Last update: Oct 2026

Cost of Living Comparison Between Maspalomas and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,932 in Maspalomas, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Maspalomas
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Maspalomas Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Maspalomas

🇪🇸 Spain

$1,932

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Maspalomas and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Maspalomas and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,932 in Maspalomas versus $918 in Cebu.

Maspalomas $1,932
Cebu $918

Estimated couple costs with rent: $2,595 in Maspalomas versus $1,409 in Cebu.

Maspalomas $2,595
Cebu $1,409

Monthly costs for a family of three with rent: $3,258 in Maspalomas versus $1,900 in Cebu.

Maspalomas $3,258
Cebu $1,900

Living in Maspalomas is roughly 110% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Maspalomas is 43% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.30 €11.83

$3.09 ₱194

330.42%

Three-Course Dinner for Two, Mid-Range

$72.0 €64.0

$24.22 ₱1,525

197.11%

Fast Food Meal (McDonalds, etc)

$10.74 €9.55

$3.92 ₱247

173.98%

Cappuccino

$2.49 €2.22

$2.51 ₱158

-0.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 €1.89

$1.59 ₱100

33.96%

Water (0.33 liter bottle)

$1.68 €1.50

$0.53 ₱33.43

216.98%

Local Beer (0.5 liter draught)

$3.05 €2.71

$1.78 ₱112

71.35%

Imported Beer (0.33 liter bottle)

$3.67 €3.26

$2.17 ₱137

69.12%

Milk (1 liter)

$1.13 €1.01

$1.92 ₱121

-41.15%

White Bread (500g)

$1.65 €1.47

$1.36 ₱85.4

21.32%

Rice (white) (1kg)

$1.56 €1.39

$1.01 ₱63.5

54.46%

Eggs

$3.51 €3.12

$2.03 ₱128

72.91%

Local Cheese (1kg)

$12.18 €10.83

$9.86 ₱621

23.53%

Chicken Fillets (1kg)

$8.98 €7.99

$4.39 ₱277

104.56%

Beef Round Steak (1kg)

$18.15 €16.14

$7.60 ₱479

138.82%

Apples (1kg)

$2.59 €2.30

$3.30 ₱208

-21.52%

Banana (1kg)

$2.00 €1.78

$1.39 ₱87.8

43.88%

Oranges (1kg)

$2.30 €2.05

$2.33 ₱147

-1.29%

Tomato (1kg)

$1.70 €1.51

$1.50 ₱94.3

13.33%

Potato (1kg)

$2.27 €2.02

$2.36 ₱149

-3.81%

Onion (1kg)

$2.39 €2.13

$1.90 ₱119

25.79%

Lettuce (1 head)

$1.10 €0.98

$1.19 ₱74.9

-7.56%

Water (1.5 liter bottle)

$0.84 €0.75

$0.63 ₱39.71

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 €3.92

$3.00 ₱189

47.00%

Wine (Bottle)

$6.82 €6.06

$6.03 ₱379

13.10%

Local Beer (0.5 liter bottle)

$1.80 €1.60

$1.23 ₱77.7

46.34%

Imported Beer (0.33 liter bottle)

$2.61 €2.32

$1.75 ₱110

49.14%

One-way Ticket (Public Transport)

$3.44 €3.06

$0.25 ₱15.86

1276.00%

Public Transport Monthly Pass (Regular Price)

$55.3 €49.20

$12.64 ₱796

337.58%

Taxi Start (Normal Tariff)

$3.41 €3.03

$0.77 ₱48.62

342.86%

Taxi (Normal Tariff) (1km)

$2.24 €1.99

$0.23 ₱14.53

873.91%

Taxi 1hour Waiting (Normal Tariff)

$28.29 €25.16

$4.46 ₱281

534.30%

Gasoline (1 liter)

$1.73 €1.54

$1.31 ₱82.8

32.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €31.7K

$21.2K ₱1.3M

68.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K €25.7K

$19.1K ₱1.2M

50.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €101

$120 ₱7,569

-5.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.53 €14.70

$14.00 ₱882

18.07%

Internet (50+ Mbps, Unlimited Data)

$27.84 €24.77

$27.54 ₱1,734

1.09%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.01 €8.01

$5.65 ₱356

59.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 €416

$275 ₱17.3K

69.76%

International Primary School, 1 Child (Yearly)

$6,511 €5,792

$7,918 ₱498.5K

-17.77%

Jeans (Levis 501 Or Similar)

$84.1 €74.8

$49.33 ₱3,106

70.40%

Summer Dress (H&M, Zara, etc)

$22.74 €20.22

$25.24 ₱1,589

-9.90%

Sport Shoes (Adidas, Nike)

$90.0 €80.1

$77.0 ₱4,846

16.98%

Men's Leather Business Shoes

$81.1 €72.2

$57.2 ₱3,601

41.85%

1-bedroom Apartment, City Center (Monthly)

$1,421 €1,264

$500 ₱31.5K

184.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,060 €943

$309 ₱19.4K

243.36%

3-bedroom Apartment, City Center (Monthly)

$1,357 €1,207

$1,078 ₱67.9K

25.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,156 €1,028

$615 ₱38.7K

87.88%

Buy Apartment in City Center (m2)

$6,151 €5,471

$2,886 ₱181.7K

113.13%

Buy Apartment Outside City Center (m2)

$5,097 €4,534

$1,917 ₱120.7K

165.95%

Average Monthly Net Salary (After Tax)

$1,453 €1,293

$346 ₱21.8K

320.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.15

7.2

-56.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Maspalomas: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Maspalomas

$1.1K 54.9%

Cebu

$309 33.6% 70.9% $752

Groceries & Markets

Maspalomas

$280 14.5%

Cebu

$206 22.4% 26.6% $75

Eating Out

Maspalomas

$206 10.7%

Cebu

$88 9.6% 57.2% $118

Monthly Utilities & Internet

Maspalomas

$158 8.2%

Cebu

$162 17.6% 2.5% $4

Clothing & Footwear

Maspalomas

$125 6.5%

Cebu

$94 10.2% 24.9% $31

Getting Around

Maspalomas

$84 4.3%

Cebu

$16 1.7% 81.4% $68

Sport & Entertainment

Maspalomas

$18 * 0.9%

Cebu

$44 4.8% 142% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,421 in Maspalomas and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Maspalomas pays 320% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72.0 in Maspalomas vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $280 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Maspalomas

🇵🇭 Cebu

🕒 Local time

21:44 9:44 PM

04:44 4:44 AM

7 h ahead of Maspalomas

🌤 Weather

👥 Population

33,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Maspalomas Cebu 13,940 km ≈ 18 h nonstop flight

From you

Maspalomas
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Maspalomas vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 110% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 320% higher in Maspalomas, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,421 in Maspalomas versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,932 per month in Maspalomas versus $918 in Cebu – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 338% less than in Maspalomas. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,932 in Maspalomas, a $1,500 budget is realistic in Cebu but tight or insufficient in Maspalomas. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Maspalomas, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Maspalomas and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 110% less than in Maspalomas. Beyond cost, consider language, visa policies, and how big the international community is in each city.