Cost of Living Comparison Between Madrid and Ubud, Bali Cost of Living Comparison Between Madrid and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,293 in Madrid versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,370 in Madrid versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,447 in Madrid versus $3,763 in Ubud, Bali.

Living in Madrid is roughly 63% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Madrid 72% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$17.65 €15.47

$3.43 Rp 61.4K

414.58%

Three-Course Dinner for Two, Mid-Range

$68.5 €60.1

$31.97 Rp 572.3K

114.20%

Fast Food Meal (McDonalds, etc)

$11.64 €10.21

$5.05 Rp 90.4K

130.50%

Cappuccino

$3.12 €2.73

$2.71 Rp 48.6K

15.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 €2.83

$1.39 Rp 24.9K

131.65%

Water (0.33 liter bottle)

$2.18 €1.91

$0.74 Rp 13.3K

194.59%

Local Beer (0.5 liter draught)

$4.15 €3.64

$2.89 Rp 51.8K

43.60%

Imported Beer (0.33 liter bottle)

$4.61 €4.04

$3.79 Rp 67.9K

21.64%

Milk (1 liter)

$1.24 €1.09

$1.79 Rp 32.1K

-30.73%

White Bread (500g)

$1.64 €1.44

$2.51 Rp 44.9K

-34.66%

Rice (white) (1kg)

$1.70 €1.49

$1.21 Rp 21.7K

40.50%

Eggs

$3.38 €2.96

$2.37 Rp 42.4K

42.62%

Local Cheese (1kg)

$15.06 €13.20

$14.43 Rp 258.4K

4.37%

Chicken Fillets (1kg)

$8.95 €7.85

$4.15 Rp 74.3K

115.66%

Beef Round Steak (1kg)

$16.80 €14.73

$12.11 Rp 216.9K

38.73%

Apples (1kg)

$2.73 €2.39

$3.77 Rp 67.5K

-27.59%

Banana (1kg)

$2.18 €1.92

$1.63 Rp 29.1K

33.74%

Oranges (1kg)

$2.47 €2.16

$2.71 Rp 48.5K

-8.86%

Tomato (1kg)

$2.70 €2.37

$2.26 Rp 40.4K

19.47%

Potato (1kg)

$2.15 €1.88

$1.93 Rp 34.5K

11.40%

Onion (1kg)

$2.06 €1.81

$2.19 Rp 39.3K

-5.94%

Lettuce (1 head)

$1.36 €1.19

$1.02 Rp 18.2K

33.33%

Water (1.5 liter bottle)

$0.92 €0.80

$0.72 Rp 12.8K

27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$6.97 €6.11

$3.18 Rp 57.0K

119.18%

Wine (Bottle)

$7.90 €6.92

$23.84 Rp 426.8K

-66.86%

Local Beer (0.5 liter bottle)

$1.46 €1.28

$2.77 Rp 49.7K

-47.29%

Imported Beer (0.33 liter bottle)

$2.23 €1.96

$2.75 Rp 49.3K

-18.91%

One-way Ticket (Public Transport)

$1.79 €1.57

$0.27 Rp 4,785

562.96%

Public Transport Monthly Pass (Regular Price)

$48.65 €42.66

$8.20 Rp 146.7K

493.29%

Taxi Start (Normal Tariff)

$4.11 €3.60

$0.48 Rp 8,653

756.25%

Taxi (Normal Tariff) (1km)

$1.36 €1.20

$0.42 Rp 7,544

223.81%

Taxi 1hour Waiting (Normal Tariff)

$28.81 €25.26

$6.03 Rp 107.9K

377.78%

Gasoline (1 liter)

$1.92 €1.69

$0.82 Rp 14.7K

134.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €32.5K

$26.6K Rp 475.6M

39.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K €29.5K

$32.2K Rp 576.6M

4.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 €171

$78.3 Rp 1.4M

149.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.22 €18.60

$3.91 Rp 70.0K

442.71%

Internet (50+ Mbps, Unlimited Data)

$34.93 €30.63

$23.91 Rp 428.2K

46.09%

Gym Membership (Monthly)

$53.2 €46.61

$96.2 Rp 1.7M

-44.73%

Tennis Court (1 Hour on Weekend)

$17.64 €15.47

$6.53 Rp 116.8K

170.14%

Cinema Ticket

$11.67 €10.23

$4.01 Rp 71.8K

191.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$664 €582

$303 Rp 5.4M

119.51%

International Primary School, 1 Child (Yearly)

$12.3K €10.8K

$6,551 Rp 117.3M

87.42%

Jeans (Levis 501 Or Similar)

$95.6 €83.8

$55.3 Rp 990.3K

72.81%

Summer Dress (H&M, Zara, etc)

$41.77 €36.62

$38.32 Rp 686.1K

9.00%

Sport Shoes (Adidas, Nike)

$108 €94.6

$88.5 Rp 1.6M

21.88%

Men's Leather Business Shoes

$136 €119

$76.7 Rp 1.4M

77.17%

1-bedroom Apartment, City Center (Monthly)

$1,566 €1,373

$986 Rp 17.6M

58.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,115 €978

$682 Rp 12.2M

63.52%

3-bedroom Apartment, City Center (Monthly)

$2,786 €2,443

$3,420 Rp 61.2M

-18.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,868 €1,638

$2,075 Rp 37.1M

-9.94%

Buy Apartment in City Center (m2)

$9,189 €8,057

$2,762 Rp 49.5M

232.65%

Buy Apartment Outside City Center (m2)

$4,356 €3,819

$2,243 Rp 40.2M

94.18%

Average Monthly Net Salary (After Tax)

$2,480 €2,174

$169 Rp 3.0M

1369.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.43

13.28

-74.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Madrid: July 21, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,607 in Madrid and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Madrid pays 1376% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Madrid vs $32.00 in Ubud, Bali. Groceries flip the comparison at $293 vs $297, with Madrid cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Madrid vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 63% lower than in Madrid. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1376% higher in Madrid, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,607 in Madrid versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Madrid pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $69.0 in Madrid. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $2,293 in Madrid, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Madrid. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Madrid and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Madrid. Beyond cost, consider language, visa policies, and how big the international community is in each city.