Cost of Living Comparison Between Melbourne and Gaithersburg, MD Cost of Living Comparison Between Melbourne and Gaithersburg, MD

Monthly Cost of Living

Monthly costs for one person with rent: $2,416 in Melbourne versus $2,814 in Gaithersburg, MD.

Estimated couple costs with rent: $3,579 in Melbourne versus $4,153 in Gaithersburg, MD.

Monthly costs for a family of three with rent: $4,742 in Melbourne versus $5,491 in Gaithersburg, MD.

Living in Melbourne costs roughly 14% less than in Gaithersburg, MD, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Melbourne 80% above, Gaithersburg, MD 110% above.

Meal at Budget Restaurant

$19.75 A$27.52

$19.67 $19.67

0.41%

Three-Course Dinner for Two, Mid-Range

$78.7 A$110

$99.2 $99.2

-20.73%

Fast Food Meal (McDonalds, etc)

$9.70 A$13.52

$7.11 $7.11

36.43%

Cappuccino

$3.66 A$5.11

$4.11 $4.11

-10.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 A$3.63

$2.36 $2.36

10.17%

Water (0.33 liter bottle)

$2.34 A$3.26

$1.13 $1.13

107.08%

Local Beer (0.5 liter draught)

$7.17 A$10.00

$6.61 $6.61

8.47%

Imported Beer (0.33 liter bottle)

$6.99 A$9.73

$7.86 $7.86

-11.07%

Milk (1 liter)

$1.45 A$2.02

$0.93 $0.93

55.91%

White Bread (500g)

$2.66 A$3.71

$3.65 $3.65

-27.12%

Rice (white) (1kg)

$2.34 A$3.26

$6.74 $6.74

-65.28%

Eggs

$4.80 A$6.69

$6.30 $6.30

-23.81%

Local Cheese (1kg)

$8.77 A$12.21

$11.15 $11.15

-21.35%

Chicken Fillets (1kg)

$9.44 A$13.15

$17.33 $17.33

-45.53%

Beef Round Steak (1kg)

$14.42 A$20.09

$22.31 $22.31

-35.37%

Apples (1kg)

$3.33 A$4.64

$7.72 $7.72

-56.87%

Banana (1kg)

$2.77 A$3.87

$2.94 $2.94

-5.78%

Oranges (1kg)

$3.00 A$4.18

$7.55 $7.55

-60.26%

Tomato (1kg)

$3.95 A$5.50

$8.16 $8.16

-51.59%

Potato (1kg)

$2.68 A$3.73

$4.92 $4.92

-45.53%

Onion (1kg)

$2.36 A$3.28

$3.69 $3.69

-36.04%

Lettuce (1 head)

$2.14 A$2.98

$2.77 $2.77

-22.74%

Water (1.5 liter bottle)

$1.63 A$2.27

$1.96 $1.96

-16.84%

Cigarettes 20 Pack (Marlboro, Camel)

$32.44 A$45.21

$8.12 $8.12

299.51%

Wine (Bottle)

$14.11 A$19.66

$15.19 $15.19

-7.11%

Local Beer (0.5 liter bottle)

$4.64 A$6.47

$1.72 $1.72

169.77%

Imported Beer (0.33 liter bottle)

$5.04 A$7.02

$3.71 $3.71

35.85%

One-way Ticket (Public Transport)

$3.49 A$4.87

$1.96 $1.96

78.06%

Public Transport Monthly Pass (Regular Price)

$120 A$167

Taxi Start (Normal Tariff)

$3.50 A$4.88

$4.55 $4.55

-23.08%

Taxi (Normal Tariff) (1km)

$1.35 A$1.87

$1.33 $1.33

1.50%

Taxi 1hour Waiting (Normal Tariff)

$26.94 A$37.55

$28.78 $28.78

-6.39%

Gasoline (1 liter)

$1.19 A$1.66

$0.86 $0.86

38.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$41.0K

$27.0K $27.0K

9.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K A$32.9K

$24.5K $24.5K

-3.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 A$209

$125 $125

19.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.16 A$29.49

$53.3 $53.3

-60.30%

Internet (50+ Mbps, Unlimited Data)

$50.3 A$70.1

$53.8 $53.8

-6.44%

Gym Membership (Monthly)

$49.14 A$68.5

$30.41 $30.41

61.59%

Tennis Court (1 Hour on Weekend)

$16.37 A$22.82

Cinema Ticket

$16.43 A$22.90

$15.32 $15.32

7.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,764 A$2,458

$1,179 $1,179

49.62%

International Primary School, 1 Child (Yearly)

$19.2K A$26.7K

$23.1K $23.1K

-16.82%

Jeans (Levis 501 Or Similar)

$68.3 A$95.2

$48.40 $48.40

41.10%

Summer Dress (H&M, Zara, etc)

$53.3 A$74.3

$19.71 $19.71

170.32%

Sport Shoes (Adidas, Nike)

$106 A$148

$80.7 $80.7

31.73%

Men's Leather Business Shoes

$105 A$146

$118 $118

-11.21%

1-bedroom Apartment, City Center (Monthly)

$1,572 A$2,191

$1,766 $1,766

-10.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,195 A$1,665

$1,602 $1,602

-25.42%

3-bedroom Apartment, City Center (Monthly)

$3,048 A$4,247

$2,197 $2,197

38.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,990 A$2,772

$2,426 $2,426

-17.98%

Buy Apartment in City Center (m2)

$7,387 A$10.3K

$2,481 $2,481

197.80%

Buy Apartment Outside City Center (m2)

$6,527 A$9,095

$2,588 $2,588

152.19%

Average Monthly Net Salary (After Tax)

$4,512 A$6,288

$5,231 $5,231

-13.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

6.57

-5.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: May 31, 2026

Last update for Gaithersburg, MD: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,572 in Melbourne and $1,766 in Gaithersburg, MD. Housing cost is often the main lever when comparing two cities.

Gaithersburg, MD pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Melbourne vs $99.0 in Gaithersburg, MD for a mid-range dinner for two. Groceries echo the gap at $354 vs $515 per month, with Melbourne cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Melbourne vs Gaithersburg, MD: Cost of Living - Frequently Asked Questions

Melbourne and Gaithersburg, MD differ by about 17% in total monthly costs ($2,416 vs $2,814 including rent). Melbourne is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Gaithersburg, MD earns 16% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,572 in Melbourne versus $1,766 in Gaithersburg, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,764 in Melbourne versus $1,179 in Gaithersburg, MD. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Melbourne – a meal for two runs $79.0 versus $99.0 in Gaithersburg, MD. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Melbourne is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Melbourne and Gaithersburg, MD are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Melbourne gentler on the wallet – expenses run 17% less than in Gaithersburg, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.