Last update: Oct 2026

Cost of Living Comparison Between the Maldives and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,501 in the Maldives, rent and utilities included – about $1,800 less a year. The total is higher in the Maldives despite lower rent and utilities.

72

Cost of Living Index in the Maldives
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Maldives Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇲🇻 Maldives

$1,501

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: The Maldives is 31.2% more expensive than Ubud, Bali without rent, and 11.3% more expensive with rent.

😐 Family of 3: The Maldives is 16% more expensive than Ubud, Bali without rent, and 0.1% more expensive with rent.

Meal at Budget Restaurant

$6.54 MVR 101

$3.33 Rp 59.6K

96.40%

Three-Course Dinner for Two, Mid-Range

$49.62 MVR 765

$35.42 Rp 633.1K

40.09%

Fast Food Meal (McDonalds, etc)

$10.00 MVR 154

$5.76 Rp 102.9K

73.61%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.97 MVR 76.6

Imported Non-Alcoholic Beer (0.33 liter bottle)

$9.82 MVR 151

Cappuccino

$3.27 MVR 50.4

$2.63 Rp 47.0K

24.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MVR 23.32

$1.74 Rp 31.0K

-13.22%

Water (0.33 liter bottle)

$0.31 MVR 4.81

$0.77 Rp 13.8K

-59.74%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

Milk (1 liter)

$1.88 MVR 29.01

$1.53 Rp 27.4K

22.88%

White Bread (500g)

$1.56 MVR 24.10

$2.20 Rp 39.2K

-29.09%

Rice (white) (1kg)

$1.04 MVR 16.04

$1.22 Rp 21.8K

-14.75%

Eggs

$1.75 MVR 27.04

$2.14 Rp 38.2K

-18.22%

Local Cheese (1kg)

$6.18 MVR 95.4

$17.73 Rp 316.9K

-65.14%

Chicken Fillets (1kg)

$6.75 MVR 104

$3.86 Rp 68.9K

74.87%

Beef Round Steak (1kg)

$10.03 MVR 155

$12.03 Rp 215.0K

-16.63%

Apples (1kg)

$3.98 MVR 61.3

$3.61 Rp 64.5K

10.25%

Banana (1kg)

$2.99 MVR 46.12

$1.51 Rp 27.1K

98.01%

Oranges (1kg)

$3.88 MVR 59.8

$2.32 Rp 41.4K

67.24%

Tomato (1kg)

$2.56 MVR 39.48

$2.00 Rp 35.8K

28.00%

Potato (1kg)

$1.75 MVR 26.93

$1.81 Rp 32.4K

-3.31%

Onion (1kg)

$1.75 MVR 26.99

$2.39 Rp 42.7K

-26.78%

Lettuce (1 head)

$2.23 MVR 34.38

$0.99 Rp 17.8K

125.25%

Water (1.5 liter bottle)

$0.60 MVR 9.25

$0.52 Rp 9,373

15.38%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.14 MVR 172

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.53 MVR 39.01

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.61 MVR 71.1

Cigarettes 20 Pack (Marlboro, Camel)

$15.06 MVR 232

$2.18 Rp 39.0K

590.83%

Wine (Bottle)

$22.98 Rp 410.7K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

One-way Ticket (Public Transport)

$0.68 MVR 10.51

$0.24 Rp 4,255

183.33%

Public Transport Monthly Pass (Regular Price)

$28.89 MVR 446

$6.99 Rp 125.0K

313.30%

Taxi Start (Normal Tariff)

$1.89 MVR 29.15

$0.44 Rp 7,876

329.55%

Taxi (Normal Tariff) (1km)

$1.95 MVR 30.12

$0.42 Rp 7,582

364.29%

Taxi 1hour Waiting (Normal Tariff)

$8.02 MVR 124

$5.45 Rp 97.4K

47.16%

Gasoline (1 liter)

$0.99 MVR 15.19

$0.84 Rp 15.1K

17.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K MVR 489.3K

$24.3K Rp 434.8M

30.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K MVR 460.5K

$31.9K Rp 570.0M

-6.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 MVR 2,038

$80.8 Rp 1.4M

63.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.76 MVR 474

$6.58 Rp 117.6K

367.48%

Internet (50+ Mbps, Unlimited Data)

$68.3 MVR 1,052

$18.24 Rp 326.1K

274.18%

Gym Membership (Monthly)

$63.4 MVR 978

$55.1 Rp 985.4K

15.06%

Tennis Court (1 Hour on Weekend)

$21.44 MVR 331

$18.51 Rp 330.9K

15.83%

Cinema Ticket

$9.03 MVR 139

$4.24 Rp 75.9K

112.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$183 MVR 2,826

$486 Rp 8.7M

-62.27%

International Primary School, 1 Child (Yearly)

$2,922 MVR 45.1K

$5,676 Rp 101.5M

-48.52%

Jeans (Levis 501 Or Similar)

$37.67 MVR 581

$45.18 Rp 807.6K

-16.62%

Summer Dress (H&M, Zara, etc)

$50.1 MVR 772

$34.57 Rp 617.9K

44.89%

Sport Shoes (Adidas, Nike)

$86.1 MVR 1,327

$79.2 Rp 1.4M

8.74%

Men's Leather Business Shoes

$51.9 MVR 800

$77.6 Rp 1.4M

-33.16%

1-bedroom Apartment, City Center (Monthly)

$911 MVR 14.0K

$1,127 Rp 20.1M

-19.18%

1-bedroom Apartment, Outside City Center (Monthly)

$672 MVR 10.4K

$674 Rp 12.1M

-0.34%

3-bedroom Apartment, City Center (Monthly)

$1,927 MVR 29.7K

$3,618 Rp 64.7M

-46.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,467 MVR 22.6K

$1,735 Rp 31.0M

-15.45%

Buy Apartment in City Center (m2)

$2,641 MVR 40.7K

$2,829 Rp 50.6M

-6.66%

Buy Apartment Outside City Center (m2)

$781 MVR 12.0K

$2,307 Rp 41.2M

-66.13%

Average Monthly Net Salary (After Tax)

$783 MVR 12.1K

$166 Rp 3.0M

372.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Maldives: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Maldives

$672 45.5%

Ubud, Bali

$674 49.6% 0.3% $2.3

Monthly Utilities & Internet

Maldives

$231 15.7%

Ubud, Bali

$106 7.8% 54.3% $126

Groceries & Markets

Maldives

$219 14.8%

Ubud, Bali

$290 21.4% 32.5% $71

Eating Out

Maldives

$129 8.7%

Ubud, Bali

$108 8% 16.1% $21

Clothing & Footwear

Maldives

$102 6.9%

Ubud, Bali

$106 7.8% 4.8% $4.9

Sport & Entertainment

Maldives

$81 5.5%

Ubud, Bali

$64 4.7% 21.9% $18

Getting Around

Maldives

$43 2.9%

Ubud, Bali

$11 0.8% 75.7% $33

Good to know

🇲🇻 Maldives

🇮🇩 Ubud, Bali

🕒 Local time

13:42 1:42 PM

16:42 4:42 PM

3 h ahead of the Maldives

🌤 Weather

👥 Population

436,330

74,800

💱 Currency

Maldivian Rufiyaa MVR Rf

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MVR = 6.49 USD

100 MVR = 5.78 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to MVR – Maldivian Rufiyaa Converter

🇺🇸 United States Dollar ($)

🇲🇻 Maldivian Rufiyaa (Rf)

Maldivian Rufiyaa exchange rates as of October 10, 2026: 1 USD = 15.42 MVR (100 MVR = 6.49 USD). 1 EUR = 17.29 MVR (100 MVR = 5.78 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to MVR in detail →

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