Cost of Living Comparison Between Matagalpa and Chiang Mai Cost of Living Comparison Between Matagalpa and Chiang Mai

😐 Solo nomad: Matagalpa is 9.3% more expensive than Chiang Mai without rent, and 2.8% cheaper with rent.

😐 Family of 3: Matagalpa is 0.9% more expensive than Chiang Mai without rent, and 8% cheaper with rent.

Meal at Budget Restaurant

$4.96 NIO 182

$1.97 ฿62.0

151.78%

Three-Course Dinner for Two, Mid-Range

$25.13 NIO 925

$18.68 ฿587

34.53%

Fast Food Meal (McDonalds, etc)

$6.90 NIO 254

$7.92 ฿249

-12.88%

Cappuccino

$2.41 NIO 88.9

$2.02 ฿63.7

19.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 NIO 29.15

$0.84 ฿26.45

-5.95%

Water (0.33 liter bottle)

$0.44 NIO 16.15

$0.35 ฿11.07

25.71%

Local Beer (0.5 liter draught)

$1.18 NIO 43.60

$2.22 ฿69.9

-46.85%

Imported Beer (0.33 liter bottle)

$2.01 NIO 74.1

$3.59 ฿113

-44.01%

Milk (1 liter)

$1.20 NIO 44.27

$1.67 ฿52.4

-28.14%

White Bread (500g)

$1.48 NIO 54.4

$1.62 ฿51.1

-8.64%

Rice (white) (1kg)

$1.63 NIO 60.0

$1.20 ฿37.83

35.83%

Eggs

$2.16 NIO 79.4

$1.93 ฿60.8

11.92%

Local Cheese (1kg)

$1.90 NIO 70.1

$16.00 ฿503

-88.13%

Chicken Fillets (1kg)

$4.31 NIO 159

$3.16 ฿99.2

36.39%

Beef Round Steak (1kg)

$6.60 NIO 243

$10.93 ฿344

-39.62%

Apples (1kg)

$3.99 NIO 147

$2.67 ฿83.8

49.44%

Banana (1kg)

$0.85 NIO 31.27

$1.18 ฿36.99

-27.97%

Oranges (1kg)

$1.84 NIO 67.8

$1.64 ฿51.5

12.20%

Tomato (1kg)

$2.26 NIO 83.4

$1.59 ฿49.83

42.14%

Potato (1kg)

$1.11 NIO 41.04

$1.32 ฿41.64

-15.91%

Onion (1kg)

$2.23 NIO 82.1

$1.19 ฿37.49

87.39%

Lettuce (1 head)

$0.67 NIO 24.85

$0.71 ฿22.20

-5.63%

Water (1.5 liter bottle)

$1.02 NIO 37.56

$0.56 ฿17.75

82.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 NIO 101

$4.64 ฿146

-41.16%

Wine (Bottle)

$9.93 NIO 366

$18.96 ฿596

-47.63%

Local Beer (0.5 liter bottle)

$1.21 NIO 44.57

$1.77 ฿55.7

-31.64%

Imported Beer (0.33 liter bottle)

$2.19 NIO 80.7

$3.20 ฿101

-31.56%

One-way Ticket (Public Transport)

$0.48 NIO 17.84

$0.90 ฿28.32

-46.67%

Public Transport Monthly Pass (Regular Price)

$19.24 ฿605

Taxi Start (Normal Tariff)

$0.92 NIO 33.82

$1.36 ฿42.78

-32.35%

Taxi (Normal Tariff) (1km)

$0.97 NIO 35.84

$1.35 ฿42.37

-28.15%

Taxi 1hour Waiting (Normal Tariff)

$6.63 NIO 244

$8.15 ฿256

-18.65%

Gasoline (1 liter)

$1.29 NIO 47.62

$1.22 ฿38.43

5.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K NIO 838.0K

$21.4K ฿671.8K

6.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K NIO 970.4K

$21.7K ฿683.8K

21.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.3 NIO 1,924

$70.3 ฿2,210

-25.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.72 NIO 615

$13.91 ฿437

20.20%

Internet (50+ Mbps, Unlimited Data)

$36.38 NIO 1,339

$18.00 ฿566

102.11%

Gym Membership (Monthly)

$41.78 ฿1,314

Tennis Court (1 Hour on Weekend)

$6.80 ฿214

Cinema Ticket

$8.16 NIO 301

$5.72 ฿180

42.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$99.2 NIO 3,653

$308 ฿9,693

-67.82%

International Primary School, 1 Child (Yearly)

$6,109 NIO 224.9K

$14.8K ฿465.7K

-58.76%

Jeans (Levis 501 Or Similar)

$76.9 NIO 2,831

$55.9 ฿1,756

37.65%

Summer Dress (H&M, Zara, etc)

$73.7 NIO 2,713

$26.71 ฿840

175.85%

Sport Shoes (Adidas, Nike)

$134 NIO 4,948

$84.5 ฿2,658

58.95%

Men's Leather Business Shoes

$109 NIO 4,025

$70.8 ฿2,227

54.33%

1-bedroom Apartment, City Center (Monthly)

$155 NIO 5,694

$431 ฿13.5K

-64.09%

1-bedroom Apartment, Outside City Center (Monthly)

$260 NIO 9,567

$237 ฿7,439

9.81%

3-bedroom Apartment, City Center (Monthly)

$559 NIO 20.6K

$811 ฿25.5K

-31.00%

3-bedroom Apartment, Outside City Center (Monthly)

$382 NIO 14.1K

$501 ฿15.7K

-23.73%

Buy Apartment in City Center (m2)

$2,202 ฿69.2K

Buy Apartment Outside City Center (m2)

$1,600 ฿50.3K

Average Monthly Net Salary (After Tax)

$200 NIO 7,374

$684 ฿21.5K

-70.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

105.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matagalpa: January 12, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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