Cost of Living Comparison Between Melbourne and Mudgee Cost of Living Comparison Between Melbourne and Mudgee

Monthly Cost of Living

Monthly costs for one person with rent: $2,416 in Melbourne versus $2,189 in Mudgee.

Estimated couple costs with rent: $3,579 in Melbourne versus $3,292 in Mudgee.

Monthly costs for a family of three with rent: $4,742 in Melbourne versus $4,395 in Mudgee.

Living in Melbourne is roughly 10% more expensive than Mudgee, driven mainly by Getting Around.

Both cities are pricier than the global median: Melbourne 80% above, Mudgee 63% above.

Meal at Budget Restaurant

$19.75 A$27.52

$17.76 A$24.75

11.20%

Three-Course Dinner for Two, Mid-Range

$78.7 A$110

$95.6 A$133

-17.74%

Fast Food Meal (McDonalds, etc)

$9.70 A$13.52

$8.34 A$11.63

16.31%

Cappuccino

$3.66 A$5.11

$3.39 A$4.72

7.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 A$3.63

$2.87 A$3.99

-9.41%

Water (0.33 liter bottle)

$2.34 A$3.26

$2.13 A$2.97

9.86%

Local Beer (0.5 liter draught)

$7.17 A$10.00

$6.52 A$9.09

9.97%

Imported Beer (0.33 liter bottle)

$6.99 A$9.73

$6.56 A$9.13

6.55%

Milk (1 liter)

$1.45 A$2.02

$1.35 A$1.88

7.41%

White Bread (500g)

$2.66 A$3.71

$2.38 A$3.32

11.76%

Rice (white) (1kg)

$2.34 A$3.26

$1.97 A$2.74

18.78%

Eggs

$4.80 A$6.69

$3.48 A$4.85

37.93%

Local Cheese (1kg)

$8.77 A$12.21

$9.22 A$12.84

-4.88%

Chicken Fillets (1kg)

$9.44 A$13.15

$5.99 A$8.35

57.60%

Beef Round Steak (1kg)

$14.42 A$20.09

$14.42 A$20.10

Apples (1kg)

$3.33 A$4.64

$2.29 A$3.20

45.41%

Banana (1kg)

$2.77 A$3.87

$2.68 A$3.74

3.36%

Oranges (1kg)

$3.00 A$4.18

$2.62 A$3.65

14.50%

Tomato (1kg)

$3.95 A$5.50

$3.70 A$5.16

6.76%

Potato (1kg)

$2.68 A$3.73

$2.65 A$3.69

1.13%

Onion (1kg)

$2.36 A$3.28

$2.12 A$2.95

11.32%

Lettuce (1 head)

$2.14 A$2.98

$1.72 A$2.39

24.42%

Water (1.5 liter bottle)

$1.63 A$2.27

$1.09 A$1.52

49.54%

Cigarettes 20 Pack (Marlboro, Camel)

$32.44 A$45.21

$28.99 A$40.40

11.90%

Wine (Bottle)

$14.11 A$19.66

$14.31 A$19.94

-1.40%

Local Beer (0.5 liter bottle)

$4.64 A$6.47

$4.15 A$5.78

11.81%

Imported Beer (0.33 liter bottle)

$5.04 A$7.02

$3.08 A$4.30

63.64%

One-way Ticket (Public Transport)

$3.49 A$4.87

$2.58 A$3.59

35.27%

Public Transport Monthly Pass (Regular Price)

$120 A$167

$64.6 A$90.0

85.63%

Taxi Start (Normal Tariff)

$3.50 A$4.88

$2.33 A$3.25

50.21%

Taxi (Normal Tariff) (1km)

$1.35 A$1.87

$1.62 A$2.26

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$26.94 A$37.55

$38.46 A$53.6

-29.95%

Gasoline (1 liter)

$1.19 A$1.66

$1.17 A$1.63

1.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$41.0K

$29.3K A$40.8K

0.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K A$32.9K

$21.2K A$29.6K

11.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 A$209

$187 A$260

-19.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.16 A$29.49

$29.65 A$41.32

-28.63%

Internet (50+ Mbps, Unlimited Data)

$50.3 A$70.1

$56.2 A$78.3

-10.53%

Gym Membership (Monthly)

$49.14 A$68.5

$48.51 A$67.6

1.30%

Tennis Court (1 Hour on Weekend)

$16.37 A$22.82

$15.60 A$21.74

4.94%

Cinema Ticket

$16.43 A$22.90

$12.64 A$17.62

29.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,764 A$2,458

$914 A$1,274

92.96%

International Primary School, 1 Child (Yearly)

$19.2K A$26.7K

$12.2K A$17.1K

56.84%

Jeans (Levis 501 Or Similar)

$68.3 A$95.2

$76.0 A$106

-10.17%

Summer Dress (H&M, Zara, etc)

$53.3 A$74.3

$44.62 A$62.2

19.41%

Sport Shoes (Adidas, Nike)

$106 A$148

$90.5 A$126

17.43%

Men's Leather Business Shoes

$105 A$146

$107 A$150

-2.53%

1-bedroom Apartment, City Center (Monthly)

$1,572 A$2,191

$1,254 A$1,747

25.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,195 A$1,665

$1,086 A$1,514

9.98%

3-bedroom Apartment, City Center (Monthly)

$3,048 A$4,247

$2,046 A$2,850

49.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,990 A$2,772

$1,667 A$2,323

19.35%

Buy Apartment in City Center (m2)

$7,387 A$10.3K

$6,457 A$8,998

14.41%

Buy Apartment Outside City Center (m2)

$6,527 A$9,095

$4,999 A$6,966

30.56%

Average Monthly Net Salary (After Tax)

$4,512 A$6,288

$5,827 A$8,120

-22.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

23.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: May 31, 2026

Last update for Mudgee: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,572 in Melbourne and $1,254 in Mudgee. Housing cost is often the main lever when comparing two cities.

Mudgee pays 29% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Melbourne vs $96.0 in Mudgee. Groceries flip the comparison at $354 vs $304, with Mudgee cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Melbourne vs Mudgee: Cost of Living - Frequently Asked Questions

Melbourne and Mudgee differ by about 10% in total monthly costs ($2,416 vs $2,189 including rent). Mudgee is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Mudgee earns 29% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,572 in Melbourne versus $1,254 in Mudgee. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,764 in Melbourne versus $914 in Mudgee. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 16% higher in Melbourne. For households that cook at home regularly, that difference adds up over a month.

At $2,189 in Mudgee versus $2,416 in Melbourne, a $2,000 budget is realistic in Mudgee but tight or insufficient in Melbourne. The gap between the two cities makes Mudgee the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Melbourne and Mudgee are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mudgee gentler on the wallet – expenses run 10% less than in Melbourne. Beyond cost, consider language, visa policies, and how big the international community is in each city.