Cost of Living Comparison Between Matagalpa and Chiang Mai Cost of Living Comparison Between Matagalpa and Chiang Mai

😐 Solo nomad: Matagalpa is 2.1% more expensive than Chiang Mai without rent, and 3.5% cheaper with rent.

🙂 Family of 3: Matagalpa is 3.1% cheaper than Chiang Mai without rent, and 7.4% cheaper with rent.

Meal at Budget Restaurant

$4.78 NIO 175

$2.02 ฿65.3

136.63%

Three-Course Dinner for Two, Mid-Range

$24.61 NIO 901

$18.78 ฿608

31.04%

Fast Food Meal (McDonalds, etc)

$6.87 NIO 251

$7.67 ฿248

-10.43%

Cappuccino

$2.33 NIO 85.4

$1.98 ฿64.2

17.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 NIO 31.41

$0.82 ฿26.64

4.88%

Water (0.33 liter bottle)

$0.44 NIO 15.96

$0.33 ฿10.58

33.33%

Local Beer (0.5 liter draught)

$1.17 NIO 42.81

$2.12 ฿68.6

-44.81%

Imported Beer (0.33 liter bottle)

$1.97 NIO 72.1

$3.73 ฿121

-47.18%

Milk (1 liter)

$1.2 NIO 44

$1.64 ฿53.2

-26.83%

White Bread (500g)

$1.52 NIO 55.8

$1.57 ฿50.9

-3.18%

Rice (white) (1kg)

$1.64 NIO 60.2

$1.19 ฿38.62

37.82%

Eggs

$2.24 NIO 82

$1.98 ฿64.1

13.13%

Local Cheese (1kg)

$1.99 NIO 73

$15.99 ฿517

-87.55%

Chicken Fillets (1kg)

$4.12 NIO 151

$3.12 ฿101

32.05%

Beef Round Steak (1kg)

$6.83 NIO 250

$11.16 ฿361

-38.80%

Apples (1kg)

$3.96 NIO 145

$2.76 ฿89.2

43.48%

Banana (1kg)

$0.84 NIO 30.93

$1.22 ฿39.5

-31.15%

Oranges (1kg)

$1.78 NIO 65.2

$1.71 ฿55.4

4.09%

Tomato (1kg)

$2.21 NIO 80.9

$1.55 ฿50.2

42.58%

Potato (1kg)

$1.12 NIO 40.99

$1.34 ฿43.21

-16.42%

Onion (1kg)

$2.18 NIO 79.8

$1.21 ฿39.23

80.17%

Lettuce (1 head)

$0.67 NIO 24.6

$0.72 ฿23.2

-6.94%

Water (1.5 liter bottle)

$1.02 NIO 37.51

$0.53 ฿17.05

92.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.64 NIO 96.6

$4.72 ฿153

-44.07%

Wine (Bottle)

$10.07 NIO 369

$18.39 ฿595

-45.24%

Local Beer (0.5 liter bottle)

$1.25 NIO 45.72

$1.79 ฿57.9

-30.17%

Imported Beer (0.33 liter bottle)

$2.23 NIO 81.8

$3.21 ฿104

-30.53%

One-way Ticket (Public Transport)

$0.48 NIO 17.63

$0.94 ฿30.44

-48.94%

Public Transport Monthly Pass (Regular Price)

$18.9 ฿612

Taxi Start (Normal Tariff)

$0.84 NIO 30.79

$1.42 ฿46.08

-40.85%

Taxi (Normal Tariff) (1km)

$0.97 NIO 35.47

$1.35 ฿43.53

-28.15%

Taxi 1hour Waiting (Normal Tariff)

$6.77 NIO 248

$7.85 ฿254

-13.76%

Gasoline (1 liter)

$1.3 NIO 47.62

$1.25 ฿40.4

4.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23K NIO 843.5K

$21.2K ฿684.9K

8.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K NIO 958.9K

$21.8K ฿706.8K

19.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$53.1 NIO 1,945

$70.6 ฿2,285

-24.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.25 NIO 632

$13.72 ฿444

25.73%

Internet (50+ Mbps, Unlimited Data)

$35.54 NIO 1,302

$17.56 ฿568

102.39%

Gym Membership (Monthly)

$41.64 ฿1,347

Tennis Court (1 Hour on Weekend)

$6.9 ฿223

Cinema Ticket

$7.76 NIO 284

$5.8 ฿188

33.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$99.3 NIO 3,636

$308 ฿9,963

-67.75%

International Primary School, 1 Child (Yearly)

$5,935 NIO 217.3K

$14.7K ฿475.8K

-59.64%

Jeans (Levis 501 Or Similar)

$76.8 NIO 2,811

$55.4 ฿1,793

38.54%

Summer Dress (H&M, Zara, etc)

$71.9 NIO 2,634

$26.4 ฿854

172.39%

Sport Shoes (Adidas, Nike)

$135 NIO 4,927

$85.1 ฿2,755

58.03%

Men's Leather Business Shoes

$108 NIO 3,956

$71.8 ฿2,323

50.49%

1-bedroom Apartment, City Center (Monthly)

$155 NIO 5,678

$434 ฿14K

-64.30%

1-bedroom Apartment, Outside City Center (Monthly)

$261 NIO 9,552

$235 ฿7,610

10.91%

3-bedroom Apartment, City Center (Monthly)

$541 NIO 19.8K

$821 ฿26.6K

-34.14%

3-bedroom Apartment, Outside City Center (Monthly)

$380 NIO 13.9K

$498 ฿16.1K

-23.75%

Buy Apartment in City Center (m2)

$2,180 ฿70.6K

Buy Apartment Outside City Center (m2)

$1,543 ฿49.9K

Average Monthly Net Salary (After Tax)

$197 NIO 7,226

$703 ฿22.8K

-71.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

105.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matagalpa: October 29, 2025

Last update for Chiang Mai: October 29, 2025

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