Cost of Living Comparison Between Melbourne and Wollongong Cost of Living Comparison Between Melbourne and Wollongong

Monthly Cost of Living

Monthly costs for one person with rent: $2,416 in Melbourne versus $1,945 in Wollongong.

Estimated couple costs with rent: $3,579 in Melbourne versus $2,779 in Wollongong.

Monthly costs for a family of three with rent: $4,742 in Melbourne versus $3,613 in Wollongong.

Living in Melbourne is roughly 24% more expensive than Wollongong, driven mainly by Getting Around.

Both cities are pricier than the global median: Melbourne 80% above, Wollongong 45% above.

Meal at Budget Restaurant

$19.75 A$27.67

$14.77 A$20.69

33.72%

Three-Course Dinner for Two, Mid-Range

$78.7 A$110

$87.5 A$123

-10.10%

Fast Food Meal (McDonalds, etc)

$9.70 A$13.60

$9.98 A$13.99

-2.81%

Cappuccino

$3.66 A$5.13

$3.41 A$4.77

7.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 A$3.65

$2.67 A$3.74

-2.62%

Water (0.33 liter bottle)

$2.34 A$3.28

$2.27 A$3.18

3.08%

Local Beer (0.5 liter draught)

$7.17 A$10.05

$5.88 A$8.24

21.94%

Imported Beer (0.33 liter bottle)

$6.99 A$9.79

$7.43 A$10.41

-5.92%

Milk (1 liter)

$1.45 A$2.03

$1.18 A$1.65

22.88%

White Bread (500g)

$2.66 A$3.73

$2.29 A$3.20

16.16%

Rice (white) (1kg)

$2.34 A$3.27

$1.57 A$2.20

49.04%

Eggs

$4.80 A$6.73

$3.50 A$4.91

37.14%

Local Cheese (1kg)

$8.77 A$12.28

$9.73 A$13.63

-9.87%

Chicken Fillets (1kg)

$9.44 A$13.22

$8.57 A$12.00

10.15%

Beef Round Steak (1kg)

$14.42 A$20.21

$14.43 A$20.22

-0.07%

Apples (1kg)

$3.33 A$4.67

$2.75 A$3.85

21.09%

Banana (1kg)

$2.77 A$3.89

$2.51 A$3.52

10.36%

Oranges (1kg)

$3.00 A$4.20

$2.30 A$3.22

30.43%

Tomato (1kg)

$3.95 A$5.53

$4.28 A$6.00

-7.71%

Potato (1kg)

$2.68 A$3.75

$2.04 A$2.87

31.37%

Onion (1kg)

$2.36 A$3.30

$1.83 A$2.56

28.96%

Lettuce (1 head)

$2.14 A$2.99

$2.39 A$3.34

-10.46%

Water (1.5 liter bottle)

$1.63 A$2.29

$1.06 A$1.49

53.77%

Cigarettes 20 Pack (Marlboro, Camel)

$32.44 A$45.46

$31.30 A$43.86

3.64%

Wine (Bottle)

$14.11 A$19.76

$14.61 A$20.47

-3.42%

Local Beer (0.5 liter bottle)

$4.64 A$6.51

$3.01 A$4.21

54.15%

Imported Beer (0.33 liter bottle)

$5.04 A$7.06

$3.49 A$4.89

44.41%

One-way Ticket (Public Transport)

$3.49 A$4.89

$2.45 A$3.44

42.45%

Public Transport Monthly Pass (Regular Price)

$120 A$168

$47.30 A$66.3

153.53%

Taxi Start (Normal Tariff)

$3.50 A$4.90

$4.05 A$5.67

-13.58%

Taxi (Normal Tariff) (1km)

$1.35 A$1.88

$1.74 A$2.44

-22.41%

Taxi 1hour Waiting (Normal Tariff)

$26.94 A$37.75

$40.88 A$57.3

-34.10%

Gasoline (1 liter)

$1.19 A$1.67

$1.15 A$1.61

3.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$41.2K

$28.6K A$40.0K

3.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K A$33.0K

$23.0K A$32.3K

2.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 A$210

$182 A$255

-17.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.16 A$29.65

$28.20 A$39.51

-24.96%

Internet (50+ Mbps, Unlimited Data)

$50.3 A$70.5

$48.07 A$67.4

4.62%

Gym Membership (Monthly)

$49.14 A$68.9

$75.3 A$106

-34.75%

Tennis Court (1 Hour on Weekend)

$16.37 A$22.94

$15.67 A$21.96

4.47%

Cinema Ticket

$16.43 A$23.03

$11.52 A$16.15

42.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,764 A$2,471

$1,580 A$2,213

11.64%

International Primary School, 1 Child (Yearly)

$19.2K A$26.9K

$13.4K A$18.7K

43.66%

Jeans (Levis 501 Or Similar)

$68.3 A$95.7

$57.8 A$81.0

18.07%

Summer Dress (H&M, Zara, etc)

$53.3 A$74.7

$57.2 A$80.2

-6.87%

Sport Shoes (Adidas, Nike)

$106 A$149

$98.0 A$137

8.51%

Men's Leather Business Shoes

$105 A$147

$110 A$154

-4.95%

1-bedroom Apartment, City Center (Monthly)

$1,572 A$2,203

$975 A$1,366

61.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,195 A$1,674

$793 A$1,111

50.73%

3-bedroom Apartment, City Center (Monthly)

$3,048 A$4,270

$1,912 A$2,679

59.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,990 A$2,788

$1,051 A$1,473

89.30%

Buy Apartment in City Center (m2)

$7,387 A$10.4K

$4,606 A$6,453

60.39%

Buy Apartment Outside City Center (m2)

$6,527 A$9,146

$3,764 A$5,275

73.39%

Average Monthly Net Salary (After Tax)

$4,512 A$6,323

$3,972 A$5,566

13.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

6.29

-1.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: May 31, 2026

Last update for Wollongong: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,572 in Melbourne and $975 in Wollongong. Housing cost is often the main lever when comparing two cities.

Melbourne pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Melbourne vs $87.0 in Wollongong. Groceries flip the comparison at $354 vs $313, with Wollongong cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Melbourne vs Wollongong: Cost of Living - Frequently Asked Questions

Melbourne and Wollongong differ by about 24% in total monthly costs ($2,416 vs $1,945 including rent). Wollongong is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Melbourne pays 14% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,572 in Melbourne versus $975 in Wollongong. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,764 in Melbourne versus $1,580 in Wollongong. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 13% higher in Melbourne. For households that cook at home regularly, that difference adds up over a month.

At $1,945 in Wollongong versus $2,416 in Melbourne, a $2,500 budget is realistic in Wollongong but tight or insufficient in Melbourne. The gap between the two cities makes Wollongong the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Melbourne and Wollongong are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wollongong gentler on the wallet – expenses run 24% less than in Melbourne. Beyond cost, consider language, visa policies, and how big the international community is in each city.