Cost of Living Comparison Between Masterton and Ubud, Bali Cost of Living Comparison Between Masterton and Ubud, Bali

😐 Solo nomad: Masterton is 66.9% more expensive than Ubud, Bali without rent, and 105.2% more expensive with rent.

😐 Family of 3: Masterton is 65.2% more expensive than Ubud, Bali without rent, and 117.2% more expensive with rent.

Meal at Budget Restaurant

$9.69 NZ$16.93

$2.85 Rp 47.5K

240.00%

Three-Course Dinner for Two, Mid-Range

$89.7 NZ$157

$12.26 Rp 204.3K

631.24%

Fast Food Meal (McDonalds, etc)

$8.81 NZ$15.39

$3.28 Rp 54.6K

168.60%

Cappuccino

$3.17 NZ$5.54

$2.3 Rp 38.3K

37.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 NZ$3.76

$1.11 Rp 18.5K

93.69%

Water (0.33 liter bottle)

$1.59 NZ$2.78

$0.26 Rp 4,324

511.54%

Local Beer (0.5 liter draught)

$3.59 NZ$6.27

$2.4 Rp 40K

49.58%

Imported Beer (0.33 liter bottle)

$4.32 NZ$7.54

$3.15 Rp 52.5K

37.14%

Milk (1 liter)

$1.53 NZ$2.67

$1.49 Rp 24.9K

2.68%

White Bread (500g)

$1.62 NZ$2.83

$1.65 Rp 27.5K

-1.82%

Rice (white) (1kg)

$1.2 NZ$2.1

$1.13 Rp 18.9K

6.19%

Eggs

$6.32 NZ$11.04

$2.33 Rp 38.9K

171.24%

Local Cheese (1kg)

$7.27 NZ$12.7

$13.7 Rp 228.3K

-46.93%

Chicken Fillets (1kg)

$9.02 NZ$15.75

$3.97 Rp 66.2K

127.20%

Beef Round Steak (1kg)

$12.21 NZ$21.32

$11.22 Rp 187K

8.82%

Apples (1kg)

$1.85 NZ$3.22

$3.48 Rp 57.9K

-46.84%

Banana (1kg)

$1.9 NZ$3.31

$1.5 Rp 25K

26.67%

Oranges (1kg)

$2.53 NZ$4.42

$2.68 Rp 44.6K

-5.60%

Tomato (1kg)

$3.35 NZ$5.85

$1.35 Rp 22.5K

148.15%

Potato (1kg)

$1.45 NZ$2.52

$1.57 Rp 26.2K

-7.64%

Onion (1kg)

$1.21 NZ$2.11

$2.1 Rp 34.9K

-42.38%

Lettuce (1 head)

$1.83 NZ$3.19

$1.03 Rp 17.1K

77.67%

Water (1.5 liter bottle)

$0.84 NZ$1.47

$0.57 Rp 9,488

47.37%

Cigarettes 20 Pack (Marlboro, Camel)

$20.61 NZ$36

$2.31 Rp 38.5K

792.21%

Wine (Bottle)

$8.63 NZ$15.07

$15.21 Rp 253.5K

-43.26%

Local Beer (0.5 liter bottle)

$2.25 NZ$3.93

$2.49 Rp 41.5K

-9.64%

Imported Beer (0.33 liter bottle)

$2.65 NZ$4.62

$2.66 Rp 44.3K

-0.38%

One-way Ticket (Public Transport)

$2.47 NZ$4.32

$0.29 Rp 4,911

751.72%

Public Transport Monthly Pass (Regular Price)

$65.1 NZ$114

$10.03 Rp 167.1K

549.15%

Taxi Start (Normal Tariff)

$2.39 NZ$4.17

$0.45 Rp 7,480

431.11%

Taxi (Normal Tariff) (1km)

$1.84 NZ$3.21

$0.34 Rp 5,748

441.18%

Taxi 1hour Waiting (Normal Tariff)

$40.63 NZ$70.9

$5.97 Rp 99.4K

580.57%

Gasoline (1 liter)

$1.64 NZ$2.86

$0.75 Rp 12.4K

118.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K NZ$42.7K

$25.8K Rp 430.2M

-5.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K NZ$41.2K

$31.7K Rp 528.9M

-25.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.6 NZ$143

$64.6 Rp 1.1M

26.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.58 NZ$56.9

$4.14 Rp 69K

686.96%

Internet (50+ Mbps, Unlimited Data)

$48.66 NZ$85

$23.99 Rp 399.7K

102.83%

Gym Membership (Monthly)

$39.9 NZ$69.7

$23.29 Rp 388.1K

71.32%

Tennis Court (1 Hour on Weekend)

$9.13 NZ$15.94

$6.19 Rp 103.1K

47.50%

Cinema Ticket

$8.04 NZ$14.04

$3.45 Rp 57.5K

133.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$410 NZ$715

$91.9 Rp 1.5M

345.70%

International Primary School, 1 Child (Yearly)

$4,903 NZ$8,562

$5,912 Rp 98.5M

-17.07%

Jeans (Levis 501 Or Similar)

$68.6 NZ$120

$51.5 Rp 857.6K

33.32%

Summer Dress (H&M, Zara, etc)

$30.33 NZ$53

$24.45 Rp 407.3K

24.05%

Sport Shoes (Adidas, Nike)

$104 NZ$181

$84.4 Rp 1.4M

23.12%

Men's Leather Business Shoes

$117 NZ$204

$74.3 Rp 1.2M

57.00%

1-bedroom Apartment, City Center (Monthly)

$789 NZ$1,377

$261 Rp 4.4M

201.83%

1-bedroom Apartment, Outside City Center (Monthly)

$612 NZ$1,069

$160 Rp 2.7M

283.92%

3-bedroom Apartment, City Center (Monthly)

$1,256 NZ$2,194

$585 Rp 9.7M

114.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,079 NZ$1,884

$328 Rp 5.5M

228.70%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

Average Monthly Net Salary (After Tax)

$1,844 NZ$3,220

$178 Rp 3M

936.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

13.28

-49.62%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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