Cost of Living Comparison Between Masterton and Ubud Cost of Living Comparison Between Masterton and Ubud

😐 Solo nomad: Masterton is 44.8% more expensive than Ubud without rent, and 100.3% more expensive with rent.

😐 Family of 3: Masterton is 62.4% more expensive than Ubud without rent, and 113.3% more expensive with rent.

Meal at Budget Restaurant

$10.22 NZ$16.85

$3 Rp 48.8K

240.67%

Three-Course Dinner for Two, Mid-Range

$89.4 NZ$147

$12.52 Rp 203.2K

614.14%

Fast Food Meal (McDonalds, etc)

$9.27 NZ$15.29

$3.18 Rp 51.6K

191.51%

Cappuccino

$3.31 NZ$5.45

$2.21 Rp 35.9K

49.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 NZ$3.38

$1.1 Rp 17.9K

86.36%

Water (0.33 liter bottle)

$1.57 NZ$2.59

$0.26 Rp 4,217

503.85%

Local Beer (0.5 liter draught)

$3.6 NZ$5.94

$2.5 Rp 40.5K

44.00%

Imported Beer (0.33 liter bottle)

$4.33 NZ$7.13

$3.2 Rp 51.9K

35.31%

Milk (1 liter)

$1.55 NZ$2.55

$1.49 Rp 24.2K

4.03%

White Bread (500g)

$1.6 NZ$2.64

$1.67 Rp 27K

-4.19%

Rice (white) (1kg)

$1.2 NZ$1.98

$1.14 Rp 18.5K

5.26%

Eggs

$6.29 NZ$10.37

$2.27 Rp 36.9K

177.09%

Local Cheese (1kg)

$7.16 NZ$11.81

$13.94 Rp 226.3K

-48.64%

Chicken Fillets (1kg)

$9.16 NZ$15.11

$4 Rp 64.8K

129.00%

Beef Round Steak (1kg)

$12.45 NZ$20.53

$11.3 Rp 183.4K

10.18%

Apples (1kg)

$1.85 NZ$3.06

$3.6 Rp 58.4K

-48.61%

Banana (1kg)

$1.86 NZ$3.07

$1.53 Rp 24.8K

21.57%

Oranges (1kg)

$2.51 NZ$4.13

$2.65 Rp 43K

-5.28%

Tomato (1kg)

$3.43 NZ$5.66

$1.38 Rp 22.4K

148.55%

Potato (1kg)

$1.38 NZ$2.28

$1.58 Rp 25.6K

-12.66%

Onion (1kg)

$1.18 NZ$1.94

$2.16 Rp 35.1K

-45.37%

Lettuce (1 head)

$1.84 NZ$3.04

$1.04 Rp 16.9K

76.92%

Water (1.5 liter bottle)

$0.9 NZ$1.48

$0.56 Rp 9,114

60.71%

Cigarettes 20 Pack (Marlboro, Camel)

$20.06 NZ$33.09

$2.23 Rp 36.3K

799.55%

Wine (Bottle)

$8.43 NZ$13.91

$14.98 Rp 243.2K

-43.72%

Local Beer (0.5 liter bottle)

$2.32 NZ$3.82

$2.43 Rp 39.5K

-4.53%

Imported Beer (0.33 liter bottle)

$2.71 NZ$4.46

$2.64 Rp 42.8K

2.65%

One-way Ticket (Public Transport)

$2.38 NZ$3.92

$0.32 Rp 5,203

643.75%

Public Transport Monthly Pass (Regular Price)

$63.7 NZ$105

$10.12 Rp 164.3K

529.05%

Taxi Start (Normal Tariff)

$2.45 NZ$4.04

$0.49 Rp 7,888

400.00%

Taxi (Normal Tariff) (1km)

$1.86 NZ$3.06

$0.34 Rp 5,573

447.06%

Taxi 1hour Waiting (Normal Tariff)

$41.8 NZ$68.9

$6.04 Rp 98K

592.05%

Gasoline (1 liter)

$1.65 NZ$2.72

$0.73 Rp 11.9K

126.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K NZ$39.4K

$26.2K Rp 425.6M

-8.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K NZ$38.4K

$31.9K Rp 518.5M

-27.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.7 NZ$131

$62.6 Rp 1M

27.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.25 NZ$53.2

$4.1 Rp 66.6K

686.59%

Internet (50+ Mbps, Unlimited Data)

$47.83 NZ$78.9

$24.32 Rp 394.7K

96.67%

Gym Membership (Monthly)

$40.72 NZ$67.2

$22.6 Rp 366.9K

80.18%

Tennis Court (1 Hour on Weekend)

$9 NZ$14.84

$6.26 Rp 101.5K

43.77%

Cinema Ticket

$8.28 NZ$13.66

$3.29 Rp 53.4K

151.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 NZ$675

$93.2 Rp 1.5M

339.21%

International Primary School, 1 Child (Yearly)

$4,761 NZ$7,852

$6,098 Rp 99M

-21.92%

Jeans (Levis 501 Or Similar)

$69.6 NZ$115

$52.8 Rp 857.4K

31.84%

Summer Dress (H&M, Zara, etc)

$30.08 NZ$49.62

$24.84 Rp 403.3K

21.10%

Sport Shoes (Adidas, Nike)

$102 NZ$169

$85.2 Rp 1.4M

20.12%

Men's Leather Business Shoes

$116 NZ$191

$72.5 Rp 1.2M

59.58%

1-bedroom Apartment, City Center (Monthly)

$779 NZ$1,285

$259 Rp 4.2M

201.04%

1-bedroom Apartment, Outside City Center (Monthly)

$610 NZ$1,006

$159 Rp 2.6M

283.89%

3-bedroom Apartment, City Center (Monthly)

$1,230 NZ$2,029

$578 Rp 9.4M

113.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,096 NZ$1,808

$336 Rp 5.5M

226.05%

Buy Apartment in City Center (m2)

$4,092 NZ$6,750

$1,000 Rp 16.2M

309.06%

Buy Apartment Outside City Center (m2)

$3,501 NZ$5,774

$860 Rp 14M

306.89%

Average Monthly Net Salary (After Tax)

$1,871 NZ$3,086

$182 Rp 3M

925.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

13.28

-49.62%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: October 28, 2025

Last update for Ubud: October 29, 2025

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