Last update: Oct 2026

Cost of Living Comparison Between Maui, HI and Alofi

For one person, living is cheaper in Alofi: $461 a month against $4,792 in Maui, HI, rent and utilities included – about $52,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Maui, HI
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Maui, HI Living Index

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Maui, HI

🇺🇸 United States

$4,792

/mo nomad

Alofi

🇳🇺 Niue

$461

/mo nomad

Monthly Cost of Living

How much you'll spend in Maui, HI and in Alofi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Maui, HI and in Alofi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,792 in Maui, HI versus $461 in Alofi.

Maui, HI $4,792
Alofi $461

Estimated couple costs with rent: $6,666 in Maui, HI versus $835 in Alofi.

Maui, HI $6,666
Alofi $835

Monthly costs for a family of three with rent: $8,540 in Maui, HI versus $1,210 in Alofi.

Maui, HI $8,540
Alofi $1,210

Living in Maui, HI is roughly 940% more expensive than in Alofi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Maui, HI is 255% above, Alofi is 66% below.

Meal at Budget Restaurant

$35.44 $35.44

$16.48 NZ$29.15

115.05%

Three-Course Dinner for Two, Mid-Range

$122 $122

$34.84 NZ$61.6

249.63%

Fast Food Meal (McDonalds, etc)

$14.78 $14.78

$13.92 NZ$24.62

6.18%

Cappuccino

$6.86 $6.86

$2.85 NZ$5.04

140.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.20 $3.20

$2.85 NZ$5.04

12.28%

Water (0.33 liter bottle)

$2.79 $2.79

$2.73 NZ$4.83

2.20%

Local Beer (0.5 liter draught)

$8.12 $8.12

$4.54 NZ$8.03

78.85%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$3.44 NZ$6.08

156.98%

Milk (1 liter)

$2.31 $2.31

White Bread (500g)

$8.86 $8.86

$2.29 NZ$4.05

286.90%

Rice (white) (1kg)

$9.04 $9.04

Eggs

$8.75 $8.75

$2.75 NZ$4.86

218.18%

Local Cheese (1kg)

$27.07 $27.07

Chicken Fillets (1kg)

$15.53 $15.53

Beef Round Steak (1kg)

$22.33 $22.33

Apples (1kg)

$10.20 $10.20

Banana (1kg)

$2.23 $2.23

Oranges (1kg)

$9.83 $9.83

Tomato (1kg)

$8.02 $8.02

Potato (1kg)

$6.70 $6.70

Onion (1kg)

$7.59 $7.59

Lettuce (1 head)

$4.88 $4.88

Water (1.5 liter bottle)

$3.57 $3.57

Cigarettes 20 Pack (Marlboro, Camel)

$17.30 $17.30

$16.62 NZ$29.40

4.09%

Wine (Bottle)

$20.36 $20.36

$13.83 NZ$24.46

47.22%

Local Beer (0.5 liter bottle)

$1.72 $1.72

Imported Beer (0.33 liter bottle)

$8.22 $8.22

One-way Ticket (Public Transport)

$2.73 $2.73

Public Transport Monthly Pass (Regular Price)

$101 $101

Taxi Start (Normal Tariff)

$9.94 $9.94

Taxi (Normal Tariff) (1km)

$0.95 $0.95

Gasoline (1 liter)

$1.36 $1.36

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K $36.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.1K $33.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$384 $384

$55.6 NZ$98.3

590.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.8 $62.8

$11.37 NZ$20.11

452.42%

Internet (50+ Mbps, Unlimited Data)

$72.7 $72.7

$55.9 NZ$98.8

30.05%

Gym Membership (Monthly)

$29.98 $29.98

$16.85 NZ$29.79

77.92%

Cinema Ticket

$15.26 $15.26

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,646 $1,646

International Primary School, 1 Child (Yearly)

$16.5K $16.5K

Jeans (Levis 501 Or Similar)

$88.5 $88.5

Summer Dress (H&M, Zara, etc)

$54.4 $54.4

Sport Shoes (Adidas, Nike)

$129 $129

Men's Leather Business Shoes

$202 $202

1-bedroom Apartment, City Center (Monthly)

$2,216 $2,216

1-bedroom Apartment, Outside City Center (Monthly)

$2,664 $2,664

3-bedroom Apartment, City Center (Monthly)

$4,650 $4,650

$254 NZ$450

1727.80%

3-bedroom Apartment, Outside City Center (Monthly)

$3,827 $3,827

$225 NZ$397

1603.67%

Buy Apartment in City Center (m2)

$14.4K $14.4K

Buy Apartment Outside City Center (m2)

$9,152 $9,152

Average Monthly Net Salary (After Tax)

$5,757 $5,757

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Maui, HI: October 11, 2026

Last update for Alofi: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Maui, HI

$2.7K 55.6%

Alofi

–

Groceries & Markets

Maui, HI

$716 14.9%

Alofi

–

Monthly Utilities & Internet

Maui, HI

$519 10.8%

Alofi

–

Eating Out

Maui, HI

$492 10.3%

Alofi

–

Clothing & Footwear

Maui, HI

$214 4.5%

Alofi

–

Getting Around

Maui, HI

$127 2.6%

Alofi

–

Sport & Entertainment

Maui, HI

$61 1.3%

Alofi

–

Cost Breakdown

Dining out: $122 in Maui, HI vs $35.00 in Alofi for a mid-range dinner for two. Groceries echo the gap at $716 vs $62.0 per month, with Alofi cheaper across the board.

Good to know

🇺🇸 Maui, HI

🇳🇺 Alofi

🕒 Local time

04:46 4:46 AM

03:46 3:46 AM

1 h behind Maui, HI

🌤 Weather

👥 Population

6,452

624 Capital

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.889 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

NZD to USD in detail →

On the map

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Between locations

Maui, HI Alofi 4,670 km ≈ 6 h nonstop flight

From you

Maui, HI
Alofi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Maui, HI vs Alofi: Cost of Living - Frequently Asked Questions

Alofi is cheaper overall, especially in groceries, eating out, and clothing. The 940% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $7,188 in Maui, HI and $691 in Alofi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 1063% higher in Maui, HI. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Alofi – a meal for two runs $35.00 versus $122 in Maui, HI. If you eat out regularly, this makes a real dent in your monthly spending.

At $461 in Alofi versus $4,792 in Maui, HI, a $1,500 budget is realistic in Alofi but tight or insufficient in Maui, HI. The gap between the two cities makes Alofi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Maui, HI and Alofi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Alofi gentler on the wallet – expenses run 940% less than in Maui, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.