Last update: Oct 2026

Cost of Living Comparison Between Makurdi and Bansko

For one person, living is cheaper in Makurdi: $12.58 a month against $956 in Bansko, rent and utilities included – about $11,300 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Bansko
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Bansko Living Index

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Makurdi

🇳🇬 Nigeria

$12.58

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Makurdi and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makurdi and in Bansko actually costs, broken down by who's living it.

A single person spends $12.58 per month in Makurdi vs $956 in Bansko, rent included.

Makurdi $12.58
Bansko $956

A couple spends around $17.79 per month in Makurdi vs $1,467 in Bansko, rent included.

Makurdi $17.79
Bansko $1,467

A family of three spends $22.99 per month in Makurdi vs $1,979 in Bansko, rent included.

Makurdi $22.99
Bansko $1,979

Makurdi is about 99% cheaper than Bansko, and outside of rent the biggest gap is in groceries.

Both Makurdi and Bansko are more affordable than the global median – Makurdi 99% lower, Bansko 29% lower.

Meal at Budget Restaurant

$0.40 ₦526

$8.66 BGN 15.06

-95.38%

Three-Course Dinner for Two, Mid-Range

$44.94 BGN 78.2

Fast Food Meal (McDonalds, etc)

$1.91 ₦2,543

$8.78 BGN 15.28

-78.25%

Cappuccino

$2.33 BGN 4.05

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.09 ₦119

$1.57 BGN 2.74

-94.27%

Water (0.33 liter bottle)

$0.08 ₦105

$0.82 BGN 1.43

-90.24%

Local Beer (0.5 liter draught)

$0.36 ₦472

$1.68 BGN 2.92

-78.57%

Imported Beer (0.33 liter bottle)

$0.62 ₦819

$1.98 BGN 3.45

-68.69%

Milk (1 liter)

$1.73 BGN 3.00

White Bread (500g)

$0.80 BGN 1.40

Rice (white) (1kg)

$1.44 BGN 2.51

Eggs

$2.36 BGN 4.10

Local Cheese (1kg)

$9.39 BGN 16.34

Chicken Fillets (1kg)

$6.41 BGN 11.15

Beef Round Steak (1kg)

$8.48 BGN 14.76

Apples (1kg)

$1.31 BGN 2.28

Banana (1kg)

$1.62 BGN 2.82

Oranges (1kg)

$1.73 BGN 3.01

Tomato (1kg)

$1.94 BGN 3.38

Potato (1kg)

$0.94 BGN 1.63

Onion (1kg)

$0.76 BGN 1.32

Lettuce (1 head)

$0.55 BGN 0.95

Water (1.5 liter bottle)

$0.59 BGN 1.02

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 BGN 5.66

Wine (Bottle)

$5.20 BGN 9.05

Local Beer (0.5 liter bottle)

$1.09 BGN 1.89

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.92

One-way Ticket (Public Transport)

$0.84 BGN 1.45

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

Taxi Start (Normal Tariff)

$1.34 BGN 2.34

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.51

Gasoline (1 liter)

$1.48 BGN 2.57

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 BGN 161

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 BGN 25.26

Internet (50+ Mbps, Unlimited Data)

$12.32 BGN 21.43

Gym Membership (Monthly)

$31.70 BGN 55.2

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$5.62 BGN 9.78

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

International Primary School, 1 Child (Yearly)

$2,268 BGN 3,947

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.13

Sport Shoes (Adidas, Nike)

$45.86 BGN 79.8

Men's Leather Business Shoes

$47.69 BGN 83.0

1-bedroom Apartment, City Center (Monthly)

$518 BGN 902

1-bedroom Apartment, Outside City Center (Monthly)

$357 BGN 621

3-bedroom Apartment, City Center (Monthly)

$614 BGN 1,069

3-bedroom Apartment, Outside City Center (Monthly)

$569 BGN 990

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makurdi: October 10, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Makurdi

–

Bansko

$357 37.3%

Groceries & Markets

Makurdi

–

Bansko

$192 20.1%

Eating Out

Makurdi

–

Bansko

$145 15.2%

Monthly Utilities & Internet

Makurdi

–

Bansko

$119 12.5%

Clothing & Footwear

Makurdi

–

Bansko

$64 6.7%

Sport & Entertainment

Makurdi

–

Bansko

$43 4.5%

Getting Around

Makurdi

–

Bansko

$35 3.7%

Good to know

🇳🇬 Makurdi

🇧🇬 Bansko

🕒 Local time

19:00 7:00 PM

21:00 9:00 PM

2 h ahead of Makurdi

🌤 Weather

👥 Population

500,797

8,000

💱 Currency

Nigerian Naira NGN ₦

Bulgarian Lev BGN лв.

📈 Exchange rate

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Makurdi Bansko 4,070 km ≈ 6 h nonstop flight

From you

Makurdi
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makurdi vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $12.58 in Makurdi, $956 in Bansko – roughly 7499% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $18.87 per month in Makurdi and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A $1,000 monthly budget goes further in Makurdi, where all-in costs run around $12.58, than in Bansko at $956. In Makurdi it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $12.58 in Makurdi to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Makurdi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.