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Cost of Living Comparison Between Merced, CA and Chicago, IL Cost of Living Comparison Between Merced, CA and Chicago, IL

๐Ÿ™‚ Solo nomad: Merced, CA is 20.8% cheaper than Chicago, IL without rent, and 16.8% cheaper with rent.
๐Ÿ™‚ Family of 3: Merced, CA is 14.5% cheaper than Chicago, IL without rent, and 21.4% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Merced, CA
Chicago, IL
Difference
Meal at Budget Restaurant
$19.97 $19.97
$20.59 $20.59
-3.01%
Three-Course Dinner for Two, Mid-Range
$40.05 $40.05
$99.0 $99.0
-59.56%
Fast Food Meal (McDonalds, etc)
$11.30 $11.30
$11.90 $11.90
-5.04%
Cappuccino
$5.85 $5.85
$5.83 $5.83
0.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.96 $2.96
$3.02 $3.02
-1.99%
Water (0.33 liter bottle)
$1.97 $1.97
$2.48 $2.48
-20.56%
Local Beer (0.5 liter draught)
$8.86 $8.86
$6.80 $6.80
30.29%
Imported Beer (0.33 liter bottle)
$10.13 $10.13
$8.13 $8.13
24.60%
๐Ÿ›’ Groceries & Markets
Merced, CA
Chicago, IL
Difference
Milk (1 liter)
$1.18 $1.18
$1.08 $1.08
9.26%
White Bread (500g)
$2.78 $2.78
$4.05 $4.05
-31.36%
Rice (white) (1kg)
$3.17 $3.17
$5.58 $5.58
-43.19%
Eggs
$4.89 $4.89
$4.57 $4.57
7.00%
Local Cheese (1kg)
$11.19 $11.19
$14.16 $14.16
-20.97%
Chicken Fillets (1kg)
$15.45 $15.45
$15.25 $15.25
1.31%
Beef Round Steak (1kg)
$17.29 $17.29
$18.90 $18.90
-8.52%
Apples (1kg)
$5.67 $5.67
$5.27 $5.27
7.59%
Banana (1kg)
$2.47 $2.47
$1.70 $1.70
45.29%
Oranges (1kg)
$1.46 $1.46
$4.25 $4.25
-65.65%
Tomato (1kg)
$4.29 $4.29
$4.58 $4.58
-6.33%
Potato (1kg)
$2.15 $2.15
$2.44 $2.44
-11.89%
Onion (1kg)
$3.39 $3.39
$2.83 $2.83
19.79%
Lettuce (1 head)
$1.01 $1.01
$2.51 $2.51
-59.76%
Water (1.5 liter bottle)
$2.78 $2.78
$2.71 $2.71
2.58%
Cigarettes 20 Pack (Marlboro, Camel)
$9.68 $9.68
$15.02 $15.02
-35.55%
Wine (Bottle)
$14.73 $14.73
$16.28 $16.28
-9.52%
Local Beer (0.5 liter bottle)
$2.26 $2.26
$2.39 $2.39
-5.44%
Imported Beer (0.33 liter bottle)
$3.33 $3.33
$3.56 $3.56
-6.46%
๐ŸšŒ Getting Around
Merced, CA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.52 $1.52
$2.51 $2.51
-39.44%
Public Transport Monthly Pass (Regular Price)
$61.1 $61.1
$75.1 $75.1
-18.70%
Taxi Start (Normal Tariff)
$2.91 $2.91
$3.19 $3.19
-8.78%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.42 $1.42
21.13%
Taxi 1hour Waiting (Normal Tariff)
$27.33 $27.33
$25.48 $25.48
7.26%
Gasoline (1 liter)
$1.24 $1.24
$1.10 $1.10
12.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K $30.5K
$31.6K $31.6K
-3.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K $27.2K
$26.1K $26.1K
4.11%
๐Ÿงพ Monthly Utilities & Internet
Merced, CA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$276 $276
$186 $186
48.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.06 $35.06
$61.5 $61.5
-42.98%
Internet (50+ Mbps, Unlimited Data)
$69.3 $69.3
$66.5 $66.5
4.13%
๐ŸŽ‰ Sport & Entertainment
Merced, CA
Chicago, IL
Difference
Gym Membership (Monthly)
$33.17 $33.17
$77.8 $77.8
-57.37%
Tennis Court (1 Hour on Weekend)
$14.16 $14.16
$12.93 $12.93
9.51%
Cinema Ticket
$15.33 $15.33
$14.86 $14.86
3.16%
๐Ÿงธ Childcare & Education
Merced, CA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,947 $1,947
$2,094 $2,094
-7.05%
International Primary School, 1 Child (Yearly)
$26.0K $26.0K
$39.3K $39.3K
-33.76%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Merced, CA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$53.6 $53.6
$65.2 $65.2
-17.86%
Summer Dress (H&M, Zara, etc)
$44.13 $44.13
$50.7 $50.7
-12.89%
Sport Shoes (Adidas, Nike)
$88.2 $88.2
$96.6 $96.6
-8.71%
Men's Leather Business Shoes
$135 $135
$143 $143
-5.76%
๐Ÿ  Accommodation & Living
Merced, CA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,641 $1,641
$2,309 $2,309
-28.92%
1-bedroom Apartment, Outside City Center (Monthly)
$1,084 $1,084
$1,597 $1,597
-32.13%
3-bedroom Apartment, City Center (Monthly)
$2,020 $2,020
$4,723 $4,723
-57.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,926 $1,926
$2,806 $2,806
-31.36%
Buy Apartment in City Center (m2)
$2,937 $2,937
$3,787 $3,787
-22.44%
Buy Apartment Outside City Center (m2)
$2,837 $2,837
$2,494 $2,494
13.78%
๐Ÿ’ต Salaries & Financials
Merced, CA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,292 $3,292
$5,384 $5,384
-38.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
6.6
-3.64%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Merced, CA: January 12, 2026

Last update for Chicago, IL: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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