Last update: Oct 2026

Cost of Living Comparison Between Madrid and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,265 in Madrid, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Madrid
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Madrid Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Madrid

🇪🇸 Spain

$2,265

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Madrid and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Madrid and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,265 in Madrid versus $1,353 in Ubud, Bali.

Madrid $2,265
Ubud, Bali $1,353

Estimated couple costs with rent: $3,311 in Madrid versus $2,297 in Ubud, Bali.

Madrid $3,311
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,356 in Madrid versus $3,241 in Ubud, Bali.

Madrid $4,356
Ubud, Bali $3,241

Living in Madrid is roughly 67% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Madrid 67% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$18.06 €16.06

$3.23 Rp 58.1K

459.13%

Three-Course Dinner for Two, Mid-Range

$66.5 €59.2

$34.88 Rp 627.8K

90.62%

Fast Food Meal (McDonalds, etc)

$11.40 €10.14

$5.70 Rp 102.5K

100.00%

Cappuccino

$3.03 €2.69

$2.62 Rp 47.1K

15.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.25 €2.89

$1.72 Rp 31.0K

88.95%

Water (0.33 liter bottle)

$2.32 €2.07

$0.81 Rp 14.6K

186.42%

Local Beer (0.5 liter draught)

$3.85 €3.42

$2.65 Rp 47.7K

45.28%

Imported Beer (0.33 liter bottle)

$4.82 €4.29

$4.37 Rp 78.6K

10.30%

Milk (1 liter)

$1.32 €1.18

$1.57 Rp 28.3K

-15.92%

White Bread (500g)

$1.61 €1.43

$2.19 Rp 39.5K

-26.48%

Rice (white) (1kg)

$1.75 €1.56

$1.18 Rp 21.2K

48.31%

Eggs

$4.06 €3.61

$2.16 Rp 38.8K

87.96%

Local Cheese (1kg)

$16.34 €14.54

$17.65 Rp 317.7K

-7.42%

Chicken Fillets (1kg)

$9.61 €8.55

$3.78 Rp 68.0K

154.23%

Beef Round Steak (1kg)

$17.43 €15.50

$11.95 Rp 215.1K

45.86%

Apples (1kg)

$2.63 €2.34

$3.60 Rp 64.8K

-26.94%

Banana (1kg)

$2.18 €1.93

$1.59 Rp 28.6K

37.11%

Oranges (1kg)

$2.50 €2.22

$2.31 Rp 41.6K

8.23%

Tomato (1kg)

$2.60 €2.32

$1.91 Rp 34.3K

36.13%

Potato (1kg)

$2.25 €2.01

$1.78 Rp 32.1K

26.40%

Onion (1kg)

$2.08 €1.85

$2.33 Rp 41.9K

-10.73%

Lettuce (1 head)

$1.56 €1.39

$1.00 Rp 18.0K

56.00%

Water (1.5 liter bottle)

$1.08 €0.96

$0.53 Rp 9,509

103.77%

Cigarettes 20 Pack (Marlboro, Camel)

$6.70 €5.96

$2.29 Rp 41.1K

192.58%

Wine (Bottle)

$7.82 €6.95

$22.07 Rp 397.3K

-64.57%

Local Beer (0.5 liter bottle)

$1.22 €1.08

$2.35 Rp 42.2K

-48.09%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$2.98 Rp 53.6K

-24.50%

One-way Ticket (Public Transport)

$1.63 €1.45

$0.23 Rp 4,112

608.70%

Public Transport Monthly Pass (Regular Price)

$37.72 €33.56

$8.90 Rp 160.2K

323.82%

Taxi Start (Normal Tariff)

$3.81 €3.39

$0.47 Rp 8,466

710.64%

Taxi (Normal Tariff) (1km)

$1.49 €1.33

$0.43 Rp 7,737

246.51%

Taxi 1hour Waiting (Normal Tariff)

$29.99 €26.68

$5.47 Rp 98.4K

448.26%

Gasoline (1 liter)

$1.79 €1.59

$0.83 Rp 14.9K

115.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K €29.9K

$23.9K Rp 429.8M

40.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K €29.6K

$32.8K Rp 590.1M

1.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €169

$80.0 Rp 1.4M

137.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.57 €15.63

$6.56 Rp 118.1K

167.84%

Internet (50+ Mbps, Unlimited Data)

$35.34 €31.43

$18.60 Rp 334.8K

90.00%

Gym Membership (Monthly)

$49.52 €44.04

$54.1 Rp 974.1K

-8.50%

Tennis Court (1 Hour on Weekend)

$18.20 €16.19

$18.28 Rp 329.0K

-0.44%

Cinema Ticket

$11.09 €9.87

$4.25 Rp 76.5K

160.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 €609

$493 Rp 8.9M

38.85%

International Primary School, 1 Child (Yearly)

$18.2K €16.2K

$5,597 Rp 100.7M

225.54%

Jeans (Levis 501 Or Similar)

$87.8 €78.1

$45.58 Rp 820.4K

92.54%

Summer Dress (H&M, Zara, etc)

$42.06 €37.41

$34.96 Rp 629.4K

20.31%

Sport Shoes (Adidas, Nike)

$111 €98.3

$77.7 Rp 1.4M

42.22%

Men's Leather Business Shoes

$113 €100

$78.5 Rp 1.4M

43.67%

1-bedroom Apartment, City Center (Monthly)

$1,509 €1,342

$1,131 Rp 20.4M

33.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,162 €1,034

$673 Rp 12.1M

72.74%

3-bedroom Apartment, City Center (Monthly)

$2,804 €2,494

$3,613 Rp 65.0M

-22.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,867 €1,661

$1,702 Rp 30.6M

9.72%

Buy Apartment in City Center (m2)

$9,017 €8,021

$2,717 Rp 48.9M

231.83%

Buy Apartment Outside City Center (m2)

$4,294 €3,819

$2,241 Rp 40.3M

91.58%

Average Monthly Net Salary (After Tax)

$2,495 €2,219

$166 Rp 3.0M

1399.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.14

13.78

-77.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Madrid: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Madrid

$1.2K 51.3%

Ubud, Bali

$673 49.7% 42.1% $489

Groceries & Markets

Madrid

$308 13.6%

Ubud, Bali

$287 21.2% 6.6% $20

Eating Out

Madrid

$266 11.8%

Ubud, Bali

$106 7.9% 60% $160

Monthly Utilities & Internet

Madrid

$243 10.7%

Ubud, Bali

$105 7.8% 56.8% $138

Clothing & Footwear

Madrid

$159 7%

Ubud, Bali

$107 7.9% 33% $52

Sport & Entertainment

Madrid

$72 3.2%

Ubud, Bali

$63 4.6% 12.7% $9.1

Getting Around

Madrid

$56 2.5%

Ubud, Bali

$12 0.9% 77.6% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,509 in Madrid and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Madrid pays 1400% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Madrid vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $308 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇪🇸 Madrid

🇮🇩 Ubud, Bali

🕒 Local time

00:44 12:44 AM

06:44 6:44 AM

6 h ahead of Madrid

🌤 Weather

👥 Population

3,332,035 Capital

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Madrid Ubud, Bali 13,060 km ≈ 17 h nonstop flight

From you

Madrid
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Madrid vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 67% lower than in Madrid. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1400% higher in Madrid, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,509 in Madrid versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Madrid. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $66.0 in Madrid. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,265 in Madrid, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Madrid. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Madrid and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 67% less than in Madrid. Beyond cost, consider language, visa policies, and how big the international community is in each city.