Cost of Living Comparison Between Medellin and Terni Cost of Living Comparison Between Medellin and Terni

Monthly Cost of Living

A single person spends $1,013 per month in Medellin vs $1,323 in Terni, rent included.

A couple spends around $1,602 per month in Medellin vs $1,999 in Terni, rent included.

A family of three spends $2,192 per month in Medellin vs $2,676 in Terni, rent included.

Medellin is about 23% cheaper than Terni, driven mainly by Eating Out.

Both Medellin and Terni are more affordable than the global median – Medellin 24% lower, Terni 1% lower.

Currency
🍽 Eating Out
Medellin
Terni
Difference
Meal at Budget Restaurant
$5.99 COP 21.4K
$17.46 €15.02
-65.69%
Three-Course Dinner for Two, Mid-Range
$32.86 COP 117.4K
$48.75 €41.94
-32.59%
Fast Food Meal (McDonalds, etc)
$7.09 COP 25.3K
$9.92 €8.54
-28.53%
Cappuccino
$1.71 COP 6,115
$1.87 €1.61
-8.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.10 COP 3,924
$2.72 €2.34
-59.56%
Water (0.33 liter bottle)
$0.78 COP 2,781
$1.31 €1.13
-40.46%
Local Beer (0.5 liter draught)
$1.68 COP 5,997
$5.36 €4.61
-68.66%
Imported Beer (0.33 liter bottle)
$3.07 COP 11.0K
$5.24 €4.51
-41.41%
🛒 Groceries & Markets
Medellin
Terni
Difference
Milk (1 liter)
$1.09 COP 3,906
$1.25 €1.07
-12.80%
White Bread (500g)
$1.26 COP 4,508
$2.13 €1.83
-40.85%
Rice (white) (1kg)
$1.38 COP 4,922
$2.37 €2.04
-41.77%
Eggs
$2.19 COP 7,827
$3.32 €2.86
-34.04%
Local Cheese (1kg)
$4.40 COP 15.7K
$13.19 €11.35
-66.64%
Chicken Fillets (1kg)
$5.63 COP 20.1K
$9.41 €8.09
-40.17%
Beef Round Steak (1kg)
$8.89 COP 31.8K
$13.78 €11.85
-35.49%
Apples (1kg)
$2.34 COP 8,349
$2.24 €1.93
4.46%
Banana (1kg)
$1.06 COP 3,777
$1.88 €1.62
-43.62%
Oranges (1kg)
$1.50 COP 5,374
$1.14 €0.98
31.58%
Tomato (1kg)
$1.38 COP 4,924
$2.28 €1.96
-39.47%
Potato (1kg)
$1.15 COP 4,111
$1.62 €1.40
-29.01%
Onion (1kg)
$1.16 COP 4,155
$1.72 €1.48
-32.56%
Lettuce (1 head)
$0.89 COP 3,182
$0.84 €0.72
5.95%
Water (1.5 liter bottle)
$0.84 COP 2,997
$0.41 €0.36
104.88%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 COP 8,145
$6.40 €5.51
-64.38%
Wine (Bottle)
$10.64 COP 38.0K
$8.18 €7.04
30.07%
Local Beer (0.5 liter bottle)
$1.20 COP 4,284
$1.37 €1.18
-12.41%
Imported Beer (0.33 liter bottle)
$2.47 COP 8,824
$1.65 €1.42
49.70%
🚌 Getting Around
Medellin
Terni
Difference
One-way Ticket (Public Transport)
$0.86 COP 3,056
$1.67 €1.43
-48.50%
Public Transport Monthly Pass (Regular Price)
$41.40 COP 147.9K
$34.26 €29.47
20.84%
Taxi Start (Normal Tariff)
$1.47 COP 5,264
$5.00 €4.30
-70.60%
Taxi (Normal Tariff) (1km)
$1.96 COP 7,009
$1.37 €1.17
43.07%
Taxi 1hour Waiting (Normal Tariff)
$7.74 COP 27.6K
$25.43 €21.88
-69.56%
Gasoline (1 liter)
$0.95 COP 3,409
$2.02 €1.74
-52.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.1K COP 64.7M
$34.4K €29.6K
-47.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K COP 94.6M
$32.9K €28.3K
-19.54%
🧾 Monthly Utilities & Internet
Medellin
Terni
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.3 COP 293.7K
$176 €152
-53.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.50 COP 33.9K
$14.16 €12.18
-32.91%
Internet (50+ Mbps, Unlimited Data)
$24.23 COP 86.5K
$31.06 €26.72
-21.99%
🎉 Sport & Entertainment
Medellin
Terni
Difference
Gym Membership (Monthly)
$25.89 COP 92.4K
$53.1 €45.66
-51.22%
Tennis Court (1 Hour on Weekend)
$19.00 COP 67.9K
$17.00 €14.63
11.76%
Cinema Ticket
$3.93 COP 14.0K
$10.26 €8.83
-61.70%
🧸 Childcare & Education
Medellin
Terni
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$309 COP 1.1M
$353 €304
-12.31%
International Primary School, 1 Child (Yearly)
$5,965 COP 21.3M
$5,880 €5,058
1.45%
👕👟 Clothing & Footwear
Medellin
Terni
Difference
Jeans (Levis 501 Or Similar)
$58.7 COP 209.5K
$66.3 €57.1
-11.56%
Summer Dress (H&M, Zara, etc)
$32.35 COP 115.5K
$35.02 €30.13
-7.62%
Sport Shoes (Adidas, Nike)
$103 COP 366.4K
$89.7 €77.1
14.45%
Men's Leather Business Shoes
$108 COP 387.2K
$88.9 €76.5
21.97%
🏠 Accommodation & Living
Medellin
Terni
Difference
1-bedroom Apartment, City Center (Monthly)
$476 COP 1.7M
$352 €303
35.13%
1-bedroom Apartment, Outside City Center (Monthly)
$379 COP 1.4M
$353 €304
7.30%
3-bedroom Apartment, City Center (Monthly)
$838 COP 3.0M
$744 €640
12.67%
3-bedroom Apartment, Outside City Center (Monthly)
$724 COP 2.6M
$564 €485
28.33%
Buy Apartment in City Center (m2)
$2,791 COP 10.0M
$1,383 €1,189
101.84%
Buy Apartment Outside City Center (m2)
$1,211 COP 4.3M
$806 €693
50.31%
💵 Salaries & Financials
Medellin
Terni
Difference
Average Monthly Net Salary (After Tax)
$512 COP 1.8M
$1,554 €1,336
-67.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.43
3.69
263.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Medellin: May 31, 2026

Last update for Terni: May 30, 2026

Cost Breakdown

A central one-bedroom costs $476 in Medellin versus $352 in Terni. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 204% higher in Terni, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Medellin versus $49.00 in Terni. Monthly groceries follow the same trend: $188 vs $266 – making Medellin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Medellin vs Terni: Cost of Living - Frequently Asked Questions
Is Terni cheaper than Medellin?
Yes – Terni is pricier by about 31%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,519 per month in Medellin and $1,984 in Terni. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Medellin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Medellin or Terni?
A mid-range dinner for two costs $33.00 in Medellin and $49.00 in Terni. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Medellin vs Terni?
Monthly expenses with rent come to $1,013 in Medellin and $1,323 in Terni. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for Medellin or Terni?
A $1,500 monthly budget goes further in Medellin, where all-in costs run around $1,013, than in Terni at $1,323. In Medellin it covers expenses comfortably, while in Terni it requires careful planning or may not stretch far enough.
Is Medellin or Terni more family-friendly?
Families tend to lean toward Medellin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Medellin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Terni makes more sense. Both are solid long-term options with distinct trade-offs.

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