Cost of Living Comparison Between Melbourne and Tarneit Cost of Living Comparison Between Melbourne and Tarneit

Monthly Cost of Living

Monthly costs for one person with rent: $2,465 in Melbourne versus $2,230 in Tarneit.

Estimated couple costs with rent: $3,636 in Melbourne versus $3,293 in Tarneit.

Monthly costs for a family of three with rent: $4,806 in Melbourne versus $4,356 in Tarneit.

Living in Melbourne is roughly 11% more expensive than Tarneit, driven mainly by Getting Around.

Both cities are pricier than the global median: Melbourne 84% above, Tarneit 67% above.

Meal at Budget Restaurant

$19.34 A$27.07

$16.43 A$23.00

17.71%

Three-Course Dinner for Two, Mid-Range

$78.4 A$110

$77.5 A$108

1.14%

Fast Food Meal (McDonalds, etc)

$10.03 A$14.04

$9.51 A$13.31

5.47%

Cappuccino

$3.62 A$5.07

$3.51 A$4.91

3.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 A$3.66

$2.52 A$3.52

3.57%

Water (0.33 liter bottle)

$2.31 A$3.23

$2.11 A$2.95

9.48%

Local Beer (0.5 liter draught)

$7.43 A$10.40

$6.44 A$9.02

15.37%

Imported Beer (0.33 liter bottle)

$7.20 A$10.07

$7.00 A$9.80

2.86%

Milk (1 liter)

$1.46 A$2.04

$1.43 A$2.00

2.10%

White Bread (500g)

$2.66 A$3.72

$2.42 A$3.39

9.92%

Rice (white) (1kg)

$2.32 A$3.25

$1.96 A$2.75

18.37%

Eggs

$4.68 A$6.56

$4.43 A$6.20

5.64%

Local Cheese (1kg)

$9.20 A$12.87

$8.66 A$12.13

6.24%

Chicken Fillets (1kg)

$9.36 A$13.10

$8.33 A$11.67

12.36%

Beef Round Steak (1kg)

$14.69 A$20.56

$13.53 A$18.95

8.57%

Apples (1kg)

$3.21 A$4.49

$3.19 A$4.47

0.63%

Banana (1kg)

$2.78 A$3.90

$2.81 A$3.93

-1.07%

Oranges (1kg)

$2.96 A$4.14

$2.85 A$3.98

3.86%

Tomato (1kg)

$4.09 A$5.73

$4.14 A$5.79

-1.21%

Potato (1kg)

$2.70 A$3.78

$2.45 A$3.42

10.20%

Onion (1kg)

$2.35 A$3.29

$2.18 A$3.06

7.80%

Lettuce (1 head)

$2.21 A$3.10

$2.10 A$2.95

5.24%

Water (1.5 liter bottle)

$1.66 A$2.32

$1.58 A$2.22

5.06%

Cigarettes 20 Pack (Marlboro, Camel)

$32.79 A$45.91

$31.19 A$43.67

5.13%

Wine (Bottle)

$14.59 A$20.42

$15.77 A$22.08

-7.48%

Local Beer (0.5 liter bottle)

$4.72 A$6.61

$4.52 A$6.32

4.42%

Imported Beer (0.33 liter bottle)

$5.09 A$7.13

$5.29 A$7.40

-3.78%

One-way Ticket (Public Transport)

$3.61 A$5.05

$2.56 A$3.58

41.02%

Public Transport Monthly Pass (Regular Price)

$118 A$165

$63.9 A$89.4

84.09%

Taxi Start (Normal Tariff)

$3.68 A$5.15

$3.65 A$5.12

0.82%

Taxi (Normal Tariff) (1km)

$1.39 A$1.95

$1.56 A$2.18

-10.90%

Taxi 1hour Waiting (Normal Tariff)

$27.58 A$38.61

$32.90 A$46.06

-16.17%

Gasoline (1 liter)

$1.19 A$1.66

$1.13 A$1.59

5.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K A$41.0K

$28.5K A$39.8K

2.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K A$33.2K

$22.1K A$30.9K

7.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 A$212

$181 A$253

-16.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.15 A$29.62

$27.18 A$38.05

-22.19%

Internet (50+ Mbps, Unlimited Data)

$49.94 A$69.9

$53.5 A$74.8

-6.57%

Gym Membership (Monthly)

$49.19 A$68.9

$48.10 A$67.3

2.27%

Tennis Court (1 Hour on Weekend)

$16.15 A$22.62

$15.69 A$21.96

2.93%

Cinema Ticket

$15.99 A$22.38

$13.26 A$18.56

20.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,756 A$2,458

$1,601 A$2,241

9.67%

International Primary School, 1 Child (Yearly)

$19.2K A$26.9K

$11.9K A$16.6K

61.80%

Jeans (Levis 501 Or Similar)

$66.9 A$93.6

$68.1 A$95.4

-1.85%

Summer Dress (H&M, Zara, etc)

$53.9 A$75.5

$50.4 A$70.5

7.03%

Sport Shoes (Adidas, Nike)

$106 A$148

$101 A$141

5.17%

Men's Leather Business Shoes

$103 A$144

$107 A$150

-3.98%

1-bedroom Apartment, City Center (Monthly)

$1,568 A$2,196

$1,280 A$1,792

22.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,183 A$1,656

$1,071 A$1,499

10.43%

3-bedroom Apartment, City Center (Monthly)

$3,038 A$4,254

$2,028 A$2,839

49.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 A$2,831

$1,668 A$2,336

21.19%

Buy Apartment in City Center (m2)

$7,557 A$10.6K

$6,672 A$9,341

13.25%

Buy Apartment Outside City Center (m2)

$6,527 A$9,138

$4,431 A$6,203

47.31%

Average Monthly Net Salary (After Tax)

$4,490 A$6,287

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

6.34

-2.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: April 25, 2026

Last update for Tarneit: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,568 in Melbourne and $1,280 in Tarneit. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in Melbourne vs $77.0 in Tarneit for a mid-range dinner for two. Groceries echo the gap at $357 vs $341 per month, with Tarneit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Melbourne vs Tarneit: Cost of Living - Frequently Asked Questions

Melbourne and Tarneit differ by about 11% in total monthly costs ($2,465 vs $2,230 including rent). Tarneit is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,698 in Melbourne and $3,345 in Tarneit to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,568 in Melbourne versus $1,280 in Tarneit. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,756 in Melbourne versus $1,601 in Tarneit. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Melbourne. For households that cook at home regularly, that difference adds up over a month.

At $2,230 in Tarneit versus $2,465 in Melbourne, a $2,500 budget is realistic in Tarneit but tight or insufficient in Melbourne. The gap between the two cities makes Tarneit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Melbourne and Tarneit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarneit gentler on the wallet – expenses run 11% less than in Melbourne. Beyond cost, consider language, visa policies, and how big the international community is in each city.