Last update: Nov 2026

Cost of Living Comparison Between Makurdi and Chiang Mai

For one person, living is cheaper in Makurdi: $12.12 a month against $935 in Chiang Mai, rent and utilities included – about $11,100 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Makurdi

🇳🇬 Nigeria

$12.12

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Makurdi and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makurdi and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $12.12 per month in Makurdi vs $935 in Chiang Mai, rent included.

Makurdi $12.12
Chiang Mai $935

A couple spends around $17.15 per month in Makurdi vs $1,467 in Chiang Mai, rent included.

Makurdi $17.15
Chiang Mai $1,467

A family of three spends $22 per month in Makurdi vs $1,999 in Chiang Mai, rent included.

Makurdi $22
Chiang Mai $1,999

Makurdi is about 99% cheaper than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Makurdi and Chiang Mai are more affordable than the global median – Makurdi 99% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$0.38 ₦511

$2.13 ฿72.0

-82.16%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿628

Fast Food Meal (McDonalds, etc)

$1.82 ₦2,432

$5.60 ฿189

-67.50%

Cappuccino

$1.66 ฿56.1

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.08 ₦107

$0.65 ฿21.83

-87.69%

Water (0.33 liter bottle)

$0.07 ₦96.7

$0.30 ฿10.29

-76.67%

Local Beer (0.5 liter draught)

$0.35 ₦474

$2.32 ฿78.4

-84.91%

Imported Beer (0.33 liter bottle)

$0.61 ₦817

$3.67 ฿124

-83.38%

Milk (1 liter)

$2.02 ฿68.0

White Bread (500g)

$1.41 ฿47.51

Rice (white) (1kg)

$1.39 ฿46.96

Eggs

$2.37 ฿79.9

Local Cheese (1kg)

$16.52 ฿557

Chicken Fillets (1kg)

$2.67 ฿90.1

Beef Round Steak (1kg)

$9.02 ฿304

Apples (1kg)

$2.40 ฿80.9

Banana (1kg)

$1.04 ฿35.13

Oranges (1kg)

$1.66 ฿56.0

Tomato (1kg)

$1.56 ฿52.6

Potato (1kg)

$1.24 ฿41.76

Onion (1kg)

$1.09 ฿36.66

Lettuce (1 head)

$0.76 ฿25.70

Water (1.5 liter bottle)

$0.51 ฿17.35

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

Wine (Bottle)

$17.93 ฿605

Local Beer (0.5 liter bottle)

$1.62 ฿54.8

Imported Beer (0.33 liter bottle)

$2.82 ฿95.2

One-way Ticket (Public Transport)

$0.93 ฿31.53

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,785

Taxi Start (Normal Tariff)

$1.18 ฿39.70

Taxi (Normal Tariff) (1km)

$0.17 ฿5.79

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿61.1

Gasoline (1 liter)

$1.47 ฿49.69

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿708.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿894.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,111

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿392

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿685

Gym Membership (Monthly)

$37.88 ฿1,278

Tennis Court (1 Hour on Weekend)

$3.70 ฿125

Cinema Ticket

$6.51 ฿220

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.5K

International Primary School, 1 Child (Yearly)

$16.6K ฿559.2K

Jeans (Levis 501 Or Similar)

$53.5 ฿1,807

Summer Dress (H&M, Zara, etc)

$24.80 ฿837

Sport Shoes (Adidas, Nike)

$90.4 ฿3,050

Men's Leather Business Shoes

$72.0 ฿2,428

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.5K

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.7K

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.2K

Buy Apartment in City Center (m2)

$2,418 ฿81.6K

Buy Apartment Outside City Center (m2)

$1,609 ฿54.3K

Average Monthly Net Salary (After Tax)

$595 ฿20.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makurdi: November 1, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Makurdi

–

Chiang Mai

$310 33.1%

Groceries & Markets

Makurdi

–

Chiang Mai

$237 25.3%

Clothing & Footwear

Makurdi

–

Chiang Mai

$108 11.6%

Monthly Utilities & Internet

Makurdi

–

Chiang Mai

$94 10.1%

Eating Out

Makurdi

–

Chiang Mai

$77 8.2%

Getting Around

Makurdi

–

Chiang Mai

$59 6.3%

Sport & Entertainment

Makurdi

–

Chiang Mai

$51 5.4%

Good to know

🇳🇬 Makurdi

🇹🇭 Chiang Mai

🕒 Local time

23:41 11:41 PM

05:41 5:41 AM

6 h ahead of Makurdi

🌤 Weather

👥 Population

500,797

127,240

💱 Currency

Nigerian Naira NGN ₦

Thai Baht THB ฿

📈 Exchange rate

10,000 NGN = 7.48 USD

10,000 NGN = 6.69 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of November 3, 2026: 1 USD = 1,337 NGN (10,000 NGN = 7.48 USD). 1 EUR = 1,495 NGN (10,000 NGN = 6.69 EUR).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

USD to NGN in detail →

On the map

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Highest

Between locations

Makurdi Chiang Mai 9,780 km ≈ 13 h nonstop flight

From you

Makurdi
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makurdi vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 7618% more than Makurdi, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $18.18 per month in Makurdi and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A $800 monthly budget goes further in Makurdi, where all-in costs run around $12.12, than in Chiang Mai at $935. In Makurdi it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $12.12 in Makurdi to $935 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.