Cost of Living Comparison Between Medellin and Cruz Bay Cost of Living Comparison Between Medellin and Cruz Bay

Monthly Cost of Living

Monthly costs for one person with rent: $1,013 in Medellin versus $2,860 in Cruz Bay.

Estimated couple costs with rent: $1,602 in Medellin versus $4,537 in Cruz Bay.

Monthly costs for a family of three with rent: $2,192 in Medellin versus $6,214 in Cruz Bay.

Living in Medellin costs roughly 65% less than in Cruz Bay, driven mainly by Eating Out.

The two cities straddle the global median: Medellin is 24% below, Cruz Bay is 113% above.

Meal at Budget Restaurant

$5.99 COP 21.4K

$30.32 $30.32

-80.24%

Three-Course Dinner for Two, Mid-Range

$32.86 COP 117.4K

$91.2 $91.2

-63.95%

Fast Food Meal (McDonalds, etc)

$7.09 COP 25.3K

$17.31 $17.31

-59.04%

Cappuccino

$1.71 COP 6,115

$9.11 $9.11

-81.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 COP 3,924

$2.93 $2.93

-62.46%

Water (0.33 liter bottle)

$0.78 COP 2,781

$3.92 $3.92

-80.10%

Local Beer (0.5 liter draught)

$1.68 COP 5,997

$7.96 $7.96

-78.89%

Imported Beer (0.33 liter bottle)

$3.07 COP 11.0K

$9.26 $9.26

-66.85%

Milk (1 liter)

$1.09 COP 3,906

$3.43 $3.43

-68.22%

White Bread (500g)

$1.26 COP 4,508

Rice (white) (1kg)

$1.38 COP 4,922

Eggs

$2.19 COP 7,827

$5.02 $5.02

-56.37%

Local Cheese (1kg)

$4.40 COP 15.7K

Chicken Fillets (1kg)

$5.63 COP 20.1K

$15.60 $15.60

-63.91%

Beef Round Steak (1kg)

$8.89 COP 31.8K

Apples (1kg)

$2.34 COP 8,349

$8.89 $8.89

-73.68%

Banana (1kg)

$1.06 COP 3,777

Oranges (1kg)

$1.50 COP 5,374

Tomato (1kg)

$1.38 COP 4,924

Potato (1kg)

$1.15 COP 4,111

Onion (1kg)

$1.16 COP 4,155

Lettuce (1 head)

$0.89 COP 3,182

Water (1.5 liter bottle)

$0.84 COP 2,997

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 COP 8,145

Wine (Bottle)

$10.64 COP 38.0K

$24.64 $24.64

-56.82%

Local Beer (0.5 liter bottle)

$1.20 COP 4,284

Imported Beer (0.33 liter bottle)

$2.47 COP 8,824

One-way Ticket (Public Transport)

$0.86 COP 3,056

Public Transport Monthly Pass (Regular Price)

$41.40 COP 147.9K

Taxi Start (Normal Tariff)

$1.47 COP 5,264

Taxi (Normal Tariff) (1km)

$1.96 COP 7,009

Taxi 1hour Waiting (Normal Tariff)

$7.74 COP 27.6K

Gasoline (1 liter)

$0.95 COP 3,409

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.1K COP 64.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K COP 94.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 COP 293.7K

$354 $354

-76.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.50 COP 33.9K

$142 $142

-93.30%

Internet (50+ Mbps, Unlimited Data)

$24.23 COP 86.5K

$60.9 $60.9

-60.20%

Gym Membership (Monthly)

$25.89 COP 92.4K

$91.8 $91.8

-71.79%

Tennis Court (1 Hour on Weekend)

$19.00 COP 67.9K

Cinema Ticket

$3.93 COP 14.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 COP 1.1M

International Primary School, 1 Child (Yearly)

$5,965 COP 21.3M

$12.8K $12.8K

-53.57%

Jeans (Levis 501 Or Similar)

$58.7 COP 209.5K

Summer Dress (H&M, Zara, etc)

$32.35 COP 115.5K

Sport Shoes (Adidas, Nike)

$103 COP 366.4K

Men's Leather Business Shoes

$108 COP 387.2K

1-bedroom Apartment, City Center (Monthly)

$476 COP 1.7M

$1,831 $1,831

-73.99%

1-bedroom Apartment, Outside City Center (Monthly)

$379 COP 1.4M

$1,470 $1,470

-74.24%

3-bedroom Apartment, City Center (Monthly)

$838 COP 3.0M

$3,541 $3,541

-76.32%

3-bedroom Apartment, Outside City Center (Monthly)

$724 COP 2.6M

$3,509 $3,509

-79.37%

Buy Apartment in City Center (m2)

$2,791 COP 10.0M

$10.6K $10.6K

-73.65%

Buy Apartment Outside City Center (m2)

$1,211 COP 4.3M

Average Monthly Net Salary (After Tax)

$512 COP 1.8M

$6,260 $6,260

-91.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.43

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Medellin: May 31, 2026

Last update for Cruz Bay: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $476 in Medellin and $1,831 in Cruz Bay. Housing cost is often the main lever when comparing two cities.

Cruz Bay pays 1123% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Medellin vs $91.0 in Cruz Bay for a mid-range dinner for two. Groceries echo the gap at $188 vs $226 per month, with Medellin cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Medellin vs Cruz Bay: Cost of Living - Frequently Asked Questions

Medellin and Cruz Bay differ by about 182% in total monthly costs ($1,013 vs $2,860 including rent). Medellin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Cruz Bay earns 1123% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $476 in Medellin versus $1,831 in Cruz Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Medellin – a meal for two runs $33.00 versus $91.0 in Cruz Bay. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,013 per month in Medellin versus $2,860 in Cruz Bay – a 182% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,013 in Medellin versus $2,860 in Cruz Bay, a $1,500 budget is realistic in Medellin but tight or insufficient in Cruz Bay. The gap between the two cities makes Medellin the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Medellin and Cruz Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Medellin gentler on the wallet – expenses run 182% less than in Cruz Bay. Beyond cost, consider language, visa policies, and how big the international community is in each city.