Last update: Oct 2026

Cost of Living Comparison Between Manila and Siargao

For one person, living is cheaper in Siargao: $783 a month against $945 in Manila, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

Manila, Philippines
Siargao, Philippines
Manila
🇵🇭 Philippines
$945
/mo nomad
Siargao
🇵🇭 Philippines
$783
/mo nomad
Monthly Cost of Living

How much you'll spend in Manila and in Siargao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Manila and in Siargao actually costs, broken down by who's living it.

A single person spends $945 per month in Manila vs $783 in Siargao, rent included.

  • Manila $945
  • Siargao $783

A couple spends around $1,572 per month in Manila vs $1,222 in Siargao, rent included.

  • Manila $1,572
  • Siargao $1,222

A family of three spends $2,199 per month in Manila vs $1,660 in Siargao, rent included.

  • Manila $2,199
  • Siargao $1,660

Manila costs about 21% more than Siargao, and outside of rent the biggest gap is in eating out.

Both Manila and Siargao are more affordable than the global median – Manila 31% lower, Siargao 42% lower.

Currency
🍽 Eating Out
Manila
Siargao
Difference
Meal at Budget Restaurant
$5.34 ₱341
$3.66 ₱233
45.90%
Three-Course Dinner for Two, Mid-Range
$26.46 ₱1,686
$19.68 ₱1,254
34.45%
Fast Food Meal (McDonalds, etc)
$3.93 ₱251
$3.32 ₱211
18.37%
Cappuccino
$2.53 ₱161
$2.50 ₱160
1.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 ₱86.0
$0.83 ₱52.7
62.65%
Water (0.33 liter bottle)
$0.82 ₱52.1
$0.40 ₱25.28
105.00%
Local Beer (0.5 liter draught)
$1.14 ₱72.6
$1.29 ₱81.9
-11.63%
Imported Beer (0.33 liter bottle)
$2.38 ₱152
$2.16 ₱138
10.19%
🛒 Groceries & Markets
Manila
Siargao
Difference
Milk (1 liter)
$1.91 ₱121
$1.92 ₱122
-0.52%
White Bread (500g)
$1.44 ₱91.8
$1.26 ₱80.2
14.29%
Rice (white) (1kg)
$0.94 ₱60.1
$0.93 ₱59.5
1.08%
Eggs
$2.30 ₱147
$2.05 ₱131
12.20%
Local Cheese (1kg)
$7.41 ₱472
$8.11 ₱517
-8.63%
Chicken Fillets (1kg)
$4.61 ₱294
$4.26 ₱272
8.22%
Beef Round Steak (1kg)
$6.65 ₱424
$7.51 ₱478
-11.45%
Apples (1kg)
$3.29 ₱210
$2.90 ₱185
13.45%
Banana (1kg)
$1.80 ₱114
$1.52 ₱97.2
18.42%
Oranges (1kg)
$3.00 ₱191
$2.59 ₱165
15.83%
Tomato (1kg)
$1.76 ₱112
$1.57 ₱99.9
12.10%
Potato (1kg)
$2.22 ₱141
$2.19 ₱140
1.37%
Onion (1kg)
$2.66 ₱169
$2.59 ₱165
2.70%
Lettuce (1 head)
$2.14 ₱136
$1.08 ₱68.6
98.15%
Water (1.5 liter bottle)
$0.53 ₱34.03
$0.72 ₱45.99
-26.39%
Cigarettes 20 Pack (Marlboro, Camel)
$3.06 ₱195
$2.80 ₱179
9.29%
Wine (Bottle)
$9.57 ₱610
$6.94 ₱442
37.90%
Local Beer (0.5 liter bottle)
$1.30 ₱83.1
$1.16 ₱73.7
12.07%
Imported Beer (0.33 liter bottle)
$1.99 ₱127
$2.03 ₱129
-1.97%
🚌 Getting Around
Manila
Siargao
Difference
One-way Ticket (Public Transport)
$0.40 ₱25.76
$0.26 ₱16.42
53.85%
Public Transport Monthly Pass (Regular Price)
$12.75 ₱812
$11.37 ₱724
12.14%
Taxi Start (Normal Tariff)
$0.72 ₱45.85
$0.78 ₱49.63
-7.69%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.68
$0.24 ₱15.37
-4.17%
Taxi 1hour Waiting (Normal Tariff)
$1.84 ₱117
$2.09 ₱133
-11.96%
Gasoline (1 liter)
$1.27 ₱80.8
$1.14 ₱72.6
11.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K ₱1.3M
$26.6K ₱1.7M
-22.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.7K ₱1.2M
$20.3K ₱1.3M
-8.03%
🧾 Monthly Utilities & Internet
Manila
Siargao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,620
$112 ₱7,127
6.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.69 ₱1,000
$32.27 ₱2,056
-51.38%
Internet (50+ Mbps, Unlimited Data)
$23.60 ₱1,504
$27.58 ₱1,757
-14.43%
🎉 Sport & Entertainment
Manila
Siargao
Difference
Gym Membership (Monthly)
$42.57 ₱2,713
$33.95 ₱2,163
25.39%
Tennis Court (1 Hour on Weekend)
$5.65 ₱360
$4.50 ₱287
25.56%
Cinema Ticket
$6.50 ₱414
$5.98 ₱381
8.70%
🧸 Childcare & Education
Manila
Siargao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$599 ₱38.2K
$151 ₱9,623
296.47%
International Primary School, 1 Child (Yearly)
$8,818 ₱561.9K
$4,239 ₱270.1K
108.02%
👕👟 Clothing & Footwear
Manila
Siargao
Difference
Jeans (Levis 501 Or Similar)
$56.7 ₱3,611
$45.52 ₱2,901
24.49%
Summer Dress (H&M, Zara, etc)
$27.40 ₱1,746
$26.51 ₱1,689
3.36%
Sport Shoes (Adidas, Nike)
$76.4 ₱4,865
$76.5 ₱4,871
-0.13%
Men's Leather Business Shoes
$55.5 ₱3,537
$54.2 ₱3,451
2.47%
🏠 Accommodation & Living
Manila
Siargao
Difference
1-bedroom Apartment, City Center (Monthly)
$526 ₱33.5K
$263 ₱16.8K
99.72%
1-bedroom Apartment, Outside City Center (Monthly)
$297 ₱18.9K
$173 ₱11.0K
71.36%
3-bedroom Apartment, City Center (Monthly)
$1,887 ₱120.2K
$580 ₱37.0K
225.11%
3-bedroom Apartment, Outside City Center (Monthly)
$816 ₱52.0K
$387 ₱24.6K
111.16%
Buy Apartment in City Center (m2)
$3,968 ₱252.9K
$2,322 ₱148.0K
70.87%
Buy Apartment Outside City Center (m2)
$2,366 ₱150.8K
$1,123 ₱71.5K
110.78%
💵 Salaries & Financials
Manila
Siargao
Difference
Average Monthly Net Salary (After Tax)
$466 ₱29.7K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.43
6.67
11.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manila: October 24, 2026

Last update for Siargao: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Manila
$297
Siargao
$173 41.6% $124
Groceries & Markets
Manila
$216
Siargao
$202 6.5% $14
Monthly Utilities & Internet
Manila
$159
Siargao
$172 8.1% $13
Eating Out
Manila
$104
Siargao
$85 18.4% $19
Clothing & Footwear
Manila
$97
Siargao
$91 6.1% $6
Sport & Entertainment
Manila
$56
Siargao
$46 17.4% $9.7
Getting Around
Manila
$16
Siargao
$14 11.5% $1.9

Cost Breakdown

A central one-bedroom costs $526 in Manila versus $263 in Siargao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $26 in Manila versus $20 in Siargao. Monthly groceries follow the same trend: $216 vs $202 – making Siargao the more affordable choice for daily food spending.

Good to know
🇵🇭 Manila
🇵🇭 Siargao
🕒 Local time
23:12 11:12 PM
23:12 11:12 PM
Same time as Manila
🌤 Weather
👥 Population
1,780,148 Capital
150,000
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 30, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.28 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Manila Siargao 760 km ≈ 1 h 30 min nonstop flight
From you
  • Manila
  • Siargao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Manila vs Siargao: Cost of Living - Frequently Asked Questions
How do living costs in Manila and in Siargao compare overall?
Monthly costs with rent: $945 in Manila, $783 in Siargao – Siargao comes out roughly 17% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Manila compared to Siargao?
For a comfortable life, plan on about $1,418 per month in Manila and $1,175 in Siargao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Manila and Siargao?
Rent is clearly cheaper in Siargao, especially for central apartments: a one-bedroom in the center costs $263 there versus $526 in Manila.
Which city is more expensive overall: Manila or Siargao?
Monthly expenses with rent come to $945 in Manila and $783 in Siargao. That makes Siargao about 17% cheaper.
How do commuting costs compare in Manila and in Siargao?
Public transport costs about 11% less in Siargao. For daily commuters, that gap adds up to noticeable savings over a year.
Where should families live: Manila or Siargao?
Families tend to lean toward Siargao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Where should expats move: Manila or Siargao?
For expats, Siargao is the easier option financially – housing and daily costs are lower, and overall it costs about 17% less, which matters a lot on a fixed budget or early-career salary.

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