😐Monthly costs for one person with rent: $2,465 in Melbourne versus $2,215 in Horsham.
😐Estimated couple costs with rent: $3,636 in Melbourne versus $3,229 in Horsham.
😐Monthly costs for a family of three with rent: $4,806 in Melbourne versus $4,244 in Horsham.
😐Living in Melbourne is roughly 11% more expensive than Horsham, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Melbourne84% above, Horsham65% above.
Currency
🍽 Eating Out
Melbourne
Horsham
Difference
Meal at Budget Restaurant
$19.34A$27.07
$13.08A$18.32
47.86%
Three-Course Dinner for Two, Mid-Range
$78.4A$110
$66.3A$92.8
18.26%
Fast Food Meal(McDonalds, etc)
$10.03A$14.04
$9.50A$13.30
5.58%
Cappuccino
$3.62A$5.07
$3.28A$4.59
10.37%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.61A$3.66
$2.53A$3.55
3.16%
Water(0.33 liter bottle)
$2.31A$3.23
$1.92A$2.68
20.31%
Local Beer(0.5 liter draught)
$7.43A$10.40
$7.41A$10.37
0.27%
Imported Beer(0.33 liter bottle)
$7.20A$10.07
$7.04A$9.86
2.27%
🛒 Groceries & Markets
Melbourne
Horsham
Difference
Milk(1 liter)
$1.46A$2.04
$1.46A$2.05
-
White Bread(500g)
$2.66A$3.72
$2.56A$3.59
3.91%
Rice(white)(1kg)
$2.32A$3.25
$2.26A$3.16
2.65%
Eggs
$4.68A$6.56
$4.86A$6.80
-3.70%
Local Cheese(1kg)
$9.20A$12.87
$9.09A$12.72
1.21%
Chicken Fillets(1kg)
$9.36A$13.10
$9.00A$12.60
4.00%
Beef Round Steak(1kg)
$14.69A$20.56
$14.80A$20.72
-0.74%
Apples(1kg)
$3.21A$4.49
$3.23A$4.52
-0.62%
Banana(1kg)
$2.78A$3.90
$2.78A$3.90
-
Oranges(1kg)
$2.96A$4.14
$2.87A$4.01
3.14%
Tomato(1kg)
$4.09A$5.73
$3.94A$5.52
3.81%
Potato(1kg)
$2.70A$3.78
$2.69A$3.76
0.37%
Onion(1kg)
$2.35A$3.29
$2.27A$3.18
3.52%
Lettuce(1 head)
$2.21A$3.10
$2.15A$3.00
2.79%
Water(1.5 liter bottle)
$1.66A$2.32
$1.63A$2.28
1.84%
Cigarettes 20 Pack(Marlboro, Camel)
$32.79A$45.91
$32.72A$45.81
0.21%
Wine(Bottle)
$14.59A$20.42
$10.88A$15.23
34.10%
Local Beer(0.5 liter bottle)
$4.72A$6.61
$4.55A$6.36
3.74%
Imported Beer(0.33 liter bottle)
$5.09A$7.13
$5.20A$7.27
-2.12%
🚌 Getting Around
Melbourne
Horsham
Difference
One-way Ticket(Public Transport)
$3.61A$5.05
$2.66A$3.73
35.71%
Public Transport Monthly Pass(Regular Price)
$118A$165
$64.1A$89.7
83.40%
Taxi Start(Normal Tariff)
$3.68A$5.15
$3.69A$5.16
-0.27%
Taxi(Normal Tariff)(1km)
$1.39A$1.95
$1.40A$1.96
-0.71%
Taxi 1hour Waiting(Normal Tariff)
$27.58A$38.61
$27.10A$37.95
1.77%
Gasoline(1 liter)
$1.19A$1.66
$1.13A$1.59
5.31%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3KA$41.0K
$28.8KA$40.3K
1.63%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KA$33.2K
$23.2KA$32.5K
1.91%
🧾 Monthly Utilities & Internet
Melbourne
Horsham
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$152A$212
$152A$213
-0.44%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.15A$29.62
$12.83A$17.97
64.85%
Internet(50+ Mbps, Unlimited Data)
$49.94A$69.9
$48.13A$67.4
3.76%
🎉 Sport & Entertainment
Melbourne
Horsham
Difference
Gym Membership(Monthly)
$49.19A$68.9
$48.90A$68.5
0.59%
Tennis Court(1 Hour on Weekend)
$16.15A$22.62
$15.69A$21.96
2.93%
Cinema Ticket
$15.99A$22.38
$15.99A$22.38
-
🧸 Childcare & Education
Melbourne
Horsham
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,756A$2,458
$1,783A$2,496
-1.51%
International Primary School, 1 Child(Yearly)
$19.2KA$26.9K
$19.5KA$27.4K
-1.67%
👕👟 Clothing & Footwear
Melbourne
Horsham
Difference
Jeans(Levis 501 Or Similar)
$66.9A$93.6
$67.3A$94.3
-0.71%
Summer Dress(H&M, Zara, etc)
$53.9A$75.5
$53.0A$74.1
1.83%
Sport Shoes(Adidas, Nike)
$106A$148
$104A$145
2.01%
Men's Leather Business Shoes
$103A$144
$104A$146
-1.09%
🏠 Accommodation & Living
Melbourne
Horsham
Difference
1-bedroom Apartment, City Center(Monthly)
$1,568A$2,196
$1,273A$1,782
23.20%
1-bedroom Apartment, Outside City Center(Monthly)
$1,183A$1,656
$1,053A$1,475
12.25%
3-bedroom Apartment, City Center(Monthly)
$3,038A$4,254
$2,046A$2,864
48.51%
3-bedroom Apartment, Outside City Center(Monthly)
$2,022A$2,831
$1,666A$2,332
21.38%
Buy Apartment in City Center(m2)
$7,557A$10.6K
$5,635A$7,890
34.09%
Buy Apartment Outside City Center(m2)
$6,527A$9,138
$5,694A$7,972
14.63%
💵 Salaries & Financials
Melbourne
Horsham
Difference
Average Monthly Net Salary(After Tax)
$4,490A$6,287
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.19
5.5
12.55%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Melbourne: April 25, 2026
Last update for Horsham: April 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,568 in Melbourne and $1,273 in Horsham. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $78.0 in Melbourne vs $66.0 in Horsham for a mid-range dinner for two. Groceries echo the gap at $357 vs $345 per month, with Horsham cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Melbourne vs Horsham: Cost of Living - Frequently Asked Questions
Is Horsham cheaper than Melbourne?
Horsham is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 11% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,698 in Melbourne and $3,322 in Horsham to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Melbourne and Horsham?
Rent for a central apartment: $1,568 in Melbourne versus $1,273 in Horsham. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Horsham runs roughly 83% less than in Melbourne. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,756 in Melbourne versus $1,783 in Horsham. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,500 a realistic budget for Melbourne or Horsham?
At $2,215 in Horsham versus $2,465 in Melbourne, a $2,500 budget is realistic in Horsham but tight or insufficient in Melbourne. The gap between the two cities makes Horsham the clear choice for anyone on this budget.
Is it better to live in Melbourne or Horsham?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Melbourne or Horsham?
Safety-wise, Melbourne and Horsham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Horsham gentler on the wallet – expenses run 11% less than in Melbourne. Beyond cost, consider language, visa policies, and how big the international community is in each city.