Cost of Living Comparison Between Masterton and Christchurch Cost of Living Comparison Between Masterton and Christchurch

🙂 Solo nomad: Masterton is 17.1% cheaper than Christchurch without rent, and 34.5% cheaper with rent.

🙂 Family of 3: Masterton is 16.1% cheaper than Christchurch without rent, and 16.9% cheaper with rent.

Meal at Budget Restaurant

$10.22 NZ$16.85

$16.56 NZ$27.32

-38.29%

Three-Course Dinner for Two, Mid-Range

$89.4 NZ$147

$71.4 NZ$118

25.19%

Fast Food Meal (McDonalds, etc)

$9.27 NZ$15.29

$9.41 NZ$15.53

-1.49%

Cappuccino

$3.31 NZ$5.45

$3.34 NZ$5.52

-0.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 NZ$3.38

$2.3 NZ$3.8

-10.87%

Water (0.33 liter bottle)

$1.57 NZ$2.59

$2.03 NZ$3.34

-22.66%

Local Beer (0.5 liter draught)

$3.6 NZ$5.94

$7.31 NZ$12.06

-50.75%

Imported Beer (0.33 liter bottle)

$4.33 NZ$7.13

$7.2 NZ$11.87

-39.86%

Milk (1 liter)

$1.55 NZ$2.55

$1.91 NZ$3.16

-18.85%

White Bread (500g)

$1.6 NZ$2.64

$1.94 NZ$3.2

-17.53%

Rice (white) (1kg)

$1.2 NZ$1.98

$1.73 NZ$2.85

-30.64%

Eggs

$6.29 NZ$10.37

$6.26 NZ$10.33

0.48%

Local Cheese (1kg)

$7.16 NZ$11.81

$8.18 NZ$13.48

-12.47%

Chicken Fillets (1kg)

$9.16 NZ$15.11

$9.65 NZ$15.91

-5.08%

Beef Round Steak (1kg)

$12.45 NZ$20.53

$12.83 NZ$21.17

-2.96%

Apples (1kg)

$1.85 NZ$3.06

$3.06 NZ$5.04

-39.54%

Banana (1kg)

$1.86 NZ$3.07

$2.71 NZ$4.46

-31.37%

Oranges (1kg)

$2.51 NZ$4.13

$2.95 NZ$4.87

-14.92%

Tomato (1kg)

$3.43 NZ$5.66

$5.52 NZ$9.11

-37.86%

Potato (1kg)

$1.38 NZ$2.28

$2.15 NZ$3.54

-35.81%

Onion (1kg)

$1.18 NZ$1.94

$2.21 NZ$3.64

-46.61%

Lettuce (1 head)

$1.84 NZ$3.04

$2.98 NZ$4.91

-38.26%

Water (1.5 liter bottle)

$0.9 NZ$1.48

$1.45 NZ$2.4

-37.93%

Cigarettes 20 Pack (Marlboro, Camel)

$20.06 NZ$33.09

$23.66 NZ$39.02

-15.22%

Wine (Bottle)

$8.43 NZ$13.91

$8.93 NZ$14.72

-5.60%

Local Beer (0.5 liter bottle)

$2.32 NZ$3.82

$3.82 NZ$6.29

-39.27%

Imported Beer (0.33 liter bottle)

$2.71 NZ$4.46

$4.85 NZ$8

-44.12%

One-way Ticket (Public Transport)

$2.38 NZ$3.92

$1.24 NZ$2.05

91.94%

Public Transport Monthly Pass (Regular Price)

$63.7 NZ$105

$41.94 NZ$69.2

51.79%

Taxi Start (Normal Tariff)

$2.45 NZ$4.04

$2.63 NZ$4.34

-6.84%

Taxi (Normal Tariff) (1km)

$1.86 NZ$3.06

$1.64 NZ$2.7

13.41%

Taxi 1hour Waiting (Normal Tariff)

$41.8 NZ$68.9

$30.26 NZ$49.91

38.14%

Gasoline (1 liter)

$1.65 NZ$2.72

$1.71 NZ$2.81

-3.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K NZ$39.4K

$27K NZ$44.5K

-11.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K NZ$38.4K

$20K NZ$33K

16.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.7 NZ$131

$116 NZ$191

-31.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.25 NZ$53.2

$32.15 NZ$53

0.31%

Internet (50+ Mbps, Unlimited Data)

$47.83 NZ$78.9

$52.6 NZ$86.8

-9.12%

Gym Membership (Monthly)

$40.72 NZ$67.2

$34.61 NZ$57.1

17.65%

Tennis Court (1 Hour on Weekend)

$9 NZ$14.84

$15.47 NZ$25.51

-41.82%

Cinema Ticket

$8.28 NZ$13.66

$10.81 NZ$17.83

-23.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 NZ$675

$653 NZ$1,077

-37.28%

International Primary School, 1 Child (Yearly)

$4,761 NZ$7,852

$9,249 NZ$15.3K

-48.52%

Jeans (Levis 501 Or Similar)

$69.6 NZ$115

$64 NZ$105

8.88%

Summer Dress (H&M, Zara, etc)

$30.08 NZ$49.62

$43.12 NZ$71.1

-30.24%

Sport Shoes (Adidas, Nike)

$102 NZ$169

$90.8 NZ$150

12.79%

Men's Leather Business Shoes

$116 NZ$191

$150 NZ$247

-22.93%

1-bedroom Apartment, City Center (Monthly)

$779 NZ$1,285

$1,536 NZ$2,534

-49.28%

1-bedroom Apartment, Outside City Center (Monthly)

$610 NZ$1,006

$1,158 NZ$1,911

-47.35%

3-bedroom Apartment, City Center (Monthly)

$1,230 NZ$2,029

$2,059 NZ$3,395

-40.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,096 NZ$1,808

$1,488 NZ$2,453

-26.32%

Buy Apartment in City Center (m2)

$4,092 NZ$6,750

$4,194 NZ$6,918

-2.43%

Buy Apartment Outside City Center (m2)

$3,501 NZ$5,774

$3,361 NZ$5,543

4.16%

Average Monthly Net Salary (After Tax)

$1,871 NZ$3,086

$2,736 NZ$4,512

-31.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

6.74

-0.74%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: October 28, 2025

Last update for Christchurch: October 27, 2025

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