Cost of Living Comparison Between Melbourne and Wollongong Cost of Living Comparison Between Melbourne and Wollongong

Monthly Cost of Living

Monthly costs for one person with rent: $2,420 in Melbourne versus $1,929 in Wollongong.

Estimated couple costs with rent: $3,592 in Melbourne versus $2,776 in Wollongong.

Monthly costs for a family of three with rent: $4,765 in Melbourne versus $3,623 in Wollongong.

Living in Melbourne is roughly 25% more expensive than in Wollongong, driven mainly by Getting Around.

Both cities are pricier than the global median: Melbourne 81% above, Wollongong 44% above.

Meal at Budget Restaurant

$19.36 A$27.73

$14.81 A$21.22

30.72%

Three-Course Dinner for Two, Mid-Range

$77.5 A$111

$86.2 A$123

-10.12%

Fast Food Meal (McDonalds, etc)

$9.85 A$14.11

$9.97 A$14.28

-1.20%

Cappuccino

$3.73 A$5.34

$3.31 A$4.74

12.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 A$3.75

$2.56 A$3.67

2.34%

Water (0.33 liter bottle)

$2.28 A$3.27

$2.25 A$3.22

1.33%

Local Beer (0.5 liter draught)

$7.36 A$10.54

$5.87 A$8.41

25.38%

Imported Beer (0.33 liter bottle)

$6.94 A$9.94

$7.53 A$10.78

-7.84%

Milk (1 liter)

$1.50 A$2.14

$1.13 A$1.62

32.74%

White Bread (500g)

$2.58 A$3.69

$2.19 A$3.13

17.81%

Rice (white) (1kg)

$2.34 A$3.35

$1.61 A$2.31

45.34%

Eggs

$4.85 A$6.95

$3.51 A$5.03

38.18%

Local Cheese (1kg)

$8.72 A$12.50

$10.09 A$14.46

-13.58%

Chicken Fillets (1kg)

$9.26 A$13.26

$8.45 A$12.10

9.59%

Beef Round Steak (1kg)

$14.58 A$20.89

$14.50 A$20.77

0.55%

Apples (1kg)

$3.32 A$4.75

$2.84 A$4.07

16.90%

Banana (1kg)

$2.81 A$4.03

$2.54 A$3.64

10.63%

Oranges (1kg)

$3.00 A$4.30

$2.29 A$3.29

31.00%

Tomato (1kg)

$3.98 A$5.70

$4.08 A$5.85

-2.45%

Potato (1kg)

$2.67 A$3.82

$2.07 A$2.97

28.99%

Onion (1kg)

$2.23 A$3.20

$1.79 A$2.56

24.58%

Lettuce (1 head)

$2.19 A$3.14

$2.49 A$3.57

-12.05%

Water (1.5 liter bottle)

$1.64 A$2.35

$1.02 A$1.46

60.78%

Cigarettes 20 Pack (Marlboro, Camel)

$31.95 A$45.77

$31.03 A$44.46

2.96%

Wine (Bottle)

$13.92 A$19.94

$13.56 A$19.43

2.65%

Local Beer (0.5 liter bottle)

$4.67 A$6.69

$2.87 A$4.12

62.72%

Imported Beer (0.33 liter bottle)

$5.04 A$7.22

$3.52 A$5.04

43.18%

One-way Ticket (Public Transport)

$3.50 A$5.02

$2.50 A$3.59

40.00%

Public Transport Monthly Pass (Regular Price)

$121 A$173

$47.67 A$68.3

152.99%

Taxi Start (Normal Tariff)

$3.56 A$5.10

$4.03 A$5.77

-11.66%

Taxi (Normal Tariff) (1km)

$1.40 A$2.01

$1.78 A$2.55

-21.35%

Taxi 1hour Waiting (Normal Tariff)

$27.50 A$39.39

$40.78 A$58.4

-32.56%

Gasoline (1 liter)

$1.15 A$1.64

$1.17 A$1.67

-1.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K A$41.8K

$28.4K A$40.7K

2.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K A$32.9K

$22.6K A$32.3K

1.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 A$220

$184 A$264

-16.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.93 A$29.99

$28.49 A$40.81

-26.54%

Internet (50+ Mbps, Unlimited Data)

$51.4 A$73.7

$48.46 A$69.4

6.15%

Gym Membership (Monthly)

$48.89 A$70.0

$75.4 A$108

-35.12%

Tennis Court (1 Hour on Weekend)

$16.24 A$23.27

$15.42 A$22.09

5.32%

Cinema Ticket

$15.97 A$22.88

$11.81 A$16.92

35.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,765 A$2,529

$1,557 A$2,231

13.36%

International Primary School, 1 Child (Yearly)

$19.5K A$28.0K

$13.5K A$19.3K

44.63%

Jeans (Levis 501 Or Similar)

$67.0 A$96.1

$59.3 A$84.9

13.13%

Summer Dress (H&M, Zara, etc)

$54.5 A$78.0

$55.8 A$79.9

-2.42%

Sport Shoes (Adidas, Nike)

$106 A$151

$96.6 A$138

9.43%

Men's Leather Business Shoes

$104 A$149

$112 A$160

-7.11%

1-bedroom Apartment, City Center (Monthly)

$1,575 A$2,257

$965 A$1,382

63.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,206 A$1,728

$802 A$1,149

50.39%

3-bedroom Apartment, City Center (Monthly)

$3,041 A$4,357

$1,962 A$2,812

54.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 A$2,897

$1,046 A$1,499

93.23%

Buy Apartment in City Center (m2)

$7,077 A$10.1K

$4,562 A$6,537

55.10%

Buy Apartment Outside City Center (m2)

$6,420 A$9,198

$3,605 A$5,165

78.08%

Average Monthly Net Salary (After Tax)

$4,398 A$6,301

$4,286 A$6,141

2.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

6.29

-1.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: July 14, 2026

Last update for Wollongong: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,575 in Melbourne and $965 in Wollongong. Housing cost is often the main lever when comparing two cities.

Melbourne pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Melbourne vs $86.0 in Wollongong. Groceries flip the comparison at $353 vs $309, with Wollongong cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Melbourne vs Wollongong: Cost of Living - Frequently Asked Questions

Melbourne and Wollongong differ by about 25% in total monthly costs ($2,420 vs $1,929 including rent). Wollongong is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3% higher in Melbourne, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,575 in Melbourne versus $965 in Wollongong. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,765 in Melbourne versus $1,557 in Wollongong. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 14% higher in Melbourne. For households that cook at home regularly, that difference adds up over a month.

At $1,929 in Wollongong versus $2,420 in Melbourne, a $2,500 budget is realistic in Wollongong but tight or insufficient in Melbourne. The gap between the two cities makes Wollongong the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Melbourne and Wollongong are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wollongong gentler on the wallet – expenses run 25% less than in Melbourne. Beyond cost, consider language, visa policies, and how big the international community is in each city.