Cost of Living Comparison Between Melbourne and Campbelltown Cost of Living Comparison Between Melbourne and Campbelltown

Monthly Cost of Living

A single person spends $2,910 per month in Melbourne vs $2,502 in Campbelltown, rent included.

A couple spends around $4,408 per month in Melbourne vs $3,509 in Campbelltown, rent included.

A family of three spends $5,905 per month in Melbourne vs $4,515 in Campbelltown, rent included.

Melbourne costs about 16% more than Campbelltown, driven mainly by Groceries & Markets.

Both Melbourne and Campbelltown sit above the global median – Melbourne by 111%, Campbelltown by 81%.

Meal at Budget Restaurant

$18.41 A$25.73

$17.89 A$25.01

2.91%

Three-Course Dinner for Two, Mid-Range

$86.5 A$121

$39.12 A$54.7

121.09%

Fast Food Meal (McDonalds, etc)

$12.46 A$17.42

$10.67 A$14.92

16.78%

Cappuccino

$4.17 A$5.83

$3.80 A$5.31

9.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 A$4.41

$3.27 A$4.58

-3.67%

Water (0.33 liter bottle)

$2.65 A$3.71

$2.12 A$2.96

25.00%

Local Beer (0.5 liter draught)

$10.05 A$14.05

$6.98 A$9.75

43.98%

Imported Beer (0.33 liter bottle)

$8.51 A$11.89

$8.91 A$12.45

-4.49%

Milk (1 liter)

$1.61 A$2.26

$1.68 A$2.35

-4.17%

White Bread (500g)

$3.29 A$4.60

$2.79 A$3.90

17.92%

Rice (white) (1kg)

$3.02 A$4.22

$1.53 A$2.14

97.39%

Eggs

$6.00 A$8.39

$2.60 A$3.64

130.77%

Local Cheese (1kg)

$11.06 A$15.46

$14.03 A$19.61

-21.17%

Chicken Fillets (1kg)

$9.92 A$13.86

$6.65 A$9.29

49.17%

Beef Round Steak (1kg)

$15.87 A$22.18

$16.14 A$22.56

-1.67%

Apples (1kg)

$4.41 A$6.17

$2.16 A$3.02

104.17%

Banana (1kg)

$3.22 A$4.50

$1.46 A$2.04

120.55%

Oranges (1kg)

$3.45 A$4.82

$1.39 A$1.95

148.20%

Tomato (1kg)

$4.91 A$6.86

$2.90 A$4.06

69.31%

Potato (1kg)

$3.14 A$4.38

$1.77 A$2.48

77.40%

Onion (1kg)

$2.66 A$3.72

$1.82 A$2.54

46.15%

Lettuce (1 head)

$2.52 A$3.52

$2.11 A$2.95

19.43%

Water (1.5 liter bottle)

$1.69 A$2.36

$1.45 A$2.03

16.55%

Cigarettes 20 Pack (Marlboro, Camel)

$46.21 A$64.6

$46.54 A$65.1

-0.71%

Wine (Bottle)

$12.58 A$17.59

$14.88 A$20.80

-15.46%

Local Beer (0.5 liter bottle)

$5.41 A$7.56

$4.95 A$6.92

9.29%

Imported Beer (0.33 liter bottle)

$5.33 A$7.45

$5.61 A$7.84

-4.99%

One-way Ticket (Public Transport)

$4.03 A$5.64

$3.19 A$4.46

26.33%

Public Transport Monthly Pass (Regular Price)

$142 A$198

$84.5 A$118

68.03%

Taxi Start (Normal Tariff)

$4.71 A$6.58

$4.04 A$5.65

16.58%

Taxi (Normal Tariff) (1km)

$1.41 A$1.97

$1.63 A$2.28

-13.50%

Taxi 1hour Waiting (Normal Tariff)

$31.32 A$43.78

$43.56 A$60.9

-28.10%

Gasoline (1 liter)

$1.43 A$2.00

$1.35 A$1.89

5.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K A$41.2K

$27.8K A$38.8K

6.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K A$37.7K

$30.6K A$42.7K

-11.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$239 A$334

$184 A$257

30.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.19 A$39.41

$27.81 A$38.87

1.37%

Internet (50+ Mbps, Unlimited Data)

$57.3 A$80.1

$56.7 A$79.2

1.13%

Gym Membership (Monthly)

$55.9 A$78.1

$56.6 A$79.1

-1.22%

Tennis Court (1 Hour on Weekend)

$22.72 A$31.76

$18.66 A$26.09

21.76%

Cinema Ticket

$17.89 A$25.00

$12.73 A$17.79

40.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,456 A$3,433

$2,438 A$3,408

0.73%

International Primary School, 1 Child (Yearly)

$31.5K A$44.1K

$20.9K A$29.1K

51.24%

Jeans (Levis 501 Or Similar)

$82.4 A$115

$35.29 A$49.33

133.55%

Summer Dress (H&M, Zara, etc)

$52.1 A$72.8

$58.9 A$82.4

-11.64%

Sport Shoes (Adidas, Nike)

$120 A$168

$108 A$151

11.18%

Men's Leather Business Shoes

$137 A$191

0.13%

1-bedroom Apartment, City Center (Monthly)

$1,777 A$2,484

$955 A$1,334

86.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,457 A$2,037

$1,310 A$1,831

11.27%

3-bedroom Apartment, City Center (Monthly)

$3,561 A$4,978

$2,290 A$3,201

55.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,568 A$3,590

$1,908 A$2,667

34.59%

Buy Apartment in City Center (m2)

$7,269 A$10.2K

$6,510 A$9,099

11.66%

Buy Apartment Outside City Center (m2)

$6,897 A$9,640

$5,218 A$7,294

32.17%

Average Monthly Net Salary (After Tax)

$4,459 A$6,233

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

5.95

-1.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: September 6, 2026

Last update for Campbelltown: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,777 in Melbourne versus $955 in Campbelltown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $86.0 in Melbourne versus $39.00 in Campbelltown. Monthly groceries follow the same trend: $403 vs $325 – making Campbelltown the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Melbourne vs Campbelltown: Cost of Living - Frequently Asked Questions

Yes – Melbourne is pricier by about 16%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,366 per month in Melbourne and $3,753 in Campbelltown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Campbelltown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 68% less in Campbelltown. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,456 per month in Melbourne and $2,438 in Campbelltown. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Campbelltown, where all-in costs run around $2,502, than in Melbourne at $2,910. In Campbelltown it covers expenses comfortably, while in Melbourne it requires careful planning or may not stretch far enough.

Families tend to lean toward Campbelltown – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Campbelltown. If higher salaries, better infrastructure, or specific career opportunities are the priority, Melbourne makes more sense. Both are solid long-term options with distinct trade-offs.