Last update: Nov 2026

Cost of Living Comparison Between Melbourne and Horsham, Australia

For one person, living is cheaper in Horsham: $2,575 a month against $2,823 in Melbourne, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

Melbourne, Australia
Horsham, Australia
Melbourne
🇦🇺 Australia
$2,823
/mo nomad
Horsham
🇦🇺 Australia
$2,575
/mo nomad
Monthly Cost of Living

How much you'll spend in Melbourne and in Horsham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Melbourne and in Horsham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,823 in Melbourne versus $2,575 in Horsham.

  • Melbourne $2,823
  • Horsham $2,575

Estimated couple costs with rent: $4,253 in Melbourne versus $3,652 in Horsham.

  • Melbourne $4,253
  • Horsham $3,652

Monthly costs for a family of three with rent: $5,683 in Melbourne versus $4,729 in Horsham.

  • Melbourne $5,683
  • Horsham $4,729

Living in Melbourne is roughly 10% more expensive than in Horsham, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Melbourne 109% above, Horsham 90% above.

Currency
🍽 Eating Out
Melbourne
Horsham
Difference
Meal at Budget Restaurant
$17.34 A$24.76
$13.98 A$19.97
24.03%
Three-Course Dinner for Two, Mid-Range
$82.7 A$118
$71.2 A$102
16.23%
Fast Food Meal (McDonalds, etc)
$12.63 A$18.04
$12.05 A$17.21
4.81%
Cappuccino
$4.22 A$6.03
$3.52 A$5.03
19.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.12 A$4.45
$3.20 A$4.57
-2.50%
Water (0.33 liter bottle)
$2.48 A$3.54
$2.12 A$3.02
16.98%
Local Beer (0.5 liter draught)
$9.69 A$13.84
$9.96 A$14.22
-2.71%
Imported Beer (0.33 liter bottle)
$8.30 A$11.86
$8.47 A$12.10
-2.01%
🛒 Groceries & Markets
Melbourne
Horsham
Difference
Milk (1 liter)
$1.50 A$2.15
$1.51 A$2.15
-0.66%
White Bread (500g)
$3.08 A$4.39
$2.91 A$4.15
5.84%
Rice (white) (1kg)
$2.64 A$3.77
$2.66 A$3.81
-0.75%
Eggs
$5.58 A$7.96
$5.56 A$7.94
0.36%
Local Cheese (1kg)
$9.78 A$13.97
$10.45 A$14.93
-6.41%
Chicken Fillets (1kg)
$9.52 A$13.60
$10.00 A$14.28
-4.80%
Beef Round Steak (1kg)
$15.18 A$21.68
$15.19 A$21.70
-0.07%
Apples (1kg)
$4.22 A$6.03
$4.04 A$5.77
4.46%
Banana (1kg)
$3.13 A$4.47
$3.01 A$4.30
3.99%
Oranges (1kg)
$3.24 A$4.63
$3.13 A$4.47
3.51%
Tomato (1kg)
$4.71 A$6.72
$4.81 A$6.87
-2.08%
Potato (1kg)
$3.13 A$4.47
$2.96 A$4.23
5.74%
Onion (1kg)
$2.46 A$3.51
$2.48 A$3.54
-0.81%
Lettuce (1 head)
$2.40 A$3.43
$2.39 A$3.42
0.42%
Water (1.5 liter bottle)
$1.47 A$2.10
$1.63 A$2.32
-9.82%
Cigarettes 20 Pack (Marlboro, Camel)
$42.76 A$61.1
$45.10 A$64.4
-5.19%
Wine (Bottle)
$12.90 A$18.42
$10.60 A$15.14
21.70%
Local Beer (0.5 liter bottle)
$5.53 A$7.90
$5.68 A$8.11
-2.64%
Imported Beer (0.33 liter bottle)
$5.16 A$7.36
$5.33 A$7.62
-3.19%
🚌 Getting Around
Melbourne
Horsham
Difference
One-way Ticket (Public Transport)
$3.79 A$5.42
$2.73 A$3.90
38.83%
Public Transport Monthly Pass (Regular Price)
$141 A$202
$82.8 A$118
70.54%
Taxi Start (Normal Tariff)
$3.75 A$5.36
$4.57 A$6.52
-17.94%
Taxi (Normal Tariff) (1km)
$1.44 A$2.06
$1.42 A$2.03
1.41%
Taxi 1hour Waiting (Normal Tariff)
$28.93 A$41.32
$29.69 A$42.40
-2.56%
Gasoline (1 liter)
$1.45 A$2.07
$1.43 A$2.04
1.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K A$42.2K
$29.4K A$41.9K
0.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K A$37.5K
$25.7K A$36.7K
2.05%
🧾 Monthly Utilities & Internet
Melbourne
Horsham
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$229 A$327
$233 A$333
-1.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.76 A$38.22
$14.26 A$20.36
87.66%
Internet (50+ Mbps, Unlimited Data)
$57.5 A$82.2
$52.8 A$75.3
9.08%
🎉 Sport & Entertainment
Melbourne
Horsham
Difference
Gym Membership (Monthly)
$49.77 A$71.1
$55.7 A$79.5
-10.60%
Tennis Court (1 Hour on Weekend)
$21.45 A$30.63
$17.63 A$25.18
21.67%
Cinema Ticket
$17.43 A$24.90
$17.26 A$24.65
0.98%
🧸 Childcare & Education
Melbourne
Horsham
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,435 A$3,477
$2,511 A$3,586
-3.05%
International Primary School, 1 Child (Yearly)
$33.6K A$48.0K
$30.4K A$43.4K
10.50%
👕👟 Clothing & Footwear
Melbourne
Horsham
Difference
Jeans (Levis 501 Or Similar)
$80.4 A$115
$79.5 A$114
1.07%
Summer Dress (H&M, Zara, etc)
$51.5 A$73.5
$49.53 A$70.7
3.94%
Sport Shoes (Adidas, Nike)
$121 A$173
$121 A$173
-0.12%
Men's Leather Business Shoes
$134 A$191
$136 A$194
-1.77%
🏠 Accommodation & Living
Melbourne
Horsham
Difference
1-bedroom Apartment, City Center (Monthly)
$1,748 A$2,497
$1,416 A$2,022
23.45%
1-bedroom Apartment, Outside City Center (Monthly)
$1,386 A$1,979
$1,245 A$1,777
11.37%
3-bedroom Apartment, City Center (Monthly)
$3,468 A$4,952
$2,216 A$3,165
56.47%
3-bedroom Apartment, Outside City Center (Monthly)
$2,520 A$3,598
$1,846 A$2,637
36.46%
Buy Apartment in City Center (m2)
$8,274 A$11.8K
$5,896 A$8,420
40.32%
Buy Apartment Outside City Center (m2)
$7,066 A$10.1K
$4,975 A$7,105
42.03%
💵 Salaries & Financials
Melbourne
Horsham
Difference
Average Monthly Net Salary (After Tax)
$4,206 A$6,007
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.97
5.5
8.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: November 1, 2026

Last update for Horsham: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Melbourne
$1.4K
Horsham
$1.2K 10.2% $142
Groceries & Markets
Melbourne
$383
Horsham
$382 0.2% $0.9
Eating Out
Melbourne
$315
Horsham
$278 11.6% $36
Monthly Utilities & Internet
Melbourne
$313
Horsham
$300 4.1% $13
Clothing & Footwear
Melbourne
$174
Horsham
$174 0.1% $0.1
Getting Around
Melbourne
$167
Horsham
$105 37% $62
Sport & Entertainment
Melbourne
$85
Horsham
$90 6.6% $5.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,748 in Melbourne and $1,416 in Horsham. Housing cost is often the main lever when comparing two cities.

Dining out: $83 in Melbourne vs $71 in Horsham for a mid-range dinner for two. Groceries echo the gap at $383 vs $382 per month, with Horsham cheaper across the board.

Good to know
🇦🇺 Melbourne
🇦🇺 Horsham
🕒 Local time
22:30 10:30 PM
22:30 10:30 PM
Same time as Melbourne
🌤 Weather
👥 Population
5,031,195
14,543
Exchange rates and currency converter

USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

On the map
Between locations
  • Melbourne Horsham 270 km
From you
  • Melbourne
  • Horsham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Melbourne vs Horsham: Cost of Living - Frequently Asked Questions
Is Horsham cheaper than Melbourne?
Horsham is about 9% cheaper overall, especially in transport, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $4,234 in Melbourne and $3,862 in Horsham to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Melbourne and Horsham?
Rent for a central apartment: $1,748 in Melbourne versus $1,416 in Horsham. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Horsham runs roughly 41% less than in Melbourne. The price difference matters if you commute daily and watch your budget.
What are total monthly expenses in Melbourne and in Horsham?
All in, you’ll spend $2,823 per month in Melbourne versus $2,575 in Horsham – Horsham is about 9% cheaper, which adds up to real savings over time.
Is $2,500 enough to cover costs in Melbourne or in Horsham?
Both cities are expensive relative to $2,500. Horsham is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Melbourne or in Horsham?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Melbourne or Horsham?
Safety-wise, Melbourne and Horsham are both considered safe, so it’s unlikely to be the deciding factor between them.

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