Cost of Living Comparison Between McKinney, TX and Seattle, WA Cost of Living Comparison Between McKinney, TX and Seattle, WA

Monthly Cost of Living

Monthly costs for one person with rent: $2,766 in McKinney, TX versus $3,880 in Seattle, WA.

Estimated couple costs with rent: $3,648 in McKinney, TX versus $5,820 in Seattle, WA.

Monthly costs for a family of three with rent: $4,530 in McKinney, TX versus $7,759 in Seattle, WA.

Living in McKinney, TX costs roughly 29% less than in Seattle, WA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: McKinney, TX 102% above, Seattle, WA 184% above.

Meal at Budget Restaurant

$18.63 $18.63

$25.01 $25.01

-25.51%

Three-Course Dinner for Two, Mid-Range

$60.9 $60.9

$99.9 $99.9

-39.06%

Fast Food Meal (McDonalds, etc)

$10.78 $10.78

$15.06 $15.06

-28.42%

Cappuccino

$5.13 $5.13

$6.37 $6.37

-19.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 $2.22

$3.08 $3.08

-27.92%

Water (0.33 liter bottle)

$1.78 $1.78

$3.00 $3.00

-40.67%

Local Beer (0.5 liter draught)

$5.91 $5.91

$7.80 $7.80

-24.23%

Imported Beer (0.33 liter bottle)

$8.56 $8.56

$8.21 $8.21

4.26%

Milk (1 liter)

$0.99 $0.99

$1.21 $1.21

-18.18%

White Bread (500g)

$2.73 $2.73

$4.99 $4.99

-45.29%

Rice (white) (1kg)

$2.26 $2.26

$6.39 $6.39

-64.63%

Eggs

$3.84 $3.84

$5.12 $5.12

-25.00%

Local Cheese (1kg)

$10.43 $10.43

$21.05 $21.05

-50.45%

Chicken Fillets (1kg)

$11.03 $11.03

$18.38 $18.38

-39.99%

Beef Round Steak (1kg)

$16.56 $16.56

$24.03 $24.03

-31.09%

Apples (1kg)

$3.15 $3.15

$5.89 $5.89

-46.52%

Banana (1kg)

$1.51 $1.51

$1.88 $1.88

-19.68%

Oranges (1kg)

$2.90 $2.90

$5.29 $5.29

-45.18%

Tomato (1kg)

$2.55 $2.55

$6.47 $6.47

-60.59%

Potato (1kg)

$2.15 $2.15

$3.68 $3.68

-41.58%

Onion (1kg)

$2.05 $2.05

$3.36 $3.36

-38.99%

Lettuce (1 head)

$1.71 $1.71

$2.79 $2.79

-38.71%

Water (1.5 liter bottle)

$2.37 $2.37

$2.58 $2.58

-8.14%

Cigarettes 20 Pack (Marlboro, Camel)

$10.93 $10.93

$13.92 $13.92

-21.48%

Wine (Bottle)

$11.93 $11.93

$14.99 $14.99

-20.41%

Local Beer (0.5 liter bottle)

$1.92 $1.92

$4.28 $4.28

-55.14%

Imported Beer (0.33 liter bottle)

$3.09 $3.09

$5.86 $5.86

-47.27%

One-way Ticket (Public Transport)

$3.08 $3.08

$2.92 $2.92

5.48%

Public Transport Monthly Pass (Regular Price)

$190 $190

$109 $109

74.54%

Taxi Start (Normal Tariff)

$2.70 $2.70

$2.57 $2.57

5.06%

Taxi (Normal Tariff) (1km)

$1.21 $1.21

$1.72 $1.72

-29.65%

Taxi 1hour Waiting (Normal Tariff)

$29.96 $29.96

$30.40 $30.40

-1.45%

Gasoline (1 liter)

$0.85 $0.85

$1.40 $1.40

-39.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$36.1K $36.1K

-2.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$25.5K $25.5K

-1.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 $163

$299 $299

-45.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.7 $71.7

$69.4 $69.4

3.34%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$87.7 $87.7

-21.18%

Gym Membership (Monthly)

$30.55 $30.55

$80.2 $80.2

-61.90%

Tennis Court (1 Hour on Weekend)

$12.92 $12.92

$34.93 $34.93

-63.01%

Cinema Ticket

$11.97 $11.97

$17.70 $17.70

-32.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,577 $1,577

$3,020 $3,020

-47.77%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$31.0K $31.0K

-23.23%

Jeans (Levis 501 Or Similar)

$53.0 $53.0

$77.3 $77.3

-31.42%

Summer Dress (H&M, Zara, etc)

$28.90 $28.90

$55.1 $55.1

-47.52%

Sport Shoes (Adidas, Nike)

$95.1 $95.1

$128 $128

-25.89%

Men's Leather Business Shoes

$59.2 $59.2

$159 $159

-62.84%

1-bedroom Apartment, City Center (Monthly)

$1,681 $1,681

$2,488 $2,488

-32.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,414 $1,414

$1,930 $1,930

-26.72%

3-bedroom Apartment, City Center (Monthly)

$2,636 $2,636

$4,755 $4,755

-44.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,705 $1,705

$3,639 $3,639

-53.16%

Buy Apartment in City Center (m2)

$2,298 $2,298

$7,583 $7,583

-69.70%

Buy Apartment Outside City Center (m2)

$2,365 $2,365

$5,109 $5,109

-53.71%

Average Monthly Net Salary (After Tax)

$5,637 $5,637

$6,219 $6,219

-9.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.04

6.45

-6.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for McKinney, TX: September 14, 2026

Last update for Seattle, WA: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,681 in McKinney, TX and $2,488 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in McKinney, TX vs $100 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $332 vs $552 per month, with McKinney, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

McKinney, TX vs Seattle, WA: Cost of Living - Frequently Asked Questions

McKinney, TX and Seattle, WA differ by about 40% in total monthly costs ($2,766 vs $3,880 including rent). McKinney, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 10% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,681 in McKinney, TX versus $2,488 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,766 per month in McKinney, TX versus $3,880 in Seattle, WA – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in McKinney, TX runs roughly 75% less than in Seattle, WA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. McKinney, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find McKinney, TX gentler on the wallet – expenses run 40% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.