Cost of Living Comparison Between Melbourne and Mackay Cost of Living Comparison Between Melbourne and Mackay

Monthly Cost of Living

A single person spends $2,482 per month in Melbourne vs $2,060 in Mackay, rent included.

A couple spends around $3,689 per month in Melbourne vs $3,193 in Mackay, rent included.

A family of three spends $4,896 per month in Melbourne vs $4,326 in Mackay, rent included.

Melbourne costs about 20% more than Mackay, driven mainly by Getting Around.

Both Melbourne and Mackay sit above the global median – Melbourne by 85%, Mackay by 54%.

Meal at Budget Restaurant

$19.24 A$26.94

$16.09 A$22.53

19.58%

Three-Course Dinner for Two, Mid-Range

$78.5 A$110

$70.7 A$98.9

11.04%

Fast Food Meal (McDonalds, etc)

$9.58 A$13.41

$11.93 A$16.70

-19.70%

Cappuccino

$3.63 A$5.09

$3.92 A$5.49

-7.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 A$3.52

$3.04 A$4.26

-17.43%

Water (0.33 liter bottle)

$2.39 A$3.34

$2.54 A$3.56

-5.91%

Local Beer (0.5 liter draught)

$7.11 A$9.96

$6.65 A$9.30

6.92%

Imported Beer (0.33 liter bottle)

$7.23 A$10.12

$6.57 A$9.19

10.05%

Milk (1 liter)

$1.51 A$2.11

$1.32 A$1.85

14.39%

White Bread (500g)

$2.62 A$3.66

$2.13 A$2.98

23.00%

Rice (white) (1kg)

$2.34 A$3.28

$2.54 A$3.56

-7.87%

Eggs

$4.67 A$6.54

$5.10 A$7.14

-8.43%

Local Cheese (1kg)

$8.86 A$12.40

$8.82 A$12.35

0.45%

Chicken Fillets (1kg)

$9.34 A$13.08

$8.22 A$11.51

13.63%

Beef Round Steak (1kg)

$14.80 A$20.73

$14.79 A$20.70

0.07%

Apples (1kg)

$3.30 A$4.63

$3.37 A$4.71

-2.08%

Banana (1kg)

$2.87 A$4.02

$2.76 A$3.86

3.99%

Oranges (1kg)

$2.95 A$4.12

Tomato (1kg)

$4.05 A$5.67

$4.80 A$6.71

-15.63%

Potato (1kg)

$2.68 A$3.75

$1.74 A$2.44

54.02%

Onion (1kg)

$2.33 A$3.26

$1.63 A$2.28

42.94%

Lettuce (1 head)

$2.22 A$3.11

$1.86 A$2.60

19.35%

Water (1.5 liter bottle)

$1.63 A$2.28

$2.18 A$3.05

-25.23%

Cigarettes 20 Pack (Marlboro, Camel)

$33.09 A$46.32

$38.75 A$54.2

-14.61%

Wine (Bottle)

$14.28 A$19.99

$8.67 A$12.14

64.71%

Local Beer (0.5 liter bottle)

$4.67 A$6.54

$4.77 A$6.67

-2.10%

Imported Beer (0.33 liter bottle)

$5.29 A$7.40

$5.66 A$7.92

-6.54%

One-way Ticket (Public Transport)

$3.51 A$4.91

$2.22 A$3.11

58.11%

Public Transport Monthly Pass (Regular Price)

$121 A$169

$66.0 A$92.4

83.00%

Taxi Start (Normal Tariff)

$3.50 A$4.91

$5.49 A$7.69

-36.25%

Taxi (Normal Tariff) (1km)

$1.38 A$1.93

$1.83 A$2.56

-24.59%

Taxi 1hour Waiting (Normal Tariff)

$27.53 A$38.55

$31.98 A$44.78

-13.91%

Gasoline (1 liter)

$1.17 A$1.64

$1.20 A$1.68

-2.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$41.2K

$37.4K A$52.4K

-21.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K A$33.2K

$29.0K A$40.6K

-18.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 A$214

$186 A$261

-17.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.03 A$29.44

$26.73 A$37.43

-21.32%

Internet (50+ Mbps, Unlimited Data)

$50.2 A$70.3

$72.3 A$101

-30.59%

Gym Membership (Monthly)

$50.0 A$70.0

$74.9 A$105

-33.17%

Tennis Court (1 Hour on Weekend)

$16.24 A$22.74

$19.60 A$27.44

-17.14%

Cinema Ticket

$16.14 A$22.60

$15.37 A$21.52

5.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,768 A$2,476

$1,755 A$2,457

0.76%

International Primary School, 1 Child (Yearly)

$19.2K A$26.8K

$12.1K A$16.9K

58.85%

Jeans (Levis 501 Or Similar)

$68.4 A$95.8

$67.4 A$94.3

1.50%

Summer Dress (H&M, Zara, etc)

$52.8 A$73.9

$46.86 A$65.6

12.63%

Sport Shoes (Adidas, Nike)

$107 A$150

$113 A$158

-5.12%

Men's Leather Business Shoes

$105 A$147

$97.9 A$137

7.08%

1-bedroom Apartment, City Center (Monthly)

$1,560 A$2,184

$915 A$1,280

70.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,213 A$1,699

$797 A$1,116

52.21%

3-bedroom Apartment, City Center (Monthly)

$3,010 A$4,213

$1,724 A$2,414

74.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,984 A$2,778

$1,645 A$2,303

20.62%

Buy Apartment in City Center (m2)

$7,460 A$10.4K

$6,180 A$8,652

20.70%

Buy Apartment Outside City Center (m2)

$6,569 A$9,197

$5,005 A$7,007

31.26%

Average Monthly Net Salary (After Tax)

$4,305 A$6,027

$5,704 A$7,986

-24.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

5.7

8.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: April 20, 2026

Last update for Mackay: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,560 in Melbourne versus $915 in Mackay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Mackay, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $78 in Melbourne versus $71 in Mackay. Monthly groceries follow the same trend: $356 vs $341 – making Mackay the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Melbourne vs Mackay: Cost of Living - Frequently Asked Questions

Yes – Melbourne is pricier by about 20%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,723 per month in Melbourne and $3,089 in Mackay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mackay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 5% more in Melbourne, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $78.0 in Melbourne and $71.0 in Mackay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Mackay, where all-in costs run around $2,060, than in Melbourne at $2,482. In Mackay it covers expenses comfortably, while in Melbourne it requires careful planning or may not stretch far enough.

Families tend to lean toward Mackay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mackay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Melbourne makes more sense. Both are solid long-term options with distinct trade-offs.