Last update: Nov 2026

Cost of Living Comparison Between Makurdi and Abuja

For one person, living is cheaper in Makurdi: $12.12 a month against $1,087 in Abuja, rent and utilities included – about $12,900 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Abuja
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Abuja Living Index

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Makurdi

🇳🇬 Nigeria

$12.12

/mo nomad

Abuja

🇳🇬 Nigeria

$1,087

/mo nomad

Monthly Cost of Living

How much you'll spend in Makurdi and in Abuja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makurdi and in Abuja actually costs, broken down by who's living it.

Monthly costs for one person with rent: $12.12 in Makurdi versus $1,087 in Abuja.

Makurdi $12.12
Abuja $1,087

Estimated couple costs with rent: $17.15 in Makurdi versus $1,937 in Abuja.

Makurdi $17.15
Abuja $1,937

Monthly costs for a family of three with rent: $22 in Makurdi versus $2,786 in Abuja.

Makurdi $22
Abuja $2,786

Living in Makurdi costs roughly 99% less than in Abuja, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Makurdi 99% lower, Abuja 20% lower.

Meal at Budget Restaurant

$0.38 ₦511

$2.07 ₦2,771

-81.64%

Three-Course Dinner for Two, Mid-Range

$29.92 ₦40.0K

Fast Food Meal (McDonalds, etc)

$1.82 ₦2,433

$3.93 ₦5,255

-53.69%

Cappuccino

$3.36 ₦4,497

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.08 ₦107

$0.43 ₦575

-81.40%

Water (0.33 liter bottle)

$0.07 ₦96.8

$0.66 ₦887

-89.39%

Local Beer (0.5 liter draught)

$0.35 ₦474

$0.99 ₦1,330

-64.65%

Imported Beer (0.33 liter bottle)

$0.61 ₦817

$1.98 ₦2,643

-69.19%

Milk (1 liter)

$3.61 ₦4,821

White Bread (500g)

$1.27 ₦1,699

Rice (white) (1kg)

$2.17 ₦2,905

Eggs

$1.79 ₦2,399

Local Cheese (1kg)

$11.19 ₦15.0K

Chicken Fillets (1kg)

$5.37 ₦7,180

Beef Round Steak (1kg)

$6.06 ₦8,100

Apples (1kg)

$2.00 ₦2,672

Banana (1kg)

$1.48 ₦1,973

Oranges (1kg)

$1.47 ₦1,961

Tomato (1kg)

$2.32 ₦3,105

Potato (1kg)

$1.84 ₦2,465

Onion (1kg)

$2.48 ₦3,320

Lettuce (1 head)

$0.60 ₦800

Water (1.5 liter bottle)

$0.36 ₦484

Cigarettes 20 Pack (Marlboro, Camel)

$1.95 ₦2,612

Wine (Bottle)

$5.69 ₦7,615

Local Beer (0.5 liter bottle)

$1.18 ₦1,583

Imported Beer (0.33 liter bottle)

$1.85 ₦2,468

One-way Ticket (Public Transport)

$0.46 ₦622

Public Transport Monthly Pass (Regular Price)

$32.00 ₦42.8K

Taxi Start (Normal Tariff)

$0.63 ₦838

Taxi (Normal Tariff) (1km)

$0.79 ₦1,056

Taxi 1hour Waiting (Normal Tariff)

$1.84 ₦2,454

Gasoline (1 liter)

$0.53 ₦714

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K ₦34.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.4K ₦48.7M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₦148.6K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.54 ₦8,743

Internet (50+ Mbps, Unlimited Data)

$28.96 ₦38.7K

Gym Membership (Monthly)

$32.73 ₦43.8K

Tennis Court (1 Hour on Weekend)

$9.31 ₦12.4K

Cinema Ticket

$6.27 ₦8,390

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.02 ₦60.2K

International Primary School, 1 Child (Yearly)

$5,561 ₦7.4M

Jeans (Levis 501 Or Similar)

$25.67 ₦34.3K

Summer Dress (H&M, Zara, etc)

$59.4 ₦79.4K

Sport Shoes (Adidas, Nike)

$77.3 ₦103.3K

Men's Leather Business Shoes

$106 ₦142.0K

1-bedroom Apartment, City Center (Monthly)

$1,078 ₦1.4M

1-bedroom Apartment, Outside City Center (Monthly)

$436 ₦583.3K

3-bedroom Apartment, City Center (Monthly)

$2,673 ₦3.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,365 ₦1.8M

Buy Apartment in City Center (m2)

$695 ₦929.0K

Buy Apartment Outside City Center (m2)

$371 ₦496.0K

Average Monthly Net Salary (After Tax)

$166 ₦222.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makurdi: November 1, 2026

Last update for Abuja: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Makurdi

–

Abuja

$436 40.1%

Groceries & Markets

Makurdi

–

Abuja

$218 20%

Monthly Utilities & Internet

Makurdi

–

Abuja

$147 13.5%

Clothing & Footwear

Makurdi

–

Abuja

$121 11.1%

Eating Out

Makurdi

–

Abuja

$82 7.5%

Sport & Entertainment

Makurdi

–

Abuja

$45 4.2%

Getting Around

Makurdi

–

Abuja

$38 3.5%

Good to know

🇳🇬 Makurdi

🇳🇬 Abuja

🕒 Local time

20:10 8:10 PM

Same time as Makurdi

🌤 Weather

👥 Population

500,797

776,298 Capital

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.48 USD

10,000 NGN = 6.67 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.67 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makurdi vs Abuja: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $12.12 in Makurdi and $1,087 in Abuja, so Makurdi is about 99% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $18.18 in Makurdi and $1,631 in Abuja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

At $12.12 in Makurdi versus $1,087 in Abuja, a $800 budget is realistic in Makurdi but tight or insufficient in Abuja. The gap between the two cities makes Makurdi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.