Last update: Nov 2026

Cost of Living Comparison Between Medellin and San Fernando, La Union

For one person, living is cheaper in San Fernando, La Union: $721 a month against $1,692 in Medellin, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

Medellin, Colombia
San Fernando, La Union, Philippines
Medellin
🇨🇴 Colombia
$1,692
/mo nomad
San Fernando, La Union
🇵🇭 Philippines
$721
/mo nomad
Monthly Cost of Living

How much you'll spend in Medellin and in San Fernando, La Union

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Medellin and in San Fernando, La Union actually costs, broken down by who's living it.

A single person spends $1,692 per month in Medellin vs $721 in San Fernando, La Union, rent included.

  • Medellin $1,692
  • San Fernando, La Union $721

A couple spends around $2,471 per month in Medellin vs $1,102 in San Fernando, La Union, rent included.

  • Medellin $2,471
  • San Fernando, La Union $1,102

A family of three spends $3,249 per month in Medellin vs $1,484 in San Fernando, La Union, rent included.

  • Medellin $3,249
  • San Fernando, La Union $1,484

Medellin costs about 135% more than San Fernando, La Union, and outside of rent the biggest gap is in groceries.

Medellin sits 25% above the global median, while San Fernando, La Union is 47% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Medellin
San Fernando, La Union
Difference
Meal at Budget Restaurant
$8.34 COP 27.0K
$3.97 ₱253
110.08%
Three-Course Dinner for Two, Mid-Range
$46.53 COP 150.9K
$16.71 ₱1,062
178.46%
Fast Food Meal (McDonalds, etc)
$9.47 COP 30.7K
$2.69 ₱171
252.04%
Cappuccino
$3.13 COP 10.2K
$2.14 ₱136
46.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.77 COP 5,727
$0.69 ₱43.67
156.52%
Water (0.33 liter bottle)
$1.42 COP 4,619
$0.33 ₱21.23
330.30%
Local Beer (0.5 liter draught)
$3.15 COP 10.2K
$1.19 ₱75.4
164.71%
Imported Beer (0.33 liter bottle)
$5.70 COP 18.5K
$2.06 ₱131
176.70%
🛒 Groceries & Markets
Medellin
San Fernando, La Union
Difference
Milk (1 liter)
$1.53 COP 4,969
$1.65 ₱105
-7.27%
White Bread (500g)
$2.29 COP 7,429
$1.09 ₱69.6
110.09%
Rice (white) (1kg)
$1.94 COP 6,306
$0.89 ₱56.7
117.98%
Eggs
$3.07 COP 9,942
$1.90 ₱121
61.58%
Local Cheese (1kg)
$9.99 COP 32.4K
$5.52 ₱351
80.98%
Chicken Fillets (1kg)
$10.45 COP 33.9K
$4.09 ₱260
155.50%
Beef Round Steak (1kg)
$13.96 COP 45.3K
$7.11 ₱452
96.34%
Apples (1kg)
$4.05 COP 13.1K
$2.39 ₱152
69.46%
Banana (1kg)
$1.53 COP 4,956
$1.57 ₱99.6
-2.55%
Oranges (1kg)
$2.10 COP 6,823
$2.33 ₱148
-9.87%
Tomato (1kg)
$2.29 COP 7,437
$1.17 ₱74.6
95.73%
Potato (1kg)
$2.11 COP 6,839
$2.06 ₱131
2.43%
Onion (1kg)
$1.71 COP 5,542
$2.30 ₱146
-25.65%
Lettuce (1 head)
$1.17 COP 3,794
$1.08 ₱68.8
8.33%
Water (1.5 liter bottle)
$1.58 COP 5,123
$0.53 ₱33.65
198.11%
Cigarettes 20 Pack (Marlboro, Camel)
$3.91 COP 12.7K
$2.82 ₱180
38.65%
Wine (Bottle)
$14.04 COP 45.5K
$7.54 ₱479
86.21%
Local Beer (0.5 liter bottle)
$1.76 COP 5,712
$0.99 ₱62.9
77.78%
Imported Beer (0.33 liter bottle)
$2.71 COP 8,793
$1.93 ₱122
40.41%
🚌 Getting Around
Medellin
San Fernando, La Union
Difference
One-way Ticket (Public Transport)
$1.18 COP 3,825
$0.22 ₱13.92
436.36%
Public Transport Monthly Pass (Regular Price)
$76.3 COP 247.4K
$12.52 ₱796
509.35%
Taxi Start (Normal Tariff)
$1.81 COP 5,859
$0.80 ₱51.0
126.25%
Taxi (Normal Tariff) (1km)
$2.13 COP 6,904
$0.20 ₱12.72
965.00%
Taxi 1hour Waiting (Normal Tariff)
$8.13 COP 26.4K
$1.91 ₱122
325.65%
Gasoline (1 liter)
$1.28 COP 4,135
$1.03 ₱65.7
24.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K COP 111.7M
$20.8K ₱1.3M
65.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.1K COP 110.7M
$19.1K ₱1.2M
79.08%
🧾 Monthly Utilities & Internet
Medellin
San Fernando, La Union
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$178 COP 576.3K
$119 ₱7,589
48.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.89 COP 45.0K
$15.64 ₱994
-11.19%
Internet (50+ Mbps, Unlimited Data)
$30.74 COP 99.7K
$23.84 ₱1,515
28.94%
🎉 Sport & Entertainment
Medellin
San Fernando, La Union
Difference
Gym Membership (Monthly)
$41.94 COP 136.0K
$31.64 ₱2,012
32.55%
Tennis Court (1 Hour on Weekend)
$16.80 COP 54.5K
$5.16 ₱328
225.58%
Cinema Ticket
$7.47 COP 24.2K
$5.22 ₱332
43.10%
🧸 Childcare & Education
Medellin
San Fernando, La Union
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$790 COP 2.6M
$130 ₱8,240
509.63%
International Primary School, 1 Child (Yearly)
$12.3K COP 39.9M
$7,895 ₱501.9K
55.76%
👕👟 Clothing & Footwear
Medellin
San Fernando, La Union
Difference
Jeans (Levis 501 Or Similar)
$86.3 COP 279.9K
$33.12 ₱2,106
160.69%
Summer Dress (H&M, Zara, etc)
$59.3 COP 192.2K
$19.07 ₱1,213
210.75%
Sport Shoes (Adidas, Nike)
$138 COP 448.6K
$69.2 ₱4,402
99.80%
Men's Leather Business Shoes
$98.8 COP 320.4K
$55.4 ₱3,520
78.49%
🏠 Accommodation & Living
Medellin
San Fernando, La Union
Difference
1-bedroom Apartment, City Center (Monthly)
$1,341 COP 4.3M
$251 ₱16.0K
434.26%
1-bedroom Apartment, Outside City Center (Monthly)
$667 COP 2.2M
$167 ₱10.6K
299.43%
3-bedroom Apartment, City Center (Monthly)
$1,976 COP 6.4M
$490 ₱31.1K
303.45%
3-bedroom Apartment, Outside City Center (Monthly)
$1,033 COP 3.3M
$350 ₱22.3K
195.07%
Buy Apartment in City Center (m2)
$4,098 COP 13.3M
$2,657 ₱168.9K
54.22%
Buy Apartment Outside City Center (m2)
$1,940 COP 6.3M
$1,125 ₱71.5K
72.49%
💵 Salaries & Financials
Medellin
San Fernando, La Union
Difference
Average Monthly Net Salary (After Tax)
$646 COP 2.1M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.94
6.92
58.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Medellin: November 2, 2026

Last update for San Fernando, La Union: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Medellin
$667
San Fernando, La Union
$167 75% $500
Groceries & Markets
Medellin
$307
San Fernando, La Union
$179 41.8% $129
Monthly Utilities & Internet
Medellin
$222
San Fernando, La Union
$159 28.6% $64
Eating Out
Medellin
$173
San Fernando, La Union
$80 53.8% $93
Clothing & Footwear
Medellin
$172
San Fernando, La Union
$80 53.8% $93
Getting Around
Medellin
$93
San Fernando, La Union
$15 83.7% $78
Sport & Entertainment
Medellin
$57
San Fernando, La Union
$42 26% $15

Cost Breakdown

A central one-bedroom costs $1,341 in Medellin versus $251 in San Fernando, La Union. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47 in Medellin versus $17 in San Fernando, La Union. Monthly groceries follow the same trend: $307 vs $179 – making San Fernando, La Union the more affordable choice for daily food spending.

Good to know
🇨🇴 Medellin
🇵🇭 San Fernando, La Union
🕒 Local time
20:03 8:03 PM
09:03 9:03 AM
13 h ahead of Medellin
🌤 Weather
👥 Population
2,486,723
83,003
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to COP – Colombian Peso Converter

Colombian Peso exchange rates as of November 5, 2026: 1 USD = 3,242 COP (10,000 COP = 3.08 USD). 1 EUR = 3,650 COP (10,000 COP = 2.74 EUR).

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Medellin San Fernando, La Union 16,920 km ≈ 22 h nonstop flight
From you
  • Medellin
  • San Fernando, La Union

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Medellin vs San Fernando, La Union: Cost of Living - Frequently Asked Questions
Is San Fernando, La Union cheaper than Medellin?
Yes – Medellin is pricier by about 135%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,538 per month in Medellin and $1,082 in San Fernando, La Union. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Fernando, La Union, especially for central apartments: a one-bedroom in the center costs $251 there versus $1,341 in Medellin.
Is eating out cheaper in Medellin or in San Fernando, La Union?
A mid-range dinner for two costs $47 in Medellin and $17 in San Fernando, La Union. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Medellin and in San Fernando, La Union?
Monthly expenses with rent come to $1,692 in Medellin and $721 in San Fernando, La Union. That makes San Fernando, La Union about 57% cheaper.
Is $1,000 a realistic budget for living in Medellin or in San Fernando, La Union?
A $1,000 monthly budget goes further in San Fernando, La Union, where all-in costs run around $721, than in Medellin at $1,692. In San Fernando, La Union it covers expenses comfortably, while in Medellin it requires careful planning or may not stretch far enough.
Is Medellin or San Fernando, La Union more family-friendly?
Families tend to lean toward San Fernando, La Union – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is easier to live in as a foreigner?
For expats, San Fernando, La Union is the easier option financially – housing and daily costs are lower, and overall it costs about 57% less, which matters a lot on a fixed budget or early-career salary.

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