Last update: Oct 2026

Cost of Living Comparison Between Medellin and Tema

For one person, living is cheaper in Tema: $746 a month against $1,639 in Medellin, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

Medellin, Colombia
Tema, Ghana
Medellin
🇨🇴 Colombia
$1,639
/mo nomad
Tema
🇬🇭 Ghana
$746
/mo nomad
Monthly Cost of Living

How much you'll spend in Medellin and in Tema

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Medellin and in Tema actually costs, broken down by who's living it.

A single person spends $1,639 per month in Medellin vs $746 in Tema, rent included.

  • Medellin $1,639
  • Tema $746

A couple spends around $2,413 per month in Medellin vs $1,186 in Tema, rent included.

  • Medellin $2,413
  • Tema $1,186

A family of three spends $3,186 per month in Medellin vs $1,627 in Tema, rent included.

  • Medellin $3,186
  • Tema $1,627

Medellin costs about 120% more than Tema, and outside of rent the biggest gap is in clothing.

Medellin sits 20% above the global median, while Tema is 45% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Medellin
Tema
Difference
Meal at Budget Restaurant
$8.09 COP 26.1K
$7.04 GHS 82.1
14.91%
Three-Course Dinner for Two, Mid-Range
$47.05 COP 151.9K
$27.68 GHS 322
69.98%
Fast Food Meal (McDonalds, etc)
$9.50 COP 30.7K
-
-
Cappuccino
$3.01 COP 9,735
$5.09 GHS 59.3
-40.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.80 COP 5,809
$0.85 GHS 9.85
111.76%
Water (0.33 liter bottle)
$1.41 COP 4,561
$0.30 GHS 3.50
370.00%
Local Beer (0.5 liter draught)
$3.18 COP 10.3K
$3.31 GHS 38.54
-3.93%
Imported Beer (0.33 liter bottle)
$5.75 COP 18.6K
$2.56 GHS 29.77
124.61%
🛒 Groceries & Markets
Medellin
Tema
Difference
Milk (1 liter)
$1.51 COP 4,876
$3.25 GHS 37.90
-53.54%
White Bread (500g)
$2.38 COP 7,678
$1.54 GHS 17.94
54.55%
Rice (white) (1kg)
$1.77 COP 5,720
$1.98 GHS 23.07
-10.61%
Eggs
$2.89 COP 9,333
$2.37 GHS 27.61
21.94%
Local Cheese (1kg)
$10.19 COP 32.9K
$4.27 GHS 49.70
138.64%
Chicken Fillets (1kg)
$9.87 COP 31.9K
$3.18 GHS 37.02
210.38%
Beef Round Steak (1kg)
$13.99 COP 45.2K
$3.43 GHS 39.94
307.87%
Apples (1kg)
$3.97 COP 12.8K
$2.63 GHS 30.60
50.95%
Banana (1kg)
$1.55 COP 5,012
$2.11 GHS 24.57
-26.54%
Oranges (1kg)
$2.18 COP 7,048
$2.20 GHS 25.59
-0.91%
Tomato (1kg)
$2.18 COP 7,051
$3.48 GHS 40.58
-37.36%
Potato (1kg)
$1.96 COP 6,337
$3.34 GHS 38.93
-41.32%
Onion (1kg)
$1.59 COP 5,132
$2.75 GHS 32.06
-42.18%
Lettuce (1 head)
$1.15 COP 3,699
$0.44 GHS 5.18
161.36%
Water (1.5 liter bottle)
$1.24 COP 4,014
$0.66 GHS 7.64
87.88%
Cigarettes 20 Pack (Marlboro, Camel)
$3.96 COP 12.8K
$1.32 GHS 15.35
200.00%
Wine (Bottle)
$13.68 COP 44.2K
$8.67 GHS 101
57.79%
Local Beer (0.5 liter bottle)
$1.66 COP 5,359
$2.16 GHS 25.22
-23.15%
Imported Beer (0.33 liter bottle)
$2.26 COP 7,291
$3.04 GHS 35.43
-25.66%
🚌 Getting Around
Medellin
Tema
Difference
One-way Ticket (Public Transport)
$1.17 COP 3,771
$1.69 GHS 19.70
-30.77%
Public Transport Monthly Pass (Regular Price)
$77.4 COP 249.8K
$41.27 GHS 481
87.47%
Taxi Start (Normal Tariff)
$1.27 COP 4,094
$2.11 GHS 24.59
-39.81%
Taxi (Normal Tariff) (1km)
$2.05 COP 6,612
$0.41 GHS 4.83
400.00%
Taxi 1hour Waiting (Normal Tariff)
$8.55 COP 27.6K
-
-
Gasoline (1 liter)
$1.35 COP 4,349
$1.14 GHS 13.30
18.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K COP 110.0M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.7K COP 111.9M
-
-
🧾 Monthly Utilities & Internet
Medellin
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$170 COP 547.8K
$76.6 GHS 892
121.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.55 COP 43.8K
$14.89 GHS 173
-9.00%
Internet (50+ Mbps, Unlimited Data)
$28.07 COP 90.6K
$83.0 GHS 967
-66.18%
🎉 Sport & Entertainment
Medellin
Tema
Difference
Gym Membership (Monthly)
$43.70 COP 141.1K
$23.21 GHS 270
88.28%
Tennis Court (1 Hour on Weekend)
$17.19 COP 55.5K
-
-
Cinema Ticket
$6.91 COP 22.3K
$8.76 GHS 102
-21.12%
🧸 Childcare & Education
Medellin
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$797 COP 2.6M
$174 GHS 2,024
358.52%
International Primary School, 1 Child (Yearly)
$9,112 COP 29.4M
$2,582 GHS 30.1K
252.96%
👕👟 Clothing & Footwear
Medellin
Tema
Difference
Jeans (Levis 501 Or Similar)
$84.7 COP 273.5K
$12.97 GHS 151
553.20%
Summer Dress (H&M, Zara, etc)
$58.0 COP 187.2K
$15.23 GHS 177
280.56%
Sport Shoes (Adidas, Nike)
$135 COP 435.8K
$43.68 GHS 509
208.97%
Men's Leather Business Shoes
$97.9 COP 316.0K
$32.85 GHS 383
197.93%
🏠 Accommodation & Living
Medellin
Tema
Difference
1-bedroom Apartment, City Center (Monthly)
$1,208 COP 3.9M
$127 GHS 1,478
852.10%
1-bedroom Apartment, Outside City Center (Monthly)
$642 COP 2.1M
$72.0 GHS 838
791.65%
3-bedroom Apartment, City Center (Monthly)
$2,028 COP 6.5M
$436 GHS 5,078
365.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,012 COP 3.3M
$217 GHS 2,527
366.52%
Buy Apartment in City Center (m2)
$4,170 COP 13.5M
$9,800 GHS 114.2K
-57.45%
Buy Apartment Outside City Center (m2)
$1,910 COP 6.2M
$5,945 GHS 69.3K
-67.87%
💵 Salaries & Financials
Medellin
Tema
Difference
Average Monthly Net Salary (After Tax)
$657 COP 2.1M
$419 GHS 4,883
56.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.94
35
-68.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Medellin: October 25, 2026

Last update for Tema: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Medellin
$642
Tema
$72 88.8% $570
Groceries & Markets
Medellin
$297
Tema
$216 27.4% $81
Monthly Utilities & Internet
Medellin
$211
Tema
$174 17.4% $37
Eating Out
Medellin
$170
Tema
$144 * 15.3% $26
Clothing & Footwear
Medellin
$169
Tema
$47 72.1% $122
Getting Around
Medellin
$94
Tema
$52 44.2% $41
Sport & Entertainment
Medellin
$58
Tema
$41 29.2% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,208 in Medellin versus $127 in Tema. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in Medellin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47 in Medellin versus $28 in Tema. Monthly groceries follow the same trend: $297 vs $216 – making Tema the more affordable choice for daily food spending.

Good to know
🇨🇴 Medellin
🇬🇭 Tema
🕒 Local time
00:20 12:20 AM
05:20 5:20 AM
5 h ahead of Medellin
🌤 Weather
👥 Population
2,486,723
160,000
💱 Currency
Exchange rates and currency converter

GHS, USD, EUR to COP – Colombian Peso Converter

Colombian Peso exchange rates as of November 2, 2026: 1 USD = 3,229 COP (10,000 COP = 3.1 USD). 1 EUR = 3,605 COP (10,000 COP = 2.77 EUR).

Ghanaian Cedi exchange rates as of November 2, 2026: 1 USD = 11.65 GHS (100 GHS = 8.58 USD). 1 EUR = 13.01 GHS (100 GHS = 7.69 EUR).

On the map
Between locations
  • Medellin Tema 8,350 km ≈ 11 h nonstop flight
From you
  • Medellin
  • Tema

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Medellin vs Tema: Cost of Living - Frequently Asked Questions
Is Tema cheaper than Medellin?
Yes – Medellin is pricier by about 120%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $2,459 per month in Medellin and $1,119 in Tema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Tema, especially for central apartments: a one-bedroom in the center costs $127 there versus $1,208 in Medellin.
Is eating out cheaper in Medellin or in Tema?
A mid-range dinner for two costs $47 in Medellin and $28 in Tema. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Medellin and in Tema?
Monthly expenses with rent come to $1,639 in Medellin and $746 in Tema. That makes Tema about 55% cheaper.
Is Medellin or Tema more family-friendly?
Families tend to lean toward Tema – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Tema. If higher salaries or specific career opportunities are the priority, Medellin makes more sense. Both are solid long-term options with distinct trade-offs.

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