Last update: Oct 2026

Cost of Living Comparison Between Medellin and Naga

For one person, living is cheaper in Naga: $558 a month against $1,614 in Medellin, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

Medellin
🇨🇴 Colombia
$1,614
/mo nomad
Naga
🇵🇭 Philippines
$558
/mo nomad
Monthly Cost of Living

How much you'll spend in Medellin and in Naga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Medellin and in Naga actually costs, broken down by who's living it.

A single person spends $1,614 per month in Medellin vs $558 in Naga, rent included.

  • Medellin $1,614
  • Naga $558

A couple spends around $2,402 per month in Medellin vs $852 in Naga, rent included.

  • Medellin $2,402
  • Naga $852

A family of three spends $3,190 per month in Medellin vs $1,147 in Naga, rent included.

  • Medellin $3,190
  • Naga $1,147

Medellin costs about 189% more than Naga, and outside of rent the biggest gap is in clothing.

Medellin sits 20% above the global median, while Naga is 59% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Medellin
Naga
Difference
Meal at Budget Restaurant
$7.93 COP 25.2K
$5.26 ₱331
50.76%
Three-Course Dinner for Two, Mid-Range
$46.13 COP 146.3K
$13.42 ₱845
243.74%
Fast Food Meal (McDonalds, etc)
$9.50 COP 30.1K
$2.70 ₱170
251.85%
Cappuccino
$3.11 COP 9,866
$2.67 ₱168
16.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.83 COP 5,800
$0.71 ₱44.50
157.75%
Water (0.33 liter bottle)
$1.38 COP 4,360
$0.25 ₱15.80
452.00%
Local Beer (0.5 liter draught)
$3.05 COP 9,672
$1.32 ₱83.3
131.06%
Imported Beer (0.33 liter bottle)
$5.50 COP 17.4K
$3.14 ₱197
75.16%
🛒 Groceries & Markets
Medellin
Naga
Difference
Milk (1 liter)
$1.45 COP 4,600
$1.95 ₱123
-25.64%
White Bread (500g)
$2.36 COP 7,496
$0.85 ₱53.3
177.65%
Rice (white) (1kg)
$1.68 COP 5,328
$0.82 ₱51.7
104.88%
Eggs
$2.86 COP 9,077
$1.70 ₱107
68.24%
Local Cheese (1kg)
$10.19 COP 32.3K
$10.19 ₱642
-
Chicken Fillets (1kg)
$9.53 COP 30.2K
$4.07 ₱256
134.15%
Beef Round Steak (1kg)
$14.04 COP 44.5K
$6.99 ₱440
100.86%
Apples (1kg)
$4.07 COP 12.9K
$1.98 ₱125
105.56%
Banana (1kg)
$1.50 COP 4,742
$1.63 ₱102
-7.98%
Oranges (1kg)
$2.17 COP 6,891
$2.44 ₱154
-11.07%
Tomato (1kg)
$2.31 COP 7,310
$2.43 ₱153
-4.94%
Potato (1kg)
$1.93 COP 6,113
$2.57 ₱162
-24.90%
Onion (1kg)
$1.64 COP 5,196
$2.22 ₱140
-26.13%
Lettuce (1 head)
$1.13 COP 3,571
$4.76 ₱300
-76.26%
Water (1.5 liter bottle)
$1.25 COP 3,954
$0.62 ₱39.28
101.61%
Cigarettes 20 Pack (Marlboro, Camel)
$3.99 COP 12.6K
$2.89 ₱182
38.06%
Wine (Bottle)
$13.35 COP 42.3K
$3.77 ₱237
254.11%
Local Beer (0.5 liter bottle)
$1.70 COP 5,384
$1.61 ₱101
5.59%
Imported Beer (0.33 liter bottle)
$2.37 COP 7,525
-
-
🚌 Getting Around
Medellin
Naga
Difference
One-way Ticket (Public Transport)
$1.21 COP 3,827
-
-
Public Transport Monthly Pass (Regular Price)
$76.5 COP 242.5K
-
-
Taxi Start (Normal Tariff)
$1.32 COP 4,179
$0.57 ₱36.08
131.58%
Taxi (Normal Tariff) (1km)
$2.14 COP 6,774
-
-
Taxi 1hour Waiting (Normal Tariff)
$8.47 COP 26.8K
-
-
Gasoline (1 liter)
$1.30 COP 4,114
$1.26 ₱79.4
3.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K COP 88.7M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.4K COP 112.3M
-
-
🧾 Monthly Utilities & Internet
Medellin
Naga
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 COP 545.6K
$99.1 ₱6,242
73.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.37 COP 42.4K
$23.41 ₱1,474
-42.89%
Internet (50+ Mbps, Unlimited Data)
$28.73 COP 91.1K
$26.23 ₱1,651
9.53%
🎉 Sport & Entertainment
Medellin
Naga
Difference
Gym Membership (Monthly)
$45.24 COP 143.5K
$8.07 ₱508
460.59%
Tennis Court (1 Hour on Weekend)
$17.04 COP 54.0K
-
-
Cinema Ticket
$6.28 COP 19.9K
$4.80 ₱302
30.83%
🧸 Childcare & Education
Medellin
Naga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$770 COP 2.4M
-
-
International Primary School, 1 Child (Yearly)
$9,011 COP 28.6M
$8,052 ₱507.0K
11.92%
👕👟 Clothing & Footwear
Medellin
Naga
Difference
Jeans (Levis 501 Or Similar)
$86.4 COP 274.0K
-
-
Summer Dress (H&M, Zara, etc)
$57.1 COP 181.1K
-
-
Sport Shoes (Adidas, Nike)
$137 COP 432.9K
-
-
Men's Leather Business Shoes
$97.9 COP 310.4K
-
-
🏠 Accommodation & Living
Medellin
Naga
Difference
1-bedroom Apartment, City Center (Monthly)
$1,055 COP 3.3M
$158 ₱9,919
569.72%
1-bedroom Apartment, Outside City Center (Monthly)
$616 COP 2.0M
$85.9 ₱5,411
616.53%
3-bedroom Apartment, City Center (Monthly)
$1,892 COP 6.0M
$251 ₱15.8K
653.38%
3-bedroom Apartment, Outside City Center (Monthly)
$1,023 COP 3.2M
$194 ₱12.2K
428.11%
Buy Apartment in City Center (m2)
$4,059 COP 12.9M
-
-
Buy Apartment Outside City Center (m2)
$1,678 COP 5.3M
-
-
💵 Salaries & Financials
Medellin
Naga
Difference
Average Monthly Net Salary (After Tax)
$652 COP 2.1M
$145 ₱9,126
350.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.94
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Medellin: October 12, 2026

Last update for Naga: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Medellin
$616
Naga
$86 86% $530
Groceries & Markets
Medellin
$295
Naga
$206 * 30.1% $89
Monthly Utilities & Internet
Medellin
$214
Naga
$149 30.5% $65
Clothing & Footwear
Medellin
$170
Naga
- * 100%
Eating Out
Medellin
$168
Naga
$99 41.2% $69
Getting Around
Medellin
$93
Naga
$0.6 * 99.4% $93
Sport & Entertainment
Medellin
$58
Naga
$18 69.4% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,055 in Medellin versus $158 in Naga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 350% higher in Medellin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Medellin versus $13.00 in Naga. Monthly groceries follow the same trend: $295 vs $206 – making Naga the more affordable choice for daily food spending.

Good to know
🇨🇴 Medellin
🇵🇭 Naga
🕒 Local time
09:31 9:31 AM
22:31 10:31 PM
13 h ahead of Medellin
🌤 Weather
👥 Population
2,486,723
115,750
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to COP – Colombian Peso Converter

Colombian Peso exchange rates as of October 19, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Medellin Naga 16,980 km ≈ 22 h nonstop flight
From you
  • Medellin
  • Naga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Medellin vs Naga: Cost of Living - Frequently Asked Questions
Is Naga cheaper than Medellin?
Yes – Medellin is pricier by about 189%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $2,421 per month in Medellin and $837 in Naga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Naga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Medellin and in Naga?
Groceries cost about 43% more in Medellin, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Medellin or in Naga?
A mid-range dinner for two costs $46.00 in Medellin and $13.00 in Naga. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $2,000 a realistic budget for living in Medellin or in Naga?
A $2,000 monthly budget goes further in Naga, where all-in costs run around $558, than in Medellin at $1,614. In Naga it covers expenses comfortably, while in Medellin it requires careful planning or may not stretch far enough.
Is Medellin or Naga more family-friendly?
Families tend to lean toward Naga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Medellin or Naga?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Naga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Medellin makes more sense. Both are solid long-term options with distinct trade-offs.

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