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Cost of Living Comparison Between Matagalpa and Chinandega Cost of Living Comparison Between Matagalpa and Chinandega

🙂 Solo nomad: Matagalpa is 0.7% cheaper than Chinandega without rent, and 24% more expensive with rent.
🙂 Family of 3: Matagalpa is 2.4% cheaper than Chinandega without rent, and 10.1% more expensive with rent.
Currency
🍽 Eating Out
Matagalpa
Chinandega
Difference
Meal at Budget Restaurant
$4.85 NIO 178
$4.78 NIO 175
1.46%
Three-Course Dinner for Two, Mid-Range
$25.09 NIO 919
$35.28 NIO 1,292
-28.88%
Fast Food Meal (McDonalds, etc)
$6.9 NIO 253
$7.12 NIO 261
-3.09%
Cappuccino
$2.34 NIO 85.5
$2.34 NIO 85.7
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.79 NIO 28.76
$0.8 NIO 29.13
-1.25%
Water (0.33 liter bottle)
$0.43 NIO 15.76
$0.75 NIO 27.46
-42.67%
Local Beer (0.5 liter draught)
$1.19 NIO 43.56
$1.34 NIO 49.21
-11.19%
Imported Beer (0.33 liter bottle)
$2.06 NIO 75.3
$1.95 NIO 71.3
5.64%
🛒 Groceries & Markets
Matagalpa
Chinandega
Difference
Milk (1 liter)
$1.21 NIO 44.13
$1.21 NIO 44.16
-
White Bread (500g)
$1.46 NIO 53.6
$2.35 NIO 86.1
-37.87%
Rice (white) (1kg)
$1.63 NIO 59.7
$1.89 NIO 69.1
-13.76%
Eggs
$2.15 NIO 78.7
$2.32 NIO 84.8
-7.33%
Local Cheese (1kg)
$1.95 NIO 71.6
$11.02 NIO 404
-82.30%
Chicken Fillets (1kg)
$4.12 NIO 151
$6.78 NIO 248
-39.23%
Beef Round Steak (1kg)
$6.8 NIO 249
$7.78 NIO 285
-12.60%
Apples (1kg)
$3.85 NIO 141
$4.01 NIO 147
-3.99%
Banana (1kg)
$0.91 NIO 33.44
$0.89 NIO 32.61
2.25%
Oranges (1kg)
$1.82 NIO 66.5
$1.85 NIO 67.6
-1.62%
Tomato (1kg)
$2.21 NIO 81.1
$2.27 NIO 83
-2.64%
Potato (1kg)
$1.07 NIO 39.19
$3.97 NIO 145
-73.05%
Onion (1kg)
$2.17 NIO 79.5
$2.26 NIO 82.8
-3.98%
Lettuce (1 head)
$0.67 NIO 24.67
$1.07 NIO 39.2
-37.38%
Water (1.5 liter bottle)
$0.98 NIO 35.92
$1.05 NIO 38.48
-6.67%
Cigarettes 20 Pack (Marlboro, Camel)
$2.74 NIO 100
$2.65 NIO 96.9
3.40%
Wine (Bottle)
$10.17 NIO 372
$14.63 NIO 536
-30.49%
Local Beer (0.5 liter bottle)
$1.22 NIO 44.62
$1.44 NIO 52.8
-15.28%
Imported Beer (0.33 liter bottle)
$2.27 NIO 83.3
$2.16 NIO 79.1
5.09%
🚌 Getting Around
Matagalpa
Chinandega
Difference
One-way Ticket (Public Transport)
$0.49 NIO 18.06
-
-
Taxi Start (Normal Tariff)
$0.84 NIO 30.83
$1.48 NIO 54.1
-43.24%
Taxi (Normal Tariff) (1km)
$0.99 NIO 36.13
-
-
Taxi 1hour Waiting (Normal Tariff)
$6.6 NIO 242
$6.65 NIO 243
-0.75%
Gasoline (1 liter)
$1.3 NIO 47.6
$1.31 NIO 48.01
-0.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.1K NIO 846.2K
$22.8K NIO 834.9K
1.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K NIO 963.3K
$26.9K NIO 984.8K
-2.19%
🧾 Monthly Utilities & Internet
Matagalpa
Chinandega
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$52.3 NIO 1,916
$100 NIO 3,670
-47.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.27 NIO 632
$17.27 NIO 632
-
Internet (50+ Mbps, Unlimited Data)
$35.53 NIO 1,301
$35.32 NIO 1,293
0.59%
🎉 Sport & Entertainment
Matagalpa
Chinandega
Difference
Cinema Ticket
$8.12 NIO 297
$7.95 NIO 291
2.14%
🧸 Childcare & Education
Matagalpa
Chinandega
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$99.5 NIO 3,644
$123 NIO 4,515
-19.28%
International Primary School, 1 Child (Yearly)
$6,088 NIO 223K
$5,897 NIO 216K
3.24%
👕👟 Clothing & Footwear
Matagalpa
Chinandega
Difference
Jeans (Levis 501 Or Similar)
$77.8 NIO 2,848
$76.4 NIO 2,798
1.77%
Summer Dress (H&M, Zara, etc)
$71.2 NIO 2,607
$71.1 NIO 2,603
0.15%
Sport Shoes (Adidas, Nike)
$132 NIO 4,827
$134 NIO 4,926
-2.00%
Men's Leather Business Shoes
$108 NIO 3,958
$109 NIO 4,009
-1.26%
🏠 Accommodation & Living
Matagalpa
Chinandega
Difference
1-bedroom Apartment, City Center (Monthly)
$155 NIO 5,668
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$267 NIO 9,779
-
-
3-bedroom Apartment, City Center (Monthly)
$549 NIO 20.1K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$377 NIO 13.8K
-
-
💵 Salaries & Financials
Matagalpa
Chinandega
Difference
Average Monthly Net Salary (After Tax)
$204 NIO 7,470
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.25
10.25
-

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matagalpa: November 30, 2025

Last update for Chinandega: December 1, 2025

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