Cost of Living Comparison Between Masterton and Ubud, Bali Cost of Living Comparison Between Masterton and Ubud, Bali

😐 Solo nomad: Masterton is 51.4% more expensive than Ubud, Bali without rent, and 4.1% more expensive with rent.

😐 Family of 3: Masterton is 26.5% more expensive than Ubud, Bali without rent, and 11.6% cheaper with rent.

Meal at Budget Restaurant

$10.02 NZ$17.13

$3.47 Rp 58.7K

188.76%

Three-Course Dinner for Two, Mid-Range

$91.2 NZ$156

$32.10 Rp 543.9K

184.02%

Fast Food Meal (McDonalds, etc)

$9.24 NZ$15.80

$4.86 Rp 82.4K

90.12%

Cappuccino

$3.30 NZ$5.65

$2.82 Rp 47.8K

17.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 NZ$3.69

$1.37 Rp 23.3K

57.66%

Water (0.33 liter bottle)

$1.63 NZ$2.78

$0.73 Rp 12.4K

123.29%

Local Beer (0.5 liter draught)

$3.53 NZ$6.03

$2.90 Rp 49.1K

21.72%

Imported Beer (0.33 liter bottle)

$4.16 NZ$7.11

$3.92 Rp 66.4K

6.12%

Milk (1 liter)

$1.47 NZ$2.52

$1.74 Rp 29.5K

-15.52%

White Bread (500g)

$1.63 NZ$2.79

$2.44 Rp 41.4K

-33.20%

Rice (white) (1kg)

$1.15 NZ$1.97

$1.17 Rp 19.8K

-1.71%

Eggs

$6.18 NZ$10.57

$2.35 Rp 39.9K

162.98%

Local Cheese (1kg)

$7.07 NZ$12.09

$14.78 Rp 250.4K

-52.17%

Chicken Fillets (1kg)

$9.09 NZ$15.54

$4.25 Rp 72.0K

113.88%

Beef Round Steak (1kg)

$12.13 NZ$20.74

$12.21 Rp 206.9K

-0.66%

Apples (1kg)

$1.77 NZ$3.02

$3.72 Rp 63.0K

-52.42%

Banana (1kg)

$1.88 NZ$3.21

$1.56 Rp 26.4K

20.51%

Oranges (1kg)

$2.56 NZ$4.38

$2.69 Rp 45.6K

-4.83%

Tomato (1kg)

$3.33 NZ$5.69

$2.34 Rp 39.6K

42.31%

Potato (1kg)

$1.38 NZ$2.36

$2.00 Rp 33.9K

-31.00%

Onion (1kg)

$1.21 NZ$2.07

$2.31 Rp 39.1K

-47.62%

Lettuce (1 head)

$1.86 NZ$3.18

$1.01 Rp 17.2K

84.16%

Water (1.5 liter bottle)

$0.84 NZ$1.44

$0.73 Rp 12.3K

15.07%

Cigarettes 20 Pack (Marlboro, Camel)

$20.06 NZ$34.31

$3.31 Rp 56.2K

506.04%

Wine (Bottle)

$10.54 NZ$18.02

$25.14 Rp 426.0K

-58.07%

Local Beer (0.5 liter bottle)

$2.34 NZ$4.00

$2.90 Rp 49.1K

-19.31%

Imported Beer (0.33 liter bottle)

$2.65 NZ$4.53

$2.77 Rp 47.0K

-4.33%

One-way Ticket (Public Transport)

$2.35 NZ$4.02

$0.27 Rp 4,546

770.37%

Public Transport Monthly Pass (Regular Price)

$63.8 NZ$109

$8.26 Rp 139.9K

672.40%

Taxi Start (Normal Tariff)

$2.45 NZ$4.19

$0.45 Rp 7,667

444.44%

Taxi (Normal Tariff) (1km)

$1.85 NZ$3.16

$0.42 Rp 7,159

340.48%

Taxi 1hour Waiting (Normal Tariff)

$40.62 NZ$69.5

$6.26 Rp 106.0K

548.88%

Gasoline (1 liter)

$1.67 NZ$2.86

$0.86 Rp 14.7K

94.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K NZ$41.9K

$25.9K Rp 438.7M

-5.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K NZ$39.3K

$31.9K Rp 540.4M

-28.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.1 NZ$139

$80.8 Rp 1.4M

0.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.40 NZ$55.4

$3.98 Rp 67.4K

714.07%

Internet (50+ Mbps, Unlimited Data)

$48.20 NZ$82.4

$23.55 Rp 399.0K

104.67%

Gym Membership (Monthly)

$41.23 NZ$70.5

$97.3 Rp 1.6M

-57.62%

Tennis Court (1 Hour on Weekend)

$9.01 NZ$15.40

$6.42 Rp 108.8K

40.34%

Cinema Ticket

$8.12 NZ$13.88

$4.16 Rp 70.6K

95.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$407 NZ$696

$294 Rp 5.0M

38.37%

International Primary School, 1 Child (Yearly)

$4,793 NZ$8,197

$6,548 Rp 110.9M

-26.80%

Jeans (Levis 501 Or Similar)

$68.4 NZ$117

$54.2 Rp 917.8K

26.27%

Summer Dress (H&M, Zara, etc)

$30.41 NZ$52.0

$37.95 Rp 643.0K

-19.87%

Sport Shoes (Adidas, Nike)

$102 NZ$174

$88.1 Rp 1.5M

15.79%

Men's Leather Business Shoes

$113 NZ$194

$78.1 Rp 1.3M

45.07%

1-bedroom Apartment, City Center (Monthly)

$769 NZ$1,314

$995 Rp 16.9M

-22.77%

1-bedroom Apartment, Outside City Center (Monthly)

$597 NZ$1,020

$668 Rp 11.3M

-10.64%

3-bedroom Apartment, City Center (Monthly)

$1,247 NZ$2,132

$3,391 Rp 57.5M

-63.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,076 NZ$1,840

$2,080 Rp 35.2M

-48.24%

Buy Apartment in City Center (m2)

$4,598 NZ$7,863

$3,037 Rp 51.5M

51.40%

Buy Apartment Outside City Center (m2)

$3,196 NZ$5,465

$2,378 Rp 40.3M

34.38%

Average Monthly Net Salary (After Tax)

$180 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

13.28

-49.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: March 2, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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