Last update: Oct 2026

Cost of Living Comparison Between Matera and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,484 in Matera, rent and utilities included – about $1,600 less a year. The total is higher in Matera despite lower rent and utilities.

Matera, Italy
Ubud, Bali, Indonesia
Matera
🇮🇹 Italy
$1,484
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Matera and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Matera and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,484 per month in Matera vs $1,349 in Ubud, Bali, rent included.

  • Matera $1,484
  • Ubud, Bali $1,349

A couple spends around $2,356 per month in Matera vs $2,305 in Ubud, Bali, rent included.

  • Matera $2,356
  • Ubud, Bali $2,305

A family of three spends $3,227 per month in Matera vs $3,261 in Ubud, Bali, rent included.

  • Matera $3,227
  • Ubud, Bali $3,261

Matera costs about 10% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Matera
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.29 €13.70
$3.32 Rp 60.3K
360.54%
Three-Course Dinner for Two, Mid-Range
$60.7 €54.4
$35.64 Rp 646.5K
70.26%
Fast Food Meal (McDonalds, etc)
$11.34 €10.17
$5.53 Rp 100.4K
105.06%
Cappuccino
$1.88 €1.68
$2.72 Rp 49.3K
-30.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.27 €2.04
$1.70 Rp 30.9K
33.53%
Water (0.33 liter bottle)
$1.09 €0.97
$0.76 Rp 13.8K
43.42%
Local Beer (0.5 liter draught)
$5.74 €5.14
$2.65 Rp 48.1K
116.60%
Imported Beer (0.33 liter bottle)
$3.31 €2.97
$4.38 Rp 79.5K
-24.43%
🛒 Groceries & Markets
Matera
Ubud, Bali
Difference
Milk (1 liter)
$1.58 €1.41
$1.49 Rp 27.0K
6.04%
White Bread (500g)
$1.72 €1.54
$2.28 Rp 41.3K
-24.56%
Rice (white) (1kg)
$3.28 €2.94
$1.19 Rp 21.6K
175.63%
Eggs
$3.52 €3.16
$2.04 Rp 36.9K
72.55%
Local Cheese (1kg)
$15.39 €13.79
$17.70 Rp 321.1K
-13.05%
Chicken Fillets (1kg)
$12.28 €11.01
$3.96 Rp 71.9K
210.10%
Beef Round Steak (1kg)
$20.84 €18.68
$12.19 Rp 221.1K
70.96%
Apples (1kg)
$2.63 €2.36
$3.66 Rp 66.3K
-28.14%
Banana (1kg)
$2.16 €1.94
$1.52 Rp 27.5K
42.11%
Oranges (1kg)
$1.13 €1.01
$2.23 Rp 40.4K
-49.33%
Tomato (1kg)
$3.80 €3.41
$1.97 Rp 35.8K
92.89%
Potato (1kg)
$1.78 €1.60
$1.85 Rp 33.5K
-3.78%
Onion (1kg)
$1.64 €1.47
$2.42 Rp 44.0K
-32.23%
Lettuce (1 head)
$1.46 €1.31
$0.99 Rp 18.0K
47.47%
Water (1.5 liter bottle)
$0.47 €0.42
$0.51 Rp 9,313
-7.84%
Cigarettes 20 Pack (Marlboro, Camel)
$6.75 €6.05
$2.22 Rp 40.3K
204.05%
Wine (Bottle)
$6.34 €5.68
$22.24 Rp 403.4K
-71.49%
Local Beer (0.5 liter bottle)
$1.84 €1.65
$2.26 Rp 41.0K
-18.58%
Imported Beer (0.33 liter bottle)
$3.11 €2.79
$2.97 Rp 53.9K
4.71%
🚌 Getting Around
Matera
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.72 €1.54
$0.25 Rp 4,553
588.00%
Public Transport Monthly Pass (Regular Price)
$20.20 €18.10
$7.82 Rp 141.9K
158.31%
Taxi Start (Normal Tariff)
$4.43 €3.97
$0.44 Rp 7,972
906.82%
Taxi (Normal Tariff) (1km)
$1.19 €1.07
$0.43 Rp 7,801
176.74%
Taxi 1hour Waiting (Normal Tariff)
$23.74 €21.28
$5.41 Rp 98.1K
338.82%
Gasoline (1 liter)
$2.02 €1.81
$0.82 Rp 15.0K
146.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K €31.5K
$23.8K Rp 432.4M
47.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.3K €33.5K
$31.7K Rp 575.9M
17.63%
🧾 Monthly Utilities & Internet
Matera
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$197 €177
$79.1 Rp 1.4M
149.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.37 €8.39
$6.45 Rp 116.9K
45.27%
Internet (50+ Mbps, Unlimited Data)
$30.74 €27.54
$18.58 Rp 337.0K
65.45%
🎉 Sport & Entertainment
Matera
Ubud, Bali
Difference
Gym Membership (Monthly)
$55.3 €49.59
$49.48 Rp 897.5K
11.84%
Tennis Court (1 Hour on Weekend)
$23.43 €20.99
$17.65 Rp 320.1K
32.75%
Cinema Ticket
$9.94 €8.90
$4.27 Rp 77.5K
132.79%
🧸 Childcare & Education
Matera
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$448 €402
$491 Rp 8.9M
-8.63%
International Primary School, 1 Child (Yearly)
$7,918 €7,096
$5,674 Rp 102.9M
39.56%
👕👟 Clothing & Footwear
Matera
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$67.2 €60.3
$44.64 Rp 809.7K
50.63%
Summer Dress (H&M, Zara, etc)
$42.87 €38.41
$34.95 Rp 634.0K
22.66%
Sport Shoes (Adidas, Nike)
$105 €94.4
$79.9 Rp 1.4M
31.81%
Men's Leather Business Shoes
$135 €121
$79.4 Rp 1.4M
69.69%
🏠 Accommodation & Living
Matera
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$705 €632
$1,125 Rp 20.4M
-37.29%
1-bedroom Apartment, Outside City Center (Monthly)
$421 €377
$671 Rp 12.2M
-37.34%
3-bedroom Apartment, City Center (Monthly)
$1,025 €918
$3,565 Rp 64.7M
-71.25%
3-bedroom Apartment, Outside City Center (Monthly)
$841 €753
$1,723 Rp 31.3M
-51.22%
Buy Apartment in City Center (m2)
$2,772 €2,484
$2,732 Rp 49.5M
1.50%
Buy Apartment Outside City Center (m2)
$3,179 €2,849
$2,284 Rp 41.4M
39.18%
💵 Salaries & Financials
Matera
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,750 €1,568
$164 Rp 3.0M
968.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.08
13.78
-77.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matera: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Matera
$421
Ubud, Bali
$672 59.6% $251
Groceries & Markets
Matera
$328
Ubud, Bali
$288 12.1% $40
Monthly Utilities & Internet
Matera
$238
Ubud, Bali
$104 56.2% $134
Eating Out
Matera
$228
Ubud, Bali
$108 52.7% $120
Clothing & Footwear
Matera
$158
Ubud, Bali
$108 31.8% $50
Sport & Entertainment
Matera
$75
Ubud, Bali
$58 22.8% $17
Getting Around
Matera
$37
Ubud, Bali
$11 69.5% $26

Cost Breakdown

A central one-bedroom costs $705 in Matera versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Matera are about 11 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61 in Matera versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $328 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇹 Matera
🇮🇩 Ubud, Bali
🕒 Local time
06:35 6:35 AM
13:35 1:35 PM
7 h ahead of Matera
🌤 Weather
👥 Population
59,607
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Matera Ubud, Bali 11,350 km ≈ 15 h nonstop flight
From you
  • Matera
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Matera vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Matera or Ubud, Bali?
Matera costs about 10% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Matera and in Ubud, Bali?
For a comfortable life, plan on about $2,227 per month in Matera and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Matera or Ubud, Bali?
Rent is clearly cheaper in Matera, especially for central apartments: a one-bedroom in the center costs $705 there versus $1,125 in Ubud, Bali.
How expensive is transport in Matera compared to Ubud, Bali?
Public transport costs about 61% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Matera and in Ubud, Bali?
Kindergarten costs $448 per month in Matera and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Matera or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $1,484 in Matera and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Matera or Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,484 in Matera. Climate, culture, job market, and personal taste all factor in.
How safe is Matera compared to Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Matera or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Matera makes more sense. Both are solid long-term options with distinct trade-offs.

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