Cost of Living Comparison Between Managua and MasayaCost of Living Comparison Between Managua and Masaya
Monthly Cost of Living
😐A single person spends $934 per month in Managua vs $699 in Masaya, rent included.
😐A couple spends around $1,546 per month in Managua vs $1,127 in Masaya, rent included.
😐A family of three spends $2,158 per month in Managua vs $1,556 in Masaya, rent included.
😐Managua costs about 34% more than Masaya, driven mainly by Sport & Entertainment.
📊Both Managua and Masaya are more affordable than the global median – Managua30% lower, Masaya47% lower.
Currency
🍽 Eating Out
Managua
Masaya
Difference
Meal at Budget Restaurant
$4.84NIO 177
$4.82NIO 177
0.41%
Three-Course Dinner for Two, Mid-Range
$34.38NIO 1,259
$35.70NIO 1,307
-3.70%
Fast Food Meal(McDonalds, etc)
$7.10NIO 260
$7.03NIO 258
1.00%
Cappuccino
$2.45NIO 89.7
$2.44NIO 89.3
0.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.86NIO 31.52
$0.78NIO 28.63
10.26%
Water(0.33 liter bottle)
$0.75NIO 27.39
$0.69NIO 25.42
8.70%
Local Beer(0.5 liter draught)
$1.29NIO 47.34
$1.28NIO 46.82
0.78%
Imported Beer(0.33 liter bottle)
$2.02NIO 74.0
$2.06NIO 75.3
-1.94%
🛒 Groceries & Markets
Managua
Masaya
Difference
Milk(1 liter)
$1.27NIO 46.34
$1.22NIO 44.67
4.10%
White Bread(500g)
$2.37NIO 86.9
$2.35NIO 85.9
0.85%
Rice(white)(1kg)
$1.88NIO 68.8
$1.80NIO 65.9
4.44%
Eggs
$2.24NIO 82.1
$2.23NIO 81.8
0.45%
Local Cheese(1kg)
$11.35NIO 416
$11.10NIO 407
2.25%
Chicken Fillets(1kg)
$6.77NIO 248
$6.67NIO 244
1.50%
Beef Round Steak(1kg)
$7.83NIO 287
$7.98NIO 292
-1.88%
Apples(1kg)
$3.95NIO 145
$3.82NIO 140
3.40%
Banana(1kg)
$0.88NIO 32.40
$0.84NIO 30.79
4.76%
Oranges(1kg)
$1.82NIO 66.7
$1.75NIO 64.0
4.00%
Tomato(1kg)
$2.29NIO 83.8
$2.25NIO 82.3
1.78%
Potato(1kg)
$3.89NIO 142
$3.95NIO 145
-1.52%
Onion(1kg)
$2.18NIO 79.7
$2.22NIO 81.5
-1.80%
Lettuce(1 head)
$1.02NIO 37.36
$1.05NIO 38.54
-2.86%
Water(1.5 liter bottle)
$1.05NIO 38.53
$1.05NIO 38.55
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.61NIO 95.5
$2.64NIO 96.8
-1.14%
Wine(Bottle)
$14.88NIO 545
$14.73NIO 539
1.02%
Local Beer(0.5 liter bottle)
$1.40NIO 51.4
$1.41NIO 51.8
-0.71%
Imported Beer(0.33 liter bottle)
$2.18NIO 79.9
$2.26NIO 82.8
-3.54%
🚌 Getting Around
Managua
Masaya
Difference
One-way Ticket(Public Transport)
$0.13NIO 4.65
-
-
Public Transport Monthly Pass(Regular Price)
$6.08NIO 223
-
-
Taxi Start(Normal Tariff)
$1.49NIO 54.5
$1.54NIO 56.4
-3.25%
Taxi(Normal Tariff)(1km)
$0.54NIO 19.70
-
-
Taxi 1hour Waiting(Normal Tariff)
$6.86NIO 251
$6.79NIO 249
1.03%
Gasoline(1 liter)
$1.31NIO 48.16
$1.37NIO 50.1
-4.38%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.0KNIO 841.8K
$22.6KNIO 829.2K
1.53%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9KNIO 947.2K
$26.3KNIO 962.1K
-1.56%
🧾 Monthly Utilities & Internet
Managua
Masaya
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$99.7NIO 3,649
$98.4NIO 3,603
1.30%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.27NIO 632
$17.27NIO 632
-
Internet(50+ Mbps, Unlimited Data)
$37.55NIO 1,375
$37.71NIO 1,381
-0.42%
🎉 Sport & Entertainment
Managua
Masaya
Difference
Gym Membership(Monthly)
$35.51NIO 1,301
-
-
Tennis Court(1 Hour on Weekend)
$15.12NIO 554
-
-
Cinema Ticket
$8.14NIO 298
$8.21NIO 301
-0.85%
🧸 Childcare & Education
Managua
Masaya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$122NIO 4,482
$124NIO 4,526
-0.96%
International Primary School, 1 Child(Yearly)
$5,884NIO 215.5K
$5,952NIO 218.0K
-1.14%
👕👟 Clothing & Footwear
Managua
Masaya
Difference
Jeans(Levis 501 Or Similar)
$75.9NIO 2,780
$76.7NIO 2,810
-1.08%
Summer Dress(H&M, Zara, etc)
$72.3NIO 2,648
$71.7NIO 2,625
0.89%
Sport Shoes(Adidas, Nike)
$134NIO 4,896
$131NIO 4,807
1.85%
Men's Leather Business Shoes
$110NIO 4,040
$108NIO 3,942
2.49%
🏠 Accommodation & Living
Managua
Masaya
Difference
1-bedroom Apartment, City Center(Monthly)
$252NIO 9,226
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$187NIO 6,834
-
-
3-bedroom Apartment, City Center(Monthly)
$443NIO 16.2K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$449NIO 16.4K
-
-
Buy Apartment in City Center(m2)
$1,189NIO 43.5K
-
-
Buy Apartment Outside City Center(m2)
$654NIO 23.9K
-
-
💵 Salaries & Financials
Managua
Masaya
Difference
Average Monthly Net Salary(After Tax)
$359NIO 13.1K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
10.25
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Managua: July 26, 2026
Last update for Masaya: July 25, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $34.00 in Managua versus $36.00 in Masaya. Groceries tell a different story – $262 in Managua vs $259 in Masaya – so Masaya wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Managua vs Masaya: Cost of Living - Frequently Asked Questions
How do living costs in Managua and in Masaya compare overall?
Monthly costs with rent: $934 in Managua, $699 in Masaya – roughly 34% apart. Managua costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Managua compared to Masaya?
For a comfortable life, plan on about $1,401 per month in Managua and $1,049 in Masaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city is more expensive overall: Managua or Masaya?
Monthly expenses with rent come to $934 in Managua and $699 in Masaya. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Managua and Masaya?
Kindergarten costs $122 per month in Managua and $124 in Masaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How far does $1,000 go in Managua compared to Masaya?
$1,000 covers both cities comfortably – all-in costs are $934 in Managua and $699 in Masaya, leaving budget for savings and extras in both cases.
Where should families live: Managua or Masaya?
Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Managua and Masaya?
If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Managua makes more sense. Both are solid long-term options with distinct trade-offs.