Last update: Oct 2026

Cost of Living Comparison Between Melbourne and Campbelltown

For one person, living is cheaper in Campbelltown: $2,305 a month against $2,849 in Melbourne, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

Melbourne, Australia
Campbelltown, Australia
Melbourne
🇦🇺 Australia
$2,849
/mo nomad
Campbelltown
🇦🇺 Australia
$2,305
/mo nomad
Monthly Cost of Living

How much you'll spend in Melbourne and in Campbelltown

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Melbourne and in Campbelltown actually costs, broken down by who's living it.

A single person spends $2,849 per month in Melbourne vs $2,305 in Campbelltown, rent included.

  • Melbourne $2,849
  • Campbelltown $2,305

A couple spends around $4,274 per month in Melbourne vs $3,246 in Campbelltown, rent included.

  • Melbourne $4,274
  • Campbelltown $3,246

A family of three spends $5,699 per month in Melbourne vs $4,186 in Campbelltown, rent included.

  • Melbourne $5,699
  • Campbelltown $4,186

Melbourne costs about 24% more than Campbelltown, and outside of rent the biggest gap is in groceries.

Both Melbourne and Campbelltown sit above the global median – Melbourne by 109%, Campbelltown by 69%.

Currency
🍽 Eating Out
Melbourne
Campbelltown
Difference
Meal at Budget Restaurant
$17.50 A$24.89
$17.86 A$25.40
-2.02%
Three-Course Dinner for Two, Mid-Range
$84.3 A$120
$38.99 A$55.5
116.21%
Fast Food Meal (McDonalds, etc)
$12.17 A$17.31
$10.70 A$15.22
13.74%
Cappuccino
$4.07 A$5.79
$3.70 A$5.26
10.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.18 A$4.52
$3.20 A$4.55
-0.63%
Water (0.33 liter bottle)
$2.50 A$3.55
$2.12 A$3.01
17.92%
Local Beer (0.5 liter draught)
$9.57 A$13.61
$7.10 A$10.10
34.79%
Imported Beer (0.33 liter bottle)
$8.25 A$11.73
$8.82 A$12.54
-6.46%
🛒 Groceries & Markets
Melbourne
Campbelltown
Difference
Milk (1 liter)
$1.50 A$2.14
$1.50 A$2.14
-
White Bread (500g)
$2.97 A$4.22
$2.73 A$3.89
8.79%
Rice (white) (1kg)
$2.68 A$3.82
$1.43 A$2.03
87.41%
Eggs
$5.45 A$7.76
$2.57 A$3.66
112.06%
Local Cheese (1kg)
$10.71 A$15.24
$13.20 A$18.77
-18.86%
Chicken Fillets (1kg)
$10.05 A$14.29
$6.75 A$9.61
48.89%
Beef Round Steak (1kg)
$15.00 A$21.33
$15.54 A$22.11
-3.47%
Apples (1kg)
$4.07 A$5.79
$2.13 A$3.03
91.08%
Banana (1kg)
$3.14 A$4.46
$1.42 A$2.02
121.13%
Oranges (1kg)
$3.12 A$4.44
$1.43 A$2.03
118.18%
Tomato (1kg)
$4.73 A$6.73
$2.84 A$4.04
66.55%
Potato (1kg)
$2.98 A$4.24
$1.79 A$2.55
66.48%
Onion (1kg)
$2.49 A$3.55
$1.79 A$2.55
39.11%
Lettuce (1 head)
$2.48 A$3.53
$2.13 A$3.03
16.43%
Water (1.5 liter bottle)
$1.60 A$2.28
$1.38 A$1.97
15.94%
Cigarettes 20 Pack (Marlboro, Camel)
$44.65 A$63.5
$44.27 A$63.0
0.86%
Wine (Bottle)
$12.68 A$18.04
$13.75 A$19.56
-7.78%
Local Beer (0.5 liter bottle)
$5.55 A$7.89
$4.69 A$6.67
18.34%
Imported Beer (0.33 liter bottle)
$5.18 A$7.37
$5.47 A$7.78
-5.30%
🚌 Getting Around
Melbourne
Campbelltown
Difference
One-way Ticket (Public Transport)
$3.84 A$5.46
$2.81 A$4.00
36.65%
Public Transport Monthly Pass (Regular Price)
$139 A$197
$83.9 A$119
65.37%
Taxi Start (Normal Tariff)
$4.36 A$6.20
$3.98 A$5.66
9.55%
Taxi (Normal Tariff) (1km)
$1.37 A$1.94
$1.60 A$2.27
-14.37%
Taxi 1hour Waiting (Normal Tariff)
$29.72 A$42.28
$43.67 A$62.1
-31.94%
Gasoline (1 liter)
$1.49 A$2.11
$1.33 A$1.89
12.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K A$41.4K
$28.1K A$39.9K
3.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K A$36.5K
$26.4K A$37.6K
-2.87%
🧾 Monthly Utilities & Internet
Melbourne
Campbelltown
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 A$335
$186 A$264
26.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.01 A$39.84
$27.32 A$38.86
2.53%
Internet (50+ Mbps, Unlimited Data)
$57.2 A$81.4
$55.9 A$79.5
2.38%
🎉 Sport & Entertainment
Melbourne
Campbelltown
Difference
Gym Membership (Monthly)
$48.39 A$68.8
$56.4 A$80.2
-14.13%
Tennis Court (1 Hour on Weekend)
$21.46 A$30.53
$17.72 A$25.20
21.11%
Cinema Ticket
$17.67 A$25.13
$12.69 A$18.05
39.24%
🧸 Childcare & Education
Melbourne
Campbelltown
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,461 A$3,500
$2,525 A$3,592
-2.54%
International Primary School, 1 Child (Yearly)
$29.7K A$42.2K
$20.6K A$29.2K
44.53%
👕👟 Clothing & Footwear
Melbourne
Campbelltown
Difference
Jeans (Levis 501 Or Similar)
$81.2 A$116
$35.23 A$50.1
130.51%
Summer Dress (H&M, Zara, etc)
$49.28 A$70.1
$56.2 A$80.0
-12.33%
Sport Shoes (Adidas, Nike)
$120 A$170
$107 A$152
12.17%
Men's Leather Business Shoes
$131 A$186
$131 A$186
0.07%
🏠 Accommodation & Living
Melbourne
Campbelltown
Difference
1-bedroom Apartment, City Center (Monthly)
$1,703 A$2,422
$909 A$1,293
87.25%
1-bedroom Apartment, Outside City Center (Monthly)
$1,409 A$2,004
$1,092 A$1,554
28.96%
3-bedroom Apartment, City Center (Monthly)
$3,496 A$4,972
$2,168 A$3,083
61.25%
3-bedroom Apartment, Outside City Center (Monthly)
$2,527 A$3,594
$1,680 A$2,390
50.37%
Buy Apartment in City Center (m2)
$7,978 A$11.3K
$6,123 A$8,709
30.30%
Buy Apartment Outside City Center (m2)
$6,900 A$9,814
$5,154 A$7,330
33.89%
💵 Salaries & Financials
Melbourne
Campbelltown
Difference
Average Monthly Net Salary (After Tax)
$4,257 A$6,055
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
5.95
-0.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: October 26, 2026

Last update for Campbelltown: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Melbourne
$1.4K
Campbelltown
$1.1K 22.5% $316
Groceries & Markets
Melbourne
$386
Campbelltown
$313 18.9% $73
Monthly Utilities & Internet
Melbourne
$321
Campbelltown
$269 16.2% $52
Eating Out
Melbourne
$312
Campbelltown
$294 6% $19
Clothing & Footwear
Melbourne
$171
Campbelltown
$148 13.7% $23
Getting Around
Melbourne
$165
Campbelltown
$107 35.2% $58
Sport & Entertainment
Melbourne
$84
Campbelltown
$82 2.4% $2

Cost Breakdown

A central one-bedroom costs $1,703 in Melbourne versus $909 in Campbelltown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $84 in Melbourne versus $39 in Campbelltown. Monthly groceries follow the same trend: $386 vs $313 – making Campbelltown the more affordable choice for daily food spending.

Good to know
🇦🇺 Melbourne
🇦🇺 Campbelltown
🕒 Local time
19:00 7:00 PM
19:00 7:00 PM
Same time as Melbourne
🌤 Weather
👥 Population
5,031,195
13,193
Exchange rates and currency converter

USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

On the map
Between locations
  • Melbourne Campbelltown 670 km ≈ 1 h 15 min nonstop flight
From you
  • Melbourne
  • Campbelltown

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Melbourne vs Campbelltown: Cost of Living - Frequently Asked Questions
Is Campbelltown cheaper than Melbourne?
Yes – Melbourne is pricier by about 24%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $4,273 per month in Melbourne and $3,458 in Campbelltown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Campbelltown, especially for central apartments: a one-bedroom in the center costs $909 there versus $1,703 in Melbourne.
Which city has cheaper public transport?
Public transport costs about 40% less in Campbelltown. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,461 per month in Melbourne and $2,525 in Campbelltown. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is it better to live in Melbourne or in Campbelltown?
It depends on your priorities. Melbourne has an edge in some lifestyle areas, with costs from $2,305 in Campbelltown to $2,849 in Melbourne. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Melbourne or Campbelltown?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is easier to live in as a foreigner?
For expats, Campbelltown is the easier option financially – housing and daily costs are lower, and overall it costs about 19% less, which matters a lot on a fixed budget or early-career salary.

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