Last update: Oct 2026

Cost of Living Comparison Between Mansfield and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,517 in Mansfield, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

Mansfield
🇦🇺 Australia
$2,517
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
Monthly Cost of Living

How much you'll spend in Mansfield and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mansfield and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,517 in Mansfield versus $934 in Cebu.

  • Mansfield $2,517
  • Cebu $934

Estimated couple costs with rent: $3,623 in Mansfield versus $1,415 in Cebu.

  • Mansfield $3,623
  • Cebu $1,415

Monthly costs for a family of three with rent: $4,729 in Mansfield versus $1,896 in Cebu.

  • Mansfield $4,729
  • Cebu $1,896

Living in Mansfield is roughly 170% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Mansfield is 88% above, Cebu is 30% below.

Currency
🍽 Eating Out
Mansfield
Cebu
Difference
Meal at Budget Restaurant
$17.70 A$25.42
$3.03 ₱191
484.16%
Three-Course Dinner for Two, Mid-Range
$83.2 A$120
$23.48 ₱1,476
254.43%
Fast Food Meal (McDonalds, etc)
$10.34 A$14.85
$4.09 ₱257
152.81%
Cappuccino
$4.07 A$5.85
$2.52 ₱158
61.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.83 A$4.06
$1.54 ₱97.2
83.77%
Water (0.33 liter bottle)
$2.23 A$3.20
$0.49 ₱31.06
355.10%
Local Beer (0.5 liter draught)
$7.81 A$11.22
$1.79 ₱113
336.31%
Imported Beer (0.33 liter bottle)
$7.86 A$11.29
$2.26 ₱142
247.79%
🛒 Groceries & Markets
Mansfield
Cebu
Difference
Milk (1 liter)
$1.60 A$2.30
$1.95 ₱122
-17.95%
White Bread (500g)
$2.69 A$3.87
$1.43 ₱89.9
88.11%
Rice (white) (1kg)
$2.16 A$3.11
$1.02 ₱64.0
111.76%
Eggs
$5.09 A$7.30
$2.06 ₱129
147.09%
Local Cheese (1kg)
$9.59 A$13.78
$9.81 ₱617
-2.24%
Chicken Fillets (1kg)
$9.36 A$13.45
$4.61 ₱290
103.04%
Beef Round Steak (1kg)
$15.00 A$21.54
$7.70 ₱484
94.81%
Apples (1kg)
$3.71 A$5.33
$3.31 ₱208
12.08%
Banana (1kg)
$2.99 A$4.30
$1.45 ₱91.2
106.21%
Oranges (1kg)
$3.17 A$4.56
$2.36 ₱148
34.32%
Tomato (1kg)
$4.75 A$6.82
$1.54 ₱96.6
208.44%
Potato (1kg)
$2.77 A$3.98
$2.36 ₱148
17.37%
Onion (1kg)
$2.46 A$3.54
$1.99 ₱125
23.62%
Lettuce (1 head)
$2.43 A$3.48
$1.15 ₱72.3
111.30%
Water (1.5 liter bottle)
$1.66 A$2.39
$0.67 ₱42.26
147.76%
Cigarettes 20 Pack (Marlboro, Camel)
$38.67 A$55.6
$3.00 ₱189
1189.00%
Wine (Bottle)
$13.82 A$19.85
$6.35 ₱399
117.64%
Local Beer (0.5 liter bottle)
$4.80 A$6.89
$1.31 ₱82.1
266.41%
Imported Beer (0.33 liter bottle)
$5.30 A$7.62
$1.73 ₱109
206.36%
🚌 Getting Around
Mansfield
Cebu
Difference
One-way Ticket (Public Transport)
$2.95 A$4.23
$0.25 ₱15.82
1080.00%
Public Transport Monthly Pass (Regular Price)
$81.2 A$117
$12.65 ₱796
541.66%
Taxi Start (Normal Tariff)
$3.44 A$4.95
$0.74 ₱46.44
364.86%
Taxi (Normal Tariff) (1km)
$1.57 A$2.26
$0.21 ₱13.15
647.62%
Taxi 1hour Waiting (Normal Tariff)
$40.40 A$58.0
$4.33 ₱272
833.03%
Gasoline (1 liter)
$1.24 A$1.78
$1.33 ₱83.7
-6.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K A$39.2K
$21.8K ₱1.4M
25.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4K A$43.6K
$19.4K ₱1.2M
56.48%
🧾 Monthly Utilities & Internet
Mansfield
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$209 A$300
$121 ₱7,583
72.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.10 A$40.37
$14.45 ₱909
94.46%
Internet (50+ Mbps, Unlimited Data)
$57.4 A$82.5
$28.29 ₱1,779
103.00%
🎉 Sport & Entertainment
Mansfield
Cebu
Difference
Gym Membership (Monthly)
$56.3 A$80.9
$32.68 ₱2,055
72.37%
Tennis Court (1 Hour on Weekend)
$17.77 A$25.53
$6.39 ₱402
178.09%
Cinema Ticket
$15.19 A$21.82
$5.46 ₱343
178.21%
🧸 Childcare & Education
Mansfield
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,147 A$3,084
$273 ₱17.2K
685.32%
International Primary School, 1 Child (Yearly)
$20.5K A$29.4K
$8,156 ₱512.9K
151.01%
👕👟 Clothing & Footwear
Mansfield
Cebu
Difference
Jeans (Levis 501 Or Similar)
$77.1 A$111
$49.57 ₱3,117
55.44%
Summer Dress (H&M, Zara, etc)
$55.4 A$79.6
$24.87 ₱1,564
122.80%
Sport Shoes (Adidas, Nike)
$108 A$156
$76.6 ₱4,817
41.55%
Men's Leather Business Shoes
$122 A$176
$59.3 ₱3,727
106.29%
🏠 Accommodation & Living
Mansfield
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,400 A$2,011
$506 ₱31.8K
176.79%
1-bedroom Apartment, Outside City Center (Monthly)
$1,204 A$1,729
$309 ₱19.5K
289.00%
3-bedroom Apartment, City Center (Monthly)
$2,191 A$3,147
$1,052 ₱66.1K
108.33%
3-bedroom Apartment, Outside City Center (Monthly)
$1,843 A$2,647
$619 ₱38.9K
197.67%
Buy Apartment in City Center (m2)
$5,924 A$8,510
$2,915 ₱183.4K
103.21%
Buy Apartment Outside City Center (m2)
$5,010 A$7,196
$1,867 ₱117.4K
168.32%
💵 Salaries & Financials
Mansfield
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$341 ₱21.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.84
7.2
-18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mansfield: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Mansfield
$1.2K
Cebu
$309 74.3% $894
Groceries & Markets
Mansfield
$371
Cebu
$210 43.2% $160
Eating Out
Mansfield
$296
Cebu
$88 70.2% $208
Monthly Utilities & Internet
Mansfield
$294
Cebu
$163 44.5% $131
Clothing & Footwear
Mansfield
$163
Cebu
$95 42.1% $69
Getting Around
Mansfield
$104
Cebu
$15 85.2% $89
Sport & Entertainment
Mansfield
$87
Cebu
$44 49.7% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,400 in Mansfield and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $83.0 in Mansfield vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $371 vs $210 per month, with Cebu cheaper across the board.

Good to know
🇦🇺 Mansfield
🇵🇭 Cebu
🕒 Local time
13:46 1:46 PM
10:46 10:46 AM
3 h behind Mansfield
🌤 Weather
👥 Population
8,600
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 10, 2026: 1 USD = 1.44 AUD (1 AUD = 0.696 USD). 1 EUR = 1.61 AUD (1 AUD = 0.621 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Mansfield Cebu 5,750 km ≈ 8 h nonstop flight
From you
  • Mansfield
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mansfield vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Mansfield?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 170% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,776 in Mansfield and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Mansfield and Cebu?
Rent for a central apartment: $1,400 in Mansfield versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Mansfield and in Cebu?
All in, you'll spend $2,517 per month in Mansfield versus $934 in Cebu – a 170% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 542% less than in Mansfield. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Mansfield or in Cebu?
At $934 in Cebu versus $2,517 in Mansfield, a $1,500 budget is realistic in Cebu but tight or insufficient in Mansfield. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Mansfield or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Mansfield, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Mansfield or Cebu?
Safety-wise, Mansfield and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 170% less than in Mansfield. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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