Last update: Oct 2026

Cost of Living Comparison Between McHenry, IL and Livonia, MI

For one person, living is cheaper in Livonia, MI: $2,304 a month against $2,886 in McHenry, IL, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in McHenry, IL
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McHenry, IL Living Index
111

Cost of Living Index in Livonia, MI
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Livonia, MI Living Index

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McHenry, IL

🇺🇸 United States

$2,886

/mo nomad

Livonia, MI

🇺🇸 United States

$2,304

/mo nomad

Monthly Cost of Living

How much you'll spend in McHenry, IL and in Livonia, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in McHenry, IL and in Livonia, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,886 in McHenry, IL versus $2,304 in Livonia, MI.

McHenry, IL $2,886
Livonia, MI $2,304

Estimated couple costs with rent: $4,170 in McHenry, IL versus $3,261 in Livonia, MI.

McHenry, IL $4,170
Livonia, MI $3,261

Monthly costs for a family of three with rent: $5,455 in McHenry, IL versus $4,217 in Livonia, MI.

McHenry, IL $5,455
Livonia, MI $4,217

Living in McHenry, IL is roughly 25% more expensive than in Livonia, MI, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: McHenry, IL 113% above, Livonia, MI 70% above.

Meal at Budget Restaurant

$20.39 $20.39

$25.26 $25.26

-19.28%

Three-Course Dinner for Two, Mid-Range

$65.8 $65.8

$62.7 $62.7

4.83%

Fast Food Meal (McDonalds, etc)

$13.12 $13.12

$12.82 $12.82

2.34%

Cappuccino

$5.66 $5.66

$5.10 $5.10

10.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 $3.10

$2.58 $2.58

20.16%

Water (0.33 liter bottle)

$2.53 $2.53

$1.96 $1.96

29.08%

Local Beer (0.5 liter draught)

$7.13 $7.13

$4.95 $4.95

44.04%

Imported Beer (0.33 liter bottle)

$8.02 $8.02

$6.32 $6.32

26.90%

Milk (1 liter)

$0.93 $0.93

$1.01 $1.01

-7.92%

White Bread (500g)

$3.42 $3.42

$3.55 $3.55

-3.66%

Rice (white) (1kg)

$4.16 $4.16

$5.05 $5.05

-17.62%

Eggs

$3.79 $3.79

$2.92 $2.92

29.79%

Local Cheese (1kg)

$14.74 $14.74

$10.17 $10.17

44.94%

Chicken Fillets (1kg)

$13.08 $13.08

$12.22 $12.22

7.04%

Beef Round Steak (1kg)

$19.85 $19.85

$16.29 $16.29

21.85%

Apples (1kg)

$4.64 $4.64

$5.36 $5.36

-13.43%

Banana (1kg)

$1.62 $1.62

$1.55 $1.55

4.52%

Oranges (1kg)

$5.30 $5.30

$8.83 $8.83

-39.98%

Tomato (1kg)

$4.87 $4.87

$4.21 $4.21

15.68%

Potato (1kg)

$2.85 $2.85

$2.72 $2.72

4.78%

Onion (1kg)

$3.03 $3.03

$3.14 $3.14

-3.50%

Lettuce (1 head)

$2.16 $2.16

$2.17 $2.17

-0.46%

Water (1.5 liter bottle)

$2.38 $2.38

$2.46 $2.46

-3.25%

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 $10.80

$10.34 $10.34

4.45%

Wine (Bottle)

$15.46 $15.46

$15.23 $15.23

1.51%

Local Beer (0.5 liter bottle)

$2.67 $2.67

$1.96 $1.96

36.22%

Imported Beer (0.33 liter bottle)

$4.56 $4.56

$3.37 $3.37

35.31%

One-way Ticket (Public Transport)

$2.29 $2.29

$2.32 $2.32

-1.29%

Public Transport Monthly Pass (Regular Price)

$30.03 $30.03

Taxi Start (Normal Tariff)

$3.98 $3.98

$2.95 $2.95

34.92%

Taxi (Normal Tariff) (1km)

$1.97 $1.97

$1.57 $1.57

25.48%

Taxi 1hour Waiting (Normal Tariff)

$43.97 $43.97

$24.17 $24.17

81.92%

Gasoline (1 liter)

$1.05 $1.05

$1.09 $1.09

-3.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K $30.3K

$34.5K $34.5K

-11.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.1K $26.1K

-1.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 $273

$159 $159

71.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.8 $51.8

$49.19 $49.19

5.39%

Internet (50+ Mbps, Unlimited Data)

$82.6 $82.6

$68.7 $68.7

20.23%

Gym Membership (Monthly)

$44.87 $44.87

$40.68 $40.68

10.30%

Cinema Ticket

$14.87 $14.87

$11.96 $11.96

24.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,749 $1,749

$1,378 $1,378

26.92%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$31.9K $31.9K

-25.25%

Jeans (Levis 501 Or Similar)

$64.8 $64.8

$58.6 $58.6

10.62%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$42.01 $42.01

22.42%

Sport Shoes (Adidas, Nike)

$107 $107

$71.4 $71.4

50.15%

Men's Leather Business Shoes

$122 $122

$119 $119

2.41%

1-bedroom Apartment, City Center (Monthly)

$1,620 $1,620

$1,152 $1,152

40.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 $1,452

$1,014 $1,014

43.23%

3-bedroom Apartment, City Center (Monthly)

$2,885 $2,885

$1,608 $1,608

79.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,451 $2,451

$1,383 $1,383

77.27%

Buy Apartment in City Center (m2)

$3,120 $3,120

Buy Apartment Outside City Center (m2)

$2,499 $2,499

Average Monthly Net Salary (After Tax)

$7,382 $7,382

$4,877 $4,877

51.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

6.61

1.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for McHenry, IL: October 19, 2026

Last update for Livonia, MI: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

McHenry, IL

$1.5K 50.3%

Livonia, MI

$1K 44% 30.2% $438

Groceries & Markets

McHenry, IL

$428 14.8%

Livonia, MI

$410 17.8% 4.2% $18

Monthly Utilities & Internet

McHenry, IL

$408 14.1%

Livonia, MI

$277 12% 32% $130

Eating Out

McHenry, IL

$345 11.9%

Livonia, MI

$357 15.5% 3.7% $13

Clothing & Footwear

McHenry, IL

$155 5.4%

Livonia, MI

$131 5.7% 15.7% $24

Sport & Entertainment

McHenry, IL

$75 2.6%

Livonia, MI

$65 2.8% 13.4% $10

Getting Around

McHenry, IL

$23 * 0.8%

Livonia, MI

$50 2.2% 118% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,620 in McHenry, IL and $1,152 in Livonia, MI. Housing cost is often the main lever when comparing two cities.

McHenry, IL pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in McHenry, IL vs $63.0 in Livonia, MI for a mid-range dinner for two. Groceries echo the gap at $428 vs $410 per month, with Livonia, MI cheaper across the board.

Good to know

🇺🇸 McHenry, IL

🇺🇸 Livonia, MI

🕒 Local time

22:17 10:17 PM

23:17 11:17 PM

1 h ahead of McHenry, IL

🌤 Weather

👥 Population

27,135

96,736

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

McHenry, IL vs Livonia, MI: Cost of Living - Frequently Asked Questions

Livonia, MI is cheaper overall, especially in groceries, clothing, and utilities. The 25% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 51% higher in McHenry, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,620 in McHenry, IL versus $1,152 in Livonia, MI. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in McHenry, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,886 per month in McHenry, IL versus $2,304 in Livonia, MI – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,304 in Livonia, MI versus $2,886 in McHenry, IL, a $2,500 budget is realistic in Livonia, MI but tight or insufficient in McHenry, IL. The gap between the two cities makes Livonia, MI the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, McHenry, IL and Livonia, MI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Livonia, MI gentler on the wallet – expenses run 25% less than in McHenry, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.