Last update: Oct 2026

Cost of Living Comparison Between Livonia, MI and McHenry, IL

For one person, living is cheaper in Livonia, MI: $2,304 a month against $2,886 in McHenry, IL, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

111

Cost of Living Index in Livonia, MI
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Livonia, MI Living Index
132

Cost of Living Index in McHenry, IL
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McHenry, IL Living Index

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Livonia, MI

🇺🇸 United States

$2,304

/mo nomad

McHenry, IL

🇺🇸 United States

$2,886

/mo nomad

Monthly Cost of Living

How much you'll spend in Livonia, MI and in McHenry, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Livonia, MI and in McHenry, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,304 in Livonia, MI versus $2,886 in McHenry, IL.

Livonia, MI $2,304
McHenry, IL $2,886

Estimated couple costs with rent: $3,261 in Livonia, MI versus $4,170 in McHenry, IL.

Livonia, MI $3,261
McHenry, IL $4,170

Monthly costs for a family of three with rent: $4,217 in Livonia, MI versus $5,455 in McHenry, IL.

Livonia, MI $4,217
McHenry, IL $5,455

Living in Livonia, MI costs roughly 20% less than in McHenry, IL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Livonia, MI 70% above, McHenry, IL 113% above.

Meal at Budget Restaurant

$25.26 $25.26

$20.39 $20.39

23.88%

Three-Course Dinner for Two, Mid-Range

$62.7 $62.7

$65.8 $65.8

-4.61%

Fast Food Meal (McDonalds, etc)

$12.82 $12.82

$13.12 $13.12

-2.29%

Cappuccino

$5.10 $5.10

$5.66 $5.66

-9.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 $2.58

$3.10 $3.10

-16.77%

Water (0.33 liter bottle)

$1.96 $1.96

$2.53 $2.53

-22.53%

Local Beer (0.5 liter draught)

$4.95 $4.95

$7.13 $7.13

-30.58%

Imported Beer (0.33 liter bottle)

$6.32 $6.32

$8.02 $8.02

-21.20%

Milk (1 liter)

$1.01 $1.01

$0.93 $0.93

8.60%

White Bread (500g)

$3.55 $3.55

$3.42 $3.42

3.80%

Rice (white) (1kg)

$5.05 $5.05

$4.16 $4.16

21.39%

Eggs

$2.92 $2.92

$3.79 $3.79

-22.96%

Local Cheese (1kg)

$10.17 $10.17

$14.74 $14.74

-31.00%

Chicken Fillets (1kg)

$12.22 $12.22

$13.08 $13.08

-6.57%

Beef Round Steak (1kg)

$16.29 $16.29

$19.85 $19.85

-17.93%

Apples (1kg)

$5.36 $5.36

$4.64 $4.64

15.52%

Banana (1kg)

$1.55 $1.55

$1.62 $1.62

-4.32%

Oranges (1kg)

$8.83 $8.83

$5.30 $5.30

66.60%

Tomato (1kg)

$4.21 $4.21

$4.87 $4.87

-13.55%

Potato (1kg)

$2.72 $2.72

$2.85 $2.85

-4.56%

Onion (1kg)

$3.14 $3.14

$3.03 $3.03

3.63%

Lettuce (1 head)

$2.17 $2.17

$2.16 $2.16

0.46%

Water (1.5 liter bottle)

$2.46 $2.46

$2.38 $2.38

3.36%

Cigarettes 20 Pack (Marlboro, Camel)

$10.34 $10.34

$10.80 $10.80

-4.26%

Wine (Bottle)

$15.23 $15.23

$15.46 $15.46

-1.49%

Local Beer (0.5 liter bottle)

$1.96 $1.96

$2.67 $2.67

-26.59%

Imported Beer (0.33 liter bottle)

$3.37 $3.37

$4.56 $4.56

-26.10%

One-way Ticket (Public Transport)

$2.32 $2.32

$2.29 $2.29

1.31%

Public Transport Monthly Pass (Regular Price)

$30.03 $30.03

Taxi Start (Normal Tariff)

$2.95 $2.95

$3.98 $3.98

-25.88%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.97 $1.97

-20.30%

Taxi 1hour Waiting (Normal Tariff)

$24.17 $24.17

$43.97 $43.97

-45.03%

Gasoline (1 liter)

$1.09 $1.09

$1.05 $1.05

3.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$30.3K $30.3K

13.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$25.8K $25.8K

1.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 $159

$273 $273

-41.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.19 $49.19

$51.8 $51.8

-5.11%

Internet (50+ Mbps, Unlimited Data)

$68.7 $68.7

$82.6 $82.6

-16.82%

Gym Membership (Monthly)

$40.68 $40.68

$44.87 $44.87

-9.34%

Cinema Ticket

$11.96 $11.96

$14.87 $14.87

-19.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,378 $1,378

$1,749 $1,749

-21.21%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$23.8K $23.8K

33.77%

Jeans (Levis 501 Or Similar)

$58.6 $58.6

$64.8 $64.8

-9.60%

Summer Dress (H&M, Zara, etc)

$42.01 $42.01

$51.4 $51.4

-18.32%

Sport Shoes (Adidas, Nike)

$71.4 $71.4

$107 $107

-33.40%

Men's Leather Business Shoes

$119 $119

$122 $122

-2.35%

1-bedroom Apartment, City Center (Monthly)

$1,152 $1,152

$1,620 $1,620

-28.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,014 $1,014

$1,452 $1,452

-30.18%

3-bedroom Apartment, City Center (Monthly)

$1,608 $1,608

$2,885 $2,885

-44.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,383 $1,383

$2,451 $2,451

-43.59%

Buy Apartment in City Center (m2)

$3,120 $3,120

Buy Apartment Outside City Center (m2)

$2,499 $2,499

Average Monthly Net Salary (After Tax)

$4,877 $4,877

$7,382 $7,382

-33.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

6.69

-1.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Livonia, MI: October 18, 2026

Last update for McHenry, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Livonia, MI

$1K 44%

McHenry, IL

$1.5K 50.3% 43.2% $438

Groceries & Markets

Livonia, MI

$410 17.8%

McHenry, IL

$428 14.8% 4.4% $18

Eating Out

Livonia, MI

$357 15.5%

McHenry, IL

$345 11.9% 3.6% $13

Monthly Utilities & Internet

Livonia, MI

$277 12%

McHenry, IL

$408 14.1% 47% $130

Clothing & Footwear

Livonia, MI

$131 5.7%

McHenry, IL

$155 5.4% 18.7% $24

Sport & Entertainment

Livonia, MI

$65 2.8%

McHenry, IL

$75 2.6% 15.5% $10

Getting Around

Livonia, MI

$50 2.2%

McHenry, IL

$23 * 0.8% 54% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,152 in Livonia, MI and $1,620 in McHenry, IL. Housing cost is often the main lever when comparing two cities.

McHenry, IL pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Livonia, MI vs $66.0 in McHenry, IL for a mid-range dinner for two. Groceries echo the gap at $410 vs $428 per month, with Livonia, MI cheaper across the board.

Good to know

🇺🇸 Livonia, MI

🇺🇸 McHenry, IL

🕒 Local time

23:57 11:57 PM

22:57 10:57 PM

1 h behind Livonia, MI

🌤 Weather

👥 Population

96,736

27,135

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Livonia, MI McHenry, IL 400 km

From you

Livonia, MI
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Livonia, MI vs McHenry, IL: Cost of Living - Frequently Asked Questions

Livonia, MI is cheaper overall, especially in groceries, clothing, and utilities. The 25% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 51% lower in McHenry, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,152 in Livonia, MI versus $1,620 in McHenry, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in McHenry, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,304 per month in Livonia, MI versus $2,886 in McHenry, IL – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,304 in Livonia, MI versus $2,886 in McHenry, IL, a $2,500 budget is realistic in Livonia, MI but tight or insufficient in McHenry, IL. The gap between the two cities makes Livonia, MI the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Livonia, MI and McHenry, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Livonia, MI gentler on the wallet – expenses run 25% less than in McHenry, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.