice (white) (1kg)

$3.33 $3.33

$5.09 $5.09

-34.58%

Eggs

$5.02 $5.02

$3.43 $3.43

46.36%

Local Cheese (1kg)

$10.94 $10.94

$8.99 $8.99

21.69%

Chicken Fillets (1kg)

$15.67 $15.67

$10.95 $10.95

43.11%

Beef Round Steak (1kg)

$17.75 $17.75

$14.36 $14.36

23.61%

Apples (1kg)

$5.71 $5.71

$5.18 $5.18

10.23%

Banana (1kg)

$2.46 $2.46

$1.3 $1.3

89.23%

Oranges (1kg)

$1.53 $1.53

$5.62 $5.62

-72.78%

Tomato (1kg)

$4.4 $4.4

$3.09 $3.09

42.39%

Potato (1kg)

$2.13 $2.13

Onion (1kg)

$3.37 $3.37

$2.59 $2.59

30.12%

Lettuce (1 head)

$0.99 $0.99

$1.76 $1.76

-43.75%

Water (1.5 liter bottle)

$2.78 $2.78

$2.14 $2.14

29.91%

Cigarettes 20 Pack (Marlboro, Camel)

$9.82 $9.82

$9.34 $9.34

5.14%

Wine (Bottle)

$18.85 $18.85

$15.36 $15.36

22.72%

Local Beer (0.5 liter bottle)

$2.34 $2.34

$1.78 $1.78

31.46%

Imported Beer (0.33 liter bottle)

$3.31 $3.31

$2.23 $2.23

48.43%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.78 $1.78

-13.48%

Public Transport Monthly Pass (Regular Price)

$60.9 $60.9

$59.8 $59.8

1.96%

Taxi Start (Normal Tariff)

$3.05 $3.05

$1.94 $1.94

57.22%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$1.67 $1.67

-2.40%

Taxi 1hour Waiting (Normal Tariff)

$26.73 $26.73

$34.21 $34.21

-21.86%

Gasoline (1 liter)

$1.27 $1.27

$0.91 $0.91

39.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K $30.5K

$33.3K $33.3K

-8.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$24.8K $24.8K

6.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$276 $276

$239 $239

15.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.24 $35.24

$64.5 $64.5

-45.38%

Internet (50+ Mbps, Unlimited Data)

$68 $68

$72.8 $72.8

-6.64%

Gym Membership (Monthly)

$32.69 $32.69

$35.35 $35.35

-7.52%

Tennis Court (1 Hour on Weekend)

$13.83 $13.83

$31.42 $31.42

-55.98%

Cinema Ticket

$15.37 $15.37

$14.84 $14.84

3.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,981 $1,981

$1,798 $1,798

10.19%

International Primary School, 1 Child (Yearly)

$26.3K $26.3K

$27.5K $27.5K

-4.25%

Jeans (Levis 501 Or Similar)

$53.5 $53.5

$46.86 $46.86

14.08%

Summer Dress (H&M, Zara, etc)

$43.61 $43.61

$41.23 $41.23

5.77%

Sport Shoes (Adidas, Nike)

$87.9 $87.9

$100 $100

-12.40%

Men's Leather Business Shoes

$138 $138

$128 $128

8.47%

1-bedroom Apartment, City Center (Monthly)

$1,632 $1,632

$1,743 $1,743

-6.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,069 $1,069

$1,276 $1,276

-16.19%

3-bedroom Apartment, City Center (Monthly)

$1,970 $1,970

$2,838 $2,838

-30.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,929 $1,929

$2,109 $2,109

-8.56%

Buy Apartment in City Center (m2)

$2,834 $2,834

$1,710 $1,710

65.78%

Buy Apartment Outside City Center (m2)

$2,939 $2,939

$1,615 $1,615

81.99%

Average Monthly Net Salary (After Tax)

$3,397 $3,397

$4,405 $4,405

-22.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

6.54

-2.75%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Merced, CA: December 2, 2025

Last update for Indianapolis, IN: December 2, 2025

Digital Nomad Cost of Living Index

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